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“The BJP’s hate-based consolidation of upper castes aims to turn Muslims into a new untouchable class”


Upper caste liberals must understand that the Bharatiya Janata Party has been winning continuously since 2002 on the politics of hate, Hartosh Singh Bal, political editor of Caravan the magazine said on Saturday.

“For 20 years it’s been the same winning pattern and it’s a challenge to the idea of ​​India. It is a failure of the wider left to include many more in its ranks,” he told The Press during a speech at an event organized by Janhastakshep, a campaign against fascist designs. National Capital Club.

“Take a look at what the BJP has done in Uttar Pradesh. They appointed a Muslim Pasmanda (Danish Azad Ansari) as the sole cabinet minister Yogi Adityanath. They appoint several Pasmanda Muslims to state Waqf councils. Who was stopping the Liberals from being inclusive? If we don’t recognize that, we can’t challenge them,” Bal pointed out.

The BJP had not fielded a single Muslim candidate in the UP Assembly polls.

The Janhastakshep event was organized against the rise of the culture of hate in the country and the way the promotion of a “culture of hate” in daily life by the Sangh Parivar, headed by found Rashtriya Swayamsevak Sangh, sanctified her.

From Modi’s victory in 2002 in Gujarat to Yogi’s victory in 2022 in Uttar Pradesh, everything was based on Hindu majoritarianism and hatred of Muslims. The BJP has a strong and unbreakable vote bank in northern Vindhyas, which includes the upper castes, including Brahmins and Baniyas.

“For most of these upper castes, it is obvious that Congress has not taken up the challenge. The Aam Aadmi party is not a challenge for the BJP. The hate-based consolidation of upper castes is well thought out and directed towards building a new untouchable class – Muslims,” Bal said.

With the rise of Kanshi Ram’s Bahujan Samaj party, the Bahujans had a party, the Samajwadi party represented Yadavs and a few other OBCs, so it was obvious that the upper caste vote bank would go to the BJP.

The BJP is working towards the permanent untouchability of Muslims, Bal pointed out, and stressed that ‘Hindu Rashtra’ cannot exist without the creation of this class. “The dissidents of this project are Punjab, West Bengal, where there are 30% Muslims; Tamil Nadu, which has strong cultural roots, and Kerala,” Bal said.

He said we have to understand that the numbers are with the BJP. The population of Uttar Pradesh is growing rapidly and it is their growing voter base. Bal observed that this was disturbing.

Former Delhi University professor Shamsul Islam said the Hindutva project aims to make Muslims the new Shudras. “Muslims are hardly represented anywhere, yet hatred against them is growing,” he said.

He pointed out that it must be understood that the RSS is also against Hindus, not only against Muslims and Christians, who are in the minority anyway. “RSS is against the fight for equality. When the Constitution was passed, the RSS reiterated that they want Manusmriti, which is against most Hindus and women,” Islam added.

Instead of realizing this, Islam claims, Muslim leaders are getting sucked into the dialogue about the hijab. “We are now fighting cases claiming that the hijab is an integral part of Islam. We are playing RSS game. We have to fight the disease and not just the symptoms,” Islam said.

Pointing out the use of violence in a decentralized manner, publisher and co-founder of the news site ThreadSiddharth Varadarajan said the BJP realized that the usefulness and consequences of large-scale riots were limited.

“However, the cumulative impact of lynching, hatred and creating doubts about each other has a much greater effect,” he said.

Underscoring this point, author and activist Sanjay Kak said the justification for the murder and dispossession of Muslims is being worked on and the film the Kashmir Files help this project.

The erasure of Muslims from everyday life as a policy is ongoing. “They are trying many things – love jihad, hijab issue, conversion, land jihad, triple talaq, Babri Masjid verdict. They are bleeding Muslims with many small cuts. They are trying to normalize a lot of things,” Varadarajan said.

The politics of violence is growing in the country and the media has played a role in maintaining this cycle. “The newsrooms where the majority of upper castes are employed do what they actually believe in. They have always embraced the BJP and they want to do so. So, when you see newsrooms openly supporting the BJP, there is nothing to be surprised about,” Bal pointed out.

For Houston beauty influencer with alopecia, Will Smith’s Oscar slap was a missed opportunity


Jada Pinkett Smith and Kim Roxie both rolled their eyes after hearing Chris Rock’s now infamous joke at the 2022 Oscars.

When Will Smith leveled his “slap heard around the world” on Sunday night, Roxie wasn’t even looking. The Houston native and nationally known makeup artist found out about the incident later after seeing clips online.

“I didn’t think it was funny,” Roxie said, referring to Rock poking fun at Pinkett Smith’s shaved head with a “GI Jane 2” dig. “Jada didn’t shave her head to be in a movie. She’s not acting. It’s her life.”

Like Pinkett Smith and nearly 7 million other Americans, Roxie suffers from alopecia, an autoimmune disease that causes hair loss. The disease can affect any age, sex or race, but is more common in African Americans, according to a study conducted by the American Academy of Dermatology.

Roxie, who is black, called Rock’s comments “tasteless” and likened them to making fun of a disabled or sick person.

“Men don’t experience this because they shave their heads all the time, they lose their hair all the time, but it’s considered sexy,” Roxie said. “When it comes to women, that’s the main thing that a lot of women aren’t sure about: will I be attractive?”

Roxie, 39, has suffered from baldness and hair loss since her 20s – but didn’t realize it was due to alopecia until 2020.

She originally attributed her hair loss to years of damaging her hair with a perm and the constant combing and straightening of her naturally curly hair. After repeated attempts to regrow her hair, she saw a black dermatologist who recognized the real problem, prompting Roxie to shave her head.

Although she initially mourned the loss of her hair, she is now comfortable discussing her story publicly. This is in part thanks to her support group Hair Dreams by Christal Inc., a local non-profit organization that helps those battling hair loss from cancer, alopecia, lupus and other diseases. other diseases.

Now, she’s even used her story to help grow her business, Lamik Beauty, a vegan makeup line she launched at just 21 that offers products made with natural and organic ingredients for multicultural women. Roxie has created a duo brow kit that includes powder and concealer, and is specially designed for clients like her who suffer from alopecia or hair loss.

Her artistry has received national acclaim, painting makeup for TV shows and famous faces like Letoya Luckett, Yolanda Adams and Mary Mary. But given the recent controversy, she says she’s been getting even more calls lately.

That said, she would have preferred Smith to stand up for his wife in a different way.

“I don’t think he should have hit him,” she said.

Will Smith announced Friday evening that he had resigned from the Academy of Motion Picture Arts and Sciences in the fallout from the scandal.

The news came days after Smith issued a public apology to Rock in a post on Instagram.

SEWING: Will Smith’s Oscar slap of Chris Rock was fake, and his story may offer an explanation

Roxie believes a different approach would have not only shed light on the disease, but also turned a negative into a positive.

“I can understand the pain, but if Will had grabbed the mic and told people what alopecia is and made a public announcement, (that) would have been the best retort,” Roxie said.

“If he could have used this opportunity to raise awareness and then be like ‘my wife is hot as hell,’ then it would have been like Will Smith telling the world that a bald head is beautiful. From the point of view beauty is what we need.”

Why Debt Consolidation May Be a Better Choice Than Debt Settlement


Image source: Getty Images

Are you hesitating between debt settlement and debt consolidation? Read this first.

Key points

  • With debt consolidation, you get a new loan with better terms.
  • With debt settlement, you negotiate an amount to pay with your creditors.
  • Debt consolidation doesn’t hurt your credit or affect taxes like settlements can.

Owing money can be very stressful. If you find yourself with a large outstanding balance, chances are you want to pay it off as soon as possible. However, it can be difficult to manage and understand how. There are a few approaches you can take, but two common techniques are debt consolidation and debt settlement.

To help you choose between the two, here’s what you need to know about how each works and why, for many people, debt consolidation is a better choice.

How does debt consolidation work?

Debt consolidation involves using a new loan to pay off several existing debts. For example, you could take out a personal loan and pay off three credit cards and a few medical loans with it. Or you can use a credit card balance transfer and move the outstanding amount charged on multiple cards to a new balance transfer card.

Typically, debt consolidation doesn’t just combine your debts, it gives you a new loan with more favorable terms. For example, you could find a personal loan at a lower interest rate than your current creditors and use it to consolidate your debts. And it would reduce financing costs and make repayment easier and cheaper.

How does debt settlement work?

Debt settlement is not like consolidation. You don’t get a new loan. Instead, you make a deal with the creditors you already owe money to. Typically, they agree to accept less than what you currently owe, thus settling your debt for less than the full outstanding balance.

Debt settlement can consist of making a lump sum payment or entering into a repayment plan. Often, debt settlement companies will offer to negotiate a settlement for you with your creditors, but you can also do this yourself by working directly with your creditors. This saves you the fees charged by specialist debt settlement companies.

Why is debt consolidation a better choice?

Debt consolidation is generally preferable to settlement for a few key reasons.

1. Consolidation won’t damage your credit, but debt settlement will

More often than not, creditors won’t agree to settle your debt until you’ve been behind on your payments. And they’ll report your debt as settled, rather than paid in full. Both can hurt your credit score.

Consolidation doesn’t hurt your score that way, and it can improve it in the long run if you show you can pay off your consolidation loan on time.

2. You don’t need creditor permission for consolidation

You can only settle a debt if your creditors agree. But as long as you can get approval for a consolidation loan, you don’t need permission from your current creditors to do so.

3. You are sometimes taxed on settled debts

Being taxed on a settled debt can impact your IRS bill. And in some cases, it could push you into a higher tax bracket, which would mean you end up owing a good amount of money. Depending on how those calculations break down, it might not be worth settling debt if you can consolidate instead.

Think carefully about what is best for your situation when deciding how to pay off your debts. But, often, you will find that consolidation is the right option for these three important reasons.

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Mungo Thomson’s Elegies to an Analog World


First: a single copyright sign. Then the camera gradually retracts to reveal surrounding text – names, dates, rights holders – moving at the rapid frame rate of stop-motion. Over a soundtrack that layers mechanical roars with chimes and rattles, Mungo Thomson’s 12-minute video “Volume 1. Foods of the World” (2014-22) continues to flash through seemingly endless pages of recipes, an incessant staccato of culinary instructions and demonstrative imagery: a marbled plate of neat canapés or a layered cake covered in buttercream, hands whipping, slicing or kneading, and even – in a very granular approach to the language of kitchen – a classificatory torrent of apple varieties.

One of seven short, cinema-style video “volumes” on display in Thomson’s solo exhibition Lifetime at Karma, the work derives its content and title from a series of cookbooks published by Time-Life from 1968 to 1971. Time-Life, a supplier of popular mail-order encyclopedias, extracted the photographic deposits general interest magazines Time and The life to produce dense image volumes on subjects ranging from wildlife to navigation to computers. Time-Life books, which the Los Angeles artist recently referred to as “proto-internet,” were a staple of middle-class households across the United States in the 1970s and 1980s; in 2001, as the United States ushered in a new millennium via dial-up, Time-Life publishing folded. Thomson, for whom mass media – and mediated experience – are artistic touchstones, explored Time in the past: before, he traced the magazine’s evolving font, and produced mirrored versions of its covers emptied of their contents.

Installation view of Mungo Thomson: Life in Time in Karma. Pictured: “Volume 1. Foods of the World” (2014-22), 4K video with sound, 12:09 minutes. Music: Andrea Centazzo and Pierre Favre, “Koan #16” (2005) Ictus Records catalog number 504

Like a Soviet Kino-Eye with a wink, the videos of Lifetime assign the viewer the perspective of a robotic scanner busy cannibalizing books to turn them into digital data. Placed on a grid base, the pages are sporadically lateral, cropped in an absurd way or atomized by proximity; at one fantastically animated moment, they even swirl around the spiral binding of the book as if it were a mast. The image-saturated viewer, whose fixed eye is not allowed to rest, operates at the speed of the machine: high-speed scanners can process eight pages per second, roughly the same frame rate used by Thomson stop-motions. In their interweaving of contemporary and pre-digital technologies (scanner and stop-motion, e-book and printed book, internet and encyclopedia), these works question what is lost, produced and altered by large-scale digitization. Is analog existence transformed, on an ontological level, in the process? Are we?

In the spirit of the Time-Life books, each of Thomson’s video volumes brings encyclopedic scope to a unique theme, such as flowers, search engine-like questions, and knots (the latter perhaps a metaphor for the Gordian knot of Thomson’s survey). “Volume 2. Animal Locomotion” (2015-22), aptly titled after Eadweard Muybridge’s proto-stop-motion experiments with motion photography, extracts images from fitness books to portray individuals moving in flip-book fashion through lunges and squats, dance moves and yoga poses – including yoga performed at desks. In the same vein as Foods of the World’s copyright sign, which wordlessly hints at the intellectual property issues accompanying digitization, the predominant whiteness of bodies throughout “Animal Locomotion” implicitly nods toward data biases that fuel algorithmic racism.

Installation view, Mungo Thomson, “Volume 7. Color Guide” (2021-22), 4K video with sound, 4:30 minutes. Original music by Adrian Garcia

Not all Thomson volumes are rooted in Time-Life. “Volume 5. Sideways Thought” (2020-22) features photographs of Auguste Rodin’s sculptures depicted from so many angles that they appear three-dimensional, a feat that clearly required photographic sources beyond Time-Life . Rodin’s world book – perhaps drawing on the thousands of photos personally supervised by Rodin, an early adopter of photography and a subscriber to Muybridge’s “Animal Locomotion” (which Muybridge made available by subscription). The final video in the sequence, “Volume 7. Color Guide” (2021-22), takes a macro lens to a printed Pantone color guide; in a play on the work of Californian light and space artists like James Turrell, flickering fields of pure, gritty color invade the screen and flood the darkened theater. The state of emptiness and trance induced by viewing the work evokes the strange sublimity of internet wormholes, the familiar, swaddled unconsciousness of getting caught up in a deluge of content and being swept away – where ? By who? And why? It’s something to think about.

Mungo Thomson: Life in Time continues at Karma (22 East 2nd Street, East Village, Manhattan) through April 16. The exhibition was organized by the gallery.

Roasted Salmon with Blood Orange and Harissa


Let’s face it: the last few years have been different, especially during the holidays, or as my friends in Israel say:Chag.” We couldn’t all be together, and when Passover came it was a seder for two instead of a seder for many. Part of the beauty of the seder is that everyone participates, from the oldest members to the youngest around the table. The word “seder” means “order”, and our seders have a sense of order and symbolism. Everything we eat represents our past, our history and our bittersweet history.

I want this Passover to be the time when we can all sit down together and learn more about our food and why we eat it (check out my modern Seder plate ideas). I chose salmon as a starter this year. Last year I made a brisket of tzimmes, but the meat got very expensive and the briskets can be quite expensive. Since salmon has different prices, you can choose the type of salmon you use depending on your budget. I use four pounds of salmon fillet.

The recipe is simple and quick. I use ingredients that play into the bright, flavorful fruits we find at this time of year. Blood oranges always make their way around March and April, so it’s the perfect partner to bring that citrus kick. Harissa is a Tunisian red chili paste that makes everything taste better. I buy my pots of harissa from Middle Eastern markets. For this recipe, I use a disposable aluminum pan to prepare and roast because the salmon cooks at a very high temperature.

Roasted Salmon with Blood Orange and Harissa

Makes 4-6 servings


  • 4 pound salmon fillet with skin down left
  • ¼ cup extra virgin olive oil
  • 3 tablespoons of harissa
  • Zest and juice of one blood orange
  • Sprigs of your favorite fresh herbs
  • Kosher salt and freshly ground black pepper, to taste


  1. Place the salmon skin side down in the pan, add all the ingredients and massage everything together. Leave to marinate in the refrigerator for two hours.
  2. Preheat the oven to 450 degrees.
  3. Place the pan in the oven and bake uncovered for 30 minutes.
  4. Remove from the oven and let rest for 10-15 minutes. The bottom skin will slide right off and the fish will be moist.


Charles City teacher honored with Hall of Fame induction – KCHA News


A Charles City teacher has been inducted into the Iowa Association of Alternative Education (IAAE) Hall of Fame.

Don Betts, principal and teacher at Carrie Lane High School, has been recognized as a pioneer in advancing alternative education in Iowa. In a statement, the school district commends Betts for his long efforts to create an alternative school environment for young students, which led to the creation of the innovative Charles City Campus’s FLEX online branch for elementary school students, of middle school and high school.

Innovative Campus colleague Josh Dean says, “Don’s legacy blows my mind every time I think about it. There are hundreds of children around the world whose lives are forever changed for the better because they met this incredible man. He literally made the difference between life and death for many of our children.

Matthew A. Heffron, a 2011 graduate of Carrie Lane High School, credits Betts with helping him stay in school, saying, “I went from not wanting to go to school to getting in at 6 a.m. to have morning chats with Mr. Betts about family, school, life, and generally everything. Mr. Betts pushed each student to ensure not only that he got the best out of them, but that they got the best out of themselves.

You can read the full press release below:

Charles City Community Schools would like to congratulate Don Betts, principal and teacher at Carrie Lane High School, on his recent induction into the Iowa Association of Alternative Education (IAAE) Hall of Fame.

A pioneer in the advancement of alternative education in Iowa, Betts served for many years on the IAAE board of directors and served as a guide and mentor to countless teachers and schools across the state in course of the last quarter century. This year, his long efforts to create an alternative school environment for young students led to the creation of the innovative Charles City Campus’s FLEX online branch for elementary, middle and high school students.

The IAAE Hall of Fame honors those who have made significant contributions to the field of alternative education, ranging from specific innovations to research, publications, and the ability to engage and inspire students , colleagues and the wider community. Teachers, counsellors, supervisors, administrators and other educators may be appointed annually.

“Don’s legacy blows my mind every time I think about it,” said Josh Dean, a teacher at Innovative Campus and a colleague of Betts. “There are hundreds of children around the world whose lives are forever changed for the better because they met this incredible man. He literally meant the difference between life and death for many of our children. .

Matthew A. Heffron, a 2011 graduate of Carrie Lane High School, credits Betts with helping him decide to stay in school.

“I went from not wanting to go to school to coming in at 6 a.m. to have morning talks with Mr. Betts,” Heffron said. “Discussions were about family, school, life and generally everything. Mr. Betts pushed each student to ensure not only that he was getting the best out of them, but that they were getting the best out of them. ‘themselves.

In nominating Betts to the IAAE Hall of Fame, students and colleagues highlighted his ability to build community and connect with students on a personal level.

“Don Betts and Carrie Lane High School have been successful because of the family culture he has created with his students,” said Dan Caffrey, juvenile court liaison at Charles City High School. “Don does an amazing job providing his students with opportunities to connect in our community, as well as do community service projects. His wisdom and cultural construction are unparalleled.

The Iowa Association of Alternative Education is an organization that supports education programs designed to help students who learn best in non-traditional settings. For more information, visit the organization online.

Global Debt Consolidation Market 2022 Impact of Covid 19 on Major Countries Data


Global market research examines the performance of debt consolidation market 2022. It contains an in-depth analysis of the debt consolidation market status and competitive landscape globally. Global Debt Consolidation Market can be obtained through market details such as growth drivers, latest developments, Debt Consolidation Market business strategies, regional study and future status of the Marlet. The report also covers insights including the latest opportunities and challenges in the debt consolidation industry, as well as historical and future debt consolidation market trends. It focuses on the debt consolidation market dynamics that are constantly changing due to technological advancements and socio-economic status.

Get a Free Copy of the Debt Consolidation Market Report 2022: https://calibreresearch.com/report/global-debt-consolidation-market-194290#request-sample

A recent market study on the Debt Consolidation Market analyzes the crucial factors of the Debt Consolidation Market based on the current industry situation, market demands, business strategies adopted by the market players of debt consolidation and their growth scenario. This report isolates the Debt Consolidation market based on key players, type, application, and regions. First of all, the Debt Consolidation Market report will offer in-depth knowledge of the company profile, its core products and specifications, revenue generated, production cost, contact person . The report covers forecast and analysis of the debt consolidation market at global and regional level.

COVID-19 impact analysis:

In this report, the pre and post COVID impact on market growth and development is well described for better understanding of the Debt Consolidation Market on the basis of financial and industry analysis. The COVID outbreak has affected a number of Debt Consolidation Market is not a challenge. However, the dominant players in the global debt consolidation market are determined to adopt new strategies and seek new financing resources to overcome the growing barriers to market growth.

Key Players Covered in the Debt Consolidation Market Report:

Marcus of Goldman Sachs (USA)

OneMain Financial (USA)

Discover personal loans (USA)

Lending Club (USA)

Payment (US)

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Product Types uploaded on the Debt Consolidation Market are:

Credit card debt

Overdrafts or borrowings


The main applications of this report are:



Geographical Region of Debt Consolidation Market includes:

North America Debt Consolidation Market (United States, North America Countries & Mexico),
European Market (Germany, France Consolidation Market, United Kingdom, Russia and Italy),
Asia-Pacific market (China, debt consolidation market in Japan and Korea, Asian country and Southeast Asia),
Debt consolidation regions in South America include (Brazil, Argentina, Republic of Colombia, etc.),
Debt consolidation Africa (Arabian Peninsula, United Arab Emirates, Egypt, Nigeria and South Africa)

Debt Consolidation report provides past, present, and future Debt Consolidation industry size, trends, and forecast information related to revenue, growth, demand, and business scenario. Debt consolidation offers expected. In addition, the opportunities and threats to the development of the debt consolidation market forecast period from 2022 to 2029.

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In addition, the Debt Consolidation report gives company profile, market share and contact information along with an analysis of the Debt Consolidation industry value chain, debt consolidation industry rules and methodologies, circumstances driving the debt consolidation market growth and restraints blocking the growth. The scope of debt consolidation market development and various business strategies are also mentioned in this report.

The Best Reusable Cottons | WRIC ABC 8News


If you’re looking to make your skincare routine more sustainable, swap out single-use cotton pads for reusable pads to reduce landfill waste. And they’ll save you money because you won’t have to keep buying packs of disposable pads every time you run out.

Reusable cotton pads can be washed and reused, and are great if you have sensitive skin. If you’re looking to use them to remove your makeup, Greenzla Reusable Makeup Remover Pads are the best choice – and eco-friendly.

What to know before buying reusable cottons


Not all reusable cotton pads are made from 100% cotton. In fact, many are made from blends of bamboo and cotton, and some add polyester to the mix as well.

Bamboo is highly renewable and also requires less water and pesticides than growing cotton. Some reusable “cotton” tampons are actually made entirely from bamboo. They are generally identical to 100% cotton tampons and are just as soft and gentle on sensitive skin.


Popular uses for reusable cotton pads include removing makeup with eye makeup remover, cleansing the face with micellar water, removing face masks, and applying toners or astringents to the face. Unlike disposable cotton pads, reusable pads won’t fall apart or separate with more vigorous use, such as removing long-wearing, waterproof makeup. Depending on the texture, some reusable pads can also gently exfoliate and pair well with a face or lip scrub.

Shape and size

Most reusable tampons come in rounds, which are circular, with a diameter between 2.75 and 3.75 inches. You can find pads selected in the shape of a square or even a heart.

To count

After using a reusable tampon once, you will need to wash it, which is why they are available in multipacks ranging from 10 to 40 tampons. Consider how often you will realistically do laundry when choosing how many you want to buy. More tampons means washing them less often.


Many reusable cotton pads have a smooth texture that won’t scratch the skin. However, some are double-sided, with a more exfoliating raised texture on one side and a smooth surface on the other. You can also find packs that mix exfoliating pads, which feature a rubbed or embossed terry cloth surface, with those that feature a velor, smooth surface.

What to Look for in Quality Reusable Cotton Pads


Many reusable tampons come with a holder that keeps your clean tampons neat and stacked. Stands are made from bamboo, cardboard, plastic, metal or basket. Some carriers are more attractive than others. Consider the aesthetics of your bathroom or vanity when buying pads that come with a holder.

Laundry bag

Many reusable pads also come with a mesh laundry bag that can also be used to store or transport them. This bag has a zipper or string to keep your towels separate from the rest of your laundry in the washing machine.


Not all cottons are organic. If you have sensitive skin or use non-toxic skincare, make sure your towels are organic and pesticide-free. Typically, bamboo is not treated with pesticides or chemical fertilizers, but it’s always wise to look for that organic label to be on the safe side.


Also called finger pouches, reusable pads with a pocket provide a place your fingers can slip inside for a more secure grip while you maneuver them. Some reusable cottons come with a wrist strap.


Most reusable pads are white. However, white shows smudges, which is why some manufacturers offer black pads. You can also find multipacks that mix colors such as black, gray, pink, blue, and green. Be aware that many colored pads are actually made from microfiber, a synthetic material, and do not contain cotton or bamboo.

How much you can expect to spend on reusable cotton pads

Their price ranges from 25 cents to $1.50 per block.

Reusable Cotton Pads FAQ

How to wash reusable cottons?

A. First, always follow the care instructions provided by the manufacturer. In general, reusable towels can be placed in a mesh laundry bag and washed in the washing machine on a cold/gentle cycle. You can also wash them by hand.

Should I use makeup remover with a reusable cotton pad?

A. Generally, yes. Saturate the pad with liquid makeup remover and wipe until your makeup is gone. There are specific reusable makeup remover pads that can remove makeup with water alone, but not all reusable cotton pads are designed to do this.

What is the best reusable cotton to buy?

Reusable cotton top

Greenzla Reusable Makeup Remover Pads

What do you want to know: A blend of organic cotton and eco-friendly bamboo, these ultra-soft towels will last you for years.

What you will love: They’re thick, soft, and work like a charm for removing makeup when paired with liquid makeup remover. They don’t pull on the skin and a double-sided pad can meet all your removal needs. The green trim is attractive. The 20 pads come with a lidded holder and a mesh laundry bag.

What you should consider: For some consumers, these tampons are not absorbent enough.

Or buy: Sold by Amazon

Reusable cotton top for the money

Prociv reusable cotton pads

Prociv reusable cotton pads

What do you want to know: These inexpensive reusable towels are organic and Oeko-Tex certified for your non-toxic beauty routine.

What you will love: The 18-pack is available in white or multiple colors. They are easy to wash in the included mesh laundry bag. With a large surface area, these reusable pads remove makeup better than disposable ones and require less product.

What you should consider: Although marketed as cotton, these rounds are actually made from bamboo.

Or buy: Sold by Amazon

Worth checking out

Odoxia reusable makeup remover pads

Odoxia reusable makeup remover pads

What do you want to know: This value pack contains both exfoliating and smoothing pads.

What you will love: You get three black scouring pads as well as 12 smooth pads, all at a reasonable price. The smooth pads are double-layered and are available in white and turquoise. The velvet remains soft after several washes.

What you should consider: These pads contain 20% polyester, a synthetic fiber.

Or buy: Sold by Amazon

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Ana Sanchezwritten for BestReviews. BestReviews has helped millions of consumers simplify their buying decisions, saving them time and money.

Copyright 2022 BestReviews, a Nexstar company. All rights reserved.

24E in Huntsville launches new real-time technology with Logic classes


HUNTSVILLE, Ala. (WHNT) – Your heart, the muscle at the center of your circulation system, pumping blood around your body, its rhythm is important to achieving your fitness goals.

On April 2, 24E in Huntsville will launch its newest class, Logic. Which will have state-of-the-art real-time feedback that will change the way you achieve your fitness goals.

“We use real-time tracking of your heart rate to make sure we can meet your fitness goals and needs. So whatever you have to do, we can help guide you where you want to go,” Zeke Kelley, Logic Manager at 24E told News 19.

Logic’s coaches are determined to give you an experience like no other. Kelley said, “Logic is heart-based interval training, heart rate monitors are attached to your body.”

Once those numbers start showing on the screen, trainers like Kelley start adjusting each person’s individual workouts.

“We approach training and change training for you and how your heart rate fluctuates. Which you’re doing well, so if you’re trying to burn fat, we have more of a fat burning zone, if you want to burn more carbs out of your body, we know what percentage to get your heart rate in,” Kelley said. . .

With Myzone group fitness tracking software, classes can become more personalized as each person’s heart rate appears on the monitor. Although this is a class setting, each person has a different goal.

He added that with coaches walking throughout the class, you’ll never be lost in what you’re doing and everything can be changed to your abilities.

“You can sit and walk on a treadmill all day, but you won’t be motivated to do so. Here, you’ll get the same results, except we’ll sit back and cheer you on. Everyone is going to be a part of it,” Kelley explained.

But, says Kelley, it’s not always the lack of motivation: “We’ve had a lot of members who needed babysitting, so we made sure to do the classes at a time when you can train and have someone to watch your children. So you don’t have to worry, we’ve got you covered in more ways than just the gym.

Kelley says he and the coaches are there for you, all you have to do is show up.

“I want you to learn how to train, I want you to have fun, I want to burn calories, I want to sweat, I want to build a family and a community, but I want you to live a long, happy life and to know, it’s fitness,” he added.

Logic will have its grand opening on Saturday, April 2, with a logic class at 9 a.m. and 10 a.m. Those who attend will have the chance to receive a door prize, gift cards and other special offers.

Logic is part of 24E Membership, to see how to become a member and change the way you reach your fitness goals, click here.

Glow Recipe founders share career advice on starting a business


Each week of Women’s History Month, we ask beauty founders to reflect on a memorable incident that challenged them to rehabilitate and helped shape their vision for running a business. This week we chat with the founders of Glow Recipe, Sarah Lee and Christine Chang. After meeting as interns at L’Oréal, they launched their top-rated sleep mask in 2017 and have since grown to a team of 40 (and growing!). Read on to find out how the founders embraced the power of delegation to grow their business.

When fruit-based skincare brand Glow Recipe was preparing for its first launch, their small team of six (including the two co-founders) had to meet big, really big demand. Before the Watermelon Glow sleep mask went on sale in 2017, 8,000 people eagerly signed up for its waitlist. Then, once released, it sold out seven times in the first few months of its availability. “There was a request from our community that we could not meet. We had to resolve our Sephora order request, while trying to manage other business functions,” Sarah Lee, co-founder of Glow Recipe, told Coveteur. “You can imagine the amount of work and the [limited] bandwidth we were dealing with between the two of us and a very small team.

Before launching a brand together, Lee and his co-founder Christine Chang rose through the corporate ranks from interns to executives at L’Oreal. Within a decade, Chang was the assistant vice president of marketing at Kiehl’s and Lee was the assistant vice president of marketing at L’Oréal Paris. After bonding over similar experiences and sharing beauty passions, they left L’Oréal in 2014 to create a K-beauty e-commerce marketplace, which laid the foundation for the launch of Glow Recipe three years later.

Given Lee and Chang’s background in the fast-paced beauty industry, they were comfortable wearing many hats. Before their first launch, the founders did everything from product development, to marketing and public relations, to managing customer service. But it quickly turned out to be overwhelming. “We thought we could handle too much on our own instead of delegating and finding people to help us in the early stages of growing our business,” says Lee.

For entrepreneurs, this is not an uncommon scenario – doing it all might seem like a prerequisite for founders. There is also the old proverb that says that you should not delegate any part of your business until you have mastered all the facets of it yourself. The expertise a founder can gain from it is obviously a win for the company, but the burnout it often engenders can derail any chance of growth. Basically, doing everything is in theory admirable, but doing too much is a trap.

“It’s so natural for you to want to be a part of everything because you’re so passionate about the company and the mission,” Chang says. “You feel like you’re the best and you want to be in control of everything, but as you grow you quickly realize how much help and expertise you need to keep moving down this path. .”

Despite the lack of delegation, the launch of Glow Recipe was a success and scaling the team quickly became a non-negotiable. “We realized how crucial it was for the business to find and hire the right talent for various roles,” says Lee. “As the founders of the company, we were taking so much.”

Today, Glow Recipe has a team of 40 people, including a senior executive who Chang and Lee joined last year. It wasn’t just about adding more seats to the table, it was about having a bigger table. “At first it was Sara and myself in a room trying to figure things out. But now more minds are coming to the table and our rockstar team is part of that brainstorming process,” Chang says. We are finding these solutions together and it has been really rewarding.”

As Glow Recipe’s in-house team has grown, so has its online community. “I remember when we started we had about 20 followers. It was a small but very engaged community,” Lee recalls. “Now we have over a million followers on Instagram alone. Seeing this is so gratifying and we don’t take this lightly.

Can you stop wage garnishment with debt consolidation?


Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

If you have fallen behind in paying your debts, debt consolidation can prevent wage garnishment in certain situations. (Shutterstock)

Wage garnishment is a legal procedure in which your employer is required to withhold part of your paycheck to pay off your creditors. Your wages may be garnished due to unpaid child support, IRS back taxes or overdue credit card balances, medical bills, or federal student loan debt.

If your wages are garnished or you are concerned that they will soon be garnished, you have rights. You may be able to avoid wage garnishment through various strategies, including debt consolidation.

If you are considering a debt consolidation loan, Credible allows you compare personal loan rates from various lenders in minutes.

What is wage garnishment and how does it work?

When you are late in repaying a debt, the creditor can ask the court to order a wage garnishment. The court can issue a wage garnishment requiring your employer to withhold part of your net income (the money you receive after all deductions). Your employer will send the garnished amount to your creditor or lender so they can apply it to your debt.

Most creditors can garnish your wages only if they’ve sued you and received a judgment (if you’re behind on credit card payments, for example). But if you have tax debt, money on federal student loans, alimony, or child support, those creditors don’t have to sue to garnish your wages. They have the legal right to take the money directly from your salary.

The amount of your wage garnishment will be based on the type of debt you carry. For example, if you have consumer debt such as credit card debt, medical debt, or personal loan debt, your employer can seize up to 25% of your disposable income or the amount by which your disposable income exceeds 30 times the federal minimum wage, according to the is less.

For student loans, the maximum amount that can be garnished under federal law is up to 15% of your available (net) pay. If you owe child support or spousal support, your employer can garnish 50% of your available wages if you’re less than 12 weeks past due and 55% if it’s more than 12 weeks. These numbers increase to 60% and 65% if you are not supporting another spouse or child.

Limitations on wage garnishment

The federal government places limits on wage garnishment. Certain types of income — such as Social Security benefits, disability benefits, pensions, and retirement funds like 401(k)s and IRAs — are exempt from garnishment.

Child support and alimony are excluded. But keep in mind that these sources of income can still be seized once they reach your bank account.

How long does a wage garnishment last?

Wage garnishment can continue until you repay your debt, settle it, discharge it in a Chapter 7 bankruptcy, or repay some or all of it through a Chapter 13 bankruptcy repayment plan. It is important to note that a bankruptcy filing can stop wage garnishment for consumer debts, but not for court-ordered debts such as child support and alimony.

Can debt consolidation stop wage garnishment?

Debt Consolidation is when you turn multiple debts, like credit card bills, medical bills, and personal loans, into a new personal loan with one payment. This can simplify the debt repayment process and give you the ability to lock in a lower interest rate and monthly payment.

You may be able to stop wage garnishment if you consolidate your debt. Once you are approved for a debt consolidation loan, you can repay your creditors before you receive a wage garnishment order. This strategy can give you more time to deal with your financial challenges and protect your credit score.

It is important to make your debt consolidation loan repayments on time and in full. If you think you will have trouble making your payments, let your lender know. They may be able to adjust your payment plan or offer deferral or forbearance as a temporary option.

With Credible, you can compare personal loan rates from multiple lenders without affecting your credit score.

How to qualify for a debt consolidation loan if your wages are garnished

If your wages are already garnished, it may be difficult to get a debt consolidation loan. Indeed, most lenders require that your credit be in good standing. If your credit is poor, lenders may be reluctant to approve a loan or offer you favorable terms.

But it may still be possible to take out a debt consolidation loan. You might have a better chance of applying for a secured personal loan. In order to get the loan, you will put up collateral, such as your car. But if you don’t honor the loan, you risk losing your collateral.

Is wage garnishment hurting your credit score?

Unfortunately, your credit will take a hit if your wages are garnished. A garnishment judgment will remain on your credit reports for up to seven years.

The good news is that you can improve your credit score before and after wage garnishment. Start by setting a budget and sticking to it. Pay all your bills on time and try to avoid further debt. You might consider bothering to earn extra income while you work to pay off your debts.

If you decide a debt consolidation loan is right for you, Credible makes it easy and quick to compare personal loan rates to find the best option for you.

Other things you can do if your wages are garnished

If you’re facing wage garnishment but don’t want to purchase a debt consolidation loan or if you can’t get one, consider these alternatives:

  • Establish a payment plan. Communicate with your creditors and explain to them what is happening. They could work with you to arrange a payment plan that best suits your financial situation.
  • Submit an exemption request. Depending on your personal and financial circumstances, you may be able to file a waiver with your local court to stop or reduce your wage garnishment. For example, some states have a household exemption for those who have a dependent, such as a child or an elderly parent whom they support financially.
  • Consider bankruptcy. Filing for bankruptcy should always be a last resort, as it will affect your credit and your ability to get loan approval for years to come. If you feel overwhelmed with debt and your credit has already taken a hit from your unpaid debts, you can speak to a bankruptcy attorney for more information. They might offer a free consultation.

Ninth Circuit Applies “Primary Purpose” Test to Dual-Use Communications to Determine Whether Attorney-Client Privilege Applies – Litigation, Mediation, and Arbitration


United States: Ninth Circuit applies ‘primary purpose’ test to dual-use communications to determine whether attorney-client privilege applies

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Traditionally, only communications made for the purpose of giving or receiving legal advice have received the protection of solicitor-client privilege. Lawyers, however, often wear many hats and serve as both advocates and business advisors for their clients. Questions about the applicability of solicitor-client privilege therefore often arise in so-called “dual purpose” communications that include both legal and business matters.

Joining the United States Courts of Appeals for the Second, Fifth, Sixth, and DC Circuits, the United States Court of Appeals for the Ninth Circuit in In re Grand Jury, 23 F.4th 1088, 1091 (9th Cir. Jan. 27, 2022) held that, in assessing whether dual-use communications that involve both legal and commercial concerns are protected by solicitor-client privilege, courts should apply the “objective principle”, which examines “whether the primary purpose of the communication is to give or receive legal advice, as opposed to business or tax advice”. The Ninth Circuit expressly rejected the application of the broader “by reason of” test, whereby the privilege applies to dual-use communications that would not have been made but for the necessity of giving or receiving legal advice.

  1. Factual and Procedural Context

As part of a criminal investigation into the owner of a public company, a grand jury issued subpoenas to the company and the company’s law firm, requesting documents and communications. In response, the company and the law firm each produced some documents, but withheld others for reasons of attorney-client confidentiality and protection of work product.

The government decided to compel production of the withheld documents, and the United States District Court for the Central District of California granted the motion in part. The district court explained that the documents were not privileged or could be discovered under the criminal fraud exception, finding that certain documents identified as dual-use communications were not privileged because the “primary purpose of the documents was to obtain tax advice, not legal advice.

In ordering production of the documents, the district court denied the company and law firm’s request to apply a “due to” test that would protect dual-use communications made “due to” the need to give or receive legal advice.

The company and the law firm disagreed with the district court’s decision and continued to withhold the disputed documents. At the government’s request, the district court found the company and the law firm in contempt. The company and law firm appealed the orders, arguing that the district court erred in relying on the “primary purpose” test, instead of the broader “due to” test for dual-use communications.

CGR memo – Ninth Circuit applies “primary purpose” test to dual-use communications to determine whether attorney-client privilege applies (pdf | 235.58 KB)

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The content of this article is intended to provide a general guide on the subject. Specialist advice should be sought regarding your particular situation.

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ARITA PORCELAIN LAB Co., Ltd. Successfully complements Arita Ware’s well-established Japanese-made shaving brush


SAGA, Japan–(BUSINESS WIRE)–Arita Porcelain Lab Co.,Ltd. (referred to as Arita Porcelain Lab below; headquarters: Nishimatsuura-gun, Saga) announces that it has successfully made a shaving brush in collaboration with Kumanofude, a company whose brushes have continued to be used for the fine decoration of Arita tableware , while being loved by makeup artists around the world.

For this company we have developed a bowl and shaving brush with a beautiful traditional Arita ware design on the handle. We are pleased to announce that the badger is finished! In the United States, where men’s cosmetics are very prominent, we promote it as a men’s brand made by a well-established oven of Arita products.

Men with healthy, clean skin make a good impression. As part of the personal grooming of attractive men, maintaining beards and skin in good condition impacts preference, sometimes even having an effect on work or romance. We recommend this Japanese-made shaving brush to men who are very concerned about their appearance and their health.

We are pleased to announce that we will start Instagram registration to let you know new information.

Instagram: https://www.instagram.com/aritaporcelainlab.us/?hl=ja

[Test marketing schedule for Arita porcelain Kumano brush]

  • US Early Summer 2022 Test to Market

  • Fall 2022 Marketing test in Japan

Product developed

We have developed four products: a men’s facial cleansing brush (badger), a whisking bowl, a soap bowl and a tray.

We have adapted our advanced techniques cultivated by tradition as a well-established Japanese manufacturer to modern lifestyles to create a handful of Arita items that are modern and luxurious. Since Arita tableware is made of porcelain, it does not get dirty easily and looks elegant, making it an ideal material.

The bristles of the brush are natural badger hair, which dries naturally, and maintenance is easy.

This project has been adopted by the “JAPAN Brand Development Support Project” 2021 implemented by the Small and Medium Enterprise Agency of Japan.

Cooperation enterprises

CHIKUHODO Co., Ltd. https://www.chikuhodo.com/index.html

Crowdfunding Research Institute Co., Ltd. https://www.crafun.info/

ARITA Porcelain Laboratory Co., Ltd.

Founded in 1804, this brand presents modern and luxurious Arita products suitable for modern lifestyles, while preserving the tradition of Arita products from Yazaemon, more than 200 years old. Handcrafted pottery by experienced artisans and a new series that reinvents the traditional Arita design are both available. In recent years, we also do collaborative projects at exhibitions outside of Japan.

For more information visit https://aritaporcelainlab.com/en/

3037-8 Kuromuta, Arita-cho, Nishimatsuura-gun, Saga Prefecture

Lenders Approve IL&FS Debt Consolidation Proposal for Chenani Nashri Tunnel


Lenders have backed IL&FS Group’s proposal to rebuild the Rs 5,500 crore debt of its subsidiary Chenani Nashri Tunnelway (CNTL), which offers them virtually full repayment. The move comes after the organization revalued to Rs 5,257 crore now after deal with Singapore’s Cube Highways fell through last year, due to regulatory delays, for a thought of Rs 3,900 crore . The three-day vote opened on March 21 and saw lenders favor the redesigned bond as it offers them almost 100% of their money while unstable lenders will get 90% back. The new proposal values ​​the organization at Rs 5,257 crore and will address Rs 4,910 crore of IL&FS group debt.

The proposal involves CNTL transforming into a green entity, with secured and unsecured lenders getting more than 99% and 90% of the principal amount, respectively, when implementing the new proposal, an official at PTI told PTI. the company aware of the development. .

A spokesperson for IL&FS confirmed the development, saying we have obtained the required approvals from lenders to restructure CNTL’s debt.

CNTL is a wholly owned subsidiary of ITNL (an IL&FS company) which, together with its agents, owns 100% of the capital. It has been classified as an orange company, which will now experience a change in status.

CNTL continues to maintain and operate J&K’s longest tunnel and receives an annuity of Rs 635 crore per annum which is received on time.

Lenders will receive an upfront payment of around Rs 1,700 crore in principal (they have already debited Rs 670 from the escrow account), in addition to accrued interest from April 2021, providing an advantage of around Rs 370 crore on the stake implemented.

CNTL’s lenders, at their last meeting, had unanimously approved Crisil and Icra as rating agencies, SVKM as forensic auditor and considered the RBSA appraisal report as the next step for complete the process, which also involves the appointment of another appraiser as present value determined by the expert appointed by the company.

The CNTL consortium of lenders includes State Bank of India, Jammu & Kashmir Bank, Punjab & Sind Bank, Canara Bank, Punjab National Bank, Uco Bank and Edelweiss ARC, among others.

The recovery in the restructured debt proposal is much higher for all lenders compared to the assignment proposal in which Cube Highways became the highest bidder offering Rs 3,900 crore. CNTL, which owes just over Rs 5,500 crore to lenders, had reached a share sale agreement with Singaporean infra major Cube Highways & Infrastructure in August 2020 for Rs 3,900 crore, but the same expired in August 2021 following which management appointed an external appraiser who set a much higher valuation of Rs 5,257 crore.

The Chenani-Nashri tunnel project is part of the ambitious 286 km four-lane development of the Jammu-Srinagar National Highway to create all-weather connectivity. The project will reduce the distance between Jammu and Srinagar by 31 km. It was launched at a price of Rs 5,269 crore in March 2017 with a concession period till March 2032. and not fund-based. when it went bankrupt in October 2018, spread across 347 group companies, including 172 offshore entities.

Summary of news:

  • Lenders Approve IL&FS Debt Consolidation Proposal for Chenani Nashri Tunnel
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Beginner’s Guide to Basic Workouts


Everyone knows the concept of basic training, but do we really understand what it really is? The idea of ​​a six-pack abs comes to mind, but the core is much more than that – it includes the muscles of the pelvis, lower back, hips and abdomen. So really, it’s almost like the muscles in the midsection of the body.

Five Best Beginner Core Workouts for Men

Let’s talk about serious things. In this article, we talk about the five most popular basic workouts that are effective but suitable for beginners.

1) Plank grip

A popular isometric movement across multiple places and decades, the plank hold has stood the test of time and technology to remain one of the best core exercises even now. Here’s how it’s done:

• Begin by getting on all fours and leaning on your elbows, allowing your forearms to support the weight of your body. Simultaneously, straighten your legs and extend them backwards until your whole body is supported by your elbows and toes.

• Prepare your trunk. To help you, imagine that someone standing next to you is about to kick you in the stomach. The tightening action of the muscles will help engage them and keep your body in the plank position.

• Hold this pose for as long as you can. To get started, begin by holding the plank for 20 seconds. As you progress, you can increase the time you hold it. Rest for a minute and repeat the movement. You can do three to four plank holds in one session.

Watch this video to understand better:

Useful tips:

• You can perform this move in front of a mirror to make sure your hips don’t sag or point up during the plank grip and your body is in a straight plane. Strengthening your core will help align the hips with the rest of the body.

• Let your feet and elbows be in line with your shoulders. This will provide you with a solid base to perform the exercise and will allow you to hold it longer.

• Inhale deeply through your nose and exhale through your mouth as you do this exercise. This will keep the core muscles stable.

• Be sure to look between your hands to avoid straining your neck.

• Be sure to stop taking if you feel pain in your lower back. You can try again after sufficient rest.

2) Boat hold

A more intense cousin of the plank, this isometric movement is performed on the back:

• Begin by lying face up on the floor. Make sure your lower back is flat on the floor, slowly raise your legs and keep them straight at an angle between 45 and 60 degrees to the floor.

• Once you have positioned your legs, also raise your arms off the ground. Point your hands towards your feet and hold your arms at that right angle. As you progress through this move, you can start to hold your legs closer to the ground and your arms in the opposite direction to make it harder.

• Hold this pose for 20 to 30 seconds. You can perform three to four Boat Holds in one session.

Here’s how it’s done:

Useful tips:

• You can perform this move in front of a mirror to make sure your legs are at the proper angle and are kept straight throughout.

• If your lower back begins to lift off the floor or hurt, stop. You can try again after sufficient rest.

• Be sure to watch your hands and feet to avoid straining your neck.

• Inhale deeply through your nose and exhale through your mouth as you do this exercise. This will keep the core muscles stable.

3) Dead Bugs

The dead bug is a dynamic move. It requires abdominal engagement while actively moving your limbs to increase tension:

• Begin by lying on the floor on your back. Make sure your lower back is flat on the floor, slowly raise your legs, keeping them bent at the knee. Your knees should point towards the ceiling and your legs should be held at a 90 degree angle to them, parallel to the floor.

• Raise your arms straight out in front of you, hands pointing to the ceiling and palms facing each other.

• As you inhale, drop your right arm down to the floor above your head, making sure it stays straight as it descends. Simultaneously, straighten your left leg and drop it toward the floor. Make sure you don’t let your limbs touch the ground, but hover an inch or two above it.

• Exhale as you lift your limbs back to the starting position.

• Now repeat this movement with your left arm and your right leg. Continue alternating sides until you’ve completed six to eight reps on each side.

Confused? Here is a video you can watch:

Useful tips:

• You can perform this move in front of a mirror to make sure your legs and arms are at the proper angle and are kept straight throughout.

• If your lower back begins to lift off the floor or hurt, stop. You can try again after sufficient rest.

• Be sure to look at the ceiling to avoid straining your neck.

• Inhale deeply as you lie down and exhale as you return to the starting position during this exercise. This will keep the core muscles stable.

4) Extended Leg Raises

This movement requires additional work of the abdominal muscles in order to take the legs off the ground and raise them perpendicular to the ground.

• Begin by lying face up on the floor. Tuck your hands just below your lower back or buttocks. The position of your hands can help make the exercise easier. Inhale deeply.

• Make sure your lower back is flat on the floor, begin to slowly raise your legs as you exhale and keep them straight in front of you at a 90 degree angle to the floor. Point your toes towards the ceiling.

• Inhale again as you slowly lower them an inch or two above the floor.

• Repeat this movement for 10 to 12 repetitions.

Here is a video for reference:

Useful tips:

• You can do this move in front of a mirror to make sure your legs are at the proper angle and straight.

• If your lower back begins to lift off the floor or hurt, stop. You can try again after sufficient rest.

• Be sure to look at the ceiling to avoid straining your neck.

• Inhale deeply as you lie down and exhale as you raise your legs during this exercise. This will keep the core muscles stable.

5) Hanging knee raises

This one can be a little more difficult, since the center of gravity has shifted and you now have to lift your legs from an angle where your body is straight. A pull-up bar or a pair of Olympic rings is required.

• Start by grabbing the bar and hanging from your hands. Keep your abdominal muscles tight to prevent your legs from swinging and flailing. Breathe.

• Raise the knees to waist level as you exhale. Maintain a 90 degree bend in your knees even when they come up so that your feet are under your knees and not your buttocks when your knees are up. Exhale as your knees come up.

• Bring your legs back to the starting position. Keep your core tight while you do this so you don’t end up rocking back.

• Repeat this movement for 10 to 15 reps for an effective workout.

If that sounds a little daunting, you can watch this video:

Useful tips:

• You can do this move in front of a mirror to make sure your legs are at the proper angle and straight.

• If your hands start slipping off the bar, stop. You can try again after sufficient rest.

• Be sure to look straight ahead to avoid straining your neck.

• Inhale deeply as you lie down and exhale as you raise your legs during this exercise. This will keep the core muscles stable.

Why is core training important?

Since the core is such a large part of the body, training these muscles is of great importance.

Build a solid base for further movements

A strong core allows for better performance during workouts or sports performance. It helps to provide resistance to injury.

Provides full body stability

Ensuring the core is strong allows for better control and stability when performing everyday movements and/or exercises. It is important to maintain good form while exercising.

Great for aesthetics

Coupled with the right diet and lifestyle habits, training your core will really help chisel those core muscles, giving you abs that everyone craves.

Image via Pexels/Li Sun
Image via Pexels/Li Sun

Try these beginner moves the next day at the gym or even at home! They require little to no equipment and are simple yet effective. Be sure to focus on your breathing and posture as you walk through them. Come back in a month to check your progress.

Edited by Sandeep Banerjee

Q. Why do you train your core?

I want to be a better athlete.

0 votes so far

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Hollywood Park Retail Eyes 2023 Opening


The commercial component of Hollywood Park, a 300-acre mega-development in Inglewood centered on SoFi Stadium, is well underway.
In total, there will be up to 890,000 square feet of retail space surrounded by creative office space. Residences, a park and the stadium are also nearby.

Stan Kroenke’s Kroenke Group is leading the development of Hollywood Park with Wilson Meany as development manager. Kroenke owns the Los Angeles Rams.
“It’s not just retail, but with Hollywood Park, we’re working on creating places,” Jason Gannon, general manager of SoFi Stadium and Hollywood Park, said of the entire project.

Christopher Meany, Managing Partner at Wilson Meany, added that to create that special sense of place, you need retail businesses to provide visitors and residents with a walkable zone.
The commercial part of Hollywood Park, already 65% ​​leased or under negotiation, should open next March. Building envelopes need a few more months before spaces are further enhanced for specific tenants.

Hollywood Park will have a combination of large tenants, such as a Cinepolis movie theater, and smaller tenants, including Sky’s Gourmet Tacos, Red Bay Coffee and Antojitos Martin, a juice and snack bar.

“To get the charm, we felt the project needed smaller tenants,” Meany said.
Will Heidel, who works development and leasing at Wilson Meany, said the stores range in size from under 500 square feet to 55,000 square feet.

Meany said that with the diversity of tenants, the center hopes to become a place where people come every day, not just on days when there’s a game or event at SoFi Stadium.
And Hollywood Park helps increase interest in Inglewood as a whole.

“There are a lot more eyeballs on it. There is much more interest locally, nationally and internationally,” said Terrison Quinn, managing director at SRS Real Estate Partners. “More and more people recognize that it will be the mecca of entertainment and sports, one of the largest in the county, if not nationally. More and more people pay attention to it. »

He added that the developers are interested in hospitality and mixed-use projects in the nearby area with a retail component to capitalize on the expected success of the Hollywood Park development.

The retail component will be near SoFi Stadium.

Residents and visitors

The key to retail development, Meany said, is “duality.”
“It lives two lives,” he said, adding that the region must cater to both the local market and people expected for events.
“The local community of 900,000 people is terribly underserved,” he said.

The center will have a mix of retailers, creating opportunities for a variety of tenants.
And while there are no quotas for the number of retailers that will be local businesses, Meany said the company is working to get local and national tenants and that at least 30% of the center feel “authentic and local”.

Future commercial building in Hollywood Park.

“National tenants are equally important in setting the tone,” he said.
This is true for tenants like Cinepolis, which Meany said was the “best offering in luxury theater without equal”, and would contribute to the overall vibe of the center despite being based in Mexico.

Other tenants such as Antojitos Martin are hyperlocal, as is GRDN by Three Weavers, a brewery tasting room and restaurant that is an Inglewood staple. Founded by Lynn Weaver, it will remain open at its current location.

“She really puts her heart and soul into it. It will be an amazing addition,” Heidel said.
And while there will be plenty of local tenants, Meany said a good mix is ​​key.
“It’s not about numbers. It’s about finding the mix of big international, national and local tenants,” Meany said.

Although it is very food and entertainment-intensive, Meany said there will also be commodity retailers.
“We hope to find synergy between the offerings,” Meany said.

Other tenants already announced for Hollywood Park are Iconix Fitness, Grilled Fraiche and Residency Art Gallery.
“They’re trying to create a cool mix,” Quinn said of the tenants who were announced. “You see it’s going in that direction to create that sense of community.”

Changes to Inglewood

Hollywood Park isn’t the only development underway in Inglewood.
The Los Angeles Clippers will move to an arena under construction in the area. The Intuit Dome, which is expected to be completed in 2024, will be a state-of-the-art indoor arena.

Hollywood Park Commercial Light Tower
The retail space is expected to open within a year.

In 2020, Clippers owner Steve Ballmer purchased the nearby Forum from Madison Square Garden Co. for $400 million after facing hurdles related to the construction of the new Clippers Stadium.
And other developers have also launched mixed-use projects nearby.

Quinn said that while retail rental rates are still lower in Inglewood than in some other Los Angeles neighborhoods, “land values ​​are in some cases as high as anywhere in Southern California. And this is tied to demand from hotel and mixed-use developers.
Meany said Hollywood Park takes on the role of the region’s epicenter.
“We are 100% the center of Inglewood and we accept that. We are also the center of a region and we appreciate that,” Meany said.

Inglewood, he said, is on the verge of a breakthrough.
“This part of town, one of the densest in the city…was one of the most underserved areas in terms of retail,” he said. “We see an opportunity here to create a new node within LA and give this community what people in Santa Monica or Pasadena have.”

Sandy Sigal, CEO and President of NewMark Merrill Cos. Inc., based in Woodland Hills, has long believed in the region. His company owns commercial real estate in the city.
He said “the beauty of Inglewood” is its excellent access to transportation, nearby jobs and a residential population.
“You have a long-term, very loyal community that lives there,” he said. “It’s a great place to invest for us.”

Hollywood Park, he said, was “a very positive addition to the area.
“You add a huge job creator like SoFi and all the buildings around it. Maybe Inglewood was a bit of a secret or people had a perception that really wasn’t the reality, and now that “they have a reason to go there, they see that Inglewood is a really well-located and welcoming community. Sigal says. “It’s a big deal, kind of like what happened downtown with the Staples Center (now Crypto.com Arena).”

Over the next few years, he sees the notoriety of the neighborhood increase and the quality of tenants and services increase.
“You’ll have people who have reason to be there seven days a week,” he said. “You will find more people located in Inglewood and near Inglewood and more jobs located in Inglewood and near Inglewood. It’s a great recipe for growth and stability.

Sigal added that his company would be interested in other commercial properties in the area.
And people expect developments in and around Hollywood Park to cement Inglewood’s role as a destination.

“What Stan (Kroenke) brought to the table with SoFi Stadium, it’s not just gonna be a big thing in LA, it’s gonna be a big thing around the world,” Meany said.

Hollywood Plastic Surgeons Respond to Demand for Lip Lift Enhancement – The Hollywood Reporter


As Hollywood counts down to its biggest red carpet of the year, there may be more than a few actresses at the Oscars who have undergone the latest lip lifts, seeking a natural-looking pout. .

“Beautiful, inviting lips help you look younger [and] healthier,” says Dr. Ben Talei, a Beverly Hills-based plastic surgeon who advanced the procedure with his pioneering CUPID Deep Plane technique, which allows for faster healing without the nostril enlargement often seen with other lifts. . “The CUPID Lift provides a more natural, fuller lip, with improved symmetry, definition and balance of the vermilion border, the red line along the edges of the lips,” he says, adding that the procedure a hour is “virtually painless and scarless. (CUPID is an acronym that “refers to the different marking lines on the upper lip – center, peak, middle, diagonal,” Talei explains.)

According to the latest annual survey of members of the American Academy of Facial Plastic and Reconstructive Surgery, lip lifts have grown in popularity due to “increasing filler fatigue” and a concerted effort to avoid what has become an exaggerated and unsightly tendency – badly injected, too puffy puckers.

Unlike fillers, a lip lift offers a longer-lasting, natural-looking alternative when done correctly. Once the philtrum – the area between the upper lip and the bottom of the nose – is numbed, surgery is often performed while the patient is awake, with optional twilight anesthesia if preferred. For her lifts, Talei, who performs eight to 10 Cupids a week, essentially shortens the philtrum by making hidden incisions along the base of the nose and sometimes around the corners of the mouth. His patients, ranging in age from 20 to 80, can expect to see increased sensuality of the mouth with an upward rotation of the Cupid’s bow (i.e. upper lip, creating a more pronounced ‘V’), resulting in more volume in the lips, improvement of fine lines and wrinkles, and just the right amount of increased teeth show, another desirable feature of a lip. youthful appearance.

Before (top) and after (bottom) photos of two of Dr. Ben Talei’s patients who have undergone Cupid’s lip lift, which can add more volume and a pronounced V-shape.
Courtesy of Dr. Ben Talei – Beverly Hills Plastic Surgery Center (2)

Newport Beach-based plastic surgeon Dr. Kevin Sadati — who is also a go-to for his smooth lip lift procedures — adds that some patients just aren’t good candidates for fillers. “As you age, the philtrum lengthens, lips become flatter due to loss of collagen and elastin, and fillers will only cause an unsightly, more exaggerated appearance.”

The procedure costs between $5,000 and $15,000, and patients can expect to look presentable within three weeks, with typical full recovery in three months or less. (Dissolving an overabundance of filler, an in-office procedure that typically costs $350 to $700, is recommended before a lip lift; otherwise, the results can be horrendous.)

Having a lip lift can often lead to an appointment with another specialist: a cosmetic dentist, especially if the choppers are dull, yellowed or dented. Think of it in terms of fresh new curtains (lips) that don’t match the tired old flooring (teeth).

West Hollywood-based biomimetic and cosmetic dentist Dr. Matt Nejad says THR he has seen an almost 200% increase in requests for veneers over the past two years. “Plastic surgeons are my first referral source,” he adds. Given the explosive popularity of lip lifts and the extra tooth exposure they create, this is not surprising. “Depending on the patient and each case, sometimes we do cosmetic dentistry first,” says Nejad.

Nejad and cosmetic dentist Michael Apa are known for their incredibly natural and aesthetic veneers (starting at $3,500 per tooth), which are handmade and designed by master ceramists – a rarity in a field where the majority of veneers are made by machine. Apa, who sees patients in his offices in Beverly Hills, New York and Dubai, is one of the few dentists to have his own on-site ceramics lab.

For patients undergoing both lip and veneer lifts, advance treatment planning is crucial to ensure everything blends together. As Cosmetic Apa explains, “A good aesthetic doctor not only examines how he can use his own specialty, he understands and interprets what the patient sees and what he wants to improve, then brings in other specialists at the very beginning. start in order to have a complete end result.

“People who smile are more comfortable,” says Nejad, adding that a nice smile “can even help an artist perform better.”

A version of this story first appeared in the March 23 issue of The Hollywood Reporter magazine. Click here to subscribe.

Indian cuisine is not a monolith of spices. We break down the most common cooking misconceptions.


As a child, I spent many evenings in our blue-tiled kitchen watching my mother cook dinner. She would have at least five different pots on the stove, chopping up a pile of vegetables while stirring a pot of simmering curry, simultaneously spitting mustard seeds and an army of other flavors and spices into hot ghee.

Conjuring up the image of her cooking an Indian dish reminds me how labor intensive cooking is and how incredibly diverse her ingredients are. Yet Indian cuisine is so often overlooked, stereotyped and oversimplified.

I like to think I’m not overly sensitive to cheeky remarks about my culture or cuisine, especially ones that are ignorant and poorly researched. Simplistic, dismissive takes on Indian food make headlines with reliable regularity — most recently and infamously in The Washington Post — and make me want to tackle the myths and misnomers, once and for all.

The Indian state of Kerala is home to the highest tea plantation in the world.

Getty Images

Tackling the subject of Indian cuisine is like pulling a thread through a complicated tapestry. Colleen Taylor Sen, an Indian cuisine expert who has contributed to several culinary encyclopaedias, observed that in every way India is much more diverse than Europe, but no one talks about “European cuisine”, a term that would include Italian, Finnish and Hungarian. and Irish food in one category.

India is more a continent than a country, with a myriad of religions, languages ​​and landscapes.

Let’s talk spice

The belief that Indian cuisine is and always has been loaded with spices is a common misconception. Red chillies were only introduced to India by the Portuguese 450 years ago.

Indian cuisine is spicy, but not spicy as that word is widely understood. The spices are indeed not spicy, it is the pepper which gives heat, but which can be adjusted without altering the essence of Indian dishes.

“Peppers like dried kashmiri and deggi mirch are like guajillo peppers and cascabel peppers used in Mexican cuisine,” said Kaiser Lashkari, owner and chef of Himalaya, a famous Indian restaurant in Houston. “They are only used to impart a deep red tint to the sauce, not to provide heat.”

Another myth is that Indian cuisine is “entirely based on a single spice,” wrote a Washington Post columnist. According to food historian KT Achaya in his book “The Illustrated Foods of India”, a wide range of spices have imparted flavors to Indian dishes since time immemorial.

India has nearly 30 states, each with its own unique ingredients and flavors.

India has nearly 30 states, each with its own unique ingredients and flavors.

Getty Images

Regional differences

Every corner of India is recognizable by its endless use of spices. The Malabar Coast of Kerala and the lush hills of Tamil Nadu are the main spice-producing regions, which attracted Arab and Portuguese traders from the 7th to the 15th centuries. They took these precious spices, considered more valuable than gold at the time, and sold them in Europe and elsewhere.

Sardine fingerlings or mathi fingerlings are a specialty of Kerala.

Sardine fingerlings or mathi fingerlings are a specialty of Kerala.

Getty Images

Tamil Nadu and Kerala, along with Karnataka and Andhra Pradesh, are often referred to collectively as South India. The four states share geographic proximity and certain characteristics, such as the widespread use of black pepper and mustard seed in tempering. But their kitchens couldn’t be more different from each other.

In Tamil Nadu itself, there is an array of cuisines, from the meat-rich Chettinad region, where fennel and cumin impart a distinctive flavor and dark tint to the food, to the purely vegetarian cuisine of the Tamil Brahmins.

In Kerala, you are more likely to see sardines seasoned with ginger, garlic, shallots, black pepper, turmeric and chilli powder, then fried to fry mathi or chala.

The western states of Maharashtra and Gujarat are two other coastal neighbors that have almost nothing in common when it comes to cuisine. Turmeric (known as haldi) is the dominant spice in Gujarat.

In Maharashtra, on the other hand, generous amounts of strong agents such as kokum and tamarind are employed. The cuisine is also unique for its use of a species of lichen called black stone flower, or dagad phool, as a spice, as well as mace, the delicate red coating around the nutmeg seed.

Dagad phool, or black stone flower, is used in the food of some Indian regions.

Dagad phool, or black stone flower, is used in the food of some Indian regions.

Getty Images

The Konkan coastal region between Maharashtra and Goa uses a spice called triphal or teppal, which is very similar to Sichuan pepper. Saffron, one of the most expensive spices in the world, is generously cooked by the communities of Rajasthan. Further north, the state of Punjab, whose curries are all the rage in Europe, uses a paste or masala of ginger, garlic, onion and tomatoes tempered with cumin to flavor its dishes.

It’s not always about the spices

“Even spices are not a constant feature of cooking,” Sen said. “In northeast India, for example, some dishes are prepared without any spices.”

Sandwiched between Bangladesh and Burma, the northeastern Indian states of Arunachal Pradesh and Assam remain underrepresented in their cuisine, both domestically and abroad. Due to topography and inaccessibility, these regions are not heavily dependent on spices, but rather on a variety of techniques that produce a combination of textures. Foods here are often fermented or dried to extend their shelf life. Sesame seeds are a favorite ingredient in the region.

Til pitha, a traditional food from Assam in India, is a rice flour bun stuffed with ground black sesame seeds.

Til pitha, a traditional food from Assam in India, is a rice flour bun stuffed with ground black sesame seeds.

Getty Images

Rani’s Kitchen recipe developer Rani Gurnaney, who has traveled to remote parts of India, found that people in Arunachal Pradesh and Assam often season their dishes with the burnt ash from banana stalks in instead of salt.

“The more you learn about the cuisine, the more amazed you are at its uniqueness,” Gurnaney said, adding that attempting to categorize Indian dishes according to predominant spices can be an exercise in futility given the complexity of the cuisine.

Even garam masala, a common spice blend, is different from region to region. The magical finishing spice in Indian cooking is rarely store-bought in the country, and its flavor profile changes depending on geography and people’s tastes. The spices of garam masala and their proportions are a secret that every Indian family keeps as a treasure.

Some of my fondest memories involve sinking my teeth into freckled whole-wheat buns with delicious lamb rogan josh, tender meat smothered in a thick, spicy cream alongside pulaos at 10″. ingredients” and riots of Basmati rice tinged with spices and adorned with golden raisins.

These dishes make me grateful for India’s rich culinary repertoire, which owes to generations who have worked tirelessly to keep its culinary history alive. A tribune of bad taste cannot sum up a multi-faceted cuisine like that of India.

And therein lies its beauty.

Cassidy Kuhn helps guide competitive cheering Allen Park to ‘perfect’ season – The News Herald


“Bittersweet,” Cassidy Kuhn said.

While there were smiles, tears, high-fives and hugs all over the carpet at the DeltaPlex in Grand Rapids on a Saturday morning in March, Kuhn did his best to seize it all and cherish the moment. His Allen Park team had just won their third straight MHSAA Division 2 competitive cheering title – and once again they rose to the occasion to defeat some incredible teams.

Photo courtesy of Tina Johnson – LaSchons Lens

Allen Park senior Cassidy Kuhn recently wrapped up his competitive high school cheer career with a third straight state title. (Photo courtesy of Tina Johnson – LaSchons Lens)

But Kuhn was quickly beginning to realize during the crazy party that it was all over.

Bittersweet, indeed.

“It’s hard to find words to describe what it was like to win the state championship,” Kuhn said. “When our name was last said, I was immediately overwhelmed with so much joy and excitement. The whole experience was so bittersweet, as this was my final year of cheering on Jag I felt extremely proud of every member of the team and was beyond thrilled to have had this experience with them.

Like his senior comrades, this was Kuhn’s third straight state title. This one was special, though.

“This season was pretty perfect, for lack of a better word, compared to previous years,” she said, finding the perfect word. “We have been really lucky with minimal injuries and everyone has done their part to stay healthy throughout the season. It was so rewarding to finish the season on top, especially for my last year.

Kuhn, a team captain, said the competition in the United States was “fierce.” So what did the Jaguars do well to propel them to the top and to the top spot?

“We did exactly what we had to do to get the job done,” she said.

They did exactly what the Allen Park incentive program usually does, and Kuhn credits much of the success to being prepared and delivering when it’s time to deliver.

“The Allen Park incentive program has been so successful for a number of reasons – one being the amazing coaches,” she said. “Allen Park’s coaching staff is truly second to none. The importance of hard work, dedication and humility is instilled in AP cheerleaders from an early age. This program is, without a doubt, built on tradition.

Kuhn, of course, pays tribute to longtime head coach Julie Goodwin.

“She’s really the glue that holds this program together, and she’s worked tirelessly alongside our other coaches to bring the AP to where it is today,” Kuhn said.

And Goodwin is full of praise for Kuhn, a four-year starter and three-round starter for the past three seasons.

“Cass is an incredible athlete and young woman,” she said. “She has an impressive work ethic, is highly respected by her peers and has phenomenal leadership skills. She has been an absolute pleasure to coach and I will truly miss her.

Kuhn said she first became interested in joy when she was very young. She would go to her older brother’s junior football games and watch the cheerleaders on the sidelines.

“I knew right away I wanted to clap and I couldn’t wait to be old enough,” she said. “When I started cheering on the youth soccer program in our city and got to experience competing against other cheer teams, I quickly realized that I loved the competitive side of the sport. as well as the encouragement on the touchline.”

Cassidy, 17, is the daughter of Natalie and Bill Kuhn. She has a GPA of 4,122 (ranked 10th in her class) and is also a member of the National Honors Society and Link Crew. She enjoys spending time with her family and friends, playing with her dog Milo, and of course exercising and fitness.

Photo courtesy of Tina Johnson – LaSchons Lens

Cassidy Kuhn knew from an early age that she wanted to cheer. She then helped guide the Allen Park Jaguars to three consecutive state titles. (Photo courtesy of Tina Johnson – LaSchons Lens)

Although she hasn’t made a final decision on college, she has decided that she wants to continue cheering. “Whether it’s to encourage competition or on the sidelines, I’m not sure, but I know I’m not ready to give up the sport just yet,” she said. “I am very interested in pursuing a career in health and science.”

Wherever she goes, she will have many special moments to remember from her high school days.

“The memories I’ve made with my teammates over the past four years are certain that I will cherish forever,” she said. “The wins were great, but nothing compares to the bonds I’ve created with my teammates and my coaches. To have been able to experience so many wonderful moments with the people I hold so close to my heart is truly a blessing. I am beyond fortunate to have had the opportunity to be part of the APCC for the past four years.

CEMEX posts record operational and climate achievements in 2021

  • Presents its Sixth Integrated Report: Building a Better Future.
  • Achievement of milestones in Operation Resilience strategy.
  • Largest recorded annual CO2 reduction in emissions in history with a significant improvement in all relevant climate performance indicators.
  • Made a significant contribution to its five priority UN Sustainable Development Goals.
  • Consolidation of the company’s position as a digital leader in the building materials industry.

CEMEX presented its 2021 Integrated Report: “Building a Better Future”, which includes a comprehensive analysis of CEMEX’s strategic vision, operational performance, corporate governance and value creation. The report highlights the core value of the company’s industrial business, its climate action strategy, its commitment to industry innovation and the creation of new opportunities, and its focus on safety and employee well-being.

“Despite another year full of unique challenges, 2021 has certainly been transformative for the business. The extraordinary results we have achieved are a testament to the growth potential of our markets, our focus on customer experience and, most importantly, dedication and commitment of our people,” said Fernando A. González, CEO of CEMEX. “Sustainability remains one of our top priorities. climate, Future in Action, gives us the assurance that we can achieve our very ambitious goals and aspirations, and our performance in 2021 is proof of this.

Key achievements featured in CEMEX’s 2021 Integrated Report include:


  • Net sales increased 14% to US$14.5 billion.
  • EBITDA improved 18% to US$2.9 billion, the largest increase in ten years.
  • Leverage less than 3 times in 2021.

Climate action:

  • Recorded the largest CO2 reduction in one year: a 4.7% reduction in CO2 per tonne of cementitious material.
  • Achieved the highest level of consumption of alternative fuels, at 29.2%, generating savings of US$200 million compared to the use of fossil fuels.
  • Reduction of the clinker factor to 75.2%, its lowest level in 10 years.
  • First-to-market to globally deploy its low-carbon product family, Vertua, which builds on the company’s existing base of sustainable products and solutions.
  • Established ambitious 2030 climate action targets that align with the industry’s most ambitious trajectory (well below 2°C scenario), validated by the Science-Based Target Initiative (SBTi).
  • Joined the United Nations “Race to Zero” campaign and the Business Ambition for 1.5°C Coalition, which reaffirms the company’s commitment to providing a zero carbon footprint.2 concrete by 2050.
  • Founding member of the First Movers Coalition, the World Economic Forum’s initiative to create market demand for zero-carbon solutions.

Sustainability and circular economy:

  • Managed 57 times the waste CEMEX sent to landfills in 2021.
  • Executing its social impact strategy in the communities in which the company operates, which has positively impacted over 25 million people on a cumulative basis.
  • Processed approximately 61% of sales through CEMEX Go, the company’s global digital platform.
  • Achieved, for the second consecutive year, the highest annual global Net Promoter Score of 68, significantly above the construction and engineering industry average.

CEMEX’s 2021 Integrated Report includes an external audit report by KPMG and has been prepared in accordance with Global Reporting Initiative (GRI) standards, Sustainability Accounting Standard Board (SASB) standards and guidelines established by the Task Force on climate-related financial information (TCFD).

To learn more about CEMEX’s 2021 Integrated Report, please visit:


For more information on the company’s Future in Action program, please visit: www.cemex.com/sustainability/future-in-action

Read the article online at: https://www.worldcement.com/the-americas/25032022/cemex-posts-record-operational-and-climate-achievements-in-2021/

Debt Consolidation Market Size and Analysis by 2022-2029 – Marcus by Goldman Sachs (USA), OneMain Financial (USA), Discover Personal Loans (USA), Lending Club (USA), Payoff (USA)


New Jersey, USA, – Mr Accuracy Reports published new research on Global Debt Consolidation covering the micro level of analysis by competitors and key business segments (2022-2029). Global Debt Consolidation explores in-depth study on various segments such as opportunities, size, development, innovation, sales and overall growth of key players. The research is carried out on primary and secondary statistical sources and consists of qualitative and quantitative details.

Some of the Major Key Players profiled in the study are Marcus by Goldman Sachs (US), OneMain Financial (US), Discover Personal Loans (US), Lending Club (US), Payoff (US)

Get sample PDF report + all related charts and graphs @: https://www.maccuracyreports.com/report-sample/401065

Various factors are responsible for the growth trajectory of the market, which are studied extensively in the report. In addition, the report lists down the restraints that threaten the global debt consolidation market. This report is a consolidation of primary and secondary research, which provides market size, share, dynamics and forecasts for various segments and sub-segments considering macro and micro environmental factors. It also assesses the bargaining power of suppliers and buyers, the threat of new entrants and product substitutes, and the degree of competition prevailing in the market.

Global Debt Consolidation Market Segmentation:

Debt consolidation segmentation by type:

Credit card debt, Overdrafts or loans, Other.

Debt Consolidation Segmentation by Application:

Company, Private

Key aspects of the market are highlighted in the report:

Abstract: It covers a summary of the most vital studies, rate of increase in the global Debt Consolidation market, modest circumstances, market trends, drivers and issues along with macro pointers.

Analysis of the study: Covers major companies, vital market segments, scope of products offered in the global Debt Consolidation Market, years measured and study points.

Company profile: Each well-defined company in this segment is selected based on products, value, SWOT analysis, capacity and other important characteristics.

Manufacturing by region: This Global Debt Consolidation report offers data on import and export, sales, production, and key companies in all regional markets studied.

Market Segmentation: By Geographical Analysis

The Middle East and Africa (GCC countries and Egypt)
North America (United States, Mexico and Canada)
South America (Brazil, etc)
Europe (Turkey, Germany, Russia UK, Italy, France, etc.)
Asia Pacific (Vietnam, China, Malaysia, Japan, Philippines, Korea, Thailand, India, Indonesia and Australia)

The cost analysis of the Global Debt Consolidation Market has been done considering manufacturing expense, labor cost, and raw materials along with their market concentration rate, vendors and the price trend. Other factors such as supply chain, downstream buyers, and sourcing strategy have been assessed to provide a comprehensive and in-depth view of the market. Buyers of the report will also be exposed to market positioning study with factors like target customer, brand strategy and pricing strategy taken into consideration.

Key questions answered by the report include:

  • Who are the leading market players in the Debt Consolidation Market?
  • What are the major regions for dissimilar trades expected to witness astounding growth in Debt Consolidation market?
  • What are the regional growth trends and major revenue-generating regions for the Debt Consolidation market?
  • What will be the market size and growth rate by the end of the forecast period?
  • What are the key Debt Consolidation market trends impacting market growth?
  • What are the main types of debt consolidation products?
  • What are the main applications of debt consolidation?
  • Which debt consolidation services technologies will dominate the market in the next 7 years?

Please click here today to purchase the full report @ https://www.maccuracyreports.com/checkout/401065


Global Debt Consolidation Market Research Report 2022-2029

Chapter 1 Debt Consolidation Market Overview

Chapter 2 Global Economic Impact on Industry

Chapter 3 Global Market Competition by Manufacturers

Chapter 4 Global Production, Revenue (Value) by Region

Chapter 5 Global Supply (Production), Consumption, Export, Import by Regions

Chapter 6 Global Production, Revenue (Value), Price Trend by Type

Chapter 7 Global Market Analysis by Application

Chapter 8 Manufacturing Cost Analysis

Chapter 9 Industrial Chain, Sourcing Strategy and Downstream Buyers

Chapter 10 Marketing Strategy Analysis, Distributors/Traders

Chapter 11 Market Effect Factors Analysis

Chapter 12 Global Debt Consolidation Market Forecast

If you have any special requirements, please let us know and we will offer you the report you want. you can also get individual chapter wise section or region wise report version like North America, Europe or Asia.

Sea Buckthorn Seed Extract Market 2022 Technological Developments and Future Growth


This report provides detailed historical analysis of the global market for Sea buckthorn seed extract from 2016 to 2021 and provides detailed market forecast from 2022 to 2037 by region/country and sub-sectors. It covers the sales revenue, gross margin, historical growth and future perspectives in the Sea Buckthorn Seed Extract market. Our analysts use the latest primary and secondary research techniques and tools to prepare comprehensive and accurate market research reports. We have provided competitive analysis covering key players, market segmentation by application, type. Market Segment by Region/Country (United States, China, Europe, Asia-Pacific, Japan, Korea, Middle East & Africa), Market Breakdown by Customer Types, etc.

>>> Get sample PDF copy

Key Companies Featured in the Report:

Smart Cosmetics
AU Natural Organic
Nature’s help
Seabuck Wonders
Oli d’or
The best of nature

The research paper also examines the competitive landscape in the lucrative regions and countries and assesses their earnings scope over the expected duration. Additionally, a detailed visualization of the impact of Covid-19 on the industry growth matrix is ​​provided in the document.

Segmental analysis

The report categorized the global Sea Buckthorn Seed Extract industry into segments comprising product type and application. Each segment is rated based on growth rate and share. Additionally, analysts have studied the potential regions that could prove rewarding for Sea Buckthorn Seed Extract businesses in the coming years. The regional analysis includes reliable predictions about value and volume, helping market players to gain insightful insights into the entire Sea Buckthorn Seed Extract industry.

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Research methodology :

This research study involves the extensive use of primary and secondary data sources.


Market segmentation :

Sea Buckthorn Seed Extract Market, By Type–

Pressed sea buckthorn oil
Sea buckthorn oil extract

Sea Buckthorn Seed Extract Market, By Application –

anti cancer
Promote digestion
Protect eyesight

Scope of Market Research Work:-


Why Buy Sea Buckthorn Seed Extract Market Analysis Report?

:- Current and future market size from 2022 to 2027 in terms of value (USD)
:- Combined analysis of in-depth secondary research and primary research contributions through key industry opinion leaders
:- Country-level details of the global sea buckthorn seed extract market adoption as well as the value chain
:- A quick review of overall industry performance briefly
:- In-depth analysis of key industry players
:- A detailed analysis of the regulatory framework, drivers, restraints, key trends and opportunities, value chain prevailing in the industry
:- Examination of industry attractiveness using Porters Five Forces analysis
:- The study comprehensively covers the market across different technology segments and sub-segments
:- Region/Country Covered: North America (USA, Canada and Rest of North America), Europe (UK, Germany, France, Italy, Spain, Rest of Europe), Asia Pacific (China, India, South Korea, Japan, Australia and Rest of Asia-Pacific), and Rest of the World

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Excerpts from the summary:

Chapter 1: Sea Buckthorn Seed Extract Market Overview, Drivers, Restraints, and Opportunities, Segmentation Overview

Chapter 2: Market Competition by Manufacturers

Chapter 3: Production by regions

Chapter 4: Consumption by Regions

Chapter 5: Production, by Types, Revenue and Market Share by Types

Chapter 6: Consumption, by Applications, Market Share (%) and Growth Rate by Applications

Chapter 7: Profiling and Comprehensive Analysis of Producers

Chapter 8: Cost of Production Analysis, Raw Material Analysis, Regional Production Expense.

Chapter 9: Industrial Chain, Sourcing Strategy and Downstream Buyers

Chapter 10: Marketing Strategy Analysis, Distributors/Traders

Chapter 11: Sea Buckthorn Seed Extract Market Effect Factor Analysis

Chapter 12: Market Forecast

Chapter 13: Sea Buckthorn Seed Extract Research Findings and Conclusion, Appendix, methodology and data source.

Why report a search on the hive:

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Best Hyaluronic Acid Serums 2022


When cutting back on my skincare routine, some products are non-negotiable. I consider hyaluronic acid serum to be one of them; it’s essential to keep my skin soft, plump and hydrated. “Hyaluronic acid has the ability to bind approximately 1,000 times its weight in water, making it an excellent ingredient in moisturizers and skincare products,” says Cara Fonteyne, RN, co-founder of SkinSpirit. and Vice President of Nursing. “It makes our skin look plumped and hydrated.”

Hyaluronic acid is naturally present in our body, but like many things, its production decreases over time. “Just like collagen, our bodies produce hyaluronic acid. It’s in our skin, joints, eyes, and heart,” says famed esthetician and dermatology nurse Natalie Aguilar. begin to deplete, making it an important ingredient to complement our skin.”

If you’re wondering where it fits into your routine, it’s best applied to still damp skin after cleansing, followed by moisturizer. Aguilar recommends using it day and night for extra hydration. “Using a hyaluronic acid product daily or even twice daily on the skin can go a long way to promoting softer, more supple skin,” she says. As someone who tests beauty products for a living, I’ve tried a wide variety that came across my desk. Below, find the best hyaluronic acid serums for different skin types and needs.

Best hyaluronic acid serum for oily skin

An oil-free moisturizer

This serum is one of the best for hydrating oily skin without making it greasy. It’s formulated with ingredients like hyaluronic acid and vitamin B5 to improve hydration, and without the slick occlusives like oils and silicones found in alternative options.

Best Hyaluronic Acid Serum with Vitamin C

An option that also helps fade dark spots

There are several reasons why you might consider a hyaluronic acid serum containing vitamin C. The ingredient helps reduce redness, even skin tone, and fade dark spots. This formula from iS Clinical is a great option, helping to reduce the appearance of scars and protecting against UV damage that can lead to further hyperpigmentation.

Best hyaluronic acid serum for microneedling

A pacifier for clean skin

In addition to hyaluronic acid, this serum contains collagen, which is helpful in repairing tears in the skin resulting from microneedling. Plus, it’s packed with soothing ingredients like aloe and colloidal oatmeal to fight dryness and calm skin irritations.

Best hyaluronic acid serum for sensitive skin

A gentle but effective option

Cetaphil Deep Hydration 48 Hour Activating Serum

This serum is designed for sensitive skin, but it’s packed with ingredients that work regardless of your skin type, from soothing vitamin B5 to rejuvenating antioxidants. It’s also pleasantly lightweight, absorbs quickly, and provides up to 48 hours of hydration.

Best hyaluronic acid serum for aging

A plumping and firming serum

As the body ages, its levels of hyaluronic acid and collagen decrease, which can lead to the appearance of fine lines and wrinkles. To help counteract the effect, consider using this innovative formula made with plumping and firming ingredients like copper peptide, which also gives the serum its blue tint.

Best Drugstore Hyaluronic Acid Serum

An economical choice

This serum has two major advantages: an affordable price and an encapsulated delivery system. The latter releases hydrating ingredients like ceramides and hyaluronic acid around the clock for all-day hydration. Plus, the formula contains vitamin B5, which helps soothe irritation.

Best hyaluronic acid serum for dewy skin

A silky formula for the skin

If there’s one thing you can expect from Glow Recipe, it’s glow-inducing skincare, and this fruit-infused serum lives up to your expectations. Along with hydrating plum, hyaluronic acid and vitamin B5, the gel-like formula contains silk proteins that leave skin with a glowing finish.

Best hyaluronic acid serum for dark circles

A targeted solution for the area under the eyes

Kiehl’s Powerful Eye Serum & Vitamin C Concealer

When you combine the brightening powers of vitamin C with the plumping prowess of hyaluronic acid, you have an excellent remedy for tired eyes. See this Kiehl’s serum for proof: it’s a 2-in-1 formula that helps reduce dark circles and fine lines around the delicate eye area.

Local fitness guide offers tips for getting in shape ahead of summer | Health


Are you ready for summer? With summer fast approaching, you’ll want to look gorgeous dressed less. And that usually involves shedding a few extra pounds, which we all dread. However, if you can keep it simple, getting in shape is something you can enjoy and feel good about!

Looking for tips that could help you shed those extra pounds? How about using a pedometer or doing other activities at night instead of consuming empty calories? You will love the look and feel of these summer shorts and dresses. Being toned and feeling good about yourself doesn’t mean you have to starve or engage in long hours of exercise. The key to getting where you want to be when summer rolls around is “consistency.” Creating a plan and sticking to it will give you results you’ll love!

Using a pedometer is a great way to get rid of fat and go about your business throughout the day. The right pedometer will simply calculate your steps throughout the day, helping you make your normal routine even more proactive. The goal would be to reach 10,000 steps every day of the week. If you don’t reach that level quickly, you’ll know why you’re gaining weight. It’s actually the easiest way to lose weight without dieting. Just walk through the office during the day, use the stairs, park further away, or play with the kids outside the house after work. If the weather isn’t cooperating, put on some music and dance the night away. Before long, you will lose weight and tone up in an easy way.

People also read…

Finding activities – besides snacking – in the evening is a smart thing to do. If you like high-sodium snacks when watching TV in the evening or think you need a little ice cream several hours after dinner, you’re setting yourself up to put on some extra pounds. These goodies will go all the way to the hips. When you’re struggling to manage those evening cravings, snack on gum or even ice cubes. Dehydration can make you think you’re hungry. Be sure to drink half your body weight in ounces each day to avoid dehydration. Work your way up to this number of ounces. It can help control the desire to have something in your mouth. Moving and losing will also really help get those urges under control.

By following these common weight loss tips, you’ll have confidence for the summer months ahead. You’ll notice that being fit and toned doesn’t really have to become a by-product of fad diets with hours of exercise. Just move more and drop a little to get a much healthier and firmer physique.

Happy healthy summer to you!

Rhonda Hubbard is a trainer at a local fitness center and has spent over 30 years in the healthy lifestyle industry. She is certified by the American College of Sports Medicine.

Debt Consolidation Market 2022 | Growth, Share, Trends, Opportunities and Focus on Top Players | Clear Credit Solutions, Australian Debt Agreements, Think Money, Debt Negotiators – ChattTenn Sports


Global Debt Consolidation Market Report Highlights Latest Market Advancements Amid COVID-19 Pandemic

Market research store has published the latest report on the global debt consolidation market. The report provides all the valuable data based on the fundamental fragmentation of the market into different sectors. In this research report, different vital elements including competitive landscape, geographical spread, market dynamics, market share, and other market growth attributes. The report on the debt consolidation market also covers market breakdown and size through detailed study of regional and company profiles. The report entails all the information about the global Debt Consolidation market, its breakdown, competitive players, applications, and more. decoded. The study also innately determines the market status, barrier analysis, sales breakdown, risks, growth drivers, and opportunities to guide through the in-depth market analysis.

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Debt Consolidation Market Size, Status and Forecast 2028

1 Market Overview
2 manufacturer profiles
3 Global Debt Consolidation Sales, Revenue, Market Share and Competition by Manufacturer
4 Global Debt Consolidation Market Analysis by Regions
5 North America Debt Consolidation by Countries
6 Europe Debt Consolidation by Countries
7 Asia-Pacific Debt Consolidation by Countries
8 South America Debt Consolidation by Countries
9 Middle East and Africa Debt Consolidation by Countries
10 Global Debt Consolidation Market Segment by Type
11 Global Debt Consolidation Market Segment by Application
12 Debt Consolidation Market Forecast
13 Sales channel, distributors, traders and resellers
14 Research results and conclusion
15 Appendix

In addition, key market players mentioned in the report include Mozo, Canstar, Credit Repair Australia, Australian Debt Agreements, Think Money, Debt Negotiators, The DCS Group has, Debt Cutter, Sort My Debt, Clear Credit Solutions, Australian Debt Solvers, Australian Lending Center. The company profile provides comprehensive market revenue, future development, industry policies, strategies, and demand analysis with the help of comprehensive market analysis. The study also details the market status, regional breakdown, latest innovations, and government policies pertaining to the debt consolidation market. The regional segmentation United States, Canada, and Mexico into North America, Peru, Brazil, Argentina, and Rest of South America as part of South America, Germany, Italy, United Kingdom, France, Spain, Netherlands, Belgium, Switzerland, Turkey, Russia, Hungary, Lithuania, Austria, Ireland, Norway, Poland, Rest of Europe in Europe, Japan, China, India, South Korea, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Vietnam, Rest of Asia-Pacific (APAC) in Asia- The Pacific (APAC), South Africa, Saudi Arabia, United Arab Emirates, Kuwait, Israel, Egypt, the rest of the Middle East and Africa (MEA) offers the understanding, reach and application of this market. A valuable source of relevant data can be obtained from the report through the competitive and strategic analysis.

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The report also presents details such as economic, environmental, social, technological, and political status of the Debt Consolidation market after observing and studying various factors. Regional profiling of market revenue, size and volume will provide insight into the growth rate of the market over the forecast period. The comprehensive summary of the Debt Consolidation Market will provide readers with a clear overview of the investment potential in the market. The market research report provides a clear picture to fight competition in the market. All macroscopic and microscopic footprints of the market are well explained in the Debt Consolidation Market report.


By product : Credit card debt, overdrafts or loans, other

By app : Company, Private

Here are the questions answered by the market report:

What are the objectives of the report?

This market report shows the projected market size for the debt consolidation market at the end of the forecast period. The report also examines historical and current market sizes.

Based on various indicators, the charts present the year-on-year growth (%) and the compound annual growth rate (CAGR) for the given forecast period.

The report includes market overview, geographic scope, segmentation, and financial performance of key players.

The report examines the current state of the industry and potential growth opportunities in North America, Asia-Pacific, Europe, Latin America, Middle East and Africa.

The research report includes various factors contributing to the growth of the market.

The report analyzes the growth rate, market size and market valuation over the forecast period.

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What factors are taken into consideration while evaluating the major market players?

The report analyzes companies around the world in detail.

The report provides an overview of the major market vendors including key players.

The reports include information about each manufacturer, such as profiles, revenue, product prices, and other relevant information about the products produced.

This report includes a comparison of market competitors and a discussion of key player perspectives.

Market reports provide information on recent developments, mergers and acquisitions involving key players.

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What are the main conclusions of the report?

This report provides comprehensive information about the factors that are expected to influence market growth and market share in the future.

The report presents the current market status and future prospects for various geographical regions.

This report provides qualitative and quantitative insights into the competitive landscape of the market.

Combined with Porter’s five forces analysis, it serves as a SWOT analysis and competitive landscape analysis.

It provides an in-depth analysis of the market, highlighting its growth rates and growth opportunities.

Natural Eye Makeup Remove Market Outlook by 2022-2029


New Jersey, United States,- Market Research Intellect Released Latest Research Paper on Natural Eye Makeup Remover Market 2022 examines investments in the market. Describes how companies deploying these technologies in a variety of industries aim to explore the possibility of becoming major commercial vandals. Natural Eye Makeup research includes valuable strategic reviews and assessments, including leading company profiles and strategies, as well as general market trends, emerging technologies, industry drivers, regulatory challenges and policies that are driving the growth of the market. To provide a more informed perspective, Natural Eye Makeup Remove Research provides insight into the current state of a rapidly changing industry, presenting a more robust approach from the perspective of end users and service providers/players.

The XX% of the global natural eye makeup remover market in 2021, but it is expected to grow at a CAGR of XX% in the post-Corona period and reach XX million US$ in 2029. On the other hand, the segment of Electronics will grow at an average annual growth rate (CARG) of XX% till 2029 and will occupy about XX% share by 2029.

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Market scale and segment of the natural eye makeup market

The global Natural Eye Makeup Remover Market can be split by company, region, product, and application. Key companies, stakeholders, and other participants in the global Wireframe Semiconductor Market can use this report as an important resource. This report focuses on sales performance and forecast by company, region (country), product and application from 2019 to 2029.

Major Players Covered by Natural Eye Makeup Remover Markets:

  • ULTA
  • Almay
  • BareMinerals
  • happiness
  • Clarins
  • Clinical
  • Dermalogica
  • Elizabeth Arden
  • Eyeko
  • L’Oreal
  • Lancome
  • Maybelline
  • Neutrogena

Natural Eye Makeup Remover Market Split By Type:

Natural Eye Makeup Remover Market Split By Application:

  • Hypermarkets
  • Supermarkets
  • Department stores
  • Specialized retailers
  • Pharmacy and parapharmacies

The Natural Eye Makeup Remover Market report has been segregated into distinct categories such as product type, application, end-user, and region. Each segment is valued based on CAGR, share, and growth potential. In the regional analysis, the report highlights the prospective region, which is expected to generate opportunities in the global Natural Eye Makeup Remover Market in the coming years. This segmental analysis will surely prove to be a helpful tool for readers, stakeholders, and market players to get a complete picture of the global Natural Eye Makeup market and its growth potential in the coming years.

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Natural Eye Makeup Remove Scope Market Report

Report attribute Details
Market size available for years 2022 – 2029
Reference year considered 2021
Historical data 2018 – 2021
Forecast period 2022 – 2029
Quantitative units Revenue in USD Million and CAGR from 2022 to 2029
Segments Covered Types, applications, end users, and more.
Report cover Revenue Forecast, Business Ranking, Competitive Landscape, Growth Factors and Trends
Regional scope North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
Scope of customization Free report customization (equivalent to up to 8 analyst business days) with purchase. Added or changed country, region and segment scope.
Pricing and purchase options Take advantage of personalized purchasing options to meet your exact research needs. Explore purchase options

The Natural Eye Makeup Remover Regional Market Analysis can be represented as follows:

Each regional Natural Eye Makeup Remover industry is carefully researched to understand its current and future growth scenarios. This helps players strengthen their position. Use market research to get a better perspective and understanding of the market and target audience and ensure you stay ahead of the competition.

Based on geography, the global Natural Eye Makeup Remove market has segmented as follows:

    • North America includes the United States, Canada and Mexico
    • Europe includes Germany, France, UK, Italy, Spain
    • South America includes Colombia, Argentina, Nigeria and Chile
    • Asia Pacific includes Japan, China, Korea, India, Saudi Arabia and Southeast Asia

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About Us: Market Research Intellect

Market Research Intellect provides syndicated and customized research reports to clients from various industries and organizations, in addition to the goal of providing customized and in-depth research studies. range of industries including energy, technology, manufacturing and construction, chemicals and materials, food and beverage. etc Our research studies help our clients to make decisions based on higher data, to admit deep forecasts, to grossly capitalize with opportunities and to optimize efficiency by activating as their belt in crime to adopt a mention precise and essential without compromise. clients, we have provided expert behavior assertion research facilities to more than 100 Global Fortune 500 companies such as Amazon, Dell, IBM, Shell, Exxon Mobil, General Electric, Siemens, Microsoft, Sony and Hitachi.

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Best bets: a quick guide to online and in-person entertainment and experiences


the La Jolla Light presents this ongoing series of online activities to undertake on your computer or tablet, as well as local in-person events.

Conferences and learning

• Hannah’s Family Center Presents “Create peaceful resolutions with your companion” at 11 a.m. on Thursday, March 24, online. Free. Registration required. bit.ly/35gzU7N

• La Jolla Community Center Presents San Diego County Supervisor Terra Lawson Remer at 6 p.m. on Tuesday, March 29, online. Lawson-Remer, whose supervisory District 3 now includes La Jolla after the redistricting, will share her priorities for 2022. Free. ljcommunitycenter.org/dss

• The Pen to Paper Writing Course takes place at 1 p.m. Thursdays at the La Jolla/Riford Library, 7555 Draper Ave. The weekly class is open to writers 18+ of all experience levels. Free. (858) 552-1657

Families & children

• La Jolla/Riford Library presents “Storytime by the Sea at Scripps Park” at 4 p.m. Wednesdays on the Scripps Park Lawn at La Jolla Cove. The recurring event features stories, songs, and activities such as bubble-shooting or kite-flying. Free. lajolllibrary.org

Health and fitness

• balanced fitness and health gifts “Line Dancing + Happy Hour” at 5 p.m. on Friday, March 25 at 7860 Girard Ave., La Jolla. The event will include a line dancing lesson with Shannon Mahoney and snacks and beverages including wine. Free. Registration required. bit.ly/balancedLJ

• gifts from Buddhi Yoga “Zen Soul Balance Sound Bath” with Jeny Dawson at 6:30 p.m. Friday, March 25 at 7843 Girard Ave., La Jolla. $55. buddhiyogalj.com

arts & culture

• The Beaumont restaurant presents Sutton James Papanikolas in concert at 6 p.m. on Friday, March 25 at 5662 La Jolla Blvd., La Jolla. Free. (858) 459-0474

The La Jolla Community Center and the La Jolla Art Association will present an artist demonstration with painter Dottie Stanley on Thursday, March 24.

(Courtesy of La Jolla Community Center)

• La Jolla Community Center and La Jolla Art Association present an artist demonstration with a painter Dottie Stanley at 3 p.m. on Thursday, March 24 at 6811 La Jolla Blvd. The demonstrations will be repeated on the fourth Thursday of each month with different local artists. Free. Registration required.ljcommunitycenter.org/art-receptions

• The La Jolla Community Center presents “The Music of Cole Porter” at 7 p.m. on Friday, March 25 at 6811 La Jolla Blvd. The jazz concert will be performed by flautist Holly Hofmann, pianist Mike Wofford and singer and bassist Katie Thiroux. $22 in advance for LJCC members; $27 for non-members. $30 at the door.ljcommunitycenter.org/ffjs

• La Jolla Music Society presents “George Hinchliffe’s UK Ukulele Orchestra” at 8 p.m. on Friday, March 25 and at 3 and 8 p.m. on Saturday, March 26 at the Baker-Baum Concert Hall, 7600 Fay Ave. The concert will include repertoire ranging from Lady Gaga to “Ride of the Valkyries.” $62 and up. ljms.org/events

• Point Loma Playhouse presents Charles Ludlam’s “The Artificial Jungle” directed by La Jollan Robert Salerno, starting at 8 p.m. Friday, March 25, at 3035 Talbot St., Point Loma. The cast includes La Jollan Dori Salois. The show will continue until Sunday, April 10. $22. pointlomaplayhouse.com

• Bodhi Tree Concerts, based in La Jolla, presents a “Concert for peace for the benefit of Ukraine” at 5 p.m. Sunday, March 27, online and at Vision: A Center for Spiritual Living, 4780 Mission Gorge Place, San Diego. Several musical artists from the region will perform. All proceeds from donations will benefit World Central Cuisinea non-profit organization that feeds refugees at the Ukrainian border. bodhitreeconcerts.org/concert-for-peace

• The San Diego Repertory Theater presents the second edition Black Voices Reading Series beginning at 5:30 p.m. Monday, March 28, online and at a watch party at the Lyceum Theater, 79 Horton Plaza, San Diego. The four-week series begins with “Homeridae” by Alexandra Espinoza. A different piece will air each Monday highlighting black experiences. Pay what you can. sdrep.org/blackvoices

• The Warwick bookshop presents Gina Simmons Schneider at 4 p.m. on Tuesday, March 29, online. Simmons Schneider, licensed psychotherapist, blogger, certified coach, and corporate trainer, will discuss her new book, “Frazzlebrain: Break Free from Anxiety, Anger and Stress Using Advanced Discoveries in Neuropsychology,” in conversation with author Anastasia Zadeik. Free. warwicks.com/event/schneider-2022

• The musical and artistic library of the Athenaeum presents Anat Cohen and Marcello Gonçalves at 7:30 p.m. on Tuesday, March 29 at 1008 Wall St., La Jolla. The jazz concert is the first of three in a series. $40, or $114 for the series, for Athenaeum members; $45 and $129 for non-members. ljathenaeum.org/jazz

• Adventures by the Book Presents “The Hello Girls: A Virtual Fireside Adventure” at 4 p.m. on Wednesday, March 30, online. San Diego-based author Elizabeth Cobbs will talk about her book “The Hello Girls.” Free. bit.ly/ABBMar30

• The San Diego Symphony Orchestra presents “Wu Man and Folk Traditions” at 7:30 p.m. on Wednesday, March 30 at 7600 Fay Ave., La Jolla. The concert will feature lute player Wu and the West Coast premiere of “Four Inscapes: Quintet for Flute, Pipa, Percussion, Violin and Cello” by Australian composer Ross Edwards. $50 and up. sandiegosymphony.org

• DG Wills Books presents the film historian Stephane Michael Shearer at 7 p.m. on Thursday, March 31 at 7461 Girard Ave., La Jolla. Shearer will talk about her new book, “Glamour and Style: The Beauty of Hedy Lamarr.” Free. dgwillsbooks.com

• La Jolla Music Society presents “Nat Geo live! The soul of the ocean at 7 p.m. on Thursday, March 31, at the Baker-Baum Concert Hall, 7600 Fay Ave. The talk will be moderated by National geographic photographer Brian Skerry. $36 and up. ljms.org/events

• La Jolla Christian Fellowship presents the photography exhibition “Unity Project” to Thursday March 31. Free. churchatlajolla.org

• La Jolla Presbyterian Church Presents “After the Masters: The Four Gospels in Collage” until Sunday, April 10, at 7715 Draper Ave. The exhibit features multimedia images by artist Karen Sangren. Hours are 8:30 a.m. to 11:30 a.m. Sunday, 10 a.m. to noon Monday, 9 a.m. to 11 a.m. Wednesday, 10 a.m. to noon Friday, and 8 a.m. to 10 a.m. Saturday. Free.

La Jolla Playhouse Presents

La Jolla Playhouse presents “Bhangin’ It: A Bangin’ New Musical” through Sunday, April 17.

(Rich Soublet II)

• La Jolla Playhouse presents“Bhangin’ It: A New Musical”through Sunday, April 17 at the Mandell Weiss Theater, 2910 La Jolla Village Drive. $25 and up. lajollaplayhouse.org

Do you have an event – online or in person – that you would like to see here? Email your leads to [email protected]

Watch: FRIENDS Actor Courtney Cox makes pizza and says I don’t know what I’m doing


Although the famous sitcom ‘FRIENDS’ ended years ago, it still reigns in our hearts as if we saw the first episode yesterday! In fact, even after all these years, the cast members are celebrated for their iconic roles on the show. Each character has their own quirks and nuances; we’re still smitten with Rachel’s beauty, laugh at Chandler’s jokes, and can wholeheartedly relate to Joey when he says, “Joey doesn’t share food!” Another of the show’s most beloved characters was Monica Gellar played by Courtney Cox, the perfectionist chef who repeatedly thrilled our taste buds with the delicacies she cooked up on the show; remember all those Thanksgiving parties?

(Also read: Courteney Cox shares baked fish recipe in video, Jennifer Aniston makes a ‘Chandler’!)

Although Courtney played many roles in different movies and shows after ‘FRIENDS’, we can’t help but see her as ‘Chef Monica Geller’ every time she pops up on our screens. The excitement is increased tenfold when you see her in the kitchen in person. Courtney, who has more than 12 million followers on Instagram, is often seen trying new specialties in her kitchen. However, unlike the cooking wizardry she was known for on the show, Courtney isn’t the best performer in the kitchen in real life. In fact, her cooking sessions are as messy and fun as any of us novice chefs at home. Recently, the actor uploaded a similar video showing him trying to make pizza for the first time and it has us laughing and talking at the same time.

(Also read: ‘Friends’ actress Courteney Cox shares her 5-ingredient pasta recipe)

In the video, we can see Courtney trying her hand at pizza making. From making silly mistakes to not rolling a perfectly round base, the pizza video is too relevant! Here’s Courtney’s pizza recipe: Courtney starts by rolling the dough into a thin base, then she pinches the sides to create a barrier around the edges. She lays down a good amount of marinara/pizza sauce and tops it with lots of grated cheese. She tops the cheese with caramelized onions, mushrooms and pepperoni. She then leaves it in a fire oven for 2-3 minutes, but you can easily do the same in a tawa by baking it for 15 minutes. Courtney slices the steaming cheese pizza and offers it to her crew, who unfortunately have no takers.

No matter what it looked like, we definitely would have tried it. Who can say no to “chef” Monica Geller’s pizza, right? If Courtney has also awakened the chef in you, here is a list of easy homemade pizzas you can try any day.

Portland Trail Blazers vs. Detroit Pistons Game Day Discussion


The Portland Trail Blazers conclude their road trip with a game against the Detroit Pistons. Josh Hart is out with a left knee injury.

Monday, March 21 – 4:00 p.m. PT
How to watch on TV: Root Sports NW, NBA TV, NBA League Pass
Blazer injuries: Damian Lillard (out), Nassir Little (out), Jusuf Nurkic (out), Eric Bledsoe (out), Didi Louzada (out), Joe Ingles (out), Anfernee Simons (out), Justise Winslow (out), Josh Hart (outside)
Piston injuries: Chris Smith (out), Hamidou Diallo (out), Frank Jackson (out), Jerami Grant (out) Corey Joseph (debatable), Kelly Olynyk (debatable), Killian Hayes (debatable) SBN Affiliate: Detroit bad boys

Don’t forget our Game Day thread guidelines.

  • Do not troll in your comments; create conversation rather than destroy it
  • Remember that Blazer’s Edge is essentially a non-profanity site
  • Out of respect for the streaming partners who paid to stream the game, no mention of “alternative” (read: illegal) viewing methods is allowed in our discussions.
  • The comment system was updated over the summer. They are still working on optimizing it for Game Day Threads like ours. If you don’t like clicking “Load more comments”, remember that the “Z” key can be your friend. It automatically loads the latest comments.

That’s it! Have fun and GO BLAZERS!!

Probiotic Cosmetics Market Analysis, Huge Business Growth Opportunities in Japan by 2031


Global Probiotic cosmetics The market report provides in-depth analysis of market players, geography, end users, applications, competitor analysis, trends and forecasts. The report offers a comprehensive overview of development policies and plans in addition to manufacturing processes and cost structures.

The recent research on Probiotic Cosmetics Market is an in-depth study which provides exclusive insights on Probiotic Cosmetics business for new market entrants and established players. The report carefully analyzes all the essential aspects of the Probiotic Cosmetics market and provides a detailed overview of the growth prospects of the industry. Along with these, the report also offers readers comprehensive information on the latest market trends, shares, and revenue growth patterns over the years. Researchers use graphs, charts, pie charts, etc. to graphically explain the data. In addition to this, to study the number of markets, various tables are added to display the data in tabular form. This helps readers understand the data more easily and accurately.

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An overview of the impact of COVID-19 on this market:

Effect of COVID-19: Probiotic Cosmetics Market report studies the effect of Coronavirus (COVID-19) on the Probiotic Cosmetics industry. The global effects of Covid 2020 (COVID-19) infection are now beginning to be felt and will essentially influence the probiotic cosmetics market in 2020 and 2021. probiotic cosmetics market the direction of market development;

  • Point by point review of all market portions
  • An intensive evaluation of the provincial and serious elements of the market
  • In-depth assessment of the effects of the COVID-19 pandemic

The report also involves the significant market trends, emerging technologies, achievements, research and development, new product launches, product responses, and regional growth of prominent competitors operating in the market globally. universal and local. Probiotic Cosmetics market is split by Type and by Applications. For the period 2021-2031, the growth between segments provides accurate calculations and forecasts of sales by type and by application in terms of volume and value. This analysis can help you grow your business by targeting qualified niche markets.

Top Players Covered in the Probiotic Cosmetics Market Research are: Esse Skincare, Estee Lauder Companies, Inc., Aurelia Skincare Ltd., L’oreal SA, Tula Life, Inc., Eminence Organic Skincare, Unilever, LaFlore Probiotic Skincare, Glowbiotics, Inc., The Clorox Co. and others.

Segmentation of the probiotic cosmetics market

Probiotic Cosmetics market is split by Type and by Application. For the period 2021-2031, the growth between segments provides accurate calculations and forecasts of sales by type and by application in terms of volume and value. This analysis can help you grow your business by targeting qualified niche markets.

The regional analysis includes:

  • Asia Pacific (China, Malaysia, Japan, Philippines, South Korea, Thailand, India, Indonesia and Australia)
  • Europe (Germany, Russia UK, Italy, France,)
  • North America (United States, Mexico and Canada)
  • South America (Brazil, rest of South America)
  • The Middle East and Africa (GCC countries and Egypt)

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Challenges and Risks Analysis in Probiotic Cosmetics Market:

The global probiotic cosmetics market is characterized by several major factors, with each factor playing a crucial role in the growth of the industry. The growing demand for products coupled with the easy availability of these has helped the industry flourish across the globe.

The report is helpful in providing answers to several critical questions which are important for industry stakeholders such as manufacturers & partners, end users etc., besides enabling them to form strategies for investment and capitalize on market opportunities.


1 Scope of the report

2 Executive summary

3 Global Composites by Players

4 Composites by regions

5 Market Drivers, Challenges and Trends

6 Global Composites Market Forecast

7 Research results and conclusion

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We are a team of research analysts and management consultants who share a common vision to help individuals and organizations achieve their short and long term strategic goals by developing high quality research services. insightSLICE was created to support mature companies, start-ups and non-profit organizations in various industries including packaging, automotive, healthcare, chemicals and materials, industrial automation, consumer products, electronics and semiconductors, computers and telecommunications and energy. Our team of experienced in-house analysts have extensive experience in the research industry.

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U.Va. Cancer Center helps establish updated national guidelines for brain cancer treatment – The Cavalier Daily


Over the past 30 years, many developments in brain cancer and brain metastases have continued, with recent discoveries – at the U.Va. Cancer Center and beyond – aiming to unify all therapies to promote patient survival and reduce the side effects of more invasive treatments.

The U.Va. The Cancer Center is owned by a national organization known as the American Society for Clinical Oncology, which asked a panel of medical professionals to reassess the pre-existing protocol for treating brain cancer as part of an effort joint with the Society for Neuro-Oncology and the American Society for Radiation Oncology. This two-year process – designed to update guidelines on how to treat patients with brain cancer based on evaluation of previous clinical trials and analysis of the effectiveness of methods existing ones – is now complete for 2022.

Brain cancer is a particularly devastating disease that tends to weaken a large part of the body because most tumors do not originate in the brain, but rather elsewhere, such as the lungs or melanoma skin. Brain metastases – tumors away from the original site – occur when another organ gives rise to a tumor that spreads to the brain.

It is also particularly widespread. On 200,000 people in the United States are diagnosed with a brain tumor each year. In the 1970s and 1980s, brain metastases were considered a death sentence, and the average survival rate for a patient diagnosed with one was around four months.

David Schiff of the U.Va. Cancer Center and Michael Vogelbaum of Moffitt Cancer Center are both neuro-oncologists and members of the ASCO panel. The two are committed to researching ways to advance currently available treatments for brain tumors to support the development of this technology.

“Over the past 30 years or so there has been a series of advancements,” Schiff said. “In the 1990s, it was recognized that in some cases surgical removal of a single brain metastasis, particularly if it was causing symptoms, could improve survival and quality of life.”

From the late 1990s to the early 2000s, the use of localized radiation became more widespread.

“It all started with a study that showed that if someone has just one brain metastasis, it can be removed with surgery,” Vogelbaum said. “If you take it out and then treat it with the whole brain radiation, patients actually live longer than if you just did the whole brain radiation.”

Known as stereotactic radiation therapy, machines such as the gamma knife, a targeted beam of radiation used to treat tumors, helped control brain metastases better than whole-brain radiation therapy, which was the industry standard at the time. Whole-brain irradiation has many drawbacks, including cognitive neurotoxicity, which is an overall decline in brain function.

“Because it treated areas of the brain that did not have tumors, radiation was not uncommonly associated with cognitive side effects,” Schiff said. “If people survived more than a few months, it was sometimes noticed that their memory and concentration weren’t what they used to be.”

The purpose of these new guidelines was to bring together experts from neurosurgery, radiation therapy, oncology and other specialties to review recent medical literature from clinical trials and large clinical series to determine the necessary circumstances surgery or other appropriate therapies.

“It was understood that treatment of brain metastases is a type of multidisciplinary approach,” Vogelbaum said. “That’s why [ASCO] wanted us to bring together a very diverse panel, so we could review the latest evidence and start putting new drugs into perspective.

Research studies and evidence have been compiled to weigh each treatment in terms of suitability to determine the strength and relevance of each medical recommendation.

“Anytime someone developed a brain metastasis, they came to see a neurosurgeon and a radiation oncologist,” Vogelbaum said. “And we would decide whether it was a combination, surgery or radiosurgery.”

Whole-brain radiation therapy was rarely used as a primary treatment method, as combination therapies had become the norm over the past 20 years.

“There are safer ways to deliver radiation therapy to the whole brain, by blocking the memory structures from the radiation fields, what we call hippocampal avoidance or brain radiation therapy, and using certain drugs during whole-brain radiation also to help protect memory,” Schiff said.

The hippocampus region of the brain is associated with the formation and storage of new memories. Hippocampal avoidance is an advance in whole-brain radiation that uses intensity-modulated radiation therapy – a technique to identify certain brain regions while avoiding others – to help preserve cognition in patients.

In recent years, targeted immunotherapy drugs have shown positive results in tumors caused by melanoma, lung cancer and kidney cancer. Immunotherapy drugs use checkpoint inhibitors that block checkpoint proteins that regulate immune responses against binding with their partner proteins. By doing so, an ‘off’ signal is prevented from being sent, allowing T cells, which protect against infection, to kill cancer cells.

“Recent studies have shown that in certain circumstances with specific types of tumors, if brain metastases are not symptomatic and not particularly prominent, these smart drugs or immunotherapies may also help control brain metastases,” Schiff said. . “In some cases, [the drug] saves patients from needing radiation therapy, radiosurgery or surgery for the treatment of their brain metastases.

The new guidelines emphasize reducing toxicity while increasing efficacy. For example, although surgery may seem invasive, for some patients it leads to better functional and cognitive outcomes than whole-brain radiation therapy. The main goals of alternative therapies are to improve longevity and quality of life.

“Now it’s a small minority of patients who actually die from brain metastases,” Schiff said. “In most patients, we are able to control what is happening in the brain.”

In terms of improving standards of care at the patient level, ASCO makes immense educational efforts, such as weekly reviews, seminars, huge annual meetings, and smaller subspecialty meetings for physicians. .

Compiling the necessary information in one place is convenient for radiation oncologists around the world who are on the front line treating cancer patients who develop brain metastases. This treatment protocol is designed as a framework which is then individualized for each patient.

“The guidelines can point to the next questions, but really by their very nature look back and document the progress that has been made over the past few decades.” said Vogelbaum.

Get ready to take a walk on the wild side – 5 tips to start your rewilding journey


Raise your hand who loves the idea of ​​rewilding your garden but can’t quite let the garden go completely wild? As a designer, many of my clients love the wild aesthetic and want to encourage wildlife and nature to flourish, but there is often confusion about how to even begin a rewilding mission.

I am often asked, “Isn’t reseeding just allowing nature to do what it wants?” and if that is indeed the case, what of the aesthetes among us who yearn for some kind of formally conceived beauty in nature?

Biotulin finds success in the US cosmetics market


NEW YORK, March 18, 2022 (GLOBE NEWSWIRE) — There is now a plant-based alternative to botulinum toxin. Biotulin is considered the beauty secret of Hollywood stars and royals around the world. (Source: https://www.sheknows.com/living/articles/2501587/kate-middleton-meghan-markle-biotulin-gel)

How does Biotulin work?

The active ingredient Biotulin is comparable to botulinum toxin treatments, but it is much less complicated to use because it is applied directly to the skin and not injected.

Crow’s feet, forehead wrinkles, the glabella between the eyebrows and nasolabial folds are visibly smoothed. Efficacy studies support this claim.

One of the main ingredients of Biotulin is spilanthol, a local anesthetic obtained from the extract of the plant Acmella Oleracea (paracres). It reduces muscle contraction, causing sagging facial features. Small wrinkles disappear, especially those around the eyes and between the eyebrows.

In addition, hyaluronic acid enhances the effectiveness of Biotulin. Hyaluronic acid also plumps the skin and supports collagen and elastin fibers. Its visible firming and smoothing effect on the skin is excellent and immediately noticeable.

A third the extract comes from Imperata Cylindrica, also known as blady grass. This plant grows in the driest desert regions of South America and is able to survive even on saline soils. This extract hydrates the skin for up to 4 hours.

Biotulin is applied to the face like a soothing lotion. It is quickly absorbed, smoothing the skin to make it soft and supple. Unlike needle injections, it does not numb the face or restrict facial expressions. Facial features will always be revived and beautiful.

Result: in just 1 hour, visible wrinkles are naturally reduced. Always and at any time, because the gel can be applied several times a day and the effect lasts for at least 8 hours.

Biotulin is 100% vegan, for all skin types, paraben and cruelty free. Biotulin is made in Germany.

For more information on Biotulin, please visit: https://biotulin.com

Biotulin – Monschauerstrasse 12, D-52066 Aachen, [email protected], Fax: +49-241-53106369

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Biotulin Supreme Skin Gel – 15ml

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  • Biotulin Supreme Skin Gel

how to get back to your fitness safely

  • Marie Claire is supported by her audience. When you purchase through links on our site, we may earn a commission on some of the items you choose to purchase.

  • Advice from a pro.

    For many, getting back to your pre-pregnancy level of fitness can seem like an uphill battle. Not only have you carried an actual human in your stomach for nine months — not to mention pushing it out of your vagina — but you haven’t slept for what feels like years since birth.

    To be honest, you probably haven’t had much time to think about postpartum exercise, but you may be starting to miss the feeling of moving your body (and releasing those handy feel-good endorphins). and to have time for you too.

    Ready to kick the ball back into practice, but not sure where to start? Here, trainer and mother-of-two Emily Skye breaks down everything you need to know about postpartum exercise, from when to return to training (Remark: never before six weeks after birth), which movements are best for core and pelvic floor strength.

    Keep scrolling — and don’t miss our guides to mindful movement, workout recovery, and perinatal mental health.

    Postpartum Exercise: Your Guide

    What is postpartum exercise?

    In its simplest form, postpartum exercise — sometimes called postnatal exercise — is any movement you perform after giving birth, according to trainer and mother-of-two Emily Skye. “Your first steps in postpartum movement may feel a little different from the exercise you did before you got pregnant – pushing the stroller in the park or doing gentle exercises, rather than running 10km – but it’s important to approach it with a positive mindset,” she explains.

    Trick : Appreciate your body for the amazing things it has done and be gentle with yourself, she recommends.

    Why do you need to change your exercise routine after giving birth?

    In short, because your body is going through a parcel when you’re pregnant, shares the coach.

    “Throughout pregnancy, during labor and as a new mother – things change all the time and your exercise routine has to adapt,” she explains.

    Note here: Skye warns that the biggest risk with postpartum exercise is going too hard, too soon. “You should consult your doctor before starting any exercise program after childbirth,” she stresses.

    Why? Because your body will be different from your pre-pregnancy body, and that’s okay. “You have to give yourself time and start by focusing on essential things, like strengthening your pelvic floor and rebuilding your abdominal muscles,” she says.

    When should I start training again after giving birth?

    There is no definitive answer to this question, but be aware that, as above, the trainer says you must consult your health care professional and get approval before going back in the water. -week, and the right time will depend on your overall physical condition and birth experience,” she shares.

    For example, if you have a pre-existing condition or a C-section, you may need to recover more slowly.

    Don’t be frustrated if you can’t get back to it right away – just thank your body for healing and for performing the miracle of birth. “The time frame for you may be different than for your friend or the women in your mommy and baby group — but be patient with yourself,” she recommends.

    “Your priority at this stage should be the health and well-being of you and your baby, not forcing yourself to train harder or re-achieve your old personal best,” she continues.

    Postpartum exercise: a woman stretching

    I feel compelled to get back in shape after giving birth – help me!

    First of all, it’s unfortunately normal.

    “So many women feel that pressure to ‘go back’, especially when we see a celebrity showing off her super flat belly 11 days after having a baby,” Skye says. “I can tell you that there was absolutely no turning back for me after giving birth to my baby boy, and it’s unrealistic and unhealthy to compare yourself to other women.”

    On the other hand, know this: it’s never selfish to put your health and happiness first, so don’t let anyone embarrass you for making time to exercise when you’re ready. Focus on your own journey and don’t get distracted by others.

    Postpartum Exercise Plan: Your Guide

    To catch one of Skye’s expert-led postpartum workouts, just click the link.

    Her postpartum exercise program – FIT Post-Pregnancy – is made up of 3 stages, each lasting 6 weeks.

    Step 1

    Start your recovery with gentle movements of strength, mobility and stability.

    2nd step

    Low-impact strength workouts with light weights help you get stronger, and we get you ready for cardio.

    Step 3

    We’re upping the tempo with lower impact, higher strength HIIT moves.

    “Plus, there’s a focus on rebuilding your pelvic floor and core strength throughout – that’s key,” the trainer shares.

    Did you know? It’s the same routine she followed after having her two babies and it’s about gradually increasing the intensity, taking it at your own pace and only continuing when you’re ready, she shares. she.

    “I love hearing how my program has helped women get back to their pre-pregnancy routine, whether it’s regular workouts, lifting weights, running or playing sports. I am a very proud mom! “, she concludes.

    Best Personal Loans for Debt Consolidation March 2022

    Company Starting interest rate Minimum credit score Loan conditions Costs

    Best overall
    5.99% Not disclosed 36–84 months $39 late payment fee

    Great for extra features
    9.95% 580 24–60 months Up to 4.75% administration fee; late fee
    First technology

    Best credit union and for fast financing
    5.70% Not disclosed 24–84 months $15 late payment fee
    First Midwest

    The best at no cost
    5.23% Not disclosed 12–84 months Documentation fee of $150
    To improve

    Ideal for co-signers
    5.94% 550 24–84 months 2.9% to 8% assembly fee; late fee
    Loan amounts, APR and repayment period may vary depending on the purpose or type of loan.

    Guide to Choosing the Best Personal Loans for Debt Consolidation

    Should you apply for a personal loan to consolidate your debt?

    The debt repayment process can be long and costly. Every month you have debt, you are charged interest, which adds to your balance and extends the repayment date of your debt.

    For someone working to get out of debt, debt consolidation can be helpful in many ways. If your credit scores have improved since you incurred your current debt, or if you have a co-signer or co-applicant, you may be eligible for a loan with a lower APR than your current debt(s). Consolidating with a lower APR means lower fees and a shorter time to become debt free.

    A personal loan from a reputable source, such as a bank, credit union, or established online lender, can be one of the most cost-effective ways to reduce debt. Compared to credit cards, payday loans, or even balance transfers, consolidation loans typically have much lower interest rates and fees.

    If you’re struggling to pay your debts, a consolidation loan can help you in other ways. Debt consolidation could extend your payment schedule. While this increases the overall cost of repayment, it can also lower your monthly payments and help you balance your budget.

    Before applying for a personal loan to consolidate your debts, it is important to determine what your goal is. Compare rates, fees and monthly payments to your current situation to decide if the loan meets your needs.

    Comparison of personal lenders

    It can be difficult to narrow down the field of potential lenders, but each offers something different. Here’s what to look for before applying:

    • APR range: Consider both the minimum and maximum APR for loans, including any rate reductions you may be eligible for.
    • Costs: Consider any upfront fees, such as origination or administration fees, and whether the fees will be withheld from your loan amount. Also be sure to consider prepayment penalties and other fees that may come into play in the future.
    • Credit requirement: Check to see if the lender discloses the minimum credit score required to qualify and whether or not they will consider other information instead of good credit.
    • Pre-qualification: Find out if you can be pre-qualified and receive a quote on the loan you qualify for, without a thorough credit investigation.
    • Loan amounts: Calculate the total amount of debt you want to repay and check if the lender offers loans that cover the total amount.
    • Loan conditions : Look at the term or how long you will have to repay your loan. Many lenders present this information as a range of months, such as 24 to 84 months. Note that a longer repayment term will result in lower monthly payments, but more money paid out for interest charges.
    • Deadline for receipt of funds: Consider how long it takes from the start of your application to approval and receipt of funds. Although the lender can transfer funds in as little as one business day, it may take several days or longer for your bank or creditor to process payment.
    • Loan Restrictions: Make sure the loans are available to residents of your state and the intended use of the funds is authorized by the lender. The lender may also have age and citizenship requirements.

    How to apply for a personal loan

    Once you have narrowed down your list of potential lenders, you will need to submit an application. Most lenders accept online applications, but you may be able to visit a physical branch or get help over the phone.

    To complete an application, you will likely need to submit the following information:

    • Contact details
    • Income and employment details
    • Social Security Number or ITIN
    • Reasons why you are applying for the loan
    • Desired loan amount

    The lender can follow up by requesting more information. If your application is approved, you can review the offer before accepting it. You may also need to create an online account with the lender in order to manage your loan.

    Be sure to note the due date for your first payment and, if desired or necessary, set up automatic payment. You can also change your due date.

    Frequently Asked Questions

    What is debt consolidation?

    Debt consolidation involves using a loan or credit card to pay off multiple debt accounts, usually at a lower APR.

    This is often done to reduce the overall cost of paying off debt, but it can be a good way to get immediate financial relief by reducing the cost of your monthly debt payments. It can also help by reducing the number of accounts you have to manage.

    What are the advantages and disadvantages of obtaining a personal loan for debt consolidation?


    • Consolidate multiple debt payments into one monthly payment
    • Reduce your APR and save money on the overall cost of debt repayment
    • Potentially eliminate debt faster
    • Set a clear debt repayment date
    • Improve credit scores by paying down debt faster and reducing the use of revolving credit

    The inconvenients

    • Borrowers with poor credit may not qualify for better terms than their current debt
    • Fees and interest can make consolidation loans expensive
    • Extending debt repayment can lead to paying more over time

    Are Debt Consolidation Loans Harming Your Credit?

    Debt consolidation can affect your credit in many ways, but the effects are generally positive overall after enough time has passed. Applying for and opening a new loan account may result in a short-term drop in your credit scores, due to the thorough investigation and the new account. But paying off credit cards can lower your credit utilization rate, which can help boost your scores, and reducing the number of accounts with balances can also be good for scores. Making debt payments on time each month also helps build your scores over time.

    What is the difference between a debt consolidation and a balance transfer?

    Debt consolidation involves paying off multiple accounts, usually with a single new loan. A balance transfer, on the other hand, is a feature of credit cards; it involves moving a balance from an account (of any type) to a credit card. You can transfer a single balance or, depending on the card issuer, you can transfer multiple balances, just like debt consolidation.

    Credit card balance transfers may require an upfront fee, often 3% of the total amount you transfer. You’ll also pay interest charges each month on the balance you carry, unless you use a balance transfer card with a promotional 0% APR (this can be a great way to pay off debt). In comparison, a debt consolidation loan does not involve transfer fees, but will come with interest charges and may incur other fees, such as origination fees.

    How We Choose The Best Debt Consolidation Loans

    Our team evaluated 38 lenders and collected 1,520 data points before narrowing down our top picks. We weighted more than 20 criteria and gave a higher weight to those having a more significant impact on potential borrowers.

    Top picks were selected based on factors such as membership requirements (15% weighted), average fixed APR (15% weighted), and average origination fee (10% weighted).

    We also considered flexible repayment terms, helpful features such as pre-qualification, and whether co-signer or joint applications are allowed to ensure borrowers have the best possible experience. For more information on our selection criteria and process, our full methodology is available.

    Best Ilia Beauty Product | FOX 4 Kansas City WDAF-TV


    Which Ilia beauty product is the best?

    Why is it so difficult to find makeup that suits your skin when major retailers and beauty supply warehouses are full of makeup and skincare products? Sometimes less is more, which fits perfectly with Ilia’s no-fuss philosophy.

    The clean beauty brand sees skincare and makeup as a whole and creates products for every skin type. One of the best Ilia beauty products is their Super Serum Skin Tint Foundation SPF 40, which provides lightweight coverage and mineral sun protection.

    What to know before buying Ilia beauty products

    What is the Ilia brand?

    Launched in 2011, Ilia is a makeup brand that creates clean makeup products. They believe in skin that feels like skin and design their products to be simple to use. Ilia has learned that not all natural products are good for the skin, just like not all synthetic ingredients are bad, and considers clean beauty to be where these two worlds collide. All Ilia products are free of parabens, gluten, phthalates, petroleum and chemical screens. They are also cruelty-free.

    Choose beauty products by skin type

    Knowing your skin type will help you choose the ideal beauty products that are right for you.

    • Oily – Oily skin types tend to favor products with a matte finish to tone down their naturally shiny skin. Makeup powder or blotting papers will come in handy for touch-ups throughout the day.
    • To dry – Liquid products with a rosy finish are ideal for dry skin. Those with dry skin will want to avoid powder products and may even want to consider a cream blush and bronzer.
    • Combination – If you have combination skin, you will notice that some areas of your skin are oily, like your T-zone, while others are dry, like your chin or cheeks. Those with combination skin will likely have to try various skin products to see which one works best.
    • Normal – Normal skin can use products designed for oily and dry skin.

    What to Look for in Quality Ilia Beauty Products


    If you’re sensitive to fragrance-added beauty products or just prefer to stick with fragrance-free options, Ilia has plenty of fragrance-free items, including their Super Serum Skin Tint. Additionally, several other items contain less than 1% synthetic fragrances.

    Range of shades

    Shade range is always one of the trickiest areas when researching beauty products. However, most Ilia products have a reasonably inclusive range of shades, making it likely that most people will find a match for their skin tone.

    Benefits of skin care

    Since Ilia believes that skincare and makeup are one, many of their beauty products contain quality active ingredients that protect the skin from environmental stressors. For example, Ilia uses niacinamide, which helps smooth skin texture, and vitamin C to brighten and even skin tone.

    How much you can expect to spend on Ilia beauty products

    Depending on the type of beauty product and its size, you can expect to spend between $13 and $55 on Ilia beauty products.

    Ilia Beauty Products FAQ

    What is the difference between a skin tone and a foundation?

    A. The main difference between a skin tone and a foundation is the level of coverage. A skin tone tends to offer sheer to light coverage, while a foundation is generally buildable and can have medium to full coverage. Also, the consistency of a skin tone will be thinner than a foundation.

    What makes a beauty product clean?

    A. Although the definition of a clean beauty product is unclear, a clean beauty product is essentially a product made without harmful ingredients. For example, most clean beauty products are formulated without sulfates, parabens, formaldehyde, phthalates, and many other questionable ingredients.

    What are the best Ilia beauty products to buy?

    Best Ilia Beauty Product

    Ilia Super Serum Skin Tint Foundation SPF 40

    What do you want to know: Those looking for light, dewy coverage will appreciate this skin tone with Mineral SPF.

    What you will love: This serum skin tone provides a natural look and is ideal for “no makeup” makeup days. It is also free of silicones, oil, fragrance and chemical sunscreen and is tested to be non-comedogenic.

    What you should consider: Because this product is fragrance-free, it has nothing to cover up the natural smell, which can be a little off-putting.

    Or buy: Sold by Sephora, Kohl’s and Amazon

    Best Ilia beauty product for the money

    Ilia Limitless Lash Lengthening Mascara

    Ilia Limitless Lash Lengthening Mascara

    What do you want to know: With a dual-sided brush, this clean mascara catches and separates every lash to add lift and length.

    What you will love: The star ingredients in this mascara are keratin, shea butter and beeswax to fortify, condition and nourish lashes. It’s also cruelty-free, gluten-free, and comes in recyclable packaging.

    What you should consider: This mascara is not completely waterproof and may smudge or transfer.

    Or buy: Sold by Sephora, Kohl’s and Amazon

    Worth checking out

    Ilia Multi-Stick Cheek & Lip

    Ilia Multi-Stick Cheeks & Lips

    What do you want to know: This versatile beauty product you can use to add buildable color to cheeks and lips.

    What you will love: It comes in a handy little package so you can easily take it with you. This product is clean, comes in recyclable packaging, and is packed with quality ingredients.

    What you should consider: A few users have noted that the color doesn’t seem to last all day.

    Or buy: Sold by Sephora, Kohl’s and Amazon

    Register here to receive the weekly BestReviews newsletter for helpful tips on new products and great deals.

    Bre Richey writes for BestReviews. BestReviews has helped millions of consumers simplify their buying decisions, saving them time and money.

    Copyright 2022 BestReviews, a Nexstar company. All rights reserved.

    13 outdoor workouts to add fun and variety to your routine


    Before you lace up your running shoes, think about the exercises you’ll be doing, your goals, and the equipment you have.

    High Intensity Interval Training (HIIT) combines strength training and cardio to quickly increase your heart rate. It is ideal for outdoor workouts as it requires little to no equipment.

    Remember to warm up well before starting the exercise. This can include light cardio and dynamic mobility exercises.

    Also, when you finish your workout, be sure to spend a few minutes cooling off by light stretching or walking to allow your heart rate to return to normal.

    HIIT workout #1

    This workout requires no equipment and can be done on grass or sidewalk. If necessary, you can adjust the number of repetitions and the time according to your fitness level.

    • 5-10 minute dynamic warm-up (e.g. light jogging, jumping jacks, arm circles, leg swings)
    • 20 high knees
    • 20 squats
    • 30 seconds of jumping jacks
    • 15 push-ups
    • 20 butt kicks
    • 20 walking lunges
    • 30 second plank
    • 5 to 10 minutes of recovery (eg, walk in the park, light stretching)

    HIIT workout #2

    This workout is great for getting your heart rate up and improving full-body strength. The only equipment you will need is a jump rope. Take a break of 20 to 60 seconds between exercises, if necessary.

    • 5-10 minute dynamic warm-up (e.g. light jogging, jumping jacks, arm circles, leg swings)
    • 50 jump rope jumps
    • 15 push-ups
    • 50 jump rope jumps
    • 20 squats
    • 50 jump rope jumps
    • 30 second plank
    • jump rope jump to failure (as much as you can before you have to stop)
    • 5 to 10 minutes of recovery (eg, walk in the park, light stretching)

    HIIT workout #3

    This workout is ideal if you have access to a soccer field or a basketball or tennis court. Perform each exercise along the painted lines to use as a guide. Repeat the workout as desired and adjust the time if necessary.

    • 5-10 minute dynamic warm-up (e.g. light jogging, jumping jacks, arm circles, leg swings)
    • 30 seconds side shuffle (both directions)
    • 30 second walking plank (both ways)
    • 30 seconds of lateral jumps (Jump to the side of one leg, land on the other leg and repeat.)
    • 30 Second Crawling Bear (Check out this article for how to.)
    • 30 seconds of standing tapping (on a bench, box or step)
    • 5 to 10 minutes of recovery (eg, walk in the park, light stretching)

    If you’re in the park and have access to a bench, you can use it for a great workout. Be sure to choose a stable bench that won’t tip over and can support your weight.

    Repeat the workout as many times as you want. You can also adjust the number of repetitions and the duration of each exercise according to your needs.

    • 5-10 minute dynamic warm-up (e.g. light jogging, jumping jacks, arm circles, leg swings)
    • 20 incline push-ups (against a bench)
    • 30 seconds of progress
    • 30 seconds of V-Crunches (Sit on the end of the bench with your hands gripping the edge of the seat. Start with your legs stretched out at a 45 degree angle, then pull them towards your chest, bending your knees.)
    • 15 tricep dips
    • 10 Bulgarian split squats on each side
    • 30 seconds inclined climbers (hands at bottom of bench)
    • 20 second box jumps
    • 5 to 10 minutes of recovery (eg, walk in the park, light stretching)

    If you’re looking to improve your cardio, here’s a great high-intensity cardio workout:

    • 5-10 minute dynamic warm-up (e.g. light jogging, jumping jacks, arm circles, leg swings)
    • 100 jump rope jumps at a light pace
    • 1 minute break
    • 100 jump rope jumps at moderate pace
    • 1 minute break
    • 100 jump rope jumps at a fast pace
    • 1 minute break
    • fast jumps to failure (as many jumps as you can before you have to stop)
    • 5 to 10 minutes of recovery (eg, walk in the park, light stretching)

    Other Cardio Ideas

    • 100 meter sprints (use the distance between the streetlights if you are unsure of the distance.)
    • agility drills
    • soccer field sprints (Sprint along the short side, run along the long side.)
    • stairs (Find a long staircase to go up and down.)
    • hill run
    • laps around the park (include sprints to increase heart rate.)


    Most high intensity workouts can be done outdoors with minimal equipment. A park bench can be a great workout tool. Just make sure it’s stable and can support your weight.

    For the ultimate cardio burn, try jumping rope, running up stairs, or sprinting.

    Staying active outdoors can be a lot of fun and add more variety to your workout routine.

    Here are 8 outdoor activities you can try to train well.

    1. Hike

    Hiking is a great cardio exercise that will help strengthen your lower body — like your calves, hamstrings, glutes, and quads — as well as your core. Since hiking typically involves walking over uneven terrain, you’ll be activating a variety of muscles to stabilize your body.

    A typical hike can last a few hours, which means you can burn some serious calories. For example, a 170-pound (77 kg) person can burn about 693 calories during a 90-minute hike (1).

    2. Skiing and snowboarding

    Outdoor activities are not reserved for sunny days. In fact, skiing or snowboarding can be a great way to improve your cardiovascular health and strength without really realizing it, because you’re having so much fun doing it (2).

    These activities can also help improve your balance (2).

    In an hour of occasional downhill skiing, a 170-pound (77 kg) person will likely burn about 385 calories (1).

    3. Stand-up paddleboarding

    Stand-up paddleboarding has garnered massive attention in recent years thanks to its full-body benefits. It takes good core and lower body strength to maintain your balance. And paddling targets your arms, shoulders and back (3).

    4. Swimming

    Whether you’re swimming in a pool or a lake, you’re training for the whole body.

    When you swim, you use almost all of your muscles to stay afloat and overcome the resistance of the water. In particular, swimming targets upper body muscles such as lats and traps and muscles in the chest and arms (4).

    Swimming is also a great way to improve core strength (5).

    Plus, swimming burns a lot of calories and is great for improving your cardiovascular health, as your heart and lungs have to work harder to deliver blood and oxygen to all your working muscles (6).

    In 30 minutes of relaxed swimming, a 170 pound (77 kg) person can burn about 270 calories. And if the same person increases their speed or intensity, they can burn around 385 calories in a 30-minute session (1).

    5. Recreational Sports

    If you prefer sports as a form of exercise, there are plenty of great options. The benefits of playing sports are that they are fun, usually target multiple muscle groups, and get your heart rate up.

    For example, tennis requires lower and upper body strength and cardiovascular fitness to help you run around the court and swing a tennis racket.

    During a singles session of tennis, a 170-pound (77 kg) person can burn 616 calories per hour (1).

    Likewise, an occasional football or basketball game can burn 460–540 calories per hour (1).

    If you prefer a slower paced activity like golf, you can still get a lot of benefits from it. Golf requires good core and upper body strength. Walking and carrying your clubs can also improve your fitness and strength while burning around 345 calories per hour (1).

    6. In-line skating or roller skating

    If you’re looking for a low-impact cardio exercise, you might want to try inline skating or roller skating.

    These activities are a good alternative to running because they can get your heart rate up but put less strain on your joints. They can also strengthen your calves, hamstrings, and glutes.

    Although you may feel like you’re not working very hard, you will burn a lot of calories. In 30 minutes of occasional in-line skating, a 170-pound (77 kg) person can burn an impressive 424 calories (1).

    7. Ride a bike

    Cycling is another low impact cardio exercise.

    The bike targets your glutes, hamstrings, quads, calves, arms, shoulders, and back. Additionally, the outdoor bike can target your core better than a stationary bike, as you also need to maintain your balance while riding (7, 89).

    A 170-pound (77 kg) person can burn about 308 calories per hour cycling at a relaxed pace (1).

    8. Kayaking

    Kayaking is a great summer activity that requires good upper body and core strength. It is also an excellent cardio exercise.

    In an hour of occasional kayaking, a 170-pound (77 kg) person can burn about 385 calories (1).


    Many outdoor activities can increase your heart rate, strengthen your muscles, and burn a ton of calories. Try exploring different outdoor activities to see which ones you enjoy the most.

    Fiscal consolidation started too soon


    The finance minister, in her budget speech, highlighted India’s strong resilience during the pandemic as the economy rebounded to pre-pandemic GDP levels. India has lost two years of GDP due to the pandemic. Meanwhile, the conflict in Ukraine added to the prevailing uncertainties.

    The ONS, in its latest estimate of national income for 2021-22, cut growth from 9.2% to 8.9%, from a contraction of 6.6% in 2020-21.

    The recovery from the pandemic has been uneven as a large number of small and micro businesses struggle to recover. Although aggregate unemployment rates returned to pre-pandemic levels in September 2020, a disaggregated analysis of CMIE Consumer Pyramids Households Survey (CPHS) data shows a disproportionate impact of the pandemic on women’s employment and earnings, young people and people from marginalized communities. The government’s fiscal strategy is crucial in guiding the post-Covid inclusive recovery process.

    Medium term growth strategy

    From a medium-term growth strategy perspective, attempts to boost investment spending are commendable as they should attract private investment and create significant multiplier effects. And that should create jobs and boost aggregate demand.

    However, given the capital-intensive nature of large-scale infrastructure projects, massive job creation is unlikely. In addition, there is a huge gestation period. Thus, the actual multiplier effects may be lower than those assumed by the budget.

    The government has increased investment spending at the expense of revenue. Compared to the FY22RE allocation, total expenditure and revenue expenditure declined in real terms after adjusting for inflationary expectations in FY23. As the economy recovers from Covid 19, an increase in revenue spending was expected because it has a higher multiplier effect in the short term and helps the economy recover faster than investment spending. It will also have an enhancement effect.

    No increase in demand

    The latest estimates for 2021-22 published by the NSO show that private final consumption expenditure – representing around 60% of GDP – has returned to pre-pandemic levels. However, some studies show that the poorest 40% of the population have experienced a greater decline in income and the recovery has been weak, leading to increased inequality. Analysis of CPHS data shows that not only is the consumption of marginalized groups and lower sections declining faster, but their recovery has been slow while the consumption of the non-wealthy has returned to pre-pandemic levels after the pandemic. initial lock.

    Therefore, social sector expenditures are essential for households pushed below the poverty line. When total revenue is deducted from incurred expenditure (interest payments increased by 15.6% and pensions by 4.1%), nominal social sector expenditure is significantly reduced. The programs that have borne the brunt of fiscal consolidation are food subsidies and MGNREGA.

    Expenditure on food subsidies decreased by 17.8% from ₹2,86,469 crore in FY22RE to ₹2,06,831 crore in FY23BE. MGNREGA’s budget was reduced by 25.5% from ₹98,000 crore in FY22RE to ₹73,000 crore in FY23BE. PM-Kisan (farmer income support) and rural development spending remained essentially flat.

    On the other hand, allocations for urban development, transport, IT and telecommunications have increased considerably, which could aggravate the divide between rural and urban areas. As urban areas have lost more jobs during the pandemic, an urban job guarantee program would provide income to the unemployed and help stimulate consumer demand.

    Premature fiscal consolidation

    The Union government’s misplaced emphasis on fiscal consolidation is largely responsible for the reduction in tax expenditures. While the revised revenue expenditure estimates exceed budget estimates, the revenue shortfall fell from 5.1% (FY22BE) to 4.7% of GDP (FY22RE).

    The increase in the collection of direct taxes and GST could have been used in social sector projects. Instead, the finance minister preferred to stick to the path of fiscal consolidation and reduce the budget deficit from 6.9% (FY22RE) to 6.4% (FY23BE). This fiscal consolidation in times of crisis is delaying the process of inclusive recovery.

    Despite the increase in tax revenue and the marginal reduction in total expenditure, the Union’s public debt, both internal and external, is expected to fall from 52.7% in the financial year 22RE to 59% of GDP (financial year 23BE). Normally, this would be considered significant and disturbing. However, due to counter-cyclical fiscal policy measures, governments around the world resorted to debt financing fiscal stimulus, resulting in record global debt of $226 trillion, bringing the debt-to- GDP at its highest after World War II. War.

    The IMF’s Global Debt Database shows that the public debt-to-GDP ratio hit a new high of 99% in 2020, driven mainly by advanced countries where public debt to GDP rose to 122.69% in 2020. India’s debt to GDP ratio increased from 74% to 90% during the pandemic.

    More importantly, the weight of available empirical research suggests that higher debt does not necessarily lead to lower growth. A higher debt-to-GDP ratio can boost aggregate demand and output in the short term. And that’s what the Indian economy needs now. International experience suggests that countries that borrowed to fund fiscal spending were able to recover from the pandemic faster.

    Furthermore, recent research shows that borrowing does not have a negative impact on the economy as long as the government follows a credible fiscal policy plan that brings the debt burden down to sustainable levels. Therefore, it is important that the government invests substantially not only in building infrastructure for growth, but also focuses on targeted short-term measures that stimulate consumer demand from those most affected by the pandemic.

    The government’s fiscal consolidation path may be driven by fears of a sovereign rating downgrade by global credit rating agencies (CRAs). However, last year’s Economic Survey demonstrated that economic fundamentals do not justify or determine sovereign credit ratings. Research suggests that rating agencies give higher ratings to developed countries, regardless of their fundamentals.

    The budget began prematurely scaling back expansionary fiscal policy and focused on fiscal compliance amid fears of a sovereign rating downgrade by global rating agencies.

    The ongoing war between Russia and Ukraine has disrupted supply chains and driven up energy and commodity prices. As costs rise and interest rates rise, capital spending will slow. A larger allocation to revenue spending, especially to flagship social sector programs, would have supported the economic recovery. One can only hope that the government’s strategy does not cost the Indian household dearly.

    The authors are with Gulati Institute of Finance and Taxation, Thiruvananthapuram. Opinions expressed are personal

    Published on

    March 15, 2022

    Global Oral Health and Beauty Products Market 2022 Key Industry Players – Swisse, POLA, Blackmores, Aojiabao, Venus Recipe – The Bite


    MarketandResearch.biz has just released a global study report titled Global beauty and oral health products market which contains a nice combination of industry knowledge, smart solutions, practical solutions and the latest technologies to provide a better user experience. The study is an excellent resource to learn more about the global Oral Health and Beauty Products market, changing trends, product usage, customer and competitive driving factors, the brand positioning and customer behavior.

    The research follows the format of the proficient study of the global Oral Health and Beauty Products market to explore the crucial aspects and nuances of geographical areas. The market study examines the size of the market at provincial and national levels, along with divisional market development agreements, global market players, exchange guidelines, current events, openings analysis and market trends. fundamental analysis of market development.

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    Market segmentation based on application:

    • Cross-border e-commerce
    • Supermarkets and Hypermarkets
    • Specialized shop
    • Other

    The report analyzed the following locales in terms of market segmentation by region:

    • North America (United States, Canada and Mexico)
    • Europe (Germany, France, UK, Russia, Italy and Rest of Europe)
    • Asia-Pacific (China, Japan, Korea, India, Southeast Asia and Australia)
    • South America (Brazil, Argentina, Colombia and rest of South America)
    • Middle East and Africa (Saudi Arabia, United Arab Emirates, Egypt, South Africa and Rest of Middle East and Africa)

    Top Key Industry Suppliers/Manufacturers:

    • Swiss
    • POLA
    • Blackmores
    • Aojiabao
    • Venus recipe
    • FANCL
    • Shiseido
    • HECH
    • Floreve

    The global Oral Beauty and Health Products market study includes a comprehensive breakdown of regional division, product positioning against competition, main growth rate, country market shares and future technologies.

    Market segmentation for product type:

    • collagen
    • Grape seed
    • Caviar
    • Nicotinamides

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    • Competitive market developments such as market expansions, partnerships, new product introductions and purchases.

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    This report can be customized to meet customer requirements. Please contact our sales team ([email protected]), who will ensure that you get a report tailored to your needs. You can also get in touch with our executives at 1-201-465-4211 to share your research needs.

    Woman turns her skincare routine into a startup and earns Rs 11 Lakh


    After nurturing a baby inside you for nine months, the body and skin invariably go through many changes. Sometimes these changes are not welcome and can even leave a feeling of depression. The skin starts to look dull, you can feel the hair fall and even feel that the once taut skin is starting to sag.

    In the case of Anubhuti Jain Mishra, a new mother from Lucknow, she experienced all of this and more when she welcomed her baby into this world.

    Talk to The best India, she says: “My baby has been diagnosed with chronic kidney disease. We were referred to a hospital in Lucknow and that’s where he was born. I had to quit my high-paying job at Google to take care of my son. For the first few months, Anubhuti remembers having no time for herself.

    “I suffered from hair loss, acne and various other skin issues. Not wanting to resort to regular commercial products, I started making my own (DIY) skin packs at home,” says- It is how Anubhuti – An Experience, was born.

    “Stress and anxiety caused my skin to lose its glow.”


    The rest a new mother gets after giving birth is important for her speedy recovery. In Anubhuti’s case, she says she did not find time to rest enough. “My child was born premature and as he had health problems, he needed constant monitoring. That didn’t leave me time to take care of myself. I gained weight and felt under tremendous stress and anxiety all the time.

    As her child was admitted to neonatal intensive care units (NICUs) after birth, Anubhuti says she has met many other young mothers with similar issues. “Many of us were taking medication ourselves and none of it helped the skin and hair loss issues. The natural skin and hair care brands on the market were very expensive and not something everyone could afford,” she says.

    It was with this realization that after almost six months, Anubhuti began to prepare her own products at home.

    “Anubhuti was born out of the need to create a natural skin and hair care brand that was affordable and cost-effective for everyone.

    “I started with the kitchen of my house. »

    At an exhibition.

    The brand was started as a way to find solutions to her own problems and Anubhuti says she has found so many others in a similar situation. This is what she attributes to the success of the brand. “I started by making a lip balm. This was all done in the comfort of my home kitchen. The lip balm is preservative free and has a shelf life of up to a year,” adds- she.

    With an initial investment of Rs 2,500, which Anubhuti’s sisters gave her, she says, “Once a few people used the lip balm, they started asking me if I could also make skincare products. skin and hair. All the products I make have been driven by what my customers want,” she adds.

    She says the journey so far has been filled with trials and tribulations. “I didn’t know anything about making these products – what kind of raw material to buy or even how to create the brand. These are all little lessons along the way for me.

    Speaking of raw materials, she says that since she was only looking to manufacture small quantities, she needed small quantities. But that turned out to be another challenge.

    “I found it difficult to convince vendors to supply me with smaller quantities of raw material. They weren’t convinced that I would continue in the business. Somehow, my gender kept me from doing business. I’m glad I’ve taken this step now,” she says.

    A range of products

    Some of the products.

    Currently, Anubhuti offers a wide range of products ranging from soaps, lip balms and tints, creams, hair care products and even bamboo toothbrushes and combs. The brand also recently launched a range of kid-friendly products.

    All these products are packed in glass or aluminum boxes. No plastic is used for any packaging. The products are made with natural ingredients and do not contain any chemical or artificial ingredients. The products are also pocket-friendly, with the most expensive product being Rs 499. “Everything is under Rs 500 and now we have nearly 60 products on our portal,” she says.

    She continues, “The lip and cheek tint, anti-hair loss toner, shea butter shampoo and aloe vera gel are some of the best sellers.

    Cheek tint

    From hearing relatives scolding her for doing business to building a brand that has generated Rs 11 lakh in revenue since its inception, Anubhuti has grown steadily. Today, there are five other employees associated with the brand who help with packaging, taking orders and coordinating with customers.

    Anubhuti’s products are currently audited by the International Organization for Standardization (ISO) and are expected to receive certification within the next few months.

    To discover these products, click here.

    (Editing by Yoshita Rao)

    A free F45 class at the new fitness program in Morgantown


    MORGANTOWN, W.Va. — The Mylan Park Aquatic Center has opened a new studio at its facility. Studio F45 will host High Intensity Team Training (HIIT) three times a day, five days a week at 8 a.m., 12 p.m. and 6 p.m. A weekend class is offered on Saturdays at 8:30 a.m.

    The new F45 program diversifies the fitness options available to Aquatic Center members.

    “We wanted to try and offer a lot of different things to our members, not just water-based or track-based parts, but also start adding a lot more fitness. We started looking at what space we had available, what we were really looking for in terms of our students and what our members would enjoy, and F45 rose to the top pretty quickly,” said Heather McIntyre, Assistant Director of Marketing and awareness at Mylan Park. .

    The F45 program was designed by sports scientists and elite athletes. The workouts consist of interval stations and 31 training systems throughout the 45 minute session. F45’s HIIT includes over 3,500 exercises, and according to F45’s makers, no one ever does the same workout twice.

    The free class trial ended March 13, however, you can still try out a free F45 class by emailing [email protected]

    “We are truly excited to bring this world-renowned fitness program to Morgantown, W.Va.,” said Jennifer Lainhart, Director of Aquatics and Track at Mylan Park. “It’s a great and welcoming community for anyone of any fitness level to start or join. Workouts are done at the participant’s own pace and only take 45 minutes a day.

    Coaches work with individuals to learn their fitness goals and guide them on the right path to achieving those goals.

    Luxembourg influencers to watch in 2022


    Luxembourg influencers to watch in 2022

    In line

    Jenny Biver finds four new Luxembourg influencers to follow for maternity, travel, cooking and beautiful views in Luxembourg

    Jenny Biver finds four new Luxembourg influencers to follow for maternity, travel, cooking and beautiful views in Luxembourg

    Join Nataša in her discovery of Luxembourg or Eloïse and her beautifully photographed gluten-free recipes

    Photo credit: Shutterstock

    According to the We Are Social 2022 report, 4.62 billion people actively use social networks, or 58% of the world’s population. Needless to say, social media plays a major role in our daily lives.

    The digital world was quick to recognize its potential, giving rise to a whole new industry: influencers.

    Although the biggest global influencers do not usually come from Luxembourg, the Grand Duchy has a handful of people who have a strong online presence and a dedicated following, with an ever-growing industry. And it’s no surprise that the top influencers are women in the fashion, lifestyle, and travel niches.

    We have already listed some profiles based in Luxembourg that are worth following in last year’s article about influencers. This time we take a look at a mom-fluencer, a family on the road, a food-fluencer and an Instagram account dedicated to the diversity of beauty that Luxembourg has to offer.

    Natacha Bintz


    Motherhood and Lifestyle earned Natascha 38,400 followers on Instagram

    Motherhood and Lifestyle earned Natascha 38,400 followers on Instagram

    Photo: Natasha Bintz

    With 38,400 followers on Instagram, Natascha Bintz has created a community focused on motherhood and lifestyle that extends far beyond Luxembourg. Her reach won her the Luxembourg Blog Award “Influencer of the Year” in 2021. Bintz’s thread takes a sometimes humorous, sometimes serious approach to topics related to being a woman and a young mother, and her two girls feature prominently in its content in pictures and reels. She frequently collaborates with Luxembourg brands, mainly promoting sustainable alternatives in the Grand Duchy.



    The travel adventures of a Luxembourgish family of 4 are behind the blog Letzflyaway. By documenting their time on the road with words, pictures and short Youtube videos, parents Anouk and Aurélien hope to inspire other families to travel the world and learn about different cultures. Although traveling with children may seem daunting to many, they want to show that it’s not only possible, but also very rewarding. By the age of three, their children had already visited 14 countries, including Bahrain, China, the Maldives and Mauritius, and the family had circumnavigated the globe twice. The blog contains travel stories, tips on child-friendly places to visit, and reviews of hotels and restaurants.

    Lost in Luxembourg


    Originally from Serbia, Nataša Pavlovic moved to Luxembourg in 2015 for love and to work as an independent digital designer. Although she found Luxembourg to be a great contrast to the bustling metropolis of Belgrade, Nataša quickly discovered the country’s fairytale, albeit slower, vibe. On her Instagram page @lostinluxembourg, she shares the beautiful photographs she takes along the way, both in and around the Grand Duchy. Expect an abundance of castles, cozy cafes and the many facets of Luxembourg through different seasons and from different angles. Nataša also frequently partners with various local brands to promote their products or services.

    Cooking with Elo


    Gluten-free recipes with great photos @ Cooking with Elo

    Gluten-free recipes with great photos @ Cooking with Elo

    Photo: Eloise Jennes

    Eloise Jennes is the woman behind Instagram and blog Cooking with Elo, bringing together his two passions, photography and gastronomy. After discovering she was gluten intolerant as a teenager, she struggled to change her diet, especially with the dearth of gluten-free options at the time. Taking matters into her own hands, Eloise began to get creative and develop her own recipes and snap photos along the way. Her minimalist and beautiful photography of gluten-free dishes attracted a community of food lovers, and today Eloïse works as a recipe developer, based in Luxembourg.

    The Luxembourg Times has a new mobile application, download it here! Receive the Luxembourg Times in your inbox twice a day. Sign up for your free newsletters here.

    How Adventure Cruise Ships Will Become Europe’s Most Sustainable Fleet


    A voyage group’s cruise ships will become the most environmentally friendly fleet in Europe after a multi-million pound upgrade. Hurtigruten, which operates adventure and expedition holiday cruises, has pledged to reduce CO2 emissions by 25% and nitrogen oxide by up to 80% – and this program is another step towards this goal.

    Hurtigruten Norway is the world’s leading adventure travel group, offering unique land and small boat adventures from pole to pole – and anywhere in between. It is revolutionizing the travel industry’s approach to sustainability, operating from multiple ports including Dover.

    With the upgrades, which will be completed in 2023, passengers can expect greener sailings on Hurtigruten Norway’s seven Coastal Express ships. All ships are uniquely equipped to allow them to navigate the confined spaces and dramatic coastlines of their destinations.

    “This is the largest environmental upgrade in Hurtigruten’s history, and one of the largest of its kind in Europe. This will have a real impact on reducing emissions in Norwegian waters. The fact that such an investment also has ripple effects in local communities along the coast, is something we are very proud of,” said Hedda Felin, Managing Director of Hurtigruten Norway.

    Three of the seven ships will be converted to hybrid ships. The next set to be completed is MS Richard With, which is currently at Myklebust Yard in northwest Norway, where the ship will be fitted with brand new main engines and batteries. It will be the same on board the MS Kong Harald and the MS Nordlys.

    MS Nordnorge from Hurtigruten

    Three other ships – MS Nordnorge, MS Nordkapp and MS Polarlys – will also be upgraded, while the newest ship in the fleet, MS Vesterålen, has already been fitted with brand new engines and Selective Catalytic Reduction (SCR) facilities from 2019. makes it possible to reduce nitrogen oxide emissions by several means, including the treatment of exhaust gases or the use of alternative fuels such as gas or methanol.

    Ms. Felin added: “Our goal is zero emissions. But the technology is not yet mature enough, and we need to do what we can to reduce emissions with the best technology available today and extend the life of the iconic ships we have in our fleet.”

    The Hurtigruten Group is one of the world’s leading adventure travel groups, offering unique experiences in the most spectacular regions of the planet. It aims to elevate and set new standards for the entire travel industry.

    After the ongoing ecological upgrade of the Hurtigruten Norway fleet, the group will have six hybrid vessels. The Hurtigruten Group stopped using heavy fuel oil over a decade ago and was the first expedition cruise line to ban non-essential single-use plastic throughout its operations.

    Hurtigruten operates the MS Maud from Dover, which sails on various cruises including a spectacular Northern Lights, Norwegian fjords and voyages to the midnight sun near the Arctic Circle. He also sails to remote parts of the British Isles encountering incredible birdlife, geological wonders, secluded idylls, picturesque villages, incredible landscapes and distinct cultural identities in each destination.

    MS Maud, formerly MS Midnatsol, is named after one of the most famous polar ships of all time, Roald Amundsens “Maud” of 1917. The original “Maud” was named after the first queen of modern Norway . She also had her namesake in Hurtigruten’s 1925 flagship DS Dronning Maud (“DS Queen Maud”).

    Each expedition trip is accompanied by a hand-picked team of modern-day specialists and explorers. Highly experienced and knowledgeable, the team act as cruise guides educating passengers on safety, sustainability and science.

    They will present lectures and lead activities during the cruise to help passengers learn more about the natural and cultural treasures of Norway and the British Isles.

    For more stories of where you live, visit In your region.

    Concept of cosmetics in the Unani system of medicine – II


    posted on March 13, 2022 | Author DR. ALTAF SHAH

    Types of Unani Cosmeceuticals

    Several Unani cosmeceuticals are described in classic Unani literature. These can be broadly categorized as follows:

    Types of Unani cosmeceuticals based on the physical state of the dosage form

    · Solid cosmetics: this includes ghaza, ghalliya, nawwera, kohal, kajal, etc.

    · Semi-solid cosmetics: this includes zimad, tila, ubtan, etc.

    · Liquid cosmeceuticals: this category includes ghusool, pashoya, roshoya, etc.

    · Types of Unani cosmeceuticals based on their pharmacological actions.

    Corrosive (Akkal Advia): Drugs in this category possess keratolytic action whereby they are useful in treating abnormal skin growth like warts, acne, etc. Some examples of akkal are choona (lime), hartaal (orpiment/arsenic trisulfide), etc.

    Abluent/lava (Ghassal Advia): Drugs in this category possess the activity of peeling off dead skin or debris, used to clean the skin of the face, hands, etc. Some of them are for example Asl-e-khalish (honey), aab-e-lemun (Citrus limon) etc.

    Detergent (Jali advia): The drug of this category has detergent activity, which is used to cleanse the skin. These drugs have the ability to clean the pores of the skin. Some of the medicines mentioned are Aqarqarha (Anacyclus pyrethrum), Baladur (Semecarpus anacardium) and Chadela (Parmelia perlata) etc.

    Astringent (Qabiz Advia): If drugs of this category are applied topically, they increase skin tone. Some of the drugs mentioned in classic Unani texts are gil-e-multani (Land of Multaan/Land of Fuller), gil-e-surkh (Red Ochre) etc.

    Absorbent (Jazib Advia): They have absorbent properties, used all over the body to absorb sweat. Some examples of these drugs are Jund bedaster (Castorium), tukhm-e-panwad (Cassia tora) etc.

    Antiperspirant (Mane’y arq Advia): These drugs act on the sweat glands in the skin and decrease sweating through the skin. Some examples are jauz masil (Datura stramonium), kuchla (Strychnos nuxvomica) etc.

    Epilator/Epilator (Haliq Advia): The local application of these drugs helps to eliminate unwanted hair. For example, Hartaal (arsenic trisulfide), Safeda (zinc oxide), Choona (lime), etc.

    Rubefacient (Muhammir Advia): If drugs in this category are applied externally, they produce/cause redness of the skin. Some examples are Khardal/Rai/Laaee/Laahee (Brassica nigra (Linn.) WDJ Koch), Unsul/piyaz (Allium cepa), Laung/qaranfal (Syzygium aromaticum) etc.

    Peeler / Stripper (Qasir Advia): Drugs of this category possess powerful detergent activity. Used to remove dead skin. Some examples are kaf-e-darya (cuttlebone), jangabeel (Zingiber officinale) etc.

    Blood Purifiers (Musaffi-e-dam Advia): Drugs in this category are used to remove impurities in the blood. Some examples are neem (Azadirachta indica A. Juss.), chiraita (Swertia chirayita (Roxb. ex Flem.) Karst.), unnab (Zizyphus jujuba) etc.

    Emollient (Murakkhi Advia): If the drugs of this category are applied topically, they have a soothing and softening effect on the skin. These drugs have moisturizing properties for the skin. Some examples are roghan badam (almond oil), roghan-e-kunjud (sesame oil), mom-e-zard (wax) etc.

    Hematinic (Muallid-e-khoon Advia): Drugs in this category are used to increase the hemoglobin content in the blood. Some examples are khubsul hadeed (iron rust), anar (Punica granatum) etc.

    Tonics for teeth and gums (Muqawwi-e-dandan was lissa Advia): If the drugs of this category are applied locally in the oral cavity, they provide strength and tone. They also used to clean teeth and gums. Some examples are shib-e-yamani (alun) post-e-anar (Punica granatum) etc.

    Types of Unani cosmeceuticals based on site of application

    Cosmeceutical facial treatment: This includes ghaza (face powder), ghalliya (perfume powder), ubtan, roshoya (face wash) and ghusool (wash), etc.

    Cosmeceutical body care: Several cosmeceutical body care measures are mentioned in the classic literature of Unani medicine, eg noora (epilator), mane’y arq (antiperspirant), tila (liniment). The emollient is used in chapped lips, hands and feet.

    Cosmeceutical hair care: This includes roghan, sabagh, khizab, application of henna paste, ghusool-e-sha’r.

    Cosmeceutical eye care: This includes surma, kohal, kajal, anjan, mascara, neela anjan, etc.

    List of simple Unani medicinal plants commonly used in cosmetics. These medicinal plants are classified according to their actions and preparations as mentioned in the classics of Unani medicine.

    Medicinal plants used as skin moisturizers, tonics and posing anti-aging activities

    · Gheekawaar/Sibr (Aloe barbadensis Mill. Syn. Aloe Vera (L.) Burm.f.): It is a good moisturizer, sunscreen. Also acts as an emollient.

    · Genda (Tagetes erecta): It has healing properties.

    · Kasni (Cichorium intybus): It stains the skin.

    · Haldi (Curcuma longa): It has antiseptic, antibacterial and complexion improving properties.

    · Gajar (Daucus carota Linn.): It is a natural tonic and skin rejuvenator.

    · Asl-us-soos (Glycyrrhiza glabra): It is a skin bleaching agent.

    · Tulsi (Ocimum sanctum): It is a good anti-aging, antibacterial and antiseptic.

    · Gulaab (Damask Rose): It has invigorating and refreshing activities.

    · Iklil-al-Jabal (Rosmarinus officinalis Linn.): It is a skin rejuvenator and cleanser.

    · Majeeth (Rubia cordifolia Linn.): It has healing and anti-aging properties.

    · Gandum (Triticum aesativum): It is antioxidant and anti-wrinkle. It also nourishes the skin.

    Solar cream

    · Gheekawaar/Sibr (Aloe barbadensis Mill. Syn. Aloe Vera (L.) Burm.f.): It is a good moisturizer.

    · Gandum (Triticum aesativum): It is an antioxidant.

    Sun tanning

    · Nager motha/Saad Kufi / Sad Kufi (Cyperus rotundus Linn. / Cyperus scariosus R. Br. / Cyperus arundinaceum Baker): Sun tanning

    · Shajana/Sohanjana (Moringa pterygosperma CF Gaertn.) Tanning


    · Narmushk/ Nagkesar (Mesua ferrea Linn.): It is strongly astringent.

    · Kakra singhi (Pistacia integerrima JLStewart ex Brandis): It is reddening, astringent and antibacterial.

    · Halelah (Terminalia chebula Retz.): It is antibacterial, astringent, antifungal and antiseptic in nature.

    Hair care ingredients

    · Shikakai (Acacia concinna (Willd.) DC.): It is a natural detergent and anti-dandruff.

    · Gheekawaar/Sibr (Aloe barbadensis Mill. Syn. Aloe Vera (L.) Burm.f.): It is a good cleanser and conditioner.

    · Neem (Azadirachta indica A. Juss.): It is an anti-dandruff. Reduces hair loss.

    · Brahmi (Bacopa monnieri (Linn.) Penn.): It is a good hair tonic. It promotes hair growth.

    · Deodar (Cedrus deodara (D.Don) G.Don): It is an anti-dandruff.

    · Brahmmi Booti (Centella asiatica (Linn.) Urban): Darkening of hair.

    · Bhangra (Eclipta prostrata (Linn.) Linn. Syn.: E. alba (Linn.) Hassk.): It reduces premature graying of hair, good remedy for alopecia.

    · Aamla (Phyllanthus emblica Linn. Syn.: Emblica officinalis Gaertn.): It is tonic and anti-dandruff. It protects the hair and reduces hair loss.

    · Gul-e-Gurhal (Hibiscus rosa-sinensis Linn.) It is a natural hair dye. It prevents hair loss. It is also an anti-dandruff.

    · Kapurakachari (Hedychium spicatum Sm. in A.Rees): It promotes hair growth

    · Hina/Mehdi (Lawsonia inermis Linn. / Jasminum sambac (Linn.) Ait./Lawsonia alba): It is a natural hair dye. It is anti-dandruff and revitalizing.

    · Iklil-al-Jabal / Libanutis (Rosmarinus officinalis Linn.): It nourishes, soothes and restores the shape of the hair.

    · Bunduq-e-Hindi/Reetha/Atamtoot/Rattah (Sapindus trifoliatus Linn.): It is a natural detergent and cleanser.

    · Gandum (Triticum aesativum): It provides lubrication, nourishment and shine.

    · Balela/Bahera (Terminalia bellirica (Gaertn.) Roxb.): It prevents graying of the hair.

    · Kunjad Siyah/Til/Sheeraj (Sesamum indicum Linn.): It promotes hair growth and prevents premature graying of hair. In addition, it darkens the hair.

    Ingredients for dental care

    · Neem (Azadirachta indica A. Juss.): It is a powerful antibacterial. Useful especially in toothaches and dental wear.

    · Kikar/Babool (Acacia arabica/nillotica Willd.): Useful in dental swelling, bleeding gums and syphilitic infections.

    · Pya bansa/Jhinti (Barleria prionitis Linn.): Useful for toothache and bleeding gums. It also strengthens the teeth.

    · Moolsari (Mimusops elengi): It is astringent. It keeps the gums healthy.

    · Anisoon/ Aaneesan (Pimpinella anisum Linn.): It is an antiseptic with an aromatic flavor.

    · Peeloo (Salvadora persica Linn.): It is a powerful antimicrobial.

    · Qaranful/Laung (Syzygium aromaticum (Linn.) Merr. & LM Perry): This is a local anesthetic. It relieves toothache.

    · Lodh Pathani (Symplocos racemosa Roxb.): It strengthens gums and teeth.

    Ingredients for dermatological applications

    · Neem (Azadirachta indica A. Juss.): It is a powerful antibacterial.

    · Khulanjan (Alpinia galanga (Linn.)Willd.): It is a good antibacterial.

    · Seer/ Lahsan (Allium sativum): It is antifungal, antiseptic and tonic.

    · Karanj (Pongamia glabra or pongamia pinnata): Good remedy for herpes, scabies and leucoderma.

    · Malkangni/Nammilnaraa (Celastrus paniculatus Willd.): Used for wound healing and eczema.

    · Kalonji/Shooneez (Nigella sativa Linn.): Good antibacterial. Used in leucoderma.

    · Babchi (Psoralea corylifolia Linn.): Good remedy for leucoderma, leprosy, psoriasis and skin inflammations.

    The Ministry of AYUSH has established a Medicines Technical Advisory Council for Ayurvedic, Unani and Siddha medicines under the Medicines and Cosmetics Act 1940 to control the standards of medicines, their manufacture, sale and their distribution.


    (Dr. Altaf Shah is Chief Medical Officer (Unani), AYSUH Unit, District Hospital, Pulwama

    American Debt Enders Celebrates 15 Years of Helping Countless People Become Debt Free with Their Debt Management Program and Strategies

    New York, NY, March 12, 2022 –(PR.com)– American Debt Enders has been helping clients manage debt to avoid bankruptcy for over fifteen years.

    The American Debt Enders team believes in earning trust by providing effective financial solutions. Their debt relief specialists analyze each client’s financial situation individually and offer tailored debt management strategies.

    Eight million American citizens have been pushed below the poverty line because of the pandemic. Under these circumstances, managing finances and debts can be a huge challenge for most Americans. Many people fail to repay their debts in a timely manner because they do not have access to debt relief plans.

    American Debt Enders is a US-based company that wants to help its clients effectively manage their debts. They want to ease the burden on their customers, and that’s why they offer free credit counseling. Their team of debt relief specialists has created three programs including Debt Settlement, Debt Settlement and Debt Consolidation Program to help customers deal with hard-nosed debt collectors.

    Speaking about their debt management strategies, a company representative said, “Clients across the United States prefer to work with us because we strive to understand their financial issues. Our team empathizes with customers who find it difficult to make credit card payments and helps them get rid of their crippling debts. »

    She further added, “Unfortunately, many customers are unaware of the FDCPA law and end up being pressured by their debt collectors. We protect our clients against aggressive debt collectors by providing extensive legal support. »

    American Debt Enders team offers several debt services such as Debt Resolution, Debt Validation and Debt Settlement Services. Their team can help customers with poor credit to restore their credit by settling their debts.

    More details of the debt counseling services offered by American Debt Enders can be found at the website listed below.

    About the company
    American Debt Enders is a company that provides debt resolution services to its clients, helping them solve their debt problems and credit repair with different options ranging from debt disputes, debt validation, etc. They have been helping customers in the United States deal with their financial problems since 2006. They have developed a dispute resolution program that helps customers deal with aggressive debt collectors.

    Contact information
    Website: https://americandebtenders.com/
    Phone: (877) 766-2465
    Email: [email protected]

    Echo inducts Rhonda Walden into the Hall of Fame


    Along with being a talented opera singer, Clayton also has a Masters of Arts degree in Clinical Mental Health Counseling. She currently combines her performance experience with the Total Mental Wellness platform in a private practice geared towards the specific needs of performing artists but also those of the LGBTQ community and beyond.

    Patricia Racette (left) and his wife Beth Clayton (right)Tim Trumble

    Racette and Clayton met OUTvoices ahead of their upcoming roles in A little night music.

    Your casting in these roles is delightful. And of course, for those in the know, there’s now an added layer of meaning. But how do you approach each of your characters and what is it like to live, love and be on the same stage together?

    Racette: We think so too, and we’re so glad Arizona Opera came up with the idea! Our two particular characters do not like each other, shall we say! Desiree is having an affair with Charlotte’s husband (Beth), and Charlotte is painfully aware of it. There are a few moments on stage where Charlotte and Désirée exchange zingers, which is great fun to play! Due to the nature of each of our repertoires, we didn’t have many opportunities to share the stage while we were both actively singing. We met singing La Traviata in Santa Fe, where the plot took a turn when Violetta returned home with Flora instead…! We also had the chance to sing Eugene Onegin in which we played sisters, Tatiana and Olga. While doing this opening duet in Jonathan Miller’s Santa Fe production, we faced backstage and held hands as we stared up into the Santa Fe desert sky. Those in the know particularly enjoyed our “fraternal” relationship!

    Clayton: For me, approaching Charlotte is both specific and general in that the goal is always to bring authenticity and life to the character. In this case, Charlotte is ironic and wry and quick-witted, but she’s also hurt and, despite herself, in love with her husband, Carl-Magnus. Its lines are incredibly dry, which allows such latitude to take the humor over the precipice without jumping over the cliff!

    Racette: I approach this character as I have approached all my characters: my approach is to always flesh out the person in the most authentic and viscerally connected way possible. That being said, playing a character who is at the “twilight” of their career has a unique resonance! As I approach this new chapter of my professional life in terms of involvement in the profession and explore my evolving repertoire, I find a particular resonance with Désirée.

    Clayton and RacetteTim Trumble

    Patricia, “Send In the Clowns” seems like a challenge to me if not for another reason that it’s a standard – Sinatra, Collins. But how are you going to do it?

    Racette: I don’t see that as a challenge, I find it a privilege to infuse a song that has the ability to allow the performer to express so much nuance and authentic connection to the text and the the context of this text in the scene. How am I going to do ? Come and see!

    What is your history with the State of Arizona and with the Arizona Opera?

    Racette: This is my debut with Arizona Opera! I have a great affinity with General Manager Joe Specter and have a long-standing musical relationship with Chris Cano. I think this company is really making its mark in the world of opera, and I’m happy to be part of this trajectory!

    Clayton: As far as Arizona in general goes, we have a “neighborhood” relationship as we have called Santa Fe, NM home for over 20 years. We LOVE the desert! As for AZ Opera, I made my debut here in 2010 singing the title role of Carmen, a role I’ve sung more than any other. Unfortunately, I found myself in a vocal challenge at this point – most singers have these moments at one time or another. One of mine just happened then. I share this because, as Frederick Egerman says to Desiree in A Little night music“You could say that my motivations for coming here were… mixed.”

    I wanted to come back here and “come out” of my so-called singing retirement to: a) revisit a musical that was a highlight of my early career 25 years ago for a live appearance from Lincoln Center ; b) be on stage with my wife in a full production in a year that also marks our 25th anniversary; c) have a moment of ‘re-do’ on these two AZ Opera stages; d) to have fun doing this art form that is still a part of me, regardless of my new path in the world of mental wellness.

    two women kissing
    Racette and Clayton on their wedding dayCourtesy of Racette and Clayton

    Married to each other three times and together for 25 years. What is your secret!?

    Racette: The secret? Lots of laughs, a ton of confidence, and a love and respect that’s deeper than you can express.

    Beth, the pandemic has been tough on everyone’s mental health. But mostly about LGBTQ people and artists. What have you tried to offer your clients during this time and what have you also discovered about your own well-being?

    Clayton: Difficult, yes! And I wish the pandemic could be mentioned in the past tense, but we are definitely dealing with it and its wake. One thing I continue to remind clients (and myself) throughout this time is to remember that we have skills as rich as performers beyond what our literal instrument might dictate – singers. , for example, possess the ability to communicate, to memorize huge amounts of music and librettos, to speak other languages, to organize, to be disciplined in carrying out tasks. All of these skills have multifunctionality in life, even when we have been restricted from doing our craft for a live audience.

    In some ways, creativity has come to the fore, and I can’t think of a more creative demographic than the LGBTQ+ community! We know adversity and we know resilience.

    Get your tickets for A little night music here.

    Mix Edible, Ornamental Plants for a Creative Landscape | Lifestyles


    When planning my garden and landscape, I like to combine different plants in containers. My basic practice is to follow the recipe for thriller, filler and spoiler.

    Suspense plants stand upright and grow taller than others, adding interest and excitement. Spills are low plants that extend over the edges of the container. Filler plants have rounded, mounding growth habits that bridge the gaps between thrillers and spillers.

    The beauty of this recipe is that you can leave one part out of the planting.

    I leave the filler on many of my plantings to make room for something else. I like to plant French marigolds under the tomatoes, or I place the classic Vista Bubblegum Supertunia under my various citrus growing in 25 gallon containers.

    Although I mainly use this simple recipe for combining plants in containers, it’s also handy for creating different combinations in landscaped beds or along walkways.

    Most gardeners combine like plants, so they mainly only use ornamental plants for their flowers or foliage. However, a great idea has been around forever, but people have been slow to embrace it. It’s about creating an edible landscape, combining edibles with ornamentals.

    I think the reluctance to combine edibles and ornamentals is a garden paradigm, similar to the idea that tomatoes should be red or vegetables should be grown in the yard.

    The combination of vegetables and flower plantings opens up another avenue for home gardeners to get creative.

    The size of your garden space shouldn’t be a limiting factor. Porches, patios, and even balconies are great places to show off pretty edible plants and flashy flowers. In fact, just growing vegetables in containers is a great way to enjoy an easy little vegetable garden.

    Brie Arthur is one of my great horticulturist friends, and her book, “The Foodscape Revolution,” is a fantastic plan for combining food, flowers, and foliage to increase curb appeal and help lower your garden bill. grocery store. When you plant with the idea of ​​combining vegetables, herbs, flowers and foliage, you are creating garden space for maximum production of edible goodness combined with beauty.

    We are rapidly rushing into the warm season, which means home gardeners will soon be growing many summer favorites. Here are my recommendations that would be perfect for a large combo container.

    A good thriller should be a cherry tomato like the red Sweet 100. For a bit more interest, consider the bright yellow Patio Sunshine. Fillers are basil, either Genovese green or the dramatic, almost black Amethyst Improved. Or you can use a brightly colored coleus to add interest. Spills are nasturtium for late spring and early summer or lemon verbena.

    The combination of edible and ornamental plants in containers or the landscape will only be limited by your imagination.

    Visit your favorite independent garden center and group different plants together to see what they look like. Consider it a test drive before you bring them home to plant and enjoy in your garden.

    • Dr. Gary Bachman is Professor of Horticulture Extension and Research at the Center for Coastal Extension and Research at Mississippi State University in Biloxi. It is also the host of popular television and radio programs Southern Gardening. Contact him at [email protected]

    Orange Rex County: Who Cares? Track by track review


    Rex Orange County made a name for himself in a liminal space. occupying the realms of alternative pop and also frequently delving into hip hop. He had huge success with singles such as Loving Is Easy and now he is releasing his fourth album Who Cares? We said to ourselves that we were going to see it again piece by piece to see if we really had to worry about this singer-songwriter.

    keep it up

    We are welcomed on this album by soft string sections. Then carried over to a chord section, it’s typical Rex Orange County with an emphasis on harmless, mellow melodies. Rex seems constantly confused, unsure of things, but remains determined to move on and through those more difficult ebbs and flows that life offers.

    Open a Window (feat. Tyler, The Creator)

    This isn’t the first time in his career that Rex has teamed up with Tyler, The Creator on this one. With strange deep vocals embedded in the track, we are drawn into a world of pure chamber pop. Here we still get the feeling that Rex is trying to figure things out, exploring the feeling of being metaphorically trapped.

    Maybe this song doesn’t have the most intriguing chorus ever, but Tyler’s intro is a highlight, his iconic voice and ability to flow with just about any groove elevates the mood. song.

    worth it

    A track that takes a little while to get going, it shifts from strings to scattered percussion as we hear Rex banging on the love that’s worth it. Tonally, this track feels all over the place with the strings sounding almost like they should be on a retired daytime TV show. It’s a very strange mix that leaves you wondering what they wanted to do.


    They obsess over including strings as often as possible, but they move to a really dynamic and brilliant beat. You end up listening to the instrumentals much more carefully than what Rex is actually saying. There is a magic shard effect inducing teeth grinding at some point.

    one in a million

    Rex Orange County is in love. Here he describes waking up with someone, spending so much time with them, and falling deep. Yet these anxieties remain. The one in a million shot isn’t done here with any particular nuance, so you can pretty much infer what it’s about from the title.

    If you want it

    The production is a bit confusing here, with sound that seems uncertain if it wants to be dark or beautiful and ends up being neither. It’s at this point that you realize how inefficient Rex’s songwriting is here, the love and anxiety topics are well covered and he can only deliver bland, general lyrics.

    7:00 a.m.

    You can sense the album was produced with Benny Sings who worked with Rex on his hit song Loving Is Easy, there are a lot of similarities to be found here but the same magic hasn’t been conjured. Again, we’re sure Rex feels like he’s useless when it comes to love. At this point, man make up your mind.

    The shadow

    Instantly settles into a truly addictive groove. The rhythm is quite immediate and is one of the strongest on the whole album. It puts you in that dreamland that reminds you of romantic teenage dreams. However, lyrically, the rest of the song is a little underserved.

    Win time

    One of the shortest efforts on Who Cares? he has very little time to really get anywhere as we retread through Rex being in love and feeling safe. It could have been easily cut, there’s nothing to remember in terms of hooks or memorable or quotable lyrics.

    shoot me down

    This album oscillated between being comfortably in love and feeling like he was about to lose his relationship from track to track at most points. Maybe there’s something to be said for his anxious, never-satisfied state of mind, feeling on shaky ground even when comfortable, but at this point it feels like a slightly irritating see-saw.

    We do not care?

    The big title track features a simplistic pop melody as Rex moans “who cares?” in a rather irritating moan. It’s an album that, honestly, just got gritty at this point. Rex’s soft boi aesthetic as an emotional songwriter struggling with relatable struggles hits no marks here.

    In short, who cares? is a question that many remain with an answer. A shrug. Rex has made a career out of having an ear for melody and writing songs that speak to young people going through the ups and downs of growing up. On this album, Rex really has nothing to say, he is never satisfied even in his happiest moments and it gives the impression of being whiny, where no solution is provided, just wallowing in his feelings. It’s a frustrating listen.

    Check out our What’s On guide for even more rowdy raves and sweaty gigs over the coming weeks and months. For festivals, lifestyle events and more, head over to our Things to Do page or get inspired by the event selections on our Inspire Me page.


    Mary Kay Inc., in partnership with the Arbor Day Foundation, pledges to reforest China with 8,000 trees in 2022


    DALLAS–(BUSINESS WIRE)–Trees are essential to our existence and do so much to improve our world. They purify our water, our air and improve our health, but are often taken for granted. Mary Kay, a global sustainability advocate, today announced her continued support of the Arbor Day Foundation’s reforestation work in China’s southern Liaoning province by planting 8,000 trees in 2022.

    Through the collaborative efforts of Mary Kay and the Arbor Day Foundation, the pressing issues facing our planet are being addressed with lasting and measurable results. China is one of the countries in the world most affected by desertification. Since 2020, Mary Kay’s tree planting projects in areas of Gansu Province and western Liaoning Province have focused on removing carbon dioxide, improving quality and the quantity of water and the absorption of atmospheric pollutants.

    In Minquin County, desertification accounts for almost 95% of the total land area. Similarly, the western part of Liaoning Province has suffered from a harsh climate, low rainfall and barren soil. The alarming loss of biodiversity in both regions cannot be ignored, but by slowing the rate of extinction and planting native species, the situation can be dramatically improved.

    “Planting trees is a proven solution to many of the planet’s environmental problems,” said Wendy Wang, President of Mary Kay Asia Pacific. “By focusing our efforts on improving the natural habitat and biodiversity of these deforested areas, we are improving the environment as well as the economy. We invest in the future and raise awareness that trees are essential to the prosperity of our communities.

    Global and Local Impact Highlights:

    • More than 1.2 million trees have been planted worldwide by Mary Kay in partnership with the Arbor Day Foundation

    • In China, 22,500 trees were planted in two regions: Gansu Province and Inner Mongolia Forests and Western Liaoning Province

    • Cumulative benefits for the two regions:

      • Carbon: 22,602 tonnes of CO2 sequestered, i.e. 4,913 fewer cars on the road*

      • Water: 421,830 gallons of water saved – equivalent to 4,794 people with cleaner water*

      • Air: 86 tons of atmospheric pollutants eliminated, enough oxygen for 5,625 people*

    • 15,000 trees have been planted in Gansu province and the forests of Inner Mongolia

    • 7,500 trees have been planted in West Liaoning Province

    *projection over the next 40 years

    About Mary Kay Inc.

    One of the first to break the glass ceiling, Mary Kay Ash founded her beauty company 57 years ago with three goals: to develop rewarding opportunities for women, to deliver irresistible products and to make the world a better place. That dream has turned into a multi-billion dollar business with millions of independent sales force members in nearly 40 countries. Mary Kay is committed to investing in the science behind beauty and manufacturing cutting-edge skincare, color cosmetics, nutritional supplements and fragrances. Mary Kay is committed to empowering women and their families by partnering with organizations around the world, focusing on supporting cancer research, protecting survivors of domestic violence, beautifying our communities and by encouraging children to achieve their dreams. Mary Kay Ash’s original vision continues to shine, one lipstick at a time. Learn more at MaryKay.com.

    About the Arbor Day Foundation

    Founded in 1972, the Arbor Day Foundation has grown to become the largest nonprofit organization dedicated to planting trees, with more than one million members, supporters and valued partners. Since 1972, more than 350 million Arbor Day Foundation trees have been planted in neighborhoods, communities, cities and forests around the world. Our vision is to help others understand and use trees as a solution to many of the global issues we face today, including air quality, water quality, climate change, deforestation, poverty and hunger.

    As one of the world’s largest operating conservation foundations, the Arbor Day Foundation, through its members, partners, and programs, educates and engages stakeholders and communities around the world to get involved. in its mission of planting, caring for and celebrating trees. More information is available at arborday.org.

    Consolidation is a means of survival for cinema exhibitors


    Film exhibitor INOX Leisure Ltd is in initial talks with Carnival and Miraj Cinemas to acquire their screens, two people said on condition of anonymity. The development comes days after media reported that PVR Cinemas was seeking to merge the local branch of Mexican theater chain Cinepolis with itself.

    “When you’re competing, you can’t really agree to talk about rivals merging; you have to move yourself. INOX has sent feelers to both Carnival and Miraj although nothing has been finalized yet,” said one of the two people quoted above.

    He said the conversations around these deals were a direct result of the pandemic devastating the theater industry.

    The potential PVR-Cinepolis merger is also an obvious threat to INOX, he added.

    India’s pandemic-ravaged film exhibition sector is also facing a challenge from the rise of video streaming websites such as Netflix, which is putting pressure on margins and forcing them to close cinemas.

    If the talks are successful, INOX, which operates more than 600 cinemas in India, will add more than 400 screens from Carnival Cinemas and more than 100 screens from Miraj Group, he said.

    While Carnival Group has interests in film production, food and real estate, Miraj Group manages hospitality, real estate, food and pipe and fittings businesses.

    INOX Group is a conglomerate with interests in wind energy, renewable energy and specialty chemicals.

    A deal with Miraj could make more sense for INOX than one with Carnival, which has a debt of 1,400 to 1,500 crore and failed to pay rent to developers and salary of his employees for some time.

    “Consolidation is now a big part of the business, and everyone has been talking to everyone over the past few months. Although there is nothing on the table for us now, there is always a possibility of consolidation tomorrow,” said Amit Sharma, general manager of Miraj Cinemas, in an interview.

    Carnival did not respond to questions from Mint. INOX declined to comment on the story, and a PVR spokesperson said news of a merger with Cinepolis was speculative.

    The Indian multiplex industry is dominated by PVR with 846 screens, followed by INOX (675), Carnival Cinemas (450), Cinepolis (360) and Miraj Cinemas with 147 screens.

    International markets such as the United States have many more multiplex operators. The largest company in the United States is AMC Entertainment, with 8,043 screens.

    According to a recent report by media consultant Ormax, the cumulative box office gross for 2020 and 2021 in India was only 5,757 crore, almost 50% less than the country’s film industry brought in in 2019 alone.

    In addition, box office revenue was also robbed of almost 580 crore from the release of 26 Hindi films directly to video streaming platforms between March 2020 and August 2021 alone when cinemas were closed.

    Although theaters are seeing the first signs of recovery with attractive programming planned for the summer, there is no way to erase the losses of the past two years, trade experts have said, making it difficult to investment in new properties and easier. team up with rivals to increase the number of screens.

    “Clearly the Bijlis no longer see value in the business, and this is the best way out. While they could have waited a while to see how things turn out, PVR is also at a disadvantage, thanks to its model of renting properties instead of owning the asset like INOX does,” a second undercover person pointed out. of anonymity. .

    In such a scenario, the merger with Cinepolis India, a conservative and debt-free company since its inception, makes perfect sense. The 846 screens owned by PVR combined with Cinepolis’ 360 will enable the combined entity to have a 42% share of the multiplex segment and a 15% share of the overall cinema screen ecosystem in India, according to estimates by Karan Taurani, Senior Vice President, Elara Capital Ltd. The merged entity will have a box office revenue share (Hindi and English) of 35% after the merger.

    A film producer and distributor pointed out that such deals would disadvantage filmmakers.

    “Competition is always good for business. The combined entity will be able to dictate shows and screen times, and producers won’t have a choice. In a monopoly, they may even demand a higher share of box office revenue, more than the 50% that is standard right now,” the person said.

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    Build muscle at any age with our essential PDF workout guide


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    This content is created and maintained by a third party, and uploaded to this page to help users provide their email addresses. You may be able to find more information about this and similar content on piano.io

    Creating “buzz” – Eugene Weekly


    Bee’s knees is a classic cocktail made with gin, lemon juice and honey. The recipe has been revamped with the collaboration of local Thinking Tree Spirits distillery and GloryBee honey to create what Thinking Tree Spirits CEO and co-founder Emily Jensen says is a “perfect and delicious cocktail” to celebrate spring. .

    Thinking Tree Spirits works with the nonprofit Save the Bee facilitated by GloryBee to produce bee’s knees, the newest addition to the distillery’s line of ready-to-drink cocktails.

    GloryBee is family-owned and has operated in Eugene for 45 years, while Thinking Tree Spirits opened in 2016 after two years of repurposing and renovating the century-old building in which their tasting room is housed. sustainability and sourcing high-quality ingredients has led to the bee’s knees partnership, where every ready-to-drink cocktail purchase will support the nonprofit Save the Bee.

    “It’s a cool product with a really good story that’s about something much bigger than a honey company and an alcohol company,” says Jensen. “What a great way to celebrate this one hundred year period by raising the bee’s knees again.”

    Jensen says this partnership began with Thinking Tree Spirits sourcing blackstrap molasses from GloryBee for the rum. The bee’s knees collaboration was born after GloryBee President Alan Turanski reached out to Jensen to revitalize the classic cocktail.

    She says Thinking Tree Spirits’ goal has always been to create spirits that truly taste like Oregon. “Our whole philosophy has been this: we strive to bring people together and use spirits as a conduit to create the world we want to live in,” Jensen says. “It’s really in our DNA as an organization; we are better together and sustainability is good for all of us.

    Lynne Fessenden, Save the Bee and Environmental Stewardship Lead for GloryBee, says the nonprofit Save the Bee is near and dear to the founders’ hearts as beekeepers. She says GloryBee is dedicated to providing “high-quality, ethically sourced ingredients that feed people and the planet.”

    “We have built a reputation on the fact that people can rely on our products and our honey,” says Fessenden. “We really are the honey experts.”

    Fessenden says the partnership between Save the Bee and Thinking Tree Spirits is different from some of their other partnerships.

    “Working with Thinking Tree is just a pleasure because they’re here and part of our community,” says Fessenden. “GloryBee is not going to save the bees on its own. We need everyone together.

    Jensen says Thinking Tree Spirits is a farm-to-bottle distillery. It partners with over seven different farms and businesses to use high quality local ingredients in its distillery. Euphoria Chocolates supplies leftover nibs to use for chocolate rum while Johnson Family Farms supplies boysenberries for boysenberry liqueur. Mountain Rose Herbs botanicals and soft white wheat from Camas Country Mill make Main Stage Vodka and Gifted Gin, the distillery’s primary spirits.

    With the collaboration of bee’s knees, GloryBee honey will be used in the ready-to-drink cocktail and 1% of the turnover will be donated to the Save the Bee campaign.

    Jensen says the Eugene community’s continued support for Thinking Tree Spirits has been important to the company throughout the pandemic and now is an incredibly exciting time for the company. She says the distillery is proudly run by women and powered by the community.

    “We have a big vision as a company and the Eugene community has reflected that vision with us from day one,” says Jensen. “We are truly interested in continuing to create a world of beauty and helping Eugene into a space of healthy prosperity.” v

    You can purchase ready-to-drink cocktails from Thinking Tree Spirits at 88 Jackson Street. Hours are noon to 10 p.m. Tuesday through Sunday, closed Monday. Visit ThinkingTreeSpirits.com for more information.

    LA County Sanitation Selects RNG Supplier


    Automating waste collection and recycling can reduce workers’ compensation claims and insurance premiums while improving route efficiency. However, waste and recycling carts can represent considerable expenses for the municipalities or carriers who purchase them. In addition to their initial supply costs, their assembly, distribution, management and maintenance have associated costs.

    Many container providers offer services to assist carriers or municipalities with container assembly and distribution and with software that allows tracking of container inventory and service requests.

    Dan Lynch, Atlanta-based National Account Manager at Los Angeles-based Rehrig Pacific, a container provider that also offers container management services, provides some of the container management best practices the company has learned from providing this service.

    Delivery and inventory management

    “When delivering carts, it’s essential that the address is linked to the serial number and barcode of the cart at the time of delivery,” he advises.

    Lynch also recommends taking a time-stamped photo of the cart at the curb to establish a visual record of the cart’s delivery. “This ensures that the asset matches the service address, and appropriate billing can be developed from that delivery.

    He says using software that offers a work order, asset, and inventory management system can make it easier to distribute and manage carts. “It’s critical to use technology to manage inventory and the associated work orders that impact those inventory levels,” Lynch says. “The old days of using manual spreadsheets are due to human error and just not efficient.”

    By automating this process using software, he says, municipalities and carriers can easily track the size of carts in their inventories, so they know when it’s time to re-order carts of certain sizes. The software also allows assigning a container to a specific address as recommended by Lynch.

    He adds that municipalities or hauliers should integrate the software they use to manage their carts with their back-office software and track all actions associated with a cart, from delivery to wheel replacement. Lynch says this back-office integration is often overlooked.

    Trolley maintenance and replacement

    Purchasing a high-quality cart can help reduce field work orders over the life of the cart, Lynch says.

    In addition, it recommends a preventative maintenance program for the truck clamp, in the case of residential garbage and recycling carts. This will help reduce damage to carts when handling during maintenance.

    “In addition to that, it’s important to have a sufficient stock of wheels, axles, covers and other components on your truck so that you don’t have to bring a dolly for a simple repair that would otherwise could be carried out in the field”, he suggests. . This saves money and time.

    However, not all carts can be repaired. That’s usually the case when that cart’s body has suffered structural damage, Lynch says. “But what is often forgotten at this time is that the cart may still be under warranty and needs to be electronically submitted for warranty.” He says this is often true for carts that are less than 10 years old.

    Of course, companies will need to track the age of their carts in order to take advantage of manufacturer warranties. Lynch suggests recording the serial number of each warranted cart as it is brought into the yard. This number can then be cross-referenced using the software to determine when it entered inventory. “If this is not done, the broken carts will either be landfilled or sent to a scrap recycler for material credit,” he adds. “As part of our truck maintenance program, we electronically record all serial numbers (regardless of truck manufacturer) and provide them to our customer to submit to the appropriate truck company(s) for warranty.”

    Whether a carrier decides to handle cart maintenance and management in-house or outsource it to a service provider, Lynch says it’s important to understand the associated costs. “It allows for an objective comparison and making the right decision for both parties,” he says. “Maintaining the proper number of spares is key to limiting your repair costs to repairs on the street rather than bringing them back to the job site, as discussed earlier.”

    When deciding whether or not to outsource shopping cart management, Lynch says, “Having well-vetted employees in this customer-facing role is critical. The main purpose of a haul operation is to pick up trash and recycling every day. Container maintenance is often overlooked, which can lead to lost revenue and poor customer service. »

    Lynch adds that outsourcing this service often means technology can be introduced to reduce the time and money carriers or municipalities spend managing work order volumes and inventory.

    Unilever calls on start-ups and spin-outs to partner with beauty brands

    By Becky Bargh
    March 9, 2022

    Developers working on biodegradable and sustainable ingredients and packaging have been urged to submit their work to executives, which could net them a contract worth 20 billion euros

    Successful applicants will sign an agreement to work with Unilever’s Dove, Vaseline and Ax brands

    A search has begun at Unilever for the best start-ups and academic spinouts to develop cutting-edge products for its beauty and personal care brands.

    Launched today, the call has gone out to the next generation of developers of biodegradable and sustainable ingredients and packaging.

    The candidates could sign a partnership agreement worth more than 20 billion euros which will cover Unilever’s Dove, Axe, Rexona, Tresemmé, Vaseline and Love Beauty and Planet brands.

    The beauty heavyweight’s Positive Growth Platform is the vehicle for momentum, which launched last year with a call for fast-growing developers in the world of social commerce.

    “We are creating the next generation of technologies and ingredients for our beauty and personal care products that are not only highly effective, but also natural and sustainable,” said Unilever’s director of research and development.

    “Collaborating with new disruptive players in this space will lead to even more breakthroughs as we grow our business and our portfolio for a future where people and planet can thrive together.”

    Unilever’s sustainability goals include making all product formulations biodegradable by 2030; reduce virgin plastic by 50% by 2025; and halve its greenhouse gas footprint by 2030.

    Becoming net zero by 2039 is also in Unilever’s pipeline.

    “Startup-led partnerships are an important pillar for driving growth and innovation,” added Baz Saidieh, global head of Unilever Foundry, the company’s collaborative network.

    “The Positive Beauty Growth Platform is proving to be a catalyst for finding the best start-up innovations and fueling large-scale experimentation.

    “For our latest challenge, we want to engage and explore partnerships with innovators developing biodegradable and sustainable ingredients and packaging for the future, which we know is increasingly important to people around the world.

    “If this call is half as successful as our last challenge, we should have stunning results.”

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    Unilever said nearly 300 start-ups applied to its latest venture, with 33 applicants shortlisted.


    AFL 2022 Season Guide: Forwards


    Much like the rest of North Melbourne’s roster, top descriptors of the Kangaroos attacking squad include ‘exciting’, ‘young’ and ‘high potential’.

    To back that up, you just need to check out the club’s list of eligible forwards on AFL Fantasy. 19 players are included and the average age is just over 21. Jed Anderson is by far the oldest of the group and is the only striker over 23.

    Goals win games, and it’s the strikers who will need to continue their ascent to help the Kangaroos win more games in 2022.

    Players to watch

    Nick Larkey
    If Larkey was the unofficial leader of the forward line last season, there’s no questioning his credentials now. Having been sworn in as a member of the club’s management group ahead of this season, the 23-year-old looks set to take his game to new heights.

    In 2021, Larkey’s fortunes turned with the rest of the senior team and after the goodbye he was almost irresistible. In the last 10 games of the season, he scored 29 goals and only went scoreless once – in Round 16 against the Western Bulldogs.

    His rise from a late draft pick to North’s primary forward option has been remarkable, and his ability to improve from his non-elimination debut to his team’s man inside 50 has been remarkable. brilliant viewing for North fans.

    After a 12th-place finish in the Coleman Medal last year, could this be the season Larkey puts his name to the competition and becomes one of the AFL’s most feared key forwards? After Round 19 last season, just ask Carlton and Jacob Weitering if it’s possible.

    Eddie Ford
    North Melbourne’s recent striking gold streak down the front line with late draft picks looks set to continue with Eddie Ford. After Nick Larkey in the 2016 National Draft and Cam Zurhaar in the 2017 Rookie Draft, Ford looks to be the next late selection looking to make his mark.

    Selected with the 56th pick in the 2020 draft, Ford was forced to bide his time at VFL level last year before being selected as North’s medical backup in Round 16, before eventually surrendering. on the court for the first time in Round 20.

    While competition for places in North’s forward 50 is certainly stronger than it was last season, Ford will be hoping its final four games of last season bode well for its further development at the level. of the AFL this year.

    He’s impressed when called up so far this pre-season, particularly against Melbourne, but has been used sparingly against Melbourne and Sydney. Whether he’s in North’s top 22 from the get-go or has to work his way up the team again remains to be seen.

    Jack Mahony
    There is no player who defines the phrase ‘silent director’ on the North Melbourne roster quite like Jack Mahony. The pressure, structure and selfless attitude he brings to the North Melbourne forward 50 fly well under the radar.

    After 10 games in his debut 2020 campaign, Mahony exploded to play 19 games in 2021 and quickly made himself an indispensable part of David Noble’s future plans as he found more ways to find football and influence the game at every performance.

    The next step in Mahony’s development must be to gain the ability to hit the dash more. He averaged 0.3 goals per game in his first season and 0.47 goals per game in his second, so his improvement in this area has a positive trend.

    He has scored multiple goals twice in his fledgling AFL career to date. His two-goal performance in the practice game against the Demons is certainly cause for optimism.

    Tarryn Thomas and Jaidyn Stephenson – midfielders or strikers?

    Thomas and Stephenson have both shown their potential to become full-time winning inside midfielders, but both can also bring invaluable class and X-factor to the 50 striker.

    Stephenson’s best performance of 2021 came where he mostly roamed midfield and picked up 38 eliminations in the win over West Coast, while Thomas scored four goals in a 23 elimination masterclass in the win over Carlton .

    While both players are expected to roam the midfield and the line ahead of this year, the distribution of their time on the pitch could well define their seasons.

    Can Charlie Comben make a faultless run?

    Since Comben’s selection with the 31st pick in the 2020 NAB AFL Draft, no forward on North’s books has had such a tough run with an injury.

    After impressing in his first pre-season at the club, Comben’s debut campaign was put on hold after stress fractures were discovered in his back. His 2021 season was a similar story, with tibia stress fractures ruling him out of much of the campaign.

    He returned midway through the year and after some impressive performances at reserve level, worked his way into the senior team on his long-awaited debut, in which he scored a goal against Swans in of Round 22. However, the following week in practice, he broke his collarbone. and his season ended early.

    Comben’s future appears to be in the forward line rather than the ruck thanks to the promise he has shown as a true key forward. Although there is fierce competition to step into an already potentially large Kangaroos forward line, if he maintains fitness this season he could easily squeeze his way into David Noble’s plans.

    Will the Larkey/Zurhaar partnership continue to thrive?

    Larkey and Zurhaar are inseparable off the pitch, and perhaps it was their bond away from football that allowed their partnership on the pitch to flourish.

    The pair topped North’s penalty shootout tally last season – Larkey with 42 to Zurhaar’s 31. No pair have scored more combined goals in the second half of the season, competition wide.

    Zurhaar in particular is hoping for a quicker start to the season. ‘The Bull’ has been scoreless in his first five appearances in 2021 and he’s even been tested in defence. His ability to bounce back and become one of the best players in the team will have given him confidence heading into this campaign.

    Opposing teams will know what to expect from the pair heading into this season, so it’s up to the Kangaroos forward line to evolve in order to continue getting the most out of their star men.

    More AFL 2022 Season Guides: Defenders | Midfielders

    Will a debt consolidation loan affect my credit rating?


    Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

    (The Credible Money Coach explains the possible credit impact of a debt consolidation loan.)

    Dear Credible Money Coach,

    Is it true that when you take out a debt consolidation loan, it hurts your credit? —Twila

    Hello Twila and thank you for your question. Debt consolidation affects your credit differently depending on how you structure it and manage loan repayments. This can be a smart way to manage multiple high interest debts without hurting your finances.

    If you’re considering a personal loan for debt consolidation, compare rates from multiple lenders to get the best deal. Credible, it’s easy to view your prequalified personal loan rates in minutes.

    Why do people consolidate their debts?

    When you consolidate debt, you open a new credit account, such as a personal loan, credit card, or home equity loan, to repay several existing debts. This leaves you with one payment instead of multiple accounts to manage.

    If you have good credit, you may be able to get an interest rate that’s lower than the combined effective rate you’ve paid on multiple debts. This saves money in the long run.

    Ways to Consolidate Debt

    There are several options for consolidating debt, including:

    Each of these options has advantages and disadvantages. For example, personal loan interest rates are generally lower than credit card rates. But if you continue to incur credit card charges, you could go into more debt.

    Doing a 0% balance transfer could save you interest for 12 months or more. But if you don’t repay the entire balance before the end of the promotional period, the interest rate could increase significantly.

    If you sign up for a debt management plan with a credit counselor, they can negotiate with your creditors to pay less than you owe, lower your interest rate, or extend your repayment period. But if you can’t repay a debt management plan as agreed, your credit may suffer.

    Risks of a debt consolidation loan

    A debt consolidation loan can lower your credit scores in the short term. This is because new credit applications cause your scores to drop. And if you use the loan to pay off a credit card and then close it, you reduce your total available credit, which leads to lower credit scores. (It’s best to keep a paid credit card open so you have more credit available in your name.)

    However, if you make your new loan payments on time each month, your credit should recover fairly quickly from the slight hit it took when you opened the loan.

    Should you get a debt consolidation loan?

    A debt consolidation loan is not for everyone. I advise you to think twice before emptying a retirement account to pay off debt or putting your home at risk with a home equity loan or line of credit.

    And if bad spending habits are causing your debt, working with a qualified credit counselor to improve your financial habits may be more helpful than lowering your interest rate with a debt consolidation loan.

    If you decide a personal loan is right for you, Credible can help. compare personal loan rates from multiple lenders without hurting your credit.

    Ready to know more? Check out these articles…

    Need Credible® advice for a money-related question? Email our credible financial coaches at [email protected]. A Money Coach could answer your question in a future column.

    This article is intended for general information and entertainment purposes. Use of this site does not create a professional-client relationship. Any information found on or derived from this website should not replace and should not be taken as legal, tax, real estate, financial, risk management or other professional advice. If you require such advice, please consult a licensed or competent professional before taking any action.


    About the Author: Laura Adams is a personal finance and small business expert, award-winning author and host of silver girl, a weekly audio podcast and top notch blog. She is frequently quoted in the national media and millions of readers and listeners benefit from her practical financial advice. Laura’s mission is to empower consumers to live richer lives through her work as a speaker, spokesperson and advocate. She earned an MBA from the University of Florida and lives in Vero Beach, Florida. Follow her on LauraDAdams.com, instagram, Facebook, Twitterand LinkedIn.

    20 must-have beauty products from female founders for International Women’s Day 2022


    As International Women’s Day approaches, it’s the perfect time to champion the voices and creations of women around the world. With that in mind, we asked ten discerning beauty founders to share their favorites from their own collections and reveal which products designed by innovative industry peers they cherish the most.

    “Supporting the founders you want to see in the world is how you help build an ecosystem that is truly nurturing and self-sustaining,” notes Trinity Mouzon Wofford, the 28-year-old co-founder and CEO of wellness brand Golde. As the youngest black woman to ever see her products — ingestible superfoods and exfoliating face masks — lined up on Sephora’s shelves, she understands the power of representation and community. “There is enough room for us all to win.”

    With beauty essentials ranging from subtle powder pigments to show-worthy body oils, it’s easy to say: women supporting women have never looked better.

    Amanda Chantal Bacon, founder of Moon Juice

    The California-based wellness guru Amanda Chantal Bacon is known for her inside-out approach to a glowing complexion. “SuperYou is my daily, non-negotiable anti-stress treatment,” she says of her adaptogen-rich supplement. “I like to think of it as SPF (stress protective factor): you use it daily to protect yourself from the environment that will burn you.” Still, she’s not immune to carefully chosen makeup. Enter the 95% natural mascara created by Westman Atelier’s Gucci Westman, with whom Chantal Bacon first bonded over a smoothie recipe and the makeup artist’s ashram education. At the time, “Gucci was in the final stages of formulating its own mascara and had promised to send one when it was done,” recalls Chantal Bacon, whose sensitive eyes had previously forced her to avoid any formula. of eyelashes. Now, with new, flowing bangs, she happily notes, “I haven’t stopped using it since.”

    Moon Juice SuperYou Supplement

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    Westman Atelier Eye Love You Mascara

    Neada Deters, Lesse Founder and CEO

    “I think it’s crucial to support other brands founded and run by women,” says the Los Angeles-based Australian. Neada Deters, whose beauty brand, Lesse, has become a favorite of minimalist aesthetes around the world. In addition to her own ritual serum – an oil rich in turmeric and sea minerals, which she notes “continues to be my number one skincare essential” – Deters loves nail polish less -is-more by J.Hannah, created by the jeweler Jess Hannah Revesz. “The colors are so restrained; [they’re] shades that no one else really creates,” adds Deters, calling Eames, an earthy chartreuse, and Miso, an anything but boring beige. “I think I could own six or seven different shades.”

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    The image may contain: bottle and cosmetics

    J.Hannah nail polish in Eames

    Kerrilynn Pamer, co-founder and CEO of CAP Beauty

    It’s no small feat for Kerrilynn Pamer to pick just one highlight from CAP Beauty’s collection of pantry essentials, but when pressed, she admits she loves organic, ceremonial-grade matcha, thanks to its multifunctionality. “I drink it during the day to focus and support my body, and I also use it as a face mask mixed with Manuka honey for its anti-inflammatory and nourishing properties,” says Pamer. She also swears by Alexis SmartIngestible flower remedies. “I rely on his blends for anything that hurts me. She even helped with my rescue dog’s deep anxiety, and he’s a different and better animal now. She really is a healer.

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    Alexis Smart First Aid Kit Flower Remedy

    Susanne Manasi, founder of Manasi 7

    “Women tend to have a more holistic mindset, and usually when we do something we believe in, we do it all the way,” muses the Stockholm-based company. Susanne Manasi, whose creamy, colorful pigments are adored by runway makeup artists Fara Homidi. Manasi regularly takes her Bronzelighter Roseate – an illuminating bronzer that gives the complexion and limbs a subtle sun-kissed glow – as well as a spritz from Nurture, one of the former winemakers Frances Shoemack‘s natural fragrances. Intertwined with rose, orange blossom, and ginger, the scent isn’t “too overwhelming, but it gives you an extra dose of confidence,” Manasi says.

    Image may contain: beauty products and face makeup

    Manasi 7 Bronzelighter Roseate

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    Abel Odor Nurture Eau de Parfum

    Gloria Noto, Founder and CEO of Noto Botanics

    By his own admission, Gloria Noto Can’t go a day or night without Noto Botanics Deep Serum, an ultra-hydrating formula made with anti-inflammatory rosehip seed oils and vitamin C-rich grapefruit oils. “There are six years ago you couldn’t catch me on the outside without a bit of foundation at the bare minimum, but now I feel totally confident with just the Deep Serum on my skin,” she says. The light-catching formula even healed her previously acne-prone complexion, not to mention it also works wonders on her lips, décolleté, and hands. As for another breakthrough product in Noto’s arsenal? False eyelashes sustainably made from Jenna Lyonsof the brand, LoveSeen. “As a makeup artist on set, I rarely used lashes, or had to totally customize them by cutting them,” she recalls. “I don’t even have to touch those lashes because they look so natural and beautiful.”

    The image may contain: bottle and cosmetics
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    LoveSeen Cate false eyelashes

    Babba Rivera, CEO and Founder of Ceremonia

    “Not only is it good to support businesses founded by women because I know firsthand how difficult it can be to build a growing business as a woman, but I also find it a lot more reliable to buy beauty products from a founder who is also the customer”, Babba Rivera said. For example, her own shine-boosting scalp care oil, which she applies before bed and rinses off in the morning for extra luscious lengths. She also loves Saie’s Glowy Super Gel, founded by Laney Crowell. “It gives my face such a glow and shine without needing any extra coverage,” Rivera explains. “I love how it lives between skincare and makeup, with clean ingredients that are good for my skin while giving me instant makeup results.”

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    Moska Ceremonia Aceite Scalp Oil

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    Saie Glowy Super Brightening Gel

    Trinity Mouzon Wofford, Golde Co-founder and CEO

    On a mission to make wellness easy and accessible, Trinity Mouzon Wofford start almost every day with Golde’s Coconut Collagen Boost, a 100% vegan collagen cream, which can be added to tea, coffee and even smoothies. “It’s a great place for anyone who can get into superfoods,” notes the New Yorker. She makes it a point to seek out products from brands that have the same well-meaning intentions, like Repairing Oil from Shannon Davenportfrom Esker Beauty. “It’s formulated with a special carrot seed oil extract that gives it that warm, earthy scent,” Wofford says of the all-natural skincare savior, which she’s had in heavy rotation for the past few years. . “It stays in my routine thanks to the non-greasy formula and the 100% clean ingredient list.”

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    Golde Coconut Collagen Boost

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    Esker Beauty Repairing Body Oil

    Emily L’Ami, founder of Bodha

    As the nose behind smokeless incense, aromatherapy eye pillows and therapeutic Bodha scents, Emily L’Ami knows well the intoxicating world of scents. Right now, she anoints her mask with her Refresh Ritual Oil, a blend of crushed basil, mint leaves and clary sage flowers, for an uplifting scent experience. She also takes a look at Wild Roses by Aftelier Perfumes, a collection of small-batch fragrances hand-blended and bottled in Mandy Aftel‘s Berkeley, Calif., studio. “You can smell the earth, the leaves and the rose petals,” says L’Ami. “It’s like walking through a rose garden.”

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    The image may contain: bottle and cosmetics

    Amazon Perfumes Wild Roses Eau de Parfum

    Ozohu Adoh, Founder and CEO of Epara

    “It’s very important that beauty brands founded by women receive as much support as possible,” says Ozohu Adoh, who notes that, in the face of the challenge, it was exactly this support that motivated her to continue with Epara, her skincare brand powered by African plants. Moreover, she continues, “women know their needs firsthand and are therefore well placed to provide authentic solutions.” This is the case of her balancing face oil, which she likes to “keep [her] hydrated skin without leaving it greasy”, as well as Charlotte TilburyPillow Talk push-up lashes. “I really appreciate how much the mascara improves my eyes when I use it.”

    Image may contain: bottle, shaker and cosmetics
    Image may contain: cosmetics and mascara

    Charlotte Tilbury Pillow Talk Push Up Lashes! Mascara

    Lauren Jin, founder of Clé Cosmetics

    In the age of Zoom, Lauren Jin from Clé Cosmetics — a collection of innovative K-Beauty makeup must-haves — is never without her own lightly-pigmented pink powder, which she applies to her cheeks and lips for a natural, flushed look. Another must-have is the vegan and paraben-free Liquid Concealer created by Kelly Zhang, a fellow Californian. “I met Kelly when I went microblading, and we ended up talking about our brands,” Jin notes. “Later, we treated each other to products, and I’ve been in love with her concealer ever since!”

    Image may contain: cosmetics

    Clé Cosmetics Melting Lip Powder in Lady Guava

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    Kelly Zhang Makeup Liquid Concealer

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    – Sign up for “The Buyline” to receive a curated list of fashion, book and beauty shopping in a weekly newsletter.

    How to Bet on the ACC Tournament in MA


    The 2022 ACC Basketball Tournament kicks off this week, from the Barclay Center in Brooklyn, New York. The No. 1-seeded Duke Blue Devils are the favorites with a -150 chance of winning the ACC Tournament. While college basketball fans await legalization, residents interested in sports betting in Massachusetts can get in on the action during the ACC Tournament and throughout March Madness. Massachusetts sports betting still hasn’t started, but cod state residents can still place bets on the ACC tournament without breaking a sweat. Keep reading to learn more about how to bet on the ACC tournament in Massachusetts, while collecting free bets and special MA sports betting bonuses.

    The Best Massachusetts Sports Betting Sites for the ACC Tournament in 2022

    1. BetOnline Massachusetts Free Bets – $1000 sports betting bonus + 2 free bets for ACC to MA tournament
    2. XBet Massachusetts Sports Betting Bonuses – $500 in College Basketball Free Bets for the 2022 ACC Tournament in MA
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    4. BetUS MA Free bet offers – $3,125 in free bets for college basketball games in Massachusetts
    5. Bovada MA Sports Betting Offers – $750 sports betting bonus for college basketball betting in Massachusetts

    How to Bet on the ACC Tournament in Massachusetts

    MA college basketball fans can get in on the March Madness betting action now by choosing one of these many Massachusetts sports betting offerings. If you are new to sports betting in Massachusetts, we will walk you through the registration process in this article.

    For a step-by-step guide on how to bet on the ACC tournament in Massachusetts, see the instructions below.

    1. Choose an MA betting site from this page
    2. Click the button to get your college basketball betting bonus for the ACC Tournament
    3. Sign up using correct account information
    4. Make a qualifying deposit
    5. Get Your Massachusetts Sports Betting Bonus For The 2022 ACC Tournament
    6. Place your free bet on the ACC Basketball Tournament in MA

    ACC Tournament Schedule – How to Watch the ACC Tournament in Virginia

    • 🏀 NCAA Basketball Tournament: 2022 ACC Tournament
    • ⛹ College Basketball Betting Favorite: Duke Blue Devils
    • 📅 Start date: Friday, March 8, 2022
    • 🏆 ACC Championship Game: Friday, March 12, 2022
    • 📺 TV channel: ACC Network | ESP | ESPN2
    • 🏟 Location: Barclays Center | Brooklyn, New York
    • 🎲 ACC Tournament Odds: Duke -150 | Notre Dame +900 | Wake Forest +900

    College Basketball Odds – Odds of Winning the ACC Tournament

    The Duke Blue Devils are the -150 betting favorites to win the 2022 ACC Tournament. While North Carolina, Notre Dame and Wake Forest all come in second place at odds of 9-1 or less.

    Check the table below for all the current futures odds to win the 2022 ACC Basketball Tournament from BetOnline, one of the top March Madness betting sites.

    ACC Tournament Support

    The first round of the ACC tournament begins Tuesday with three games. Pittsburgh takes on Boston College, the winner takes on No. 5 Wake Forest in the second round on Wednesday, Clemson takes on NC State, the winner takes on No. 7 Virginia Tech in the second round, while Louisville takes on Georgia Tech, with the winner facing # 6 Virginia in the second round. Top-seeded Duke, along with Notre Dame, North Carolina and Miami, are all byes from the third round of the ACC tournament, which begins Thursday, March 10.

    To learn more about the ACC Tournament schedule and view ACC Tournament support, scroll down.

    Printable ACC Tournament Bracket: 2022 ACC Men’s Basketball Tournament Bracket

    Best Massachusetts College Basketball Betting Sites | MA Sportsbooks for betting on ACC tournaments

    Massachusetts sports betting fans looking to place bets on the ACC Basketball Tournament will be able to do so with as much ease as ever. Massachusetts sports betting apps currently offer a wide variety of alternative betting markets on the ACC Tournament, including tournament futures odds, as well as live in-game betting odds, and even special odds on markets as “margin of victory” and “biggest lead”. game accessories.

    Keep reading to learn more about how to bet on the ACC tournament in Massachusetts, as we review three of the best Massachusetts sports betting sites currently available to residents of the state.

    BetOnline Massachusetts Free Bets – $1000 Sportsbook Bonus + 2 Free Bets on ACC Tournament in MA

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    Citi becomes the biggest bank to eliminate overdraft fees


    Citibank has announced that it is eliminating its overdraft fees, becoming the largest financial institution to make the change. (iStock)

    Citibank announced plans to eliminate overdraft fees this summer, becoming the largest bank to make the policy change.

    The bank will stop charging its overdraft fee, returned item fee, and overdraft protection fee, depending on a press release from February 24. Citi said it was the only top 5 bank in the United States to completely eliminate the fee, a move it says will help increase financial inclusion in underserved communities.

    “This latest enhancement is a significant milestone for Citi as a leader in the banking industry offering the most consumer-friendly overdraft practices,” said Gonzalo Luchetti, Citi’s CEO for US Personal Banking. “We are constantly looking for ways to use our advanced capabilities to make the financial system simpler and fairer for communities that have little or no financial flexibility.”

    Consumers who need help paying off their debts might consider consolidating them with a personal loan. To see if this option is right for you, you can visit Credible to find your personalized interest rate without affecting your credit score.


    Eliminating fees will help underserved communities, says expert

    Citi offers two overdraft protection services that cover negative balance transactions. None of these will have a fee starting this summer:

    • Security controle – automatically transfers funds from a linked Citi savings account to cover a negative balance
    • Verification More – a line of credit that automatically transfers funds to cover a negative balance

    Beyond that, Citi will continue to not allow ATM or point-of-sale transactions when there are no funds available. And the bank will allow consumers to sign up for low balance alerts.

    An expert applauded Citibank’s announcement, saying eliminating the fee will help underserved communities.

    “Overdraft fees give people a boost when they’re down,” said Nadine Chabrier, policy and litigation attorney for the Center for Responsible Lending (CRL). “Their costs are borne by financially vulnerable consumers. These fees disproportionately hurt Black and Latino people with bank accounts. Overdraft fees are also one of the most common reasons people lose their accounts. banking.

    “Citi’s decision to eliminate overdraft fees is a win for the financial fairness of its many customers,” she continued. “Families who do business with Citi will be more financially secure because of this action.”

    If you are looking to reduce your monthly expenses and pay off your debts, you may want to consider a debt consolidation loan. Visit Credible to compare multiple personal lenders at once and choose the one with the best interest rate for you.


    The CFPB increasingly criticizes overdraft fees

    Citibank’s announcement comes as the Consumer Financial Protection Bureau (CFPB) has become increasingly critical of what it called “abusive overdraft fees” in a recentpublished report.

    “Abusive overdraft practices remain a systemic problem,” Chabrier said. “The Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the National Credit Union Administration and the Federal Reserve Board have the power and the obligation to protect consumers, as well as to preserve safety and soundness, by controlling In the absence of meaningful regulatory action, financially vulnerable families will continue to be dragged into the quicksand of relentless overdraft fees.

    Corn some experts disagree with this position, arguing that the CFPB’s universal overdraft fee reduction could actually hurt consumers, as it would also limit overdraft protection options.

    A personal loan can be a good option for consumers trying to pay off debt, allowing them to consolidate and potentially save money over time. To discuss this option, you can contact Credible to speak with a loan expert and get all your questions answered.

    Do you have a financial question, but you don’t know who to contact? Email the Credible Money Expert at [email protected] and your question might be answered by Credible in our Money Expert column.

    Global Bio-based Cosmetic and Personal Care Ingredients Market Report 2022: North America and Europe Hold Major Shares, Asia-Pacific Sees Fastest Growth


    DUBLIN, March 7, 2022 /PRNewswire/ — The report “Bio-Based Cosmetic and Personal Care Ingredients Market – A Global and Regional Analysis: Application Focus, Active Ingredients and Country Analysis – Analysis and Forecast, 2021-2031” has been released. added to from ResearchAndMarkets.com offer.

    The global market for bio-based cosmetics and personal care ingredients has been estimated at $4,679.33 million in 2021 and is expected to reach $8,122.74 million by 2031, growing at a CAGR of 5.67% during the forecast period 2021-2031.

    Bio-based cosmetics and personal care ingredients

    Ingredients from genetically modified plants and micro-organisms, such as yeasts and bacteria, are biobased. Bio-based ingredients consist of oleoresin, essential oils, and several other plant extracts using various techniques such as cold pressing or compression, steam distillation, and solvent extraction.

    Consumer demand for natural and bio-based products derived from plant extracts has driven the rapid growth of the bio-based cosmetics and personal care ingredients market. The main driver for the increasing adoption of bio-based ingredients for cosmetic products is the harmful effects of chemicals.

    This has further led consumers to show an inclination towards products containing bio-based ingredients. As a result, cosmetic companies are consequently replacing synthetic chemicals with bio-based ingredients. Bio-based cosmetics offer a sustainable alternative to petroleum-based products and help reduce the amount of carbon dioxide in the atmosphere.

    Market segmentation

    Bio-Based Cosmetics and Personal Care Ingredients Market by Application

    The skin care and sun care segment is expected to dominate the global bio-based cosmetics and personal care ingredients market during the forecast period 2021-2031. The global adoption of bio-based ingredients for cosmetic skin and sun care products has been maximum due to the growing demand for clean label beauty products and growing consumer health consciousness.

    Bio-Based Cosmetics and Personal Care Ingredients Market by Active Ingredients

    The vitamins and derivatives segment is expected to lead the global bio-based cosmetics and personal care ingredients market during the forecast period 2021-2031. Changing lifestyles and widespread awareness related to the improvement in the overall personality of consumers are expected to drive the global vitamins and derivatives market.

    Bio-Based Cosmetics and Personal Care Ingredients Market by Region

    North America and Europe hold significant shares in the global bio-based cosmetics and personal care ingredients market. North America is currently the largest revenue-generating region in the bio-based cosmetics and personal care ingredients market. The United States is the leading country in the market for bio-based cosmetics and personal care ingredients in the North America Region.

    Europe is the second largest market in the world, mainly due to the increasing effects of pollution, such as the risk of skin cancer, premature skin aging, dryness, roughness and discoloration, which lead consumers to protect their skin using chemical-free products.

    Asia Pacific is currently the fastest growing region in the market for bio-based cosmetics and personal care ingredients.

    Recent developments in the bio-based cosmetics and personal care ingredients market

    • In May 2021BASF SE and Allied Carbon Solutions Co., Ltd. signed an agreement to expand market capacity for bio-based surfactants and active ingredients.
    • In October 2021Ashland has launched a new line of gentle deodorants under the Sensidin brand name, a multifunctional pure for the skin that delivers powerful and fast-acting efficacy against odor-causing bacteria at very low use concentrations while respecting the individual microbiome.
    • In October 2021Evonik Industries AG has acquired Swiss herbal extract producer Botanica to enhance its entire product portfolio in the active cosmetic ingredients market.
    • In December 2021Elementis Plc has signed a new distribution agreement with DKSH Partner to supply personal care products in Belgiumincluding antiperspirant active ingredients.

    Main topics covered:

    1 Markets
    1.1 Industry Outlook
    1.1.1 Trends: current and future
    1.1.2 Supply chain network
    1.1.3 Industry attractiveness
    1.2 Market Dynamics
    1.2.1 Market Drivers Increase awareness of the harmful effects of synthetic chemicals Government regulations restricting the use of harmful/synthetic ingredients in cosmetics and personal care products Influence of advertising strategies on consumer confidence
    1.2.2 Market restriction High cost of bio-based cosmetic products Concerns about the efficacy of bio-based products as opposed to synthetic cosmetics
    1.2.3 Market opportunity Strong demand for bio-based ingredients offering opportunities to potential suppliers in developing countries Increasing Traction of Male Specific Products
    1.2.4 Business strategies Product developments Market evolution
    1.2.5 Business Strategies
    1.2.6 Impact of COVID-19 on the global bio-based cosmetics and personal care ingredients market

    2 Application
    2.1 Global Bio-based Cosmetics and Personal Care Ingredients Market (by Application and Specification)
    2.1.1 Skin and Sunscreen
    2.1.2 Hair care
    2.1.3 Makeup and color cosmetics
    2.1.4 Perfumes
    2.1.5 Others Oral Hygiene
    2.2 Global Bio-based Cosmetics and Personal Care Ingredients Market Demand Analysis (by Application), Value and Volume Data

    3 Products
    3.1 Global Bio-based Cosmetics and Personal Care Ingredients Market (by Active Ingredients)
    3.1.1 Vitamins and derivatives
    3.1.2 Ceramides
    3.1.3 Peptides
    3.1.4 Resveratrol
    3.1.5 Potassium sorbate
    3.1.6 Bio-succinic acid
    3.1.7 Hyaluronic acid
    3.1.8 Glycerin
    3.1.9 Creatine
    3.1.10 Alpha hydroxy acids
    3.1.11 Others
    3.2 Global Bio-based Cosmetic and Personal Care Ingredients Market Demand Analysis (by Active Ingredients), Value and Volume Data
    3.3 Patent Analysis
    3.3.1 Patent analysis (by status)
    3.3.2 Patent Analysis (by Organization)
    3.4 Global Leading Companies Market Share Analysis vs. Startups, 2020
    3.5 Analysis of raw material sources
    3.6 Import-export analysis
    3.7 Government regulations and standards
    3.7.1 Integrating sustainability
    3.7.2 Ethical Sourcing
    3.7.3 Ethics certification Natural and biobased standards

    4 Region
    4.1 North America
    4.1.1 Market Major Manufacturers and Suppliers in North America Commercial factors Business challenges
    4.1.2 Region North America Bio-based Cosmetic and Personal Care Ingredients Market (by Region), Value and Volume Data
    4.1.3 Application North America Bio-based Cosmetics and Personal Care Ingredients Market (by Application), Value and Volume Data
    4.1.4 Product North America Bio-based Cosmetics and Personal Care Ingredients Market (by Active Ingredients), Value and Volume Data
    4.1.5 North America (by country)
    4.2 Europe
    4.3 United Kingdom
    4.4 China
    4.5 Asia Pacific and Japan
    4.6 Rest of the world

    5 Markets – Competitive Benchmarking and Company Profiles
    5.1 Competitive Benchmarking
    5.1.1 Competitive Position Matrix
    5.1.2 Market Share Analysis
    5.1.3 Product Matrix for Top 15 Companies
    5.2 Company Profiles

    • BASF SE
    • Covestro S.A.
    • DSM
    • Clariant
    • DOW
    • Dynamic mixing specialists
    • Croda International Plc
    • Evonik Industries AG
    • Elementis SA
    • Corbion S.A.
    • Alternative Plants Ltd.
    • Ashland
    • Solvay
    • momentary
    • The company Lubrizol

    For more information about this report visit https://www.researchandmarkets.com/r/ifefrw

    Media Contact:

    Research and Markets
    Laura Woodsenior
    [email protected]

    For EST office hours, call +1-917-300-0470
    For USA/CAN call toll free +1-800-526-8630
    For GMT office hours call +353-1-416-8900

    US Fax: 646-607-1904
    Fax (outside the US): +353-1-481-1716

    SOURCE Research and Markets

    AFL 2022 Season Guide: Midfielders


    North Melbourne has young talent across all lines at the moment, but nowhere more so than their midfield.

    The likes of Jy Simpkin and Luke Davies-Uniacke were joined in midfield last season by Will Phillips, Tarryn Thomas and Jaidyn Stephenson among others, and that list of youngsters has only grown as the season approaches. 2022.

    Players to watch

    Jason Horne – Francis
    So far, the hype surrounding Horne-Francis has only been fueled by his performances in North Melbourne’s pre-season games.

    While it might be remiss to name him as part of this young and emerging midfielder, given that manager David Noble has said he will play down the line ahead of this year Horne-Francis’ performances against Melbourne and the Swans are showing he can mix it up. in the middle of the park.

    Against the Dees, he finished with 17 takedowns and a team-high six tackles, including a belter on Demon Christian Salem, and faced off in promising fashion against Clayton Oliver and Christian Petracca. He showed his forward prowess against the Swans, finishing with two goals and two losses, but also spent much of the game in the middle, taking on the likes of Josh Kennedy and Isaac Heeney.

    Whether he plays in midfield or on the forward line, it will be an exciting season to see the club’s first-ever No. 1 draft pick in action.

    jy simpkin
    The club’s co-vice-captain took his game to new heights in 2021 by winning his first Syd Barker medal, and the absence of Ben Cunnington heading into this season means Simpkin’s teammates will look to him to lead again this season.

    Simpkin showed great signs of versatility and growth while stationed on the wing last season, and excelled at finding the undisputed ball – something he has struggled with somewhat in the past.

    Time will tell if he will make the next leap forward this season and perhaps start to find his name mentioned in conversations about the competition’s top flight.

    Hugh Greenwood
    Something of an unexpected arrival this off-season, Greenwood’s leadership, experience and sheer disputed quality will not only improve North’s midfield now, but help prepare some of the club’s young players for the future. to come up.

    Despite missing the end of 2021 through injury, Greenwood ranked first in the competition in tackles per game (8.6) and eighth in save allowances per game (3.9 ) in the competition.

    Moving north for, among other reasons, potential future training opportunities, his knowledge of the game has been on full display this pre-season. His grit, determination and class were on full display against the Demons, when he recorded 18 eliminations (11 over), six tackles and a record nine clearances.

    Against the Swans in the AAMI Community Series, he showed why his size and strength also make him a solid scoring target when advancing. He completed 19 touches, one goal and a team record six clearances.

    Callum Coleman Jones
    Coming to compete with Todd Goldstein, Tristan Xerri and Jacob Edwards for a place as a ruck/striker in the senior squad, Coleman-Jones’ move to North Melbourne could also see him spending more time in midfield.

    David Noble said he foresees a 50/50 split of rucking duties for the pair of talls selected, opening up the opportunity for Coleman-Jones to prove himself in a hybrid role.

    Still just 22, Coleman-Jones has struggled to break into a strong Richmond squad and has played just nine games in four years for the Tigers, including eight in 2021.

    With 11 goals in eight games last year, ‘CJ’ also proved he could hit the scoreboard when needed. North fans will be well aware of his quality, having pushed twice against the Kangaroos in Round 21.

    Tristan Xerri
    After flirting with St Kilda in the October trade period, Xerri returned to Arden Street ahead of his fifth season of AFL football.

    Seemingly competing with newcomer Coleman-Jones for second ruck spot, Xerri put together a strong pre-season which saw him race for a first-lap start, with David Noble and staff coaches impressed by his candidacy.

    After missing the preseason clash with the Demons, Xerri was among North’s best on the ground against Sydney, finishing with 17 takedowns, six tackles and a game-high 29 hits.

    A dominating ruck at VFL level, Xerri was pushed forward for much of his AFL career thanks to Todd Goldstein’s efficiency at North. However, with veteran Goldstein tipped to play much of his football as a key striker this year, Xerri could get the middle-of-the-park opportunity that has eluded him to date.

    A breakthrough candidate?

    Before being sidelined for pubic overload midway through last season, Tom Powell illuminated his first campaign. The young midfielder was somehow denied a nomination for NAB Rising Star despite still being among North’s top performers at the start of the year.

    While no player wants to be on the sidelines for long, Powell has used his time off the team to hit the gym, and heading into his second season his body looks much more ready to withstand the rigors of football. AFL.

    He spent time up front last season and scored North’s first goal of the year on his debut, but he’s certainly a full-time midfielder going forward. Hopefully he can maintain his fitness in 2022 and fans in the North can see the best of the young South Australian.

    Can history repeat itself?

    As the third pick in the draft, there was pressure on Will Phillips to come in and perform immediately in 2021. Although he impressed at times, the lack of football in his Covid-affected draft year showed.

    Playing 14 senior games for the year, Phillips spent much of his time in the front line as he adapted to the pace and power of the AFL level, but when given the opportunity at the middle of the park in the VFL, he absolutely dominated.

    He averaged just under 11 takedowns and three tackles in a first season that echoed a young Ben Cunnington.

    Cunnington, the fifth pick in 2009, played in 18 games in his first season. In his first campaign at senior level, the now-star player averaged 13.8 takedowns and 4.7 tackles per game, playing mostly in midfield.

    Cunnington’s incredible development at senior level has shown that natural midfielders who rely on their strength and power throughout competition can take some time to develop. Phillips’ natural ability, desire to improve and application on the practice track are certainly present, it’s just up to him to translate that to senior level, just like Cunnington did early in his career. .

    The big question

    With so many exciting young players capable of running through midfield, fans are wondering: Who will be North’s first-choice midfielder this season?

    Jy Simpkin, Luke Davies-Uniacke and Hugh Greenwood all look certain to see plenty of rebounds at center this season, but add in Tom Powell, Will Phillips and Jed Anderson, all naturals inside midfielders, and the best structure of Kangaroos becomes less clear.

    Tarryn Thomas played in midfield last season, while Jaidyn Stephenson, Charlie Lazzaro, Josh Goater, Jason Horne-Francis are all capable of contributing in the center of the field.

    If Ben Cunnington recovers from illness and makes an appearance this season, he will provide another high-quality midfield option.

    The most promising in this selection puzzle for supporters of the North? Seven of the 13 names mentioned are under the age of 24, and only Cunnington has celebrated his 30th birthday. This midfielder can grow and mature together.

    What to cook this week


    Hello. It’s been one of those weeks where all I’d like to do is get off a dock in Everglades City and slip into the Florida backcountry, maybe find a tarpon or a foot of nose, but no people, no businesses, no phone service, no news alerts, no existential fear. It would be nice to get lost a bit. I was able to enjoy the beauty and the adrenaline, the adventure and the escape.

    This does not happen, however. Travis McGee was a fictional character. When the world is awful, there’s no percentage to ignore it.

    So I’m going to seek escape and some respite in the kitchen today instead. My guide: Writer Jim Harrison, who passed away in 2016. I’d like to make his West Indian stew recipe (above). Maybe it’s not so much Caribbean – though I’ve had similar concoctions in the Bahamas – as a Key West fever dream, a kind of foodie casserole of ribs, chicken thighs and sausages nestled in a tomato sauce spiced up with scotch bonnet chilli sauce to make it both fiery and floral, with a hint of tropical sunshine.

    And then the rest of the week…

    Ali Slagle’s recipe for pasta e lenticchie, pasta and lentils, is a classic Neapolitan dish in the same category as pasta e ceci and pasta e fagioli, the legumes simmering with the pasta so that the starches thicken the liquid of baking into something creamy and rich.

    This cumin tofu stir-fry, which Margaux Laskey adapted from Hetty McKinnon, is a vegan version of the signature lamb dish served at Xi’an Famous Foods, the New York restaurant chain. There, the meat is dry-fried. Here it is replaced by tofu and cauliflower.

    Kay Chun’s amatriciana pasta is the classic preparation made with guanciale or pancetta, tomatoes, red pepper flakes, pecorino pasta and bucatini. The tunnel in the noodles helps capture the sauce, but if you can’t find bucatini (remember the shortage?), the spaghetti does the job.

    And then you can slip into the weekend with a silky, sweet skillet full of pork chops with onion sauce. This powerfully benefits from using a heavy hand with Lawry’s seasoned salt, although Old Bay seasoning works quite well. (Just like a combination of kosher salt, ground black pepper, smoked paprika and red pepper flakes.)

    There are thousands and thousands more recipes to cook this week waiting for you on New York Times Cooking. (And you’ll find more inspiration on our TikTok, YouTube and Instagram channels.) Yes, you need a subscription to access it. Subscriptions allow us to continue doing the work we love. If you haven’t already, I hope you subscribe today. Thank you!

    And please write if you have any trouble with anything while cooking or using our code. We are at [email protected] Someone will answer you. Otherwise, you can write to me. I have read every letter sent: [email protected]

    Now it’s hard to toboggan anything to do with basil or burrata, but I enjoyed looking at artist Diedrick Brackens’ weavings, “heaven is a muddy riverbed”. The actual works are on display at the Craft Contemporary in Los Angeles.

    For The Times, Alexandra Jacobs reviewed Harvey Fierstein’s new memoir, “I Was Better Last Night.” Click on!

    Michael Idov, one of the few screenwriters who can write dialogue fluently in both Russian and English, spoke to Vanity Fair to explain why he won’t write in Russian as long as Vladimir Putin is in power. Maybe it’s just, as he puts it, “selfish self-care.” But it’s a fascinating argument all the same.

    Finally, here’s Samantha Fish performing with us, “Twisted Ambition,” live in Lincoln City, Indiana, last year. Listen to this while the stew cooks. And I’ll be back on Monday.

    Want French Girl Beauty? Pass the concealer under the eyes


    At Paris Fashion Week, dark circles have the right to shine. “I’m all for French beauty – I think there’s a real sexy side to bringing out those gorgeous tones on your eyes,” makeup artist Hannah Murray said backstage at Chloe, where she left the look sullen look from seemingly naked Amber Valetta: No mascara, no curled lashes, no brow stencil and no thick concealer. “Too much concealer changes the shape of your face, you lose dimension,” she says. Dark circles under eyes honesty was a week-long attitude at Loewe, Meryll Rogge, Anne Isabella and even at the Dior show (blessed with Rihanna), where makeup artist Peter Philips skipped concealer under eyes for a carefree look befitting a collection that Maria Grazia Chiuri intended to represent a future era when women would rule the world and create their own beauty codes.

    Backstage Dior fall 2022

    Photo: Acielle StyleDuMonde

    Amber Valetta parades at Chloé

    Photo: Getty Images

    Murray called it “raw, tough, strong” makeup at Chloe. “They have to look cool,” she said of the celebrity cast. Behind the scenes at Les Serres du Parc André Citroën (essentially a huge greenhouse filled with dirt and bare sunlight), it all started with Tata Harper facials, where eye repair cream replaced opaque coverage. “My goal was to amplify the natural beauty of the model,” Harper explained outside, steps away from a giant hot air balloon rising from the nearby park. “For me, healthy skin is the best makeup.” Murray supports this opinion. “There are ways to refresh and bring the face to life with skincare products, without needing to mask it.” The British-born artist recently moved to Paris and says she enjoys “seeing French beauty around me all the time, I’m fascinated by that ease”.

    When I meet French-born model Helene Diap, wearing a coveted green and pink plaid overlay at Cool TM’s Galerie Vivienne showroom tonight, she tells me she’s done her own makeup. Designer Thomas Monet is her boyfriend, so it’s been a busy week with little sleep, and Diap is the solo model for the show, not to mention the in-form model for the entire collection. “I literally grab them to wear everyday,” she says of the rainbow of fluffy, shiny, oversized and wonderfully sexless pieces. When I ask her if she skips the concealer too, Diap admits she uses it a bit strategically. “I just try to keep it natural,” she says. “I think it’s not my personality to cover up so much – I accept being tired,” she adds, laughing that letting her dark circles show through is like a sweet social cue to “leave me alone.” Diap expresses emotions through Cool TM’s clothes the same way she wears makeup: “Use whatever you want to express how you feel – if you’re feeling bad or want to be strong,” she said, “You don’t have to be perfect.”

    vogueThe favorites of

    Why consolidation is the topic to discuss with clients


    “With a jump in the rate of inflation and life as if returning to normal, people will feel the financial and emotional strain of many challenges hitting them all at once.”

    The important thing to remember is that while we will all have to adapt to rising annual gasoline prices or fuel costs (whether you have a diesel or gasoline vehicle), there are customers in circumstances where these changes don’t just cause mild frustration. and a reduction in a large monthly surplus. Many customers will be materially affected, and without action their ability to pay their monthly bills – or at least feel comfortable with their financial situation – is put at risk.

    As individuals, we are thankfully now much more aware of the importance of mental health. Although we are better equipped to deal with stress and anxieties such as those caused by money worries, there are practical solutions that can be taken to alleviate these problems. Often overlooked or ignored, the second mortgage market is a valuable tool that can be used to make a truly positive difference to a client’s financial situation and well-being.

    Over the years I’ve seen many cases of second charges, ranging from customers with good credit profiles but who overcommitted and are now stretched (while maintaining their payments), to customers who have suffered adverse credit events such as CCJs, defaults or worse. The common theme, regardless of their credit history, is that they are having difficulty with their credit commitments.

    What’s also true is that there’s always a ‘why’ that differentiates us and our lenders when we listen and take a ‘common sense’ approach. Last but not least, my team and I are fortunate to be able to help clients find sustainable solutions that work for them.

    The fact is that for an extended period the rate of inflation was kept under control. Additionally, many people have felt the benefits of reduced travel costs and discretionary spending throughout the pandemic. Now, with a jump in the rate of inflation and life as if it is returning to normal, people will feel the financial and emotional strain of many challenges hitting them all at once.

    For this reason, we believe it is essential that all mortgage intermediaries actively review and explain the options to consider when it comes to debt consolidation, whether with a mortgage, a second mortgage or an unsecured loan.

    The yoghurts are good in all seasons, they work equally well in the hot Indian summer


    The Indian summer months can be trying. Heat and sweat can kill the spirit of the toughest. Add to that dehydration and life can be tough. Besides, these can also lead to health problems. One of the ways to deal with this is to keep our internal system cool. And one of the best and most effective ways to do this is to include sour milk in your diet.

    In recent years, we often hear about yogurt. What is that? It is often thought to be curd in another form. Yogurt is a dairy product made by fermenting milk with a yogurt culture. It provides protein and calcium, and it enhances healthy gut bacteria. Like curd, it is also ideal to consume during the summer months and also has many digestive benefits. Yogurt is therefore a super complete food.

    There are many options available today in the market and the good news is that many are also available on online platforms like Amazon. So you can now order them online – just pay attention to their expiry date and order accordingly.

    If we’ve convinced you to give it a shot, here are some options to consider.


    This yogurt is high in protein and low in sugar percentage. It contains no added preservatives or colorants; just fresh fruit. It follows a traditional Greek recipe and is made in small batches. This gives it an incomparable taste and texture. It is a versatile product and can be consumed at any time of the day. It’s also a perfect snack, meal side dish, and a good ingredient for smoothies, breakfast bowls, salads, dips, and more. The good news is that it is also available in a multitude of different flavors such as mango, strawberry, blueberry, and peach. Apart from these, it is also available in its natural form without any flavor.


    There is another company that makes yogurt using a traditional Greek recipe. This yogurt is also low in fat and high in protein; it’s delicious and thick. It uses natural ingredients and contains no preservatives. This yogurt is also available in a multitude of flavors such as vanilla bean, blueberry, strawberry, mixed berry to name a few. Apart from these, it is also available as plain yogurt with fruit flavor. Fruit yogurt contains up to 100 million probiotics.


    This brand also produces yogurt apart from other dairy products. It is made from real fruit. In addition, it does not contain any preservatives. It is available in raspberry flavor and is a healthy snack option.


    Now, if you are one of those who beware of buying ready-made products, so perhaps it is ideal for you to prepare it yourself. The good news is that there are yogurt culture capsules available online, using which you can make great yogurt at home.

    This brand’s vegan yogurt culture contains 30 capsules and each capsule makes 500ml of yogurt. It can even be consumed directly. This product contains a mixture of several good bacteria.

    At Hindustan Times, we help you stay updated with the latest trends and products. Hindustan Times has an affiliate partnership, so we may get part of the revenue when you make a purchase.

    Demystifying the diagnosis of “excited delirium” for deaths in police custody


    For decades, the term “excited delirium” has been misused as a catch-all medical diagnosis for people who have died in police custody, despite having no legitimate scientific roots, according to a new investigative report.

    Although delirium and its subtypes are recognized by the International Classification of Diseases and the Diagnostic and Statistical Manual of Mental Disorders (DSM-5), there is no clear definition or diagnostic standard for “excited delirium”. Likewise, neither the American Medical Association nor the American Psychiatric Association recognizes the validity of the diagnosis, Harvard neurologist Altaf Saadi, MD, MSc and colleagues reported.

    During a virtual roundtable on the report, published together with a commentary on it in The Lancet, Saadi called excited delirium a “practical diagnosis” because the symptoms that are believed to be indicative of the disease are quite varied. Restlessness, confusion, hallucinations, elevated temperature, rapid heart rate and profuse sweating are just a few of its supposed symptoms – all of which may be characteristic of many other medically valid conditions and disorders.

    “Law enforcement can use it to describe virtually anyone with a wide variety of underlying conditions, exhibiting a wide variety of symptoms shared by many common conditions, justifying the use of super-aggressive tactics “, said Saadi. “So what [it can be used] hiding behind medical terminology that shifts the blame from the person exerting the force to the person who is dying.”

    The report, published by Physicians for Human Rights (PHR), a US-based nonprofit, details the history of the term as being almost always used to describe black and brown Americans who have died in police custody. Thus, they argued, the term “cannot be disentangled from its racist and unscientific origins”.

    “Excited delirium” was first coined by pathologist Charles Wetli, MD, with psychiatry professor David Fishbain, MD, in the early 1980s. Saadi’s group wrote that Wetli used the false diagnosis to explain how more than 12 black women – alleged sex workers – have died in Miami after using small amounts of cocaine.

    When a 14-year-old girl was murdered under similar circumstances with no cocaine in her system, Wetli’s supervisor concluded that all of the women were murdered. A serial killer was later tried and found guilty of these crimes. But even as alternative causes of death were discovered and proven, Wetli apparently continued to push the “excited delirium” theory, arguing that the combination of sex and cocaine must have contributed to their deaths.

    “I have a hard time accepting that you can kill someone without a struggle when they’re on cocaine…cocaine is a stimulant. And those girls were resourceful,” Wetli reportedly said.

    “Seventy percent of people who die of coke-induced delirium are black men, even though most users are white. Why? It might be genetic,” he added, according to the PHR report.

    The term was given new life in 2007, when Taser International – the company behind the hand-held Taser and stun guns, now called Axon Enterprise – purchased and distributed numerous copies of a book titled excited delirium syndrome, written by Vincent Di Maio, MD, a pathologist who testified on behalf of Taser/Axon. The book, the PHR report says, was distributed at conferences attended by medical examiners and police chiefs.

    The diagnosis has been attributed to a number of people of color who have died at the hands of police forces in recent years, including Manuel Ellis, Elijah McClain, Natasha McKenna and Daniel Prude. He also appeared as a defense for Derek Chauvin’s murder trial for the death of George Floyd.

    A survey conducted by the Austin American Statesman found that more than one in six of the 289 deaths in Texas police custody from 2005 to 2017 were attributed to “excited delirium”. A report of Florida today showed that of the 85 deaths attributed to “excited delirium” since 2010, 62% involved the use of force by law enforcement.

    When University of California, Berkeley law and bioethics professor Osagie Obasogie, JD, PhD, conducted a review of available databases, he found 166 in-custody deaths attributed to “excited delirium” from 2010 to 2020. Of these, 43.3% were black; Blacks and Latinx people together accounted for at least 56% of those deaths.

    During the PHR panel, Joye Carter, MD, medical examiner and the first black American woman to be appointed as the chief medical examiner in the United States, explained why she had never used the term in her many years on the job.

    “My training was, if you had someone who died…with documented activity such as attraction to shiny objects, elevated body temperature, inability to relate to their physical surroundings, possibly enduring pain , but then you found the cocaine in their system, which was called ‘complications of cocaine use’ or even ‘cocaine psychosis’,” Carter said. “The use of ‘excited delirium’ takes away the ability to carry out a neutral and factual investigation into the death.”

    Scholars have recounted the death of Martin Harrison in 2010 as an example of the consequences of the term. Harrison was arrested in Oakland, Calif., for jaywalking; officers discovered an outstanding warrant for failing to appear in court for another offense and took him into custody.

    Harrison, who was visibly intoxicated at the time of his arrest, told a nurse on admission that he drank daily and had previously experienced alcohol withdrawal. Although he knows it, he was sent to a cell without any medical treatment. A few days later, he began experiencing symptoms of severe alcohol withdrawal, also known as delirium tremens, which can be treated with medical intervention. According to the report, Harrison’s hallucinations brought 10 deputies to his cell, where they then restrained and beat him to death.

    In the ensuing trial against Alameda County, both Di Maio and Wetli were called as expert witnesses. Although neither party disputed that Harrison suffered from delirium tremens at the time of his death or that he had been badly beaten, Wetli still clung to his “excited delirium” theory. In his testimony, Wetli said Harrison’s death was a “classic example of death due to excited delirium.” The case was settled for $8.3 million after an 8-week trial.

    The PHR report concluded with a number of recommendations, including the implementation of alternative emergency responses for people in crisis. They also called on the American College of Emergency Physicians to reconsider its position on “excited delirium” and rescind its previous white papers that supported the term as its own diagnosis, separate from other types of delirium.

    “There is a growing recognition in the medical community that this is something we need to talk about more,” Saadi said.

    • Kara Grant joined MedPage Today’s Enterprise & Investigative Reporting team in February 2021. She covers psychiatry, mental health, and medical education. To follow


    All authors have stated that they contributed to the PHR report, “Excited Delirium and Deaths in Police Custody: The Deadly Impact of a Baseless Diagnosis”. No other conflicts of interest were disclosed.

    Military Suicide Prevention Efforts Are Failing, Pentagon Acknowledges


    Defense Department officials on Wednesday acknowledged shortcomings in their suicide prevention programs as the number of lives lost through self-harm in the ranks continues to rise.

    “Trends are not going in the right direction,” said Karen Orvis, director of the Defense Department’s office of suicide prevention. “Over the past two years, we have seen a slight decline nationwide [in suicides] for our American population, but that does not apply to [the military.]”

    Despite many new suicide prevention initiatives from military leaders in recent years, active duty suicides have increased every year from 2015 to 2020, according to Department of Defense data. The total number of deaths by suicide increased by more than 40% during this period.

    More than 4,800 military personnel have died from suicide since 2014, a figure that is double the total number of soldiers killed in action during Afghanistan’s 20-year war.

    On Wednesday, defense officials faced direct questions from lawmakers about why they haven’t seen improvements and whether the programs are working.

    “The military’s suicide prevention effort is failing, and we need to find out why,” said Rep. Jackie Speier, D-Calif. and chair of the military personnel committee of the House Armed Services Committee.

    “It’s not just numbers. These are soldiers who were ready to die to defend our country, but who committed suicide.

    Richard Mooney, acting deputy assistant secretary of defense for health services, told lawmakers that top leaders are “working through a host of actions that will increase behavioral health care, research that examines [suicide] factors and a large number of other elements” in response to the persistent problem of suicide.

    The Department of Defense is also looking to expand its secure storage efforts in an effort to educate more military members about gun safety. Firearms are the most common method of suicide among soldiers and veterans.

    But Mooney and Orvis recognized that the causes of suicide are varied and complex, making it difficult to develop comprehensive solutions to the problem.

    “We work closely with the military services to leverage our suicide prevention work and guide the department’s efforts,” Orvis said. “We are also taking comprehensive steps to ensure that all individual service level programs are evaluated for their effectiveness.”

    But outside advocates said the department could still do more to mitigate the risk to service members.

    Beth Zimmer Carter, an Army veteran who lost her son, Chris, to suicide in 2015, said she found broad issues within services around bullying, referral for mental health injuries and a lack of focus on the issue of suicide threats.

    “We identified a lack of communication between the mental health and leadership offices,” she said. “Mental health care providers told us they were afraid to talk to leaders about some of these issues. And some said that even if they did [intervene]others might retaliate more against these troops.

    Bonnie Carroll, president and founder of the Tragedy Assistance Program For Survivors, said officials need to take a tougher line against this type of behavior if they want to save more lives.

    “Those who stigmatize care, harass, bully, isolate or unfairly punish service members interested in their mental health care must be held accountable,” she said. “And leadership must endorse help-seeking behavior as a sign of courage and strength and prioritize mental fitness.”

    Defense officials said they are working on those improvements. Lawmakers said they weren’t moving fast enough.

    “We need to do more to address suicide in the armed forces,” said Rep. Mike Gallagher, R-Wisc., a senior staff panel member. “We cannot accept a new normal. We must do better.

    Service members and veterans in a mental health emergency can contact the Veterans Crisis Line at 1-800-273-8255 and select option 1 for a VA staff member. Veterans, troops or their family members can also text 838255 or visit VeteransCrisisLine.net help.

    Leo covers Congress, Veterans Affairs and the White House for Military Times. He has covered Washington, DC since 2004, focusing on military personnel and veterans policies. His work has earned him numerous accolades, including a 2009 Polk Award, a 2010 National Headliner Award, the IAVA Leadership in Journalism Award, and the VFW News Media Award.

    Delicious flowering! : a beginner’s guide to cooking with flowers, from delicate crushed roses to tasty tangy chamomile salt | Food


    Bringing flowers in the kitchen – in a recipe, not in a vase – is a way to add a splash of flavor, as well as a feast for the eyes. Cassie Winslow loves flowers – “they are so magical and special. They’re just a wonderful part of our world” – and have been using them as an ingredient for about a decade. The edible flower trend has been blooming for several years but, for many of us, the idea of ​​chewing on petals, instead of admiring them, is still taking a leap. Winslow’s new book, Floral Provisions, guides you through the edible flower garden. “If you love flowers, this is just another way to incorporate them into your life,” she says. Here are his tips for doing so.

    Know Your Edibles

    Just as you won’t be grazing old leaves instead of lettuce, some flowers are completely inedible. Blame Instagram, which hosted the edible flower trend, for promoting poisonous, even life-threatening flowers — like rhododendron — shown adorning smoothies and puddings. Edible flowers include lavender, roses, hollyhocks, pelargoniums, nasturtiums and pansies. Some look alike – jasmine is fine, but false jasmine is poisonous; you can eat the flowers of the peas, but not the sweet peas. Anyone allergic to pollen should avoid them all.

    Develop your own

    Winslow grows a range of edible flowers, but if you don’t have a garden, many edibles, such as pansies and violas, can be grown in planters. If you already have a vegetable garden or are growing herbs, pay attention to the flowers they produce, such as chives and mint; vegetables, like kale, produce flowers once they’ve bolted, the stage before going to seed. It’s critical, Winslow says, not to use pesticides or other chemicals on the flowers you’re growing to eat. And don’t eat cut flowers or flowers from garden center plants (or follow the advice of the Royal Horticultural Society and grow them for at least three months, to reduce the impact of any chemical residue), as they will almost certainly have been treated. If you’re picking, the usual rules apply: identify what you’re picking, don’t take too much, and be careful where you pick; avoid roadsides, areas that may have been sprayed with pesticides and herbicides, and areas frequented by animals.

    Pumpkin soup is suddenly gorgeous when topped with violas. Photography: Westend61/Getty Images

    Buy edible flowers

    Many online vendors sell fresh and dried flowers, and some supermarkets stock them. Winslow loves farmers’ markets and health food stores, where she’s found more unusual flowers like rosemary or broccoli blossoms, saying, “There are so many different options now.” You can use the dried flowers sold as herbal tea – almost all supermarkets carry chamomile tea (just cut the tea bags) and you can find others like hibiscus, jasmine and rose.

    A pinch of salt

    Winslow’s Chamomile and Rose Salts are an easy way to incorporate flowers into everyday cooking. Mix 5 g of dried flowers (crushed into small flakes, but not powder) with 100 g of fine sea salt. Ideally, leave it for a week to infuse the flavor, but you can use it right away. She uses both in everyday cooking. Chamomile salt — it has a honeyed, grassy flavor, she says — goes on eggs, potatoes, and as a seasoning for chicken and pasta dishes. She keeps a jar of rose salt on her counter and it’s used “in soups, on fries, sprinkled on poached eggs, on chocolate chip cookies or chocolate ice cream.” It doesn’t quite taste like rose, she says, adding, “It’s very subtle and there’s a visual component to it that’s really lovely.” Both salts are good on the rim of a cocktail glass, she says.

    Mix the flowers with salt to season savory dishes.
    Mix the flowers with salt to season savory dishes. Photograph: Frank Hecker/Alamy

    keep it sweet

    Another pantry staple is sugars and syrups made from edible flowers for use in baking, Winslow says. Fresh flowers can add too much moisture to salts and sugars, making them clumpy, so better suited for syrups. Her recipe for “garden party sugar” is “like nature’s confetti”, and is easy to make: mix a tablespoon of hibiscus, chamomile, lavender, rose and calendula with 200 g of sugar from cane. Use it in cakes and cookies just like you would regular sugar – Winslow recommends it for sprucing up pancakes. To make lavender syrup, which Winslow likes to drizzle over ice cream or cakes, as well as in cocktails and iced coffee, combine 200g granulated sugar, 10g lavender and 120ml filtered water over medium heat until to dissolution. Cook for another five minutes or so until thickened, then cool and strain through a sieve. She also recommends infusing honey with dried flowers.

    A single edible flower frozen inside an ice cube beautifies a clear drink.
    A single edible flower frozen inside an ice cube beautifies a drink. Photograph: Frank Hecker/Alamy

    Taste it first

    Too much floral power can be overwhelming and even cloying, so it’s worth doing a taste test to check for strength – dried flowers are generally stronger than fresh, but taste can vary between growers and batches. The idea, Winslow says, isn’t to make everything taste lavender or rose (unless you want to), but to add a subtle extra dimension. For example, the first time she added chamomile salt to scrambled eggs, her husband said how good it was, but he couldn’t tell it was chamomile. “It’s not overwhelming like, ‘It’s chamomile eggs, that’s weird.’ It’s just a subtle flavor that’s different from what you’re used to.

    Freshly baked foccacia – you can also knead flowers into pizza dough.
    Freshly baked foccacia – you can also knead flowers into pizza dough. Photography: Magdalena Bujak/Alamy

    Progress Beyond Puddings

    While the flowers work particularly well in drinks and desserts, Winslow likes to add them to savory dishes. They can be baked in pizza dough and flatbread, and she makes flavored cheese crackers with three tablespoons of dried calendula and a teaspoon of rose salt. “You see these lovely little petals that are baked into the crackers, and there’s a bit of spiciness that comes with the calendula.” Calendula is also added to a Gouda cheese and bacon quiche. “Nasturtium is a bit spicy, so I like to use it in savory dishes,” she says. “It can be very good in salads or squeezed into pancakes.” Mix fresh flowers into soft cheese or butter for lovely sandwiches or to spread on toast.

    Flowers all over

    Some flowers veer towards more style than substance, lacking flavor but pleasing to the eye. “Why not add a little touch of beauty to everyday food?” said Winslow. “Seeing a little sprinkle of petals on something like a poached egg, or something you eat regularly, really brightens up your day.”

    Floral Arrangements: 45+ Sweet and Savory Recipes by Cassie Winslow is published by Chronicle Books, £13.99. To buy a copy for £12.17 go to guardianbookshop.com

    Scottish factory owners call for postponement of diesel changes


    The association had issued guidelines for its members ahead of new legislation on April 1, which will remove the construction sector’s right to use red diesel and discount biodiesel. But with the situation in Ukraine escalating, he is now asking the government to delay the implementation of this legislation.

    Scottish Plant Owners Association chairman Callum Mackintosh said: “The removal of the construction sector’s right to use red diesel and cut price biodiesel is, I believe, the first in a series of changes major events that will affect our industry and our environment forever. As we do all we can to help members prepare for this major change, I think the government should revise its plan in light of the escalating situation in Ukraine.

    “Fuel prices have soared in recent days to as high as £1.50 + VAT (£1.80) per liter for white diesel in parts of the UK. This is another hammer blow for the plant industry. We simply cannot sustain this brutal fuel price inflation and the industry urgently needs a postponement of the April 1 implementation date. The SPOA therefore wrote to the Chancellor of the Exchequer asking for a delay.

    The guidelines, issued to members and posted on the trade association’s website, have been drawn up in conjunction with HM Revenue & Customs and walk members through a step-by-step guide on how to prepare for the changes.

    SPOA said what plant owners and operators need to know at a glance is that:

    Related Information
    • Businesses that currently use red diesel but will no longer be entitled to it after April 1 should therefore plan to empty their vehicles and machinery of fuel and deplete existing stocks in storage by that date.
    • After April 1, companies must always check the fuel in the tank before starting to operate. This can often be done visually at the water separator. If red diesel is found, companies should not use the plant or equipment until they have flushed the tank and refilled with the correct fuel, and evidence should be kept proving this has been done .
    • Companies should ensure they have the following documents if HMRC needs to assess whether the plant or equipment has been filled with the correct fuel: receipts or invoices for the purchase of fuel, plant hire contracts or equipment, race plans and driver/operator time sheets .

    Rebated fuel will only be permitted for use in vehicles and machinery used for certain defined agricultural, horticultural or forestry purposes.

    HMRC does not allow any ‘dual tank’ fuel system allowing a vehicle/machine to switch between fuel with and without discount.

    The SPOA guide also contains detailed information, including an analysis of alternative fuels.

    Mackintosh added: “These guidelines have been circulated to our members and can be downloaded from our website. I urge members, and even non-members, to take the time to read it. For example, there are plenty of tips on what steps you can take to help prevent fuel theft, a huge concern for the industry. SPOA is here to help, and we are happy to answer any questions you may have.

    “Regardless of any delay in implementing the legislation, the removal of the right to red diesel should spur SPOA members and the industry as a whole to operate more efficiently, consider alternative fuels, take into account our impact on the environment and the future of our industry. It might even be the catalyst we need to raise our own prices. Alternative fuel equipment in the very near future will cost more – something between 15% and 200% – so something has to change.

    You have a story? Email [email protected]

    Ukrainian invasion adds chaos for global supply chains


    And if the conflict drags on, it could threaten the summer wheat harvest, which turns into bread, pasta and packaged food for large numbers of people, especially in Europe, North Africa and the Middle East. Food prices have already soared due to global supply chain disruptions, increasing the risk of social unrest in poorer countries.

    On Tuesday, global shipping giant Maersk said it would temporarily suspend all shipments to and from Russia by sea, air and rail, except for food and medicine. Ocean Network Express, Hapag-Lloyd and MSC, the other major global shipping carriers, announced similar suspensions.

    “War only makes the world commodity situation worse,” said Christopher F. Graham, partner at White and Williams.

    Jennifer McKeown, head of global economics at Capital Economics, said the global economy appeared relatively insulated from the conflict. But she said shortages of materials like palladium and xenon, used in the production of semiconductors and automobiles, could add to those industries’ current difficulties. Semiconductor shortages have halted production at auto factories and other facilities, fueling price increases and weighing on sales.

    “It could add to the shortages we are already seeing, exacerbate those shortages and end up doing more damage to global growth,” she said.

    International companies are also trying to comply with the extensive financial sanctions and export controls imposed by Europe, the United States and a number of other countries that have clamped down on the flow of goods and money in and out. from Russia.

    Within days, Western governments decided to block some Russian banks from using the SWIFT messaging system, limit the Russian central bank’s ability to support the rouble, halt shipments of high-tech goods and to freeze the global assets of Russian oligarchs.

    Maldives Adventure Guide – Coveteur: Closets, Fashion, Beauty, Health & Travel


    Overwater villas, private pools, a personal concierge, exquisite dining, and unique spa services all seem like the perfect recipe for a dreamy honeymoon. While the Maldives undoubtedly offers an idealistic escape for lovers, JOALI Maldives and its newly opened, wellness-focused sister property JOALI BEING, are changing the hospitality scene on their two secluded islands just 40 minutes away. by seaplane from the country. capital island of Male.

    From JOALI’s first eco-luxury resort, as your seaplane descends over the Indian Ocean, you immediately feel a sense of well-being as you gaze at the expansive promenade connecting the 49 overwater bungalows to the mainland where the resort center is located. the station. 24 private beachfront villas. The architecture of the resort blends harmoniously with its natural surroundings with thatched roofs and flowing lines that take advantage of the turquoise waters as a backdrop.

    While you’re perfectly content not to leave your private villa or beachfront residence, JOALI offers endless amenities scattered throughout the property’s mainland. A few minutes’ bike ride along the winding promenade, surrounded by native vegetation and endless stretches of white sand beach, you will find the resort’s four restaurants and organic garden, main swimming pool coupled with a bar and lounge area. cigars, a fitness center and an exclusive spa. , a ceramic studio, a tennis court and a marine adventure center that offers every possible amenity or activity that guests could want, from jet skis to paddle boards to snorkeling equipment, kneeboards, navigation options, and the list goes on.

    With endless amenities and an incredibly remote location, the inevitable environmental impacts are heightened in such a valuable part of the world. JOALI fully understands their responsibility when it comes to maintaining the environment they call home and have thought far beyond their single island. The resort employs a dedicated sustainability director who oversees efforts across the island while innovating their current efforts and developing new initiatives for maximum impact. Whether it’s working with local fishermen who practice rod fishing in an effort to protect the rich seas of the Maldives or their resident marine biologists who have developed a reef restoration project to nurture the surrounding corals of the island, sustainability is at the heart of JOALI’s operations.

    JOALI has also recently launched their new property just 15 minutes away by boat – JOALI BEING. A first of its kind in the Maldives, JOALI BEING is an immersive nature wellness retreat that gives you the opportunity to experience a transformative journey of self-discovery while finding the joy of weightlessness.


    maldives joali


    As soon as you arrive at JOALI BEING, you can immediately feel that the journey you are about to embark on will truly change your life. Staff gather to greet guests as they arrive at the architecturally notable arrival pier, Gate Zero. The design of the structure is inspired by the skirt of a Semazen dancer, the Turkish swirling dance which is a cultural form of active meditation and spiritual trance. Egos, and the greatest weight in the world, are meant to be left behind at Gate Zero as this moment sets the tone for the global journey.

    As you meander through the winding sand paths, thatched-roof structures begin to appear among the lush native plantings. On one side of the island, you will find a promenade connecting 35 overwater villas and 33 beach villas scattered throughout the secluded island. At the center of the resort are the four different dining options, a bespoke tea bar in place of a traditional liquor-heavy bar, the country’s largest fitness center and, of course, the largest spa and wellness center.

    Within the wellness center are various “transformation spaces” which form the heart of the resort. From Areka, the wellness center reception, you have the option of meeting privately for an integrative lifestyle or nutrition consultation that helps inform and organize specific treatments throughout your stay. In addition to integrative consultations, you can also see resident Ayurvedic or Chinese medicine practitioners for a more in-depth review of your well-being.

    As you move through the resort’s wellness sanctuary, you’ll find uniquely structured treatment rooms scattered throughout as well as Kaashi, the hydrotherapy room that honors the tradition of water healing. The particularly unique space offers treatments such as a traditional Turkish hammam, watsu, Russian baya, Aufguss sauna, Himalayan salt inhalation room, and sensory deprivation room.

    In between treatments, and as clients seek to refuel, the culinary options offered by JOALI BEING are simply exceptional, focusing on a ‘farm to table’ concept. At FLOW, you’ll find an open-plan dining space with three signature cuisines offering vegetarian and vegan options, a dedicated pescatarian selection, and a JOALI BEING blend of local flavors. For breakfast, FLOW offers an endless assortment of fresh fruit, local yogurts, artisan pastries and freshly squeezed juices, as well as an appropriate menu of traditional breakfasts with a conscious twist. By the main pool, guests can dine casually at Mojo, the dedicated lunch restaurant that serves hearty, light meals. Each menu of the different restaurants also includes a key that customers can refer to when considering which of the four pillars they are focusing on for the holistic wellness experience.

    While there are distinguished (and welcome) differences between JOALI Maldives and JOALI BEING, a passion for crafting exceptional vacations for travelers is felt at both properties through attention to detail and thoughtful offerings. ‘another world. A truly choose-your-own type of destination paired with the remarkable backdrop of the turquoise Indian Ocean make this an unforgettable experience that hopeful guests should consider more than just a romantic getaway, but simply to revel in. of the joy of living and of experiencing the joy of weightlessness.

    Zip to buy Sezzle in BNPL consolidation deal [ASX:Z1P]

    Zip to buy Sezzle in BNPL consolidation deal [ASX:Z1P]

    Meta Description: Zip Co Ltd [ASX:Z1P] is about to acquire other BNPL shares Sezzle Inc. [ASX:SZL] in an all-certificate deal valuing Sezzle at $491 million.

    First it was Block Inc.it’s [ASX:SQ2] historical acquisition of Afterpay Ltd [ASX:APT].

    So it was Humm Group Ltd. [ASX:HUM] sells its BNPL division to Latitude Group Holdings Ltd [ASX:LFS].

    And finally, after months of rumored talks, Zip is set to acquire Sezzle.

    Consolidation of the crowded – and depressed – BNPL market is underway.

    Source: Tradingview.com

    Zip and Sezzle offer: the essentials

    • All-stock deal with SZL shareholders entitled to 0.98 Z1P ordinary share for each Sezzle share
    • Total consideration for Sezzle shares values ​​Sezzle at approximately $491 million
    • The $491 million deal values ​​SZL shares at a 22% premium based on Feb. 25 spot prices and a 31.7% premium based on a volume-weighted average price over 30 days.
    • Upon closing of the agreement, Z1P shareholders will own approximately 78% of the combined group, while Sezzle shareholders will own the remaining 22%.
    • Zip to undertake fundraising via institutional guaranteed placement to raise approximately $148.7 million
    • Zip plans to raise an additional $50 million through an unsecured stock purchase plan

    BNPL users travel the world

    Source: Zip

    Zip and Sezzle team up: the big questions

    Both stocks suffered from deteriorating investor sentiment regarding the once-hyped BNPL sector.

    Over the past 12 months, Z1P shares are down 79% and SZL shares are down 81%.

    The acquisition therefore raises some questions.

    Why does Zip management think they need Sezzle’s assets? And why now?

    What can Zip do with Sezzle that he can’t achieve alone?

    What is the benefit for existing Zip shareholders, especially when the next capital increases will lead to significant dilution effects?

    Did Zip pay a fair price or was the premium too high?

    If the name of the BNPL game is volume – increasing total trading volume enough until it reaches a magical critical mass – will adding Sezzle’s network of customers and merchants be enough?

    The two BNPL shares summarize the reasons for their merger in the table below:

    sezzle to improve zip payment

    Zip said the deal is ‘should be accretive to revenue per share and accretive to EBITDA per share in FY24F.

    Additionally, Zip believes the deal has the ‘potential to realize significant cost synergies and opportunities to increase revenue and margins with EBITDA benefits of up to $130 million EBITDA in FY24.

    So there is the potential of financial benefits…in the distant FY24.

    Is this enough to sway investors who have become increasingly skeptical of the industry?

    And will the “cost synergies” be sufficient for a company known for its high consumption of cash?

    In a timely reminder of the expensive nature of buy now, pay later, Zip added another announcement to its acquisition update… its H1 FY22 results.

    While Zip saw record transaction volume of $4.5 billion (up 93%), the revenue margin was a modest 6.7%… with interest rates (and an increase in the cost of capital) imminent.

    While revenue increased during the period to $301.3 million, bad debts and expected credit losses also increased.

    Bad debts and expected credit losses increased from $29.5 million to $148.3 million.

    In other words, bad debt accounted for 49% of Zip’s operating revenue in the last six months.

    Zip ended the semester with a net loss of $214.3 million.

    During the period, Zip also reported:

    Cash trading margin declined to 2.1% (vs. 3.7% in H1 2021), reflecting higher bad debt costs reflecting current credit headwinds as well as an increased weighting in favor from the rest of the world.

    Now, if you’re interested in fintech stocks, check out our report on three new small-cap fintechs with exciting growth potential.

    Click here to find out more.


    Kiryll Prakapenka,

    For silver morning

    Helpful Ideas for Running Your Long Distance Logistics Business


    Delivering goods across the country or overseas requires a skilled hand and a sharp mind in the control room. Having great and experienced drivers helps a logistics company tremendously, especially those with excellent working knowledge of the areas they will be passing through. However, without proper back-to-base management and guidance, road closures and reroutings can cause countless problems, especially during strictly time-critical and emergency deliveries. To help you, we’ve put together our best ideas for running a logistics business, especially one that operates over much longer distances.

    Schedule issues
    When it comes to leading a fleet on the map, one of the best things to do is to expect the unexpected. Traffic accidents, road works and general delays should always be taken into account, and keeping your eye on the ball as a logistics manager is essential for the efficient operation of your entire fleet. Implementing a contingency plan is useful for any business, and one that aims to help you and your team resolve issues that logistics businesses may face is a great move. Knowing alternate routes at the start of each trip, for example, will allow you to effectively redirect your drivers before they get stranded, causing further delays. It is also worth planning for issues that arise with your drivers and your vehicles themselves, such as breakdowns or health issues, in which you can then send a backup driver to take over.

    Use the right technology
    The use of technology is very important when managing a fleet, especially one that is large and travels long distances. The regulations state that all your vehicles have a tachograph, of course, but being able to analyze this data can be tricky, especially if you have an analogue tachograph. It is worth installing a digital device instead, which allows remote downloading of the tachometer. Using the tachograph and driver card download, such as those offered by FleetGO’s analytics software, means you can gather and record the speeds and distances of all the vehicles in your fleet on the move.

    Choose the best routes
    Especially when it comes to long-distance logistics, choosing the right routes is so important. Not only does this reduce the delivery time as much as possible, ensuring that your customers are as satisfied as possible with your service, but it also reduces costs as well as your carbon footprint. Not only should efficiency and cost-effectiveness be considered, but the safety of your drivers and other people on the roads should also be. If you send your trucks down narrow, winding country roads as a shortcut, you have to remember the increased risk to the safety of your driver and those around him. Choose the best and safest routes possible to minimize accidents and reduce costs.

    Consider automation
    In addition to useful tachograph download technology, it is important to try to keep up with other developments in the digital age. Companies around the world are implementing new technologies into their business models, and those that enable increased automation can dramatically improve the efficiency, effectiveness and productivity of your logistics business. Implementing technology that automates your customer services as well as technology that can compile all the raw data for your deliveries and assignments will allow you to streamline your processes and ultimately improve your service for your customers.

    Are new luxury living plan communities better value than property?


    It’s easy to overlook the true costs of a home you’ve lived in for many years, according to successful aging expert Jim Moore. After all, it’s up to you and it’s all paid for. Moore states in an article in McKnight’s Senior Living, “A serious mindset flaw is how seniors view their true current cost of living. Seniors still cannot accurately estimate their current monthly cost of living. They often overlook one-time expenses such as property taxes, home insurance and home repairs. This serious misconception often leads to sticker shock when discussing the cost of living for seniors.

    Luxury with hidden value

    Hidden behind the resort-style amenities and services of Naples’ new community lies a well-kept secret. Most people who move into Moorings Park Grande Lake actually find it comparable to their current cost of living.

    Vice President of Moorings Park Communities, Tom Mann, observes: “People who come to our communities come from some of the best communities in the country, so the fact that they are currently paying substantial maintenance and taxes shouldn’t come as a surprise. In your house, you write checks for everything…property taxes, home repairs, landscaping, garbage, hydro, neighborhood association fees…I could go on, but you get the idea. At Moorings Park Grande Lake, you have no property taxes and one check covers almost all of your living expenses. Plus, it includes a concierge doctor, as well as assisted living and memory care, should you ever need it. And because the IRS considers the expenses associated with living in a Community Life Plan to be prepaid health benefits, there are some healthy tax deductions too! »

    Private label lives at its best

    The 55-acre luxury community offers a variety of carefully designed floor plans ranging from 2,776 to 7,863 square feet. Each home is impeccably appointed with undeniable attention to detail and craftsmanship, featuring private elevators, chef-inspired kitchens, and stunning views of a 28-acre lake and the Naples Grande Golf Course. Plus, all come with the most spacious verandas you’ll find in the area, paving the way for breathtaking sunsets.

    Entrance fees for residences at Moorings Park Grande Lake start at $1.65 million and are 70% refundable and, as Mann points out, a portion of that is tax deductible.

    High-end custom design takes center stage

    Moorings Park Communities’ partner in this community is London Bay Homes, the renowned local builder known for creating custom homes from Port Royal to Bonita Springs. With the help of London Bay Design Studio, residents enjoy a huge selection of stylish flooring, countertops, lighting options and more, all available to make you feel truly at home.

    “The quality of the lifestyle that our residents enjoy surpasses anything I have experienced in my career,” notes Moorings Park Grande Lake General Manager Katy Kurili.

    “When potential residents visit Lac Grande, they are always amazed by the beauty and scale of the homes and our incredible amenities. This is all true – but the true beauty of our community transcends all of this; the best part of Grande Lake is our amazing residents and partners. They are a big part of what makes this community so special.

    Full-scale clubhouse amenities

    Grande Lake made some serious waves when it recently opened the doors to its impressive 223,053 square foot lodge. The crown jewel of the community, the Clubhouse is unlike any other in North America. Offering resort-style amenities and residential living, it is perfectly designed to provide the perfect venue for delicious meals, a wide range of social activities and stunning views of the pristine lake.

    Inside the Clubhouse, three casual and fine dining restaurants await, offering a wide range of 5-star dining options. With Zest Café and Bistro, Savor 26 and BlueStone at your fingertips, there’s always something on the menu to tempt your taste buds.

    “When I show potential residents around the Clubhouse, they always notice that the beauty and scope of the building goes far beyond what they expected,” reports Gina Paris, Sales Manager of Grande Lake. “No other Life Plan community has a clubhouse like this. The beautiful decor, attention to detail, and sheer size of the building set the tone for the incredible lifestyle offered at Grand Lac,” Paris continued.

    Wellness and health care at its best

    Moorings Park Grande Lake also gets high marks for providing the kind of integrated wellness and healthcare that many baby boomers and seniors seek. The Center for Healthy Living®, also located in the Clubhouse, includes the Care 360 ​​program, which offers concierge doctors and personalized health care included in the residence. Supported living and memory care services are also included, should you ever need them.

    With certified personal trainers to guide you every step of the way, the fitness center is well equipped with modern pneumatic machines. The TrackMan Golf Simulator provides a great opportunity to work on your golf swing, and the Clubhouse’s cozy theater is perfect for enjoying movies, guest speakers, and a variety of special shows put on by the Grande Lake community.

    “All of our residents really appreciate the amazing programs that are offered,” said Katy Kurili, General Manager of Moorings Park Grande Lake. “We have fitness classes, yoga, personal training opportunities, cocktail parties, resident Olympics competitions, to name a few. The list is lengthened increasingly.”

    Moorings Park Grande Lake’s approach to health and wellness goes far beyond flashy fitness equipment and amenities. The community recently won the 2021 NuStep Beacon Award from the International Council on Active Aging (ICAA), recognizing it as one of the top 25 “Best in Wellness” communities in North America.

    “We are so proud to be honored with this award,” Mann said. “When building Moorings Park Grande Lake, we were determined to organize every detail of the community to ensure that our residents not only enjoyed an opulent lifestyle, but also had access to integrated wellness programs. and social activities that would keep them active and engaged for years to come.”

    Lavish lifestyle, convenient location

    Just 5 miles from downtown Naples 5th Avenue and just 4 miles from Naples’ beautiful Gulf of Mexico beaches, it was this scenic and lush property’s prime location that first caught the attention of the community builder, London Bay Homes of Naples.

    “When the property became available, we simply considered it the latest and greatest plot of land close to downtown Naples,” said Mark Wilson, CEO of London Bay Homes. “We thought it was really exceptional.”

    Lunch & Learn information event provides valuable information

    See for yourself! You are invited to visit Moorings Park Grande Lake for our Lunch & Learn event on Thursday, March 3 at 11:30 a.m. hosted by Tom Mann.

    “This Lunch & Learn event, being held at the Clubhouse, is the perfect opportunity to visit Moorings Park Grande Lake. You can experience all it has to offer for yourself,” Mann said. “The size and scope of the community must be seen to be truly appreciated. During the event, you will be able to visit the residences and the Clubhouse and obtain a lot of information on our equipment, our services and our rates. And, of course, you’ll enjoy a great lunch prepared by our amazing culinary team.”

    To register for the Grande Lake Luncheon, visit MooringsPark.org/Events or call 239-232-3903.

    Vegetables “as good as meat” with several health benefits


    JNestled in the northernmost region of India, the towering mountains of Kashmir have enveloped a rich centuries-old heritage, which is expressed through intricate art, architecture and poetry. But in this land of artists, dreamers, emperors and poets, there is so much more to explore and that journey often begins with a fragrant cup of Kahwa (Kashmir green tea) and a table full of royal Wazwan (a multi-course Kashmiri meal consisting of meat, rice and vegetables).

    Kashmiri cuisine continues to be a much underexplored culinary reserve and is generally known for its abundance of meat dishes. But few people outside the region know that the priceless gem of Kashmiri cuisine is not another rich and complex protein-based concoction, but the humble Nadrouor lotus stalk – also known as lotus root – indigenously grown across its scenic lakes.

    A porous, fibrous lake vegetable that was once commonly available, Nadrou has become an irreplaceable ingredient in traditional Kashmiri cuisine. From regular consumption to festivals, Nadrou earthy and fibrous texture has allowed it to be very versatile. To be cooked with green beans in dal, or fried in light and crispy street food called nadir monjethe Kashmiri lotus stalk, has over the decades become representative of the region, so much so that it has the power to replace the usually superior lamb in traditional yoghurt and a cumin-based dish called yakhni. Known as nadru yakhni, this dish is specially cooked during Nowruz, the Iranian New Year which is popularly celebrated in the Kashmir valley.

    A vegetable as good as meat

    Source (LR): Fun FOOD Frolic; golden pictures

    by Nadru discovery as a culinary gem dates back to the 15th century during the reign of the eighth Sultan of Kashmir, Ghiyas-ud-Din Zain-ul-Abidin. According to local tales, while riding a shikara on Gil Sar Lake outside Srinagar, the emperor was first introduced to the glow of a lotus plant. Harvested locally by his boatmen, the emperor was served a special evening meal with lotus stems or Nadru.

    Already captivated by the beauty of lotus flowers, Zain-ul-Abidin was shocked to know that the tasty and moist dish was made from lotus stem. Captivated by the striking beauty of the plant’s flower and the subtle and sophisticated taste of its stem, he decided to introduce the lotus to all the lakes of Kashmir, thus making it a delicacy accessible to all.

    Additionally, the chefs who migrated from the city of Samarkand in Uzbekistan to the valley during the 15th century invasion by Timur, a Turko-Mongol conqueror, used their spices and skills to enhance the brilliance of the ingredient like no other. Soon, from royal kitchens to ordinary households, Nadru began dominating the cuisines of Kashmir with its steamed, boiled, fried and spiced dishes.

    Due to its versatility, this food has become a symbol of Kashmir. It is said to be eaten by both Muslims and Pundits, especially during fasts. Its porous texture allows it to fully absorb all the rich spices and is an impressive alternative to mutton or beef while making kebabs, curries and yakhni. According to many in the region, it is a vegetable as good as meat!

    A medicinal bounty

    Woman in a boat harvests Nadru from a lake in Kashmir

    Beyond being a culinary gem, a lotus stem or Nadrou has several medicinal properties that considerably elevate its gastronomic importance.

    Low in saturated fat and cholesterol, it is also a rich source of dietary fibre, nutrients and minerals like vitamin C, vitamin B, vitamin E, potassium, thiamin, phosphorus, iron, copper, manganese and pantothenic acid. Known for being a fat-free vegetable, it’s packed with phytonutrients that help boost the immune system and reduce the risk of heart disease and stroke. With good vasodilating properties, Nadrou It is also said to improve blood circulation and help manage blood pressure. And with vitamin B complex and pyridoxine, Nadrou is known to help significantly reduce stress. The pyridoxine present in the lotus stem also helps improve overall heart health.

    Plus, the abundance of fiber helps prevent constipation and aids the digestion process. Eating it once or twice a week, for people with intestinal problems, is often considered beneficial.



    A seemingly simple vegetable grown locally not only in Jammu and Kashmir but in several parts of India and beyond, the lotus stem has proven to be a wonder both in terms of taste and health. But in this region which has survived several natural and man-made hardships, Nadrou continues to be savored as a bite of love and comfort.

    Recipe: Nadrou Yakhni

    Nadru Yakhni's dish, served in a white plate


    Lotus stem – 1 cup
    Curd – 2 cups
    Dry ginger powder – 1 tsp
    carom seeds (Ajowan)- 2 teaspoons
    Fennel seeds (Except), powder – 1 tsp
    Garam masala powder – 1 tsp
    Black cardamom (Badi Elaichi)- 2
    Cardamom (Elaichi)- 2
    Cloves (Laung)- 2
    The cinnamon stick (Cinnamon)- 1 inch
    Bay leaf (Tej Patta)- 1
    Gram flour (Besan)- 1 tablespoon
    Asafoetida (Hing)- 1/4 teaspoon
    Ghee – 3 to 4 tablespoons
    Salt, to taste


    Peel the skin from the lotus stems and cut them into thin strips. Rinse well with water and cook in a saucepan until tender. Be careful not to overcook or mash them. It should be cooked enough to hold its shape.
    Whisk the curds, water and besan in a thick paste.
    Heat 3 tablespoons of ghee in the pan and add the cumin seeds to splash.
    Pour in the curd and besan paste and bring to a boil over low heat for about 10 minutes.
    Add the cooked lotus stem and powdered masalas. Continue cooking over low heat for 5 minutes.
    Take another pan and melt the ghee. Add the cumin seeds and let them splash for a few seconds before adding the cinnamon, cloves, bay leaf and cardamom. Fry until aroma is released and sprinkle with asafoetida. Turn off the flame.
    Pour this tadka into the curd-besan sauce and mix well. Immediately extinguish the flame.
    Nadrou yakhni is ready and can be garnished with a sprinkle of dried mint before serving with naan.

    (Editing by Yoshita Rao)

    The selected image

    In Their Element: State, Congressional Leaders Hope to Establish Hydrogen Center in West Virginia | News, Sports, Jobs


    Long Ridge Energy’s terminal in Hannibal, Ohio is an example of how clean hydrogen can be used. (Photo courtesy of Long Ridge Energy)

    CHARLESTON — Economic development officials and congressional leaders believe West Virginia would be a prime candidate for a massive project to demonstrate the use of hydrogen in manufacturing.

    The West Virginia Hydrogen Hub working group held its first organizational meeting on Friday. Last week, Governor Jim Justice and three members of the state’s congressional delegation announced the creation of the task force. The task force includes U.S. Senators Joe Manchin, Shelley Moore Capito and 1st District Congressman David McKinley – the three congressional leaders who voted in favor of the Infrastructure Investment and Jobs Act. $1.2 trillion last year.

    “We all agree on that” Manchin said in a phone interview Thursday. “This is something we as West Virginians can do to help our country through the transition…we have a responsibility to continue to be creative and innovative and to use research and development for technology. .”

    “We have such a strong task force…I just think we understand the energy,” Capito said in a Friday afternoon phone conversation. “We can put together a working group made up of all kinds of stakeholders. We have a free flow of information between us which I think is really strong in addition to the fact that we have the natural resources and some of the geological formations that could really benefit a project like this.

    “What has brought this to the fore is increased diversification of US energy sources,” McKinley said after Friday’s meeting. “Hydrogen development has been on everyone’s mind for some time, but it needs a push from the federal government.”

    The task force will develop a plan for submission to the U.S. Department of Energy to bring one of four possible hydrogen hub projects to West Virginia. Each hub must demonstrate the production of clean hydrogen and demonstrate the use of clean hydrogen.

    “I feel good about the odds in West Virginia…We’re located in the heart of Appalachia where one of these hubs is going to go, so it’s to our advantage,” Capito said. “We have a natural gas mine. We are very pro-energy in this state. Hydrogen could get considerably cleaner, but it’s a great source for all sorts of things, whether it’s its power grid, its cars, its chemicals – small manufacturing end users.

    “I’ve always said you can innovate for a cleaner climate, you just can’t eliminate it,” Manchin said. “If people think they can just get rid of fossils and get rid of coal, natural gas, oil and whatever they don’t like and be purists, the rest of the world won’t follow us in this direction.”

    The federal project is funded with $9.5 billion from the Physical Infrastructure Bill. The program is divided into three projects: $8 billion for the Regional Hydrogen Hub program; $1 billion for the Clean Hydrogen Electrolysis program; and $500 million for the Clean Hydrogen Manufacturing and Recycling Program.

    “The genesis of all of this was the infrastructure bill,” said McKinley, who was one of 13 Republicans in the House of Representatives who supported the bill. “The bill on infrastructure provides the financial means and specifies the justification of the four poles. One of them is being in Appalachia where there is the largest gas production in Appalachia. I guess you can say that’s a code word for West Virginia.


    According to the Department of Energy, hydrogen is a clean fuel that can be used to decarbonize manufacturing processes, such as steel and metal production and heavy transportation. Hydrogen can also be used as a long-term fuel cell to store energy for future use.

    “Clean hydrogen is essential to cleaning up American manufacturing and reducing emissions from carbon-intensive materials like steel and cement while creating well-paying jobs for American workers,” US Energy Secretary Jennifer M. Granholm said in a statement. “We are seeking input from the American public on how to make scaling this clean, affordable source of energy a reality for the United States.”

    Hydrogen can be extracted from existing fossil fuels, such as natural gas (grey hydrogen) which accounts for more than three quarters of global hydrogen production according to the International Energy Agency. The gray hydrogen process always releases carbon dioxide into the atmosphere. Brown hydrogen uses coal and also releases greenhouse gases.

    However, the blue hydrogen process takes this carbon dioxide and pumps it underground through carbon capture and sequestration. Water electrolysis (green hydrogen) can also be used to extract hydrogen using clean energy sources, such as wind. Pink hydrogen uses electrolysis using nuclear energy.

    “If we can show how we can do what we’re doing now in a cleaner way with carbon use and sequestration, that’s the only thing that can clean up the climate more than anything in the world,” Manchin said.

    If hydrogen is promising, it is also very expensive. According to the IEA, the costs of fuels, such as natural gas, represent between 45% and 75% of the production costs of gray hydrogen. According to SPG Global, producing clean hydrogen can cost between $3 per kilogram and $6.55 per kilogram. Federal hydrogen demonstration projects aim to make the process less expensive.


    Mike Graney, executive director of the state’s Department of Economic Development, said West Virginia would be the ideal location to locate a regional hydrogen center.

    “There have been a number of interested parties who are definitely pursuing the concept of locating a hydrogen hub here in West Virginia,” Graney said. “We really feel like West Virginia is kind of ideally situated for a hydrogen hub. We have abundant natural gas and we have abundant coal, both of which can provide raw materials. We believe that we are potentially close to a number of potential buyers.

    One such potential beneficiary of a regional hydrogen hub is North Carolina-based steelmaker Nucor. The company announced last month that it would locate a steel mill in Mason County. Nucor uses electric arc furnaces to produce steel products and has set significant goals to reduce its production of greenhouse gases.

    Location is key. Any location for a regional hydrogen hub should have easy access to natural gas supplies with possible transition to renewable energy sources; salt, limestone and sandstone formations for carbon sequestration or hydrogen storage, and coal and natural gas power plants that can be retrofitted for hydrogen production or use.

    Other considerations include end users of hydrogen that may be located nearby, such as the steel, cement, and chemical industries; or use for power generation or backup power. Access to natural gas infrastructure and rail and river rights-of-way for transport is also essential.

    Graney said there may be as many as six viable sites in West Virginia working for a regional hydrogen center. According to a map compiled by the Department of Energy, the only places near West Virginia that produce clean hydrogen or have infrastructure in place border the Northern Panhandle. An example is the Long Ridge Energy Terminal in Hannibal, Ohio.

    “We are located near a number of major pipelines that could potentially transport hydrogen not far from a storage facility, we believe it makes tremendous sense to locate a facility here in West Virginia,” Graney said. “We continue to follow a policy of all of the above when it comes to energy production in our state, so that fits right in without a doubt as we look to advance a new form of energy development.”


    The timing of the hydrogen hub project comes as energy becomes a factor in the global market. Russia, a major global producer and supplier of natural gas, launched an invasion of neighboring Ukraine on Thursday. Many European countries depend on coal, natural gas and liquefied natural gas.

    “What underlines some of the urgency of this meeting has been underscored by what Russia has done in Ukraine,” McKinley said. “They have militarized the energy sector. We can deal with this problem in the long term and in the short term.

    Capito said the Russian invasion of Ukraine should be a wake-up call for the United States to wean itself off foreign sources of fossil fuels and become truly energy independent. The creation of hydrogen hubs is a step in this direction.

    “If there is a visible demonstration of why it is in our interest to be energy independent, it is what is happening in Ukraine and in Europe,” he added. Capito said.

    “Putin has a militarized energy” Manchin said. “He uses his natural gas. He uses his coal and oil reserves as a weapon to punish people who don’t submit to what he wants. The United States of America must do all it can to believe in the energy independence that we can provide for our country…and supply the rest of our allies and the world so they are not caught in this vice.

    Steven Allen Adams can be contacted at [email protected]

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    5 Face Oils for Nourished, Glowing Glowing Skin


    A boost of natural nutrition is what skin wants and facial oils are the best way to do it. An absolute all-rounder, facial oils play a dual role. They not only provide your skin with much-needed moisture and hydration, but also soften the skin, making it supple and plump. Infused with essential nutrients, facial oils penetrate deep into the skin and do their job. From Ayurvedic formulations and lightweight to non-sticky textures and more, we’ve compiled a list of the best face oils you can stock up on right now.

    Facial oils you must bookmark for nourished skin

    1. Ayuga 100% Kumkumadi face oil with saffron and lotus extracts

    A beauty product infused with the goodness of natural ingredients is what we all need. This Ayuga oil is formulated with the Ayurvedic recipe of blending natural oils and herbs like saffron and lotus extracts. It helps minimize dark spots and pigmentation, leaving skin clear and radiant. This oil is a great way to keep your skin hydrated and also improves the level of hydration.

    2. Nourish Mantra Vedic Elixir 8 in 1 Rejuvenating Facial Oil

    Nutrition is what skin needs and facial oils are a great way to provide our skin with much-needed hydration and nourishment. Infused with natural nourishing oils, this Nourish Mantra face oil helps hydrate skin and diminishes fine lines, age spots and signs of skin fatigue for firmer, younger-looking skin.

    3. Kimirica Squalane Oil

    This face oil from Kimrica is a water-based moisturizing oil, which has a super light texture and does not feel heavy on the skin when applied. It helps reduce redness and swelling. It also helps eventually neutralize the damage caused by UV rays.

    4. Plum Grapeseed Sea Buckthorn Revitalizing Face Oil

    This face oil from Plum is a unique combination of 100% vegetable oils that fights dryness of the skin and restores a natural and healthy glow. It comes with a non-greasy formulation and the blend of grapeseed and sea buckthorn facial oils work instantly to replenish lost nutrients so your skin has that radiant glow.

    (327 ratings and 1,639 reviews)

    5. Juicy Chemistry Face Oil Rich in Organic Fatty Acids and Vitamins

    This facial oil from Juicy Chemistry is infused with the goodness of red raspberry seed oil and is rich in vitamins A and E, antioxidants, omega 3 and 6, which ultimately protect your skin and improve its elasticity. It also helps reduce the visible signs of aging and contains natural SPF.

    Alternatives to Debt Consolidation Loans


    Debt consolidation loans are personal loans used to merge high interest debts such as credit cards, payday loans or other bills into a brand new fixed rate loan. After you receive the funds from this loan, they are used to pay off your other debts. If you pay off the loan on time, get a lower interest rate, and don’t incur any additional debt that you can’t handle, you might be able to pay off your debt faster and save a ton of money on interest.

    However, while using these loans is a good way to consolidate payments and hopefully lower the interest rate on your debt, there are several debt consolidation loan alternatives for people who don’t. may not qualify for a debt consolidation loan or those looking for lower interest rates. .

    Debt Consolidation Loan Alternatives

    A debt consolidation loan is not for everyone. Since debt consolidation loans are unsecured personal loans, lenders may have stricter eligibility criteria or the loans may not be large enough for the types of debts you are trying to consolidate. Here are some debt consolidation loan alternatives:

    1. Balance Transfer Credit Card: A balance transfer card allows you to transfer debt from other credit cards – usually credit cards from other companies only – or use a balance transfer check to combine other forms of debt into one 0% interest rate. This promotional low rate period typically lasts 12-21 months, and a good to excellent credit rating is required for approval. Once the introductory period is over, you will be responsible for paying the card’s standard interest rate on the remaining balance. Additionally, most cards will charge you a balance transfer fee on the total amount you transfer, usually 2-5%.
    2. Home equity loan or HELOC: Home equity loans and home equity lines of credit (HELOCs) allow you to borrow against the equity in your home. While a home equity loan has fixed monthly payments at a fixed interest rate, a HELOC works like a credit card and has a variable interest rate. Both can be used to consolidate high-interest debt, but you risk losing your home if you can’t pay them off. Also, both require you to have some equity in your home. In comparison to debt consolidation loans, home equity loans and HELOCs often have longer repayment periods, larger loan amounts and lower interest rates.
    3. Refinancing by collection: A cash-out refinance replaces your existing mortgage with a brand new mortgage for more than your current outstanding balance. You can withdraw the difference between the two balances and use it to improve your home or consolidate your debts. As with using a home equity loan or HELOC, you risk losing your home if you cannot repay your new loan.
    4. Debt settlement: Debt settlement takes place when you negotiate with your lender to pay less than what is owed to settle the debt. You can negotiate with the debtor yourself or pay a fee to a debt settlement company or lawyer to negotiate on your behalf. Even if you, a lawyer, or a business successfully negotiate a settlement, your credit score can take a hit.
    5. Bankruptcy: Filing for bankruptcy involves going to federal court to have your debts canceled or reorganized to give you time to pay them off. While you can pay off your medical debt, personal loans, and credit card debt in the event of bankruptcy, paying off your student loans and tax debt is incredibly difficult. Before choosing this alternative, keep in mind that your credit score will take a hit; it may take years for him to recover.

    The bottom line

    While using a debt consolidation loan to merge your high-interest debts might make financial sense if you can get a lower interest rate, it’s not your only option. In some cases, choosing an alternate route may be a better choice. For example, you might be able to get a lower rate by taking out a home equity loan, since it’s a secured loan backed against your home.

    However, it is also important to know the risks involved in choosing such an alternative. Shop around the different options and compare interest rates, repayment terms, and the trade-offs you’ll make with each before continuing.

    Learn more:

    A Guide to Naturopathic Doctors and Their Practice


    A naturopathic doctor (ND) is a medical professional who practices naturopathic medicine.

    Naturopathic medicine is an alternative medicine approach that emphasizes the use of natural medicine and a “whole person” approach to preventing, diagnosing and treating health problems.

    NDs primarily focus on addressing the underlying causes of illness and disease – rather than treating the symptoms alone – to help promote the well-being of the body and mind as a whole.

    All naturopathic doctors respect the six principles of naturopathic medicine. These are:

    • First, do no harm. NDs focus on using medications, procedures, and other treatment approaches that are as minimally invasive as possible. However, in cases where natural treatment methods are not effective, an ND may refer for additional care.
    • The healing power of nature. Naturopathic medicine emphasizes the healing power of the natural world as well as the body’s ability to heal. NDs help the patient use this power by helping to create a healthy environment, both internally and externally.
    • Identify and treat the causes. NDs work to identify the physiological, biochemical, structural, and psychospiritual contributor underlying the symptoms. By addressing the underlying root cause, naturopathic medicine aims to treat the cause of the symptoms rather than improving the symptoms.
    • Doctor as teacher. NDs function not only as practitioners of natural medicine, but also as teachers for their patients. As part of their practice, NDs teach patients everything they need to know to take care of their bodies.
    • Treat the person as a whole. Naturopathy emphasizes the idea that there are multiple factors – physical, mental, genetic, environmental, etc. – which have an impact on health. During treatment, NDs focus on all of these factors, rather than just one.
    • Prevention. While NDs diagnose and treat health issues, the primary focus of naturopathic medicine is the prevention of disease and illness.

    Using the six principles of naturopathic medicine, NDs aim to help patients recover from acute and chronic health conditions while using the most natural and minimally invasive approaches possible.

    NDs begin the journey to licensure with a 4-year doctoral program and must follow the following path to licensure:

    • Education. Licensure for a Naturopathic Doctor (ND) or Doctor of Naturopathic Medicine (NMD) includes a 4-year doctoral program from an accredited naturopathic medical school. According to the Council on Naturopathic Medical Education (CNME), there are nine programs in the United States that currently qualify graduates for licensure.
    • Exam. After completing an accredited 4-year program, NDs must pass the Naturopathic Physician Licensing Examination (NPLEX). During the NPLEX, candidates are tested on a variety of topics, including biomedical topics and medical diagnoses, treatment modalities, and interventions.

    Once an ND has obtained their license, they must continue to follow all state guidelines for naturopathy while practicing medicine. Although requirements vary from state to state, they generally include meeting annual continuing education requirements and adhering to that specific state’s scope of practice.

    Physicians begin their journey by passing an exam called MCAT, which grants them admission to medical school. After passing the MCAT, students must complete a 4-year doctoral program before being accepted into a residency program.

    Residency training can last from 3 to 7 years, depending on the program and specialty. The student can then take an exam to become a state-licensed, board-certified Doctor of Medicine (MD).

    A physician can become a holistic physician by specializing in holistic medicine, which is a type of alternative medicine that focuses on promoting wellness of mind, body, and soul. Unlike naturopathic medicine, holistic medicine is not a separate branch of medicine. Instead, it’s an approach to medicine that uses both conventional medicine and alternative medicine.

    Although naturopathic medicine has been practiced as a form of alternative medicine since the early 1900s, people still question the legitimacy of NDs.

    Regulations vary around the world, but in the United States, licensed naturopathic physicians are true medical professionals who can provide many of the same services as physicians.

    In the healthcare world, many NDs choose to go into private practice. But many also work alongside other healthcare professionals in a variety of healthcare settingsincluding:

    • hospitals
    • clinics
    • health centers
    • the universities
    • other private care facilities

    In the United States, there are strict regulations surrounding the practice of naturopathic medicine. Although anyone can go to school to become an ND, not all states allow naturopathic physicians to practice medicine.

    As of 2022, NDs can obtain a license to practice in only 22 states:

    • Alaska
    • Arizona
    • California
    • Colorado
    • Connecticut
    • Hawaii
    • Idaho
    • Kansas
    • Maine
    • Maryland
    • Massachusetts
    • Minnesota
    • Montana
    • New Hampshire
    • New Mexico
    • North Dakota
    • Oregon
    • Pennsylvania
    • Rhode Island
    • Utah
    • Vermont
    • Washington

    In addition to the states listed above, three jurisdictions in the United States offer naturopathic licenses:

    • District of Colombia
    • Porto Rico
    • US Virgin Islands

    In other jurisdictions in the United States that do not license naturopathic physicians, there are three states in which it is actually illegal for anyone to practice naturopathic medicine:

    • Florida
    • Caroline from the south
    • Tennessee

    Whether an ND is covered by insurance depends entirely on the type of insurance plan you have.

    In most cases, NDs are not covered by insurance. Some plans even specifically exclude NDs from their coverage. However, some of the services that NDs can provide may be covered by some insurance plans.

    As for Medicare, it does not cover services provided by NDs. In fact, Original Medicare will only cover the services of a Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), or other specialist, such as:

    • assistant doctor
    • nurse practitioner
    • clinical social worker
    • podiatrist
    • chiropractor
    • physiotherapist or occupational therapist
    • Oral language pathologist
    • clinical psychologist
    • dentist or optometrist, depending on your plan

    If you live in a state that allows licensed NDs to practice, you can consult your insurance plan’s coverage and benefits booklet for information about coverage for this type of care.

    NDs can treat a wide range of health conditions, including acute and chronic illnesses.

    According to a 2020 survey by the Association of Accredited Naturopathic Medical Colleges (AANMC), the most common conditions treated by practicing NDs include:

    Most NDs focus on the most common health issues listed above. But some NDs also specialize in other areas of health, such as men’s health, autoimmune diseases, and oncology.

    A licensed naturopathic physician can prevent, treat, and diagnose a wide variety of acute and chronic health conditions, including many of the conditions listed above.

    But, like the types of diagnoses a doctor can make, many health conditions require the intervention of a specialist for an accurate diagnosis.

    If an ND is unable to accurately diagnose a specific health condition, a referral may be made to an outside specialist for additional diagnostic testing and an official diagnosis.

    Although there are 25 jurisdictions that allow licensed naturopathic physicians to practice medicine, only the following 13 states allow NDs to order lab tests for patients:

    • California
    • Colorado
    • Idaho
    • Massachusetts
    • Maryland
    • Maine
    • Minnesota
    • Montana
    • North Dakota
    • New Hampshire
    • New Mexico
    • Utah
    • Vermont

    Outside of these states, NDs are not permitted to order lab tests for patients. Instead, the patient can be referred for any lab tests they may need.

    Many states that allow licensed naturopathic doctors to practice medicine also allow those doctors to prescribe drugs — with restrictions.

    Under most national regulations, NDs are not permitted to prescribe controlled substances or substances highly controlled by government regulations due to their potential for misuse. However, in New Hampshire, New Mexico, and Washington, an exception is made for certain controlled drugs based on specific ingredients.

    Naturopathic doctors are only licensed to practice in the 25 jurisdictions listed above.

    If you live in the United States and reside in one of the places mentioned above, one of the best ways to find a list of licensed NDs in your area is to use the American Association search tool. of Naturopathic Physician. With this tool, you can search for licensed NDs using a variety of parameters, including practice direction, treatment modalities, and insurance.

    It is important to remember that some people may call themselves naturopaths or naturopathic physicians without ever being licensed. If you live in a state that allows NDs to be licensed, be sure to check your ND credentials to confirm that they have met all licensing requirements.

    If you are wondering if an ND is right for you, it might be helpful to determine what your treatment goals are and, in turn, this can help you determine how naturopathic medicine might benefit you.

    In many cases, naturopathic medicine is more beneficial for people who appreciate a more natural, less invasive approach to the prevention and treatment of chronic disease. This can be especially helpful for those with multiple health conditions because often these conditions are linked in ways that an ND can recognize and treat.

    However, even outside of using naturopathic medicine as a primary approach, many people with chronic conditions can also benefit from having a naturopathic doctor as part of their healthcare team. And in some cases, an ND may already be part of your team. In fact, in 2018, there were 28 medical centers in the United States that employed one or more naturopathic physicians.

    Naturopathic medicine is a branch of medicine that focuses on using a whole-body approach to prevent, diagnose, and treat medical conditions.

    Although naturopathic medicine is banned in more than half of the United States, there are still 25 jurisdictions that allow licensed naturopathic physicians to practice medicine.

    If you want to learn more about other types of alternative medicine, check out our Healthline Natural hub or the Natural Medicine Journal.

    What to know about getting a personal loan


    FYI Finance Presented by JPMorgan Chase

    Sometimes big expenses in life are beyond the reach of a savings account, no matter how frugal we are. Major home renovations, a dream wedding, or just covering emergency expenses can sometimes go beyond what we are able to save.

    In these cases, it may be possible to obtain a personal loan. Banks or credit unions offer these loans for personal expenses like those listed above, as well as things like credit card debt consolidation, funeral expenses, or other major purchases. Personal loans are different from other loans you may have, such as a mortgage or student loan, because these funds are for a specific purchase. Personal loans can be used for a wide variety of things and can be useful tools, but there are some things to know before looking for one.

    What are the types of personal loans?

    Personal loans can be secured or unsecured. Secured loans are backed by some sort of collateral. You can use an asset such as your home, vehicle, or savings account as collateral. Unsecured loans do not require collateral and therefore banks consider them riskier. It is up to the financial institution whether or not to require a guarantee. Since lenders consider unsecured loans to be higher risk, they usually carry a higher interest rate.

    Consider fees and interest rates

    Personal loans generally do not require an application or prepayment fee, but some come with an origination fee of between 1% and 10% of your loan amount. In some cases, you can find a lender that doesn’t charge this fee, often based on your credit score, but that’s not the only thing to consider when deciding on a loan. You should also look at the annual percentage rates, which include the interest rate and other fees, to determine the true cost of the loan.

    Fund Calendar

    For some things, like a big wedding or a home renovation, you can probably be patient when you get your loan money. But for other expenses, like medical or funeral bills or financing an essential home repair like a roof or water heater problem, you’ll probably want the cash as soon as you can get it. If so, look for a lender who can offer you a fast turnaround from application to funding, and make sure you have all the necessary documents ready, such as pay stubs, proof of address, and tax documents, to make the process as easy as possible. timely as possible.

    Flexibility and discounts

    Interest rates are primarily based on factors such as your credit score, debt-to-equity ratio, and other long-standing financial metrics. But some financial institutions offer rate discounts of 0.25 or 0.5 percentage points for things like setting up automatic payments or if you have multiple accounts with one institution. It may not seem like much, but these discounts can add up over the life of a loan and are worth asking for. Also, ask your lender about potential payment flexibility. Some banks will allow you to defer a payment after a certain number of consecutive one-time payments. It’s always a good idea to ask your lender what will happen if the unexpected happens, such as job loss, injury or death, so you can be prepared if the worst happens.

    Ultimately, you can use personal loans to find the funds needed for those things in life that are either unexpected or beyond the reach of our savings accounts. Do your research and compare prices to find a loan that’s right for you.

    FYI Finance is presented by JPMorgan Chase. JPMorgan Chase is pledging $30 billion over the next five years to tackle some of the key drivers of the racial wealth divide.

    Beauty ingredients boost natural products


    Current market demand for natural products indicates that consumers are paying close attention to personal care as a powerful way to create beauty and health from within.

    According to Nutrition Business Journal’s (NBJ) “2021 Condition Specific Report”, beauty supplements from within grew 7.2% in 2020, compared to 3.3% in 2019. Consumers appreciate the ingenuity of a wide range of products that integrate effective ingredients into formulas that are easily integrated into daily routines.

    Consumers are looking for synergistic, integrity-driven, multitasking offerings based on the latest scientific advancements. As the market continues to grow and evolve, product manufacturers are becoming more adept (and more versatile) in using brand name ingredients that work in harmony with the body’s innate intelligence. Several key ingredient trends are influencing today’s natural market.

    Sea buckthorn oil

    Sea buckthorn (Hippophae rhamnoides) is extracted from the berries and seeds of the sea buckthorn fruit, containing about 190 bioactive substances, which explains its many powerful applications.1 Most commonly used internally or topically, the ingredient is also found in hair care, such as shampoos and conditioners, given its ability to revitalize and strengthen damaged hair, as well as prevent the Hair loss.2

    Sea buckthorn oil is currently trending in skincare and cosmetics. With beauty influencers popularizing the facial oil cleansing method or the double cleansing method in the recent past, sea buckthorn oil has become a go-to due to its ability to moisturize without stripping. nor burst the skin. Danna Omari, esthetician and owner of Noy Skincare in New York, says the holistic studio’s best-selling facial cleansing oil made with sea buckthorn oil has the ability to reset skin and bring it into balance no matter what. either skin type, while being particularly useful for those with inflammation and rashes. Used as a cleansing oil, moisturizer, facial oil, or supplement, sea buckthorn oil is packed with fatty acids and vitamins with powerful antioxidant properties.2

    The balance of fatty acids in sea buckthorn oil makes it useful for dry, flaky or aging skin, strengthening the lipid barrier; and its unique unsaturated fatty acids, such as omega-7 and omega-6, are ideal for skin regeneration and repair.1 The ingredient also has the ability to penetrate the epidermis, where it can protect against infection and inflammation, as well as inhibit the aging process, a plus for toning mature sagging skin and discouraging wrinkles. Sea buckthorn oil can also stimulate wound healing and collagen synthesis.

    pearl powder

    Pearl powder, a popular skin and bone remedy in Traditional Chinese Medicine (TCM), comes from freshwater or mother-of-pearl pearls that are ground into a fine powder and sold as a powder supplement or added to skincare skin and dental products.

    Rich in calcium, minerals, amino acids and proteins, pearl powder has been shown in animal studies to have anti-inflammatory, antioxidant, anti-aging, immunomodulatory and healing properties.3 And a human study demonstrated pearl powder to be a powerful antioxidant with potential application in age-related degenerative disorders.4

    The ingredient is popping up in everything from artisan dark chocolate bars, such as the non|verbal brand’s line of adaptogenic chocolates, to Living Libations’ Perfect Pearl Powder, which boasts a dual use for “skin polished + pearly white” (teeth). And Agent Nateur’s coveted cult favorite, “holi (mane)” combines pearl powder and marine collagen in an oral supplement for hair, skin and nails that can be mixed with any raw food or drink, including tea, coffee, smoothies, sauces, desserts. and dressings. The applications are endless.


    Ceramides are fat molecules, also called lipids, that the body produces naturally to form a protective skin barrier. These lipids secrete a moisturizing substance that creates the impermeable outer layer of the skin to lock in moisture and protect the skin from toxins, irritants, allergens, other external elements and oxidative stress.5 This layer is essential for healthy skin. With age, ceramide levels can decrease. Both oral supplementation and topical application have been shown to replenish and restore the skin’s barrier function and promote rejuvenating anti-aging benefits.

    In a study testing ceramide cream (QV Intensive with Ceramides – Light Moisturizing Cream) with placebo and three additional topicals, ceramide cream increased skin hydration and improved barrier function significantly more than placebo and other topics.6 Oral ceramide supplementation has also been shown to benefit skin health, showing significant improvements in skin dryness, hyperpigmentation, redness, itching, and oiliness with oral intake of Amorphophallus konjac tubers standardized to 5% glycosylceramides in a placebo-controlled clinical trial.7

    Ceramides are most commonly found in skin care products, such as face creams; hair care, such as shampoos, conditioners and hair masks; and oral supplements. Some studies also suggest that ceramides may play an important role in stimulating hair growth, but more studies are needed.8

    To read this article in its entirety, including more information on ingredients, market trends, and data shaping the space, click the link to go to “Personal approaches to healthy agingdigital magazine and select “In-Depth Ingredient Trends for Natural Skin, Hair, and Oral Health Care” from the table of contents.

    Monet Euan is a freelance writer and editor, passionate about health and wellness, and committed to supporting others by sharing holistic tools to uplift mind, body, and spirit.

    The references

    1 Zielinska A et al. “Abundance of Active Ingredients in Sea Buckthorn Oil.” Lipids Health Dis. 2017;16:95.

    2 Koskovac M et al. “Reviews of Sea Buckthorn OilA valuable source of cosmeceuticals.” Beauty products. 2017;4(4):40.

    June 3 Loh X et al. “Pearl Powder – An Emerging Material for Biomedical Applications: A Review.” Materials (Basel). 2021;14(11):2797.

    4 Chiu H et al. “Efficacy of high-protein pearl powder on antioxidant status in a randomized, placebo-controlled trial.” J Food Drug Anal. 2018;26(1):309-317.

    5 Berkers T et al. “Topically applied ceramides interact with the lipid matrix of the stratum corneum in the ex-vivo The skin.” Pharm Res. 2018;35(3):48.

    6 Spada F et al. “Skin hydration is dramatically increased by a cream formulated to mimic the skin’s own natural hydration systems.” Clin Cosmet Investig Dermatol. 2018;11:491-497.

    7 Venkataramana S et al. “Potential benefits of oral administration of AMORPHALLUS KONJAC glycosylceramides on skin health – a randomized clinical study.” BMC Complement Med Ther. 2020;20(26).

    8 OhJ et al. “Synthesized ceramide induces growth of dermal papilla cells with potential contribution to hair growth.” Anne Dermatol. 2019;31(2):164-174.

    Pre-season notebook | Portland Recap


    After a three-game streak at Providence Park in Portland, Oregon, Minnesota United FC has officially ended the 2022 preseason, and now all eyes are on Philadelphia and the season opener this Saturday. MNUFC opened the pre-season showcase with a 1-0 loss to the Portland Timbers before playing out a 0-0 draw against Real Salt Lake and a 2-2 draw with Viking FK of the Eliteserien , the elite of Norwegian football.

    In the opener against Portland, midfielder Yimmi Chara provided the lone goal for the defending Western Conference champions, taking a feed from Santiago Moreno atop the 18-yard box and a point shot wide from the post to beat Tyler Miller in the fifth minute of the game.

    Minnesota’s defense tightened up after conceding the opening goal and was able to flex some of its defensive depth in both games against its Western Conference counterparts. The goaltending position was particularly strong as Miller and Dayne St. Clair made what would have been regular season save of the week nominees.