Suggest participates in affiliate programs with various companies. Links from the Suggest website that lead to purchases or bookings on affiliate sites generate revenue for Suggest. This means that Suggest may earn a commission if/when you click or purchase through affiliate links.
While no less delicious, weekend breakfast has some predictability. Whether it’s pancakes, French toast, or bacon and eggs, the weekend morning ritual is generally the same. However, Dutch babies have made a comeback in recent years, especially during the pandemic, when kitchen staples were golden.
Despite its apparent simplicity, the pancake-pancake hybrid has become increasingly popular for its versatility, taste and exceptional characteristics. In response, it didn’t take long before Dutch baby recipes started popping up in our social media feeds.
But with so many recipes, which one would deliver a dizzying Dutch pancake with a puffy crust and a fork-tender custard center? None other than the famous Italian-American chef, Giada De Laurentiis of cours!
Dad Dutch Pancake Recipe from Giada De Laurentiis
De Laurentiis may have created the mack-daddy of all Dutch babies. It’s so drool-worthy that she even nicknamed her Dutch baby a Dutch daddy. On her Instagram account, The Giadzy, De Laurentiis elevated weekend brunch with her swoon-worthy Dutch Daddy crepe topped with fresh berries and a dusting of powdered sugar. She wrote: “Sunday mornings are for pancakes – and you can take it up a notch with this big, puffy and absolutely delicious Dutch Daddy pancake.
De Laurentiis revealed how to make Dutch Daddy on Facebook and we were surprised how similar the process is to making traditional pancakes. First she beat five eggs, then added milk and vanilla. “We are making a very basic pancake.” De Laurentiis explained, “we’re just going to cook it a little differently.” she added.
After adding salt, she grabbed a fresh lemon which she zested directly into the batter. “I love it, it smells so good, and then we’re going to serve it with some berries and whipped cream, and I think the combination really brightens up and gives Dutch Daddy a wonderful aroma,” De Laurentiis explained.
She suggested that you let the batter sit for a few minutes to thicken. Next, she added butter and melted it in an enameled five-quart skillet. Finally, she baked the dough in the oven for 25 minutes until it was beautifully puffed and golden.
(Covered And More)
The key to whipping up a fluffy popover like De Laurentiis’ is a braise with just as much of a fade factor. Le Creuset’s best-selling signature enameled cast iron braiser, in the Marseille hue, resembles the jewel-toned beauty of De Laurentiis. Additionally, Le Creuset is offering the same braiser in white, called Merique, similar to the skillet she used in her Facebook video.
More Suggest
If You’re Tired Of Arguing About Chores, This Could Save Your Marriage
‘Blue Foundation’ is a makeup artist trick to improve your complexion
In today’s FinTech news, PYMNTS introduces the FinTechIPO™ Index to give people an idea of how companies in the index are performing, while London-based FinTech We raised 8.9 million dollars to fight the cost of living.
FinTechIPO™ Index: Financial services game changers could be plagued by volatility
There’s the Dow, the Nasdaq and the S&P 500. And now there’s the new FinTechIPO™ Index, which will track FinTech performance over time since their IPOs. The FinTechIPO™ Index can be compared to broader market patterns as another barometer for a deeper look and better understanding of the market.
London-based FinTech We recoups $9m to ease cost of living crisis
London-based FinTech We is on a mission to help households better cope with the realities of the rising cost of living. The startup’s technology platform aggregates proprietary and third-party data feeds to deliver real-time financial insights with actionable insights.
Massmart strengthens its e-commerce capabilities with Mastercard Collaboration
African retail group Massmart is expanding its partnership with Mastercard to bring additional e-commerce solutions to small businesses in South Africa. The collaboration gave businesses the opportunity to purchase discounted electronic and mobile point-of-sale (POS) devices from Massmart.
Akulaku secures $100 million investment for Southeast Asia expansion
Indonesian digital banking and financial platform Akulaku has raised a $100 million strategic investment from Siam Commercial Bank. The new capital will help Akulaku accelerate its plans to expand its presence throughout Southeast Asia. Launched in 2014, Akulaku is already present in Indonesia, the Philippines and Malaysia. The startup is on a mission to help underserved customers in emerging markets gain access to digital banking and other financial services.
——————————
NEW PYMNTS DATA: ACCOUNT OPENING AND LOAN SERVICE IN THE DIGITAL ENVIRONMENT
On: Forty-two percent of US consumers are more likely to open accounts with financial institutions that facilitate automatic sharing of their bank details upon sign-up. The PYMNTS study Account opening and loan management in the digital environmentsurveyed 2,300 consumers to explore how FIs can leverage open banking to engage customers and create a better account opening experience.
Arjuna Natural Pvt Ltd. (Kochi, India), a manufacturer of standardized spice and herbal extracts for dietary supplements, has appointed Anup Krishnan as its CEO. The company highlights Krishnan’s 25 years of experience in innovation, business development and operations.
Prior to leading Arjuna Natural, Krishnan was Managing Director of Corporate Operations at Kraton Polymers India Pvt Ltd., as well as the Corporate Technical Director for Innovation Programs in India. Previously, Krishnan was Head of Performance and Specialty Materials Group for Syngene International (Bangalore), a specialist chemicals supplier to healthcare and cosmetics.
Arjuna’s ingredient portfolio includes Shoden’s ashwagandha extract, BCM-95 curcumin, and Rhuleave-K, a botanical ingredient for pain relief.
“I am thrilled to contribute to Arjuna’s journey of exploring and creating branded botanical ingredients that will positively impact consumer well-being,” Krishnan said in a press release. “We are already building a roadmap that positions all of the company’s ingredients for increased success. Arjuna’s strength lies in its professional team of experts and its continuous commitment to cultivating and producing sustainable botanical extracts. I am very impressed with Arjuna’s clean, science-based product portfolio and look forward to expanding this portfolio to better serve consumers around the world.
Krishnan holds two master’s degrees, one in Chemistry from Kerala University and the other in Polymer Technology from Cochin University of Science. He also completed the Advanced Strategic Management Program at the Indian Institute of Management, Kozhikode, India.
Riverside Regional Park is about to receive a new entrance gate. Unlike the kind that soars on hinges, however, the Riverside Promenade will be a wide path that’s both a map and an outdoor museum.
Stretching from 16th Street to the 29th Street Bridge on the east side of the current park, it will invite people to find activities and amenities that populate the green, rambling acreage. Mini-squares will pay homage to the history, traditions and achievements of the surrounding region.
“Early in the process, we identified that this walkway would be a cultural heritage corridor,” said Briana Metzger, experiential graphic designer at RLR Associates, signage consultant for the project.
“It would highlight the stories of the people and the movements, the events that took place in this regional Riverside area. And not just the park, but the history of the park is kind of the core and the piece of the quilt that ties everything together. You can almost consider it the epicenter of this regional community.”
Once built, the boardwalk will point to current amenities, like the restored Taggart Memorial Amphitheater, home to the Indianapolis Shakespeare Co. and the setting for a new annual concert series. In the near future, the trail will also guide pedestrians and cyclists to a new 200-acre adventure park north of 30th Street under development.
The boardwalk will anchor a network of trails and popular gathering spaces, including the White River Trail and the Central Canal Trail. In doing so, it will record the history and traditions of the area so that it remains rooted in the surrounding neighborhoods.
How the boardwalk will be laid out
The 860+ acre expanse of Riverside Regional Park in the middle of the city is its most stunning attribute. The original park opened in 1899 as 953 acres of land along the White River. Early 20th-century visitors saw a Spanish mission-style shelter with lookout towers, a zoo with two brown bears, and a vineyard, among a host of activities. While construction of I-65 and the Larue Carter Hospital reduced Riverside’s original capacity, it still stretches from Riverside Drive to Cold Spring Road between 18th and 38th streets.
The size gives the impression that its current equipment, which has acquired its own identity over time, is fragmented. Wilbur Shaw Soap Box Derby Hill runs along 30th Street west of the White River. The amphitheater is east of the river, halfway between 16th Street and 29th Street. To the northwest of both sites, the Major Taylor Velodrome resides where the curve of Cold Spring Road crosses I-65 just south of 38th Street.
Also, those traveling on busy thoroughfares just outside the park, such as along 16th Street near the White River, might not realize it’s only a few blocks away. .
Indy Parks hopes the boardwalk will serve as a guide to what’s out now and what’s to come.
“Many of our community members and guests within the Riverside Regional Park Corridor have always had difficulty finding the various features or amenities that are provided to the community. So as part of the boardwalk project, we’re also looking at directional signage and community storytelling,” said Indy Parks Assistant Manager Don Colvin.
Renderings show panels with laser-cut designs and gaps between panels containing photos and information so people can see the natural environment through them.
The 15-foot-wide trail is the second feature, after the Taggart Amphitheater, to be completed as part of the Riverside Regional Park Master Plan. The plan guides the development of the park over the next two decades to provide more amenities and make it a destination.
Indy Parks senior project manager Julee Jacob said construction tenders will take place within the next month and construction could begin as early as April or May. It will last until the end of the year, with finishes to be completed early next year.
The area between 16th and 18th Streets currently has pavement that will need to be repaved, but Jacob said construction will not affect traffic on Riverside Drive. Between 18th Street and Burdsal Parkway, Colvin said crews will remove the chain-link fence to trace the trail through a section of the South Grove Golf Course.
Funding for the boardwalk will come from the $11 million Riverside Park received from Indianapolis’ Circle City Forward initiative, which will improve parks, infrastructure and community revitalization projects, among other things. A portion of the $11 million will also go toward adventure park costs, Colvin said.
Mini-places full of activity
For the neighborhoods surrounding Riverside Regional Park, seeing a new trail is one thing. But having it represented is another.
A network of art panels will carry stories and information about iconic residents through the nodes, or mini-plazas, on the boardwalk. The integration will honor the communities that have had an interest in the park and its surroundings. This includes indigenous peoples; German, Irish and Slovenian communities; and today’s population with a large number of black and Hispanic residents. Geographically, the signs will cover stories from neighborhoods such as Riverside, Haughville, Stringtown, Indiana Avenue, Cold Spring Road, and around Martin Luther King Jr. Street, among others.
Virtual meetings, an open house and listening sessions allowed residents to tell their stories and provided designers with information to work with.
“To encompass all of these neighborhoods and not just the immediate Riverside neighborhood was something the regional park never really promoted or did,” said Phyllis/Sakina Hackett, Riverside historian and longtime resident. “As a result, many neighborhoods don’t have and feel the affiliation with the regional park as part of their communities. So hopefully what I’m really trying to do is invite those other neighborhoods, people from those other neighborhoods to be represented as well.”
Seven nodes will be built along the promenade, each with a different theme. These include:
community sports and pioneer athletes;
community and history art and artists;
faith, mindfulness and educators who have had a positive impact;
Riverside traditions, such as the annual parade and family reunions;
a multicultural region that pays homage to the region’s diverse communities;
the place of the park in the system designed by the landscape architect George Kessler; and
a resilience and restoration that recognizes the injustices and disinvestment that residents have overcome.
A place to tell stories
While the team behind the boardwalk is still deciding on specific stories and icons, Hackett said topics covered so far include people’s favorite places to play, families who have fished the waterways and games at the old Bush Stadium, where Hank Aaron played when he was the original Victory Field.
“I don’t think a lot of people even realize who all lived in this park,” said Ron Rice, a nearby Northwest resident who helped spearhead the master plan. “To see people from their area themselves, I think it will give a lot of people there a sense of pride that they maybe didn’t know they had.”
While many stir up fond memories and traditions, Rice said the painful aspects will be covered in an educational way. The former Riverside amusement park, for example, had long had a “whites-only” policy that allowed black people to attend only one or two days a year.
“There’s been a whole series of transitions in and out of this neighborhood over the centuries, where people – they lived together and they lived in harmony, but there were also conflicts over where they were. Riverside,” Hackett said.
“There are stories that we’re not proud of at Indy Parks and they were able to tell us those stories, and we want to address those stories — we don’t want to hide from them,” Jacob said.
The designs painted on the ground in each node will also draw inspiration from past and present cultures. Among the examples, one will wear a Sankofa – a West African symbol of the importance of the past that celebrates the region’s black heritage. Native American patterns incorporate symbols that include textiles from Delaware and Miami, Metzger said. The Celtic knot pays homage to Irish heritage and the lotus flower reflects the Asian population.
With signage, seating, bicycle parking, and lighting, the nodes can host concerts, classes, and poetry and spoken word events.
Rice said he hopes the opportunities for cultural education, exercise and activity will provide neighbors with amenities they have been deprived of and make the park a destination for out-of-town visitors. Hackett said she wanted to ensure the development of the park benefits current neighbors in the long term.
“Cultural heritage tourism is great; it generates funding and so on,” Hackett said. “But I think we also need to look at protecting the people who live here now and how we can continue to make this an important place for their livelihoods.”
A connection to the adventure park
As the parkway heads north, it will turn and head west to the 29th Street Bridge. At this point, it will take people to a 200-acre adventure park in development between 30th Street, I-65, Cold Spring Road and the White River.
Going forward, the current golf cart trails and newly constructed trails will form a new system in the park. Construction is expected to begin in 2023, Jacob said, and picnic facilities, restrooms, nature play, an adult fitness room and parking will be on site. According to Indy Parks, more amenities — like an outdoor stage, the Soap Box Derby Pagoda and a treetop walkway — could be part of longer-term plans. Depending on the funding, Indy Parks manager Phyllis Boyd said she would like to incorporate public art throughout the park.
As planning and design continues for the adventure park, Indy Parks invites the public to provide input at an open house between noon and 6:30 p.m. March 3 at 3502 N. White River Parkway Dr. in the clubhouse.
Looking for things to do?Our newsletter features the best concerts, artwork, shows and more – and the stories behind them
Contact IndyStar reporter Domenica Bongiovanni at 317-444-7339 or [email protected] Follow her on Facebook, instagram or Twitter: @domenicareports.
We’ve independently selected these products because we love them, and we think you might like them at these prices. E! has affiliate relationships, so we may receive a commission if you purchase something through our links. Items are sold by the retailer, not by E!. Prices are correct at time of publication.
Wondering what products to include in your nighttime beauty routine? We have what you need. We spoke to dermatologists to see what kind of skincare products you should use based on your skin type. Whether you have normal, dry, oily, combination or sensitive skin, we have what you need to create the best routine for you.
“Your nighttime skincare routine primarily serves two very important purposes: 1) removing dirt, makeup, debris and pollution from the skin and 2) potentially repairing damage to the skin throughout your life. day,” Dr. Elyse Love, MD, FAAD, board-certified dermatologist and Ulta Beauty Dermatology Partner, told E! News. “It allows you to hit the reset button on your skin and give you that extra TLC that will work hard for you overnight while you sleep.”
When looking for products to add to your nighttime skincare routine, it’s important to keep your skin type in mind. Everyone’s skin has different needs, and according to cosmetic dermatologist Dr. Michele Green, MD, your nighttime routine may need to be adjusted to keep yours in its optimal state.
With the help of dermatologists, we’ve rounded up a few products you might want to add to your nighttime routine. Check them out below.
Credit card spending has increased in the United States due to financial constraints caused by COVID-19. Texas leads the pack behind California for states with the highest increase in credit card debt, according to a Sept. 21 study by WalletHub. And low mortgage interest rates haven’t translated into low credit card interest rates. Surprisingly, the median interest rate on all credit cards in the Investopedia Card Database for October 2021 is 19.49%.
These high interest rates can create financial hardship for people who have significant credit card debt. High payments can make it impossible to cover rising living expenses. Debtors who have fallen behind face relentless collection calls and sometimes debt collection lawsuits. Fortunately, there are solutions to this crippling debt. Let’s look at the most common options.
Unsecured debt consolidation loans involve taking out a low interest loan to pay off higher interest credit card debt. Since these loans have no collateral that the lender can seize or repossess, they require high credit scores and excellent debt-to-income ratios to reduce their risk. Most secured debt consolidation loans use home equity as collateral. In Texas, your home must be maintained at less than 80% when using equity, so not all of the equity is available through a refinance or 2nd mortgage . However, if you have sufficient equity, the credit score requirements are lower than for an unsecured loan because your home is collateral.
Debt management plan with credit counseling:
A credit counseling program can offer some of the benefits of a debt consolidation loan, including the need to make one monthly payment and lower interest rates. There is no need to take out a new loan since the rates on your existing debts are reduced, so good credit scores are not required, but you must afford the monthly payments. However, this is considered a “hard” program, so if you want to take on more debt (and have the ability to pay for it), then this is not a program you should consider. Based on your current interest
rate, the monthly payment is likely to be lower than your combined minimum payments, and these programs are designed to pay off the debt in about five years or less.
Debt Negotiation for Debt Relief
Debt negotiation, also known as debt settlement, is another common way to resolve crippling credit card debt and personal loans. This is a hardship program, and similar to credit counseling, it is not an option if you plan to apply for more debt before completing the program. These programs are usually structured to last around 24 to 48 months, depending on your monthly budget and negotiated amounts. Monthly program payments can cost less than half of minimum payments. A reputable program will not charge trading fees until a debt is settled.
The savings are the result of not making monthly payments to your creditors. Instead, money is deposited in an FDIC-insured special purpose account while debts are negotiated and settled for less than the total balances, one at a time. The program is ideal for those who are about to fall behind or those who have already fallen behind, as failure to make minimum payments will negatively affect a credit score. However, it can be a great alternative to bankruptcy, and since the program can be completed much faster than most other options, you can also start rebuilding your credit score quickly. All debt negotiation programs are not created equal. Debt Redemption trading fees are often 20-40% lower than foreign firms. They also have special resources to help Texans who have been sued by a creditor or debt collector.
Chapter 7 or 13 Bankruptcy:
Bankruptcy may be the shortest and cheapest way to settle a debt if you can qualify for Chapter 7. Many people with large incomes or non-exempt assets have issues that prevent Chapter 7 filing and Chapter 13 might be the only form of bankruptcy available. In some cases Chapter 13 will be more expensive than a debt negotiation program, and in other cases it will be less expensive. If you are considering this option, consultation with a Texas bankruptcy attorney is necessary. Debt Buyback does not provide legal advice.
Get Free Debt Relief Consolidation
Affordable Debt Consolidation in San Antonio, TX also has several offices in the Lone Star State to help Texans struggling with crippling debt. If you’re considering debt consolidation loans, credit counseling, or debt settlement, a Texas Debt Specialist can provide you with a free, no-obligation phone or office consultation. We can also refer to Texas bankruptcy attorneys when needed. Learn about your options for resolving your debt today so you can start living your debt-free life. Call 800-816-1003 or visit https://affordabledebtconsolidation.com
For more coastal life, visit our website or follow our Facebook and Instagram.
When it comes to starting a running program, there’s one thing Dr. Paul Ochoa, physical therapist and owner of F Squared Physical Therapy in New York City, wants beginners to know: running is a sport. And like any sport, take time to progress and expect some pain and discomfort along the way.
“All of this accompanies any physical sport that you are going to start,” Ochoa told TODAY Health. “Why? Because it puts extra stress on your body that you’re not used to.
However, if you experience pain that “stops you in your tracks” or is “really constant” and “doesn’t quite go away”, even if it seems tolerable, you should seek help from a physiotherapist, a advised Ochoa.
Many new runners make the mistake of jumping into racing completely unprepared, he said, although the amount of preparation they need depends on their unique athletic and medical history. But generally, new runners have to give themselves time to progress or risk increasing their chances of developing injuries that can hinder their progress.
“It’s about creating a habit,” Ochoa said. “That’s what I try to tell my patients. It is best to create a habit of timely types of exercises that you do frequently.
If you’re new to running, you may not know how to develop an effective running habit. After all, the internet is full of all kinds of advice, and not all of it good. But generally, you should look for a plan that avoids overdoing it too soon, and if you can, hire a running coach. If you’re a beginner and wondering where to start, follow these tips.
Start with a walking program
Beginners should start with a fitness walking program, which will help prepare their muscles and tissues for the stress of running, according to Chris Johnson, a physical therapist, endurance trainer and owner of Zeren PT LLC in Seattle. “And when I say walk, I’m talking about what I call power walking, which is brisk walking with your arms pumping out 3 to 3.5 miles per hour,” he said.
Generally, your walking program should consist of about 2 to 3 weeks of power walking for 30 to 45 minutes a day, with slightly longer walks on weekends, he said. “It would slowly turn into a run,” Johnson said, “and then eventually into a continuous run.”
Ease into a walk-run program
According to Johnson, your walk-run program should start with short running intervals followed by short walking intervals. From there, slowly progress to longer running intervals and shorter walking intervals. A good guide to start, he added, is the “rule of two”: 2 minutes of running followed by 2 minutes of walking, 6-7 times, for about 30 minutes.
As you get used to it, increase the ratio to 3 minutes of running and 1 minute of walking. When it starts to feel easy, increase your run to 4 minutes followed by a minute of walking. “You’re just pushing gently,” Johnson explained. “You give the body time to adapt.”
Shorten your stride
The longer your stride, the more cumulative load you put on your legs because you cover more distance between steps. As a result, long strides are less effective and can increase your chances of developing injuries that will hinder your progress. According to Johnson, taking shorter, faster steps per minute is “more forgiving on the body.” There are a number of running apps that can help you track your steps per minute, also known as cadence.
Give your body a chance to adapt and recover
To condition your body for running and limit potential injury, Johnson advises running three to four times a week on non-consecutive days. This will help you progress with regular training while giving you plenty of time to recover well. You should also stick to a slower pace for the majority of your runs to avoid overtraining. “No high intensity intervals, no hills, no strides,” Johnson said. “Because if you’re going to run faster, you have to hit the ground harder, and that’s simple physics.”
Develop a rhythm, then layer the intensity
Once you’ve developed a good running tolerance, you can begin to increase the intensity. “My goal is to get someone running four days a week, every other day, and from there work them up to maybe an hour of continuous running, if that fits their goals. “, Johnson said.
From there, you can start layering the intensity. Start with a simple negative split in which the second half of your run is slightly faster than the first. For example, let’s say you start with a 45 minute run. The first 30 of those minutes would be at conversational pace (in which you run slow enough to be able to comfortably speak in full sentences), and the last 15 minutes you would run about 10-15 seconds faster per mile, followed by a five-minute walk and recovery, he says.
Warm up before running
Although stretching has some benefits for runners, such as increasing your blood flow and helping you relax and cool down after a run, it hasn’t been proven by research to prevent injury, according to Ochoa et al. Johnson.
A better way to reduce your risk of injury is to warm up before your runs. An example of a warm-up for a beginner might be a brisk walk for 5 to 10 minutes at a low to moderate difficulty level where you “build up a nice little sweat” before running, Ochoa said.
A good pair of sneakers will also help reduce injuries. While there are no perfect sneakers for every runner, shoes should be comfortable, not too heavy for your feet, and allow your foot to move fairly freely, according to Ochoa. He said he should also have a mid-level cushion.
When shopping for sneakers, Johnson advises removing the inner liner (if possible) and stepping on them. “If your foot stretches over that inner liner, the shoe probably won’t work,” he said. “This interior should capture your foot.”
Muscle training, especially below the knee
Both Ochoa and Johnson have said that strength training is a great way to reduce injuries. While strengthening the muscles above the knee is important, including the hips, quads and glutes, be careful not to neglect your calves, which take a disproportionate load while running, according to Johnson.
“The below the knee is key when it comes to conditioning or running the musculature,” he said, noting that calf raises can strengthen these muscles.
While a strength training program will look different for everyone, Johnson said most people should train about 2-3 times per week at around 70 percent of their maximum effort.
The pandemic has caused many consumers to rethink their personal health and well-being, and many are increasingly willing to take care of themselves, try new things, and spend money on getting better. on a healthier path. It turns out that many of these consumers are in the same boat as others looking to experience new products without the need for in-store contact. These factors have created the perfect recipe for lifestyle and wellness subscription services to thrive.
FabFitFun is one such service that rose to prominence as a lifestyle subscription best known for its flagship product, the FabFitFun subscription box, which has a predominantly female customer base, according to the co-founder and co-CEO. Michael Broukhim. The FabFitFun box includes a selection of large format products in the beauty, fashion, fitness, wellness, home and technology sectors and is delivered monthly or seasonally, depending on the plan chosen by customers.
“People are looking for ways to take care of themselves, and self-care is a priority for people,” Broukhim said. “FabFitFun is a place where they think they’re kind of affording that.”
For an annual subscription of $199.99 per year, or a seasonal subscription delivering a box four times a year for $54.99 per box, members can receive items selected by a team of experts or boxes personalized according to their personal tastes and preferences in health, beauty and well-being. premium and emerging brand products. The boxes include items such as bathrobes, hair and skin care products, handbags and wine glasses.
While the company has connected with customers and partnered with merchants to bring exposure to their products, it has also been a great way for FabFitFun customers to connect with each other, creating thus goodwill and customer satisfaction that will lead to loyal customers, Broukhim said.
“I think one of the things we do that’s super unique is we create a context for our members to talk directly to each other and to our team members,” he said, adding that while the company provides traditional customer service, they also have social media platforms and members-only forums that create a community for followers to participate in.
“It generates all kinds of feedback loops that make us stronger over time, make our members feel heard, and have helped us build the business we’ve built,” he said.
Deliver value and lasting relationships
One of the biggest attractions of subscriptions is the promise of periodic delivery made only to subscribers and repeated billing of their payment method with no further action required from the customer – a benefit for users and the business. . This gives the customer peace of mind and something to look forward to, while FabFitFun receives a more predictable revenue stream.
There’s no shortage of similar subscription box competitors in the market, and with continued demand for contactless online shopping options, Broukhim said most retailers will need to pivot and change their offerings. if they hope to succeed in the new normal of shopping behaviors.
“Overall, on an industry level, subscription commerce is going to have to continue to proliferate, so even describing it as a category loses more meaning than you will talk about retail or stores as a category at within retail because stores are all different manifestations of an experience that you can create,” he said.
In other words, retailers have a channel to create lasting relationships that transcends the average brick-and-mortar experience, but it goes far beyond finding new ways to deliver value to consumers who go beyond today’s standard commerce models.
With the growth of a connected economy and the power of brand exposure through social media and online channels, it is incumbent on businesses to work together and promote each other for mutual success. From there, word of mouth and shared customer experiences can give partners the boost they need to be more successful.
“There’s just this huge amount of value for our brand partners, and we’ve seen that in a time when brands are increasingly challenged, in terms of how to stand out from the noise, that we could really reduce it and help them access consumers and tell their amazing stories,” Broukhim said.
Creating personalized and engaging customer experiences has helped FabFitFun grow from a newsletter business to a full membership community – offering not only subscription boxes, but also access to year-round benefits, including FabFitFunTV, a streaming video service that offers on-demand wellness content, the FabFitFun online community, and members-only shopping experiences that drive loyalty. It’s a business growth incentive that any business looking to succeed in today’s retail economy should sign up to.
Concern over these widely used synthetic preservatives stems from research showing that parabens can mimic the hormone estrogen and a widely criticized 2004 study that suggested a potential link between parabens and breast cancer. But what if parabens aren’t as dangerous as feared? What if the substitutes used in countless “paraben-free” products could have major side effects? Could it be that the focus on parabens was misplaced?
The story continues under the ad
This is the position of many scientists, including Philippa Darbre, Emeritus Professor at the School of Biological Sciences at the University of Reading in Britain, who led the controversial 2004 study that sparked concern about parabens and breast cancer. And it’s prompting some of us who follow the industry (including myself, once open to the concept of “clean” beauty) to start digging into the fear-sowing science of parabens and other synthetic ingredients.
But first, some background: Parabens were introduced in the 1920s and are found in personal care items, food products, and pharmaceuticals such as antacids, cough suppressants, and antidepressants. They have become the preservatives of choice because they are largely antimicrobial and inexpensive and rarely cause an allergic reaction. Of the 21 parabens, the four most commonly found in cosmetics and skincare products are methylparaben, propylparaben, butylparaben, and ethylparaben.
The story continues under the ad
These concentrations are higher than those typically used in cosmetic formulations, according to Lalita Iyer, a New York-based cosmetic chemist who has formulated personal care products for beauty conglomerates and independent brands. “Parabens are one of the most effective broad-spectrum preservatives,” Iyer said. “The beauty of parabens is that you can really use them at a low percentage.”
But doubts about the safety of parabens were raised in the late 1990s, when research by British molecular endocrinologist Edwin Routledge indicated that they might have an estrogenic effect. These findings prompted Darbre’s 2004 paper, a small study that found parabens in breast tumor tissue and raised concerns about an association between parabens and breast cancer. While much of the research on the hormonal effects of parabens that followed was contradictory, none of it confirmed a link between parabens and breast cancer.
According to “Parabens Toxicology,” a 2019 literature review conducted by surgical dermatologist Anthony Fransway, no studies on parabens have concluded that they contribute to hormone disruption, breast cancer, or skin cancer in the man. “Until compelling data is published and verified, claims that parabens have a role in these controversial and important health issues are premature,” the researchers wrote.
The story continues under the ad
But that didn’t settle the issue. As research continued, concern about parabens had taken hold in the public, and “paraben-free” products began to appear on the shelves of pharmacies and beauty counters. Experts warn, however, that these formulations are potentially more harmful than their counterparts because the preservatives used in place of parabens are less studied and more likely to cause an allergic reaction or allow contamination of products.
“The problem is that when people freaked out about parabens, we started using more preservatives, which are much more allergenic,” said Walter Liszewski, assistant professor of dermatology specializing in allergic contact dermatitis at Northwestern. University of Chicago. “For example, my Head & Shoulders shampoo says ‘paraben-free’ but uses methylisothiazolinone (MIT) instead of parabens, which is far more unpleasant.” Methylisothiazolinone is a known contact allergen.
Iyer, the cosmetic chemist, added that natural preservatives generally don’t extend a product’s shelf life by more than six months, compared to two years for parabens, and that natural preservatives kill a much narrower spectrum of microbes. . “It’s extremely problematic,” she said.
The story continues under the ad
According to the FDA’s “Cosmetics Recalls and Alerts” page, several “clean” companies have voluntarily recalled products over the past two years due to the presence of mold, yeast, and bacteria. This included multi-level marketing company Beautycounter, which voluntarily recalled Beauty Counter Brilliant Brow Tinted Brow Gel because testing found a species of Penicillium mould.
Esther Oluwaseun, a research and development formulation chemist based in Santa Ana, Calif., said most cases of recalled products listed on the FDA site could have been avoided if brands had used broad-spectrum preservatives. like parabens. “But because parabens have been demonized, formulators are forced to use less effective preservative systems.”
Darbre’s 2004 study, “Paraben Concentrations in Human Breast Tumors,” has been widely discredited. Critics began to worry immediately after its publication, citing the study’s small sample size (20 tumors), its inability to examine control samples of normal breast tissue, its inability to determine the source of the parabens and possible contamination of samples used in research. .
The story continues under the ad
Later that year, Darbre published a response in the Journal of Applied Toxicology stating, “Nowhere in the manuscript was it alleged that the presence of parabens caused breast cancer.” But in the public mind, the link had been made, though scientists and organizations continued to point out flaws in the research.
The American Cancer Society agrees with the criticism: “The study did not show that parabens caused or contributed to the development of breast cancer in these cases – it only showed that they were there,” says she on a web page about parabens. The National Cancer Institute also noted that there is no evidence that parabens cause breast cancer, and included a footnote to a 2019 report by the review of cancer expert panel. industry-funded cosmetic ingredients, which concluded that 20 of the report’s 21 parabens are safe in cosmetics as long as the total in a product is less than 0.8%.
Despite heavy criticism, Darbre’s study has been cited nearly 1,000 times since its publication. Timothy Caulfield, Canada Research Chair in Health Law and Policy at the University of Alberta, said it’s not unusual for what he calls “zombie documents” persist. “It’s a big problem – bad studies pollute academic literature and, sometimes, meta-analyses.”
The story continues under the ad
Caulfield said there are other forces at work that contribute to public distrust of parabens, citing some beauty companies he says are spreading “chemophobia” (the irrational fear of products chemicals). “I don’t know of a universe where chemicals don’t exist,” he said, “but that’s the narrative that brands like Goop and Honest Company like to sell, and unfortunately, that’s extremely effective.” Goop and Honest Company declined to comment.
Iyer also cited the influence of retailers such as Sephora promoting paraben-free products. “Brands want the ‘Clean at Sephora’ label on their products,” she said, “so they refuse to use parabens.” A Sephora representative said the company’s Clean at Sephora criteria “reflect the latest data and research.”
But Iyer is also concerned about how paraben research is disseminated to the public. “I think a lot of the paraben push comes from organizations like the Environmental Working Group (EWG) spreading misinformation and picking data to fit their agenda.”
The story continues under the ad
The activist organization’s science, tactics and publications, including its annual “Dirty Dozen” list of products most likely to be contaminated with pesticides, have been questioned by experts.
Iyer pointed to the EWG’s parabens overview page, saying the organization chose “outdated studies to answer their narrative” and left out the context. For example, the page cites a study of rats exposed to butylparaben during development, which found damage to the animals’ reproductive system. But, she said, the rats were orally given large amounts of parabens “which is quite different from topical application in humans.” It’s alarmist. »
Asked about these examples, Carla Burns, EWG’s senior director of cosmetic science, said the article on parabens was written in 2019. “We have more recent information,” she said, “and the ever-changing scientific space is listed on our in-depth Skin Database under each of the applicable paraben ingredient pages.
The story continues under the ad
However, developments in science do not appear to have affected public distrust of parabens. This concerns Darbre, author of the 2004 study, who continued his research on estrogenic chemicals. She now says that several hundred of these chemicals “can add together at low concentrations to grow cells to their maximum rate.” Therefore, she said, “tracking down” a set of chemicals, such as parabens, is not helpful.
“It would be wonderful if a single chemical could be identified as a single problem and then replaced with something ‘safe,’ but that’s unlikely to happen,” Darbre said. “What often happens now is that a chemical with ‘bad press’ is replaced by a new chemical with less data.”
She cited the reduction of bisphenol A (BPA), a chemical widely used in plastics until 2008. When products are sold as “BPA-free”, she said, it “encourages everyone to think new products are ‘safer’ when all that’s happened is that other bisphenols have replaced bisphenol A.
And as for parabens, which are being removed from products in part thanks to his research? “They are cheap and effective as preservatives,” she said, “and the only alternative to eliminating the preservatives is to drastically reduce the shelf life.”
Janna Mandell is a San Francisco-based journalist covering the beauty and wellness industries.
Since the start of the pandemic, there has been an increase in home workout apps as more and more people choose to forgo the expensive gym membership to continue working out at home even when they reopen. But, for those with a history of injuries, training at home can put you at risk of re-injury.
Student at the University of Illinois, Joseph Rejive saw how injuries can happen without proper form or guidance, which is why he helped create EZPT, an app to help people train safely from home. The platform that has won NFL and Magic Johnson awards provides a personalized plan powered by AI coaching that assesses technique, offers tips for improving form, and tracks biomechanical progress.
The EZPT app is an AI-powered personal trainer that recommends users biospecific exercises to reduce pain and improve mobility. First, we test users’ mobility through an assessment to test their baseline range of motion, designed by movement health experts from Stanford Medicine and the University of Pittsburgh PT School (# 1 in the world). We are able to collect self-reported data on where a user feels pain and collect mobility data with computer vision to give exercise and routine recommendations. During exercise, we use computer vision to provide real-time audio feedback to help prevent injury. Based on their continued improvements in range of motion, our model continues to recommend new programs to continue progression safely. The best part is that it can all be done through your smartphone, so wherever you are, you have access to tools that can help you train safely and worry-free.
People often think of fitness and physiotherapy as two separate areas of movement health. In reality, movement health is a spectrum that ranges from people learning to walk to Olympic-level athletes. EZPT aims to provide routines that blend pre-rehab and rehab into daily exercise. Many people fear training after sustaining an injury – and rightly so. Often people don’t know where their pain is coming from, what caused it, and how to fix it. EZPT takes all that guesswork out by analyzing your biomechanics and giving specific recommendations that are best for your movement health. This lets you focus on exercising without worrying about re-injuring yourself. The app is also available on the App Store and Google Play Store, so anyone with a smartphone can access it.
Not only do we work to prevent new injuries, but we also serve to increase accessibility to world-class fitness trainers. Our AI-powered technology analyzes your movements and detects deficient muscle groups. By combining this information with any pain you feel on your body, we can recommend exercises and routines best suited to your needs. Additionally, we connect users with trainers around the world. Trainers can post different routines on our platform and users can select which ones to follow, depending on their needs. This allows users to work with coaches who can guide them through any injuries they face – all through your phone!
Look for EZPT products on our website. Coming soon!
Do you sip Chardonnay or Sauvignon Blanc with your popcorn?
The flowers are ordered and…wait? What? Didn’t get a chance to plan your Valentine’s Day in advance?
If you’ve been waiting until the very last minute, here are some ideas that might add a spark.
First of all, don’t take balloons. Nobody wants that.
Movie theater
For a light evening, you can try one of Hamilton’s local theaters. They show old classics, but romantic goodies, which can’t miss the mark.
The Westdale Theater is celebrating with two classic romantic comedies airing Monday night. Get your tickets for “When Harry Met Sally” (1989) at 4 p.m. or “The Shop Around the Corner” (1940) at 7 p.m. Stick around after the second screening of Film Talk with Fred Fuchs. thewestdale.ca.
The Playhouse Cinema offers a rare chance to see “An American in Paris” (1951) on the big screen at 7 p.m. This dazzling production, with music by George Gershwin, won numerous awards, including the Oscar for Best Picture. Advance tickets are required. theplayhouse.com
cooking together
It’s not hard to find a romantic dinner for two – or for a crowd – if you know where to look. Check out The Spectator’s delicious recipes at thespec.com/recipes/search.
For example, search for “chocolate” and you’ll find this simple chocolate heart-shaped filet mignon recipe.
Ingredients:
Two filet mignon steaks (each about 5 oz/150 g and 1 1/4″ thick)
Extra virgin olive oil, to taste
Sea salt and freshly ground black pepper, to taste
1/3 cup each: balsamic vinegar, maple syrup
1 tablespoon finely grated chocolate, unsweetened
Directions:
1. Put the fillets in the freezer until they firm up (for a cleaner cut). Using a small, sharp knife, carefully cut a slit from the top center to about a third of the way through the tenderloin. Gently lay out the sections to form the top of the heart. Cut each side slightly at an angle to form the point at the bottom of the heart. Don’t cut too deep; save as much meat as possible.
2. Bring the fillets to room temperature. Spread oil all over. Rub salt and pepper on all sides.
3. Heat a cast iron skillet over medium-high heat until smoky. Add fillets. Cook one side for 2 minutes. Tower. Cook on the other side for 2 minutes. Lower the heat to low. Cook the fillets for 1 minute on each side for rare, 2 for medium-rare.
4. Transfer the fillets to a plate. Tent with sheet. Let stand 10 minutes.
5. Meanwhile, heat the balsamic vinegar and maple syrup in a small skillet over medium-high heat.
6. Once mixture simmers, reduce heat to medium-low. Let simmer, 5 to 8 minutes, until slightly thickened. Remove from fire. Stir in chocolate until melted, about 1 minute.
7. Place each fillet on a serving platter. Drizzle with sauce.
We also have perfect wine and chocolate pairings in time for Valentine’s Day if you’re just looking for a match.
Stay at home
Do we keep Netflix and chill? A Valentine’s Day themed binge or romantic movie is sure to get everyone’s heart racing.
Check out Netflix’s new binge-worthy documentary, “The Tinder Swindler.” The program serves as a cautionary tale of why mixing honey with cash can be fraught with pitfalls. In the documentary, several women recount their experiences of being defrauded by the thousands and left with massive debt by the scammer.
According to the production team of Don’t F**ck With Cats, modern love is a dangerous game in the world of online dating, and all that glitters isn’t gold. Popularly known as The Tinder Swindler, he has seduced and defrauded young women for millions and is a fugitive from justice in several countries. One shot could change your life. This is the ultimate fairy tale nightmare. Follow three women who decided it was time for revenge.
Trip to Niagara
The honeymoon capital of the world is just a stone’s throw away from The Hammer. Day trip or stay overnight. You have the falls, casinos and restaurants in one package. Discover nine Niagara restaurants that made OpenTable’s list of Canada’s Top 100 Most Romantic Restaurants.
A little support
Put yourself first this year and develop a self-care ritual. It means thinking about things you can do for yourself this Valentine’s Day.
romantic walks
A walk under the stars can set the mood, especially if you try one of these local hotspots:
winter lit trail
The woodland trails of Mountsberg Conservation Area are magical with lights and sounds for fun. The Winterlit Trail offers a unique lighting experience with art installations along the trail. Also in Mountsberg, the illuminated maple grove trail has soft overhead lighting to allow for a lovely evening stroll through the maple grove. This experience will include soundtracks from local musicians as you enjoy the beauty of Mountsberg in winter. The Winterlit experience costs $17 for non-members and is offered Wednesday through Sunday evenings between 6 p.m. and 10:30 p.m. until February 20. Click here to see the Winterlit map. chwinterlit.com.
Upgraded evenings are also available at an additional cost from February 18-20.
RBG Winter
The paths of the Royal Botanic Gardens are magical this time of year. Plan a walk together on a cold winter evening. rbg.ca.
VANCOUVER, British Columbia, Feb. 2022 (GLOBE NEWSWIRE) — AZINCOURT ENERGY CORP. (“Agincourt” or the “Company”) (TSXV: AAZ, OTCQB: AZURF)is pleased to provide an update on the 2022 exploration program for the East Preston uranium project, located in the western Athabasca Basin, Saskatchewan, Canada.
Drilling at the East Preston project began on January 24and, and to date, 1,334 meters have been completed in 6 drill holes. After some initial start-up delays due to extremely cold weather, two rigs are now operational on the project. Four drill holes have been completed and two are in progress on the G-Zone. A drill is moved to the K zone. See Figure 2 for the corresponding locations.
Winter 2022 Diamond Drill Program
TerraLogic Exploration Inc. is executing the winter 2022 diamond drill program under the direction and supervision of Vice President, Agincourt Exploration, Trevor Perkins, P.Geo, and Jarrod Brown, M.Sc., P. Geo, chief geologist and project manager with TerraLogic Exploration. The program is planned for approximately 6,000 m of drilling in 30 to 35 drill holes. Drilling will focus on the AG and KHQ trends and will begin in the G zone where the 2021 drill program ended. The program continues to assess the G zone to the south and assess the KHQ trend. The program can be modified and the drill holes adjusted at any time depending on the results.
The 73 km winter road to access the property and camp facilities has been completed. Accurate Industries maintains the winter access road and facilitates transportation of fuel and supplies to camp for the duration of the program. Discovery Mining Services maintains and manages the exploration camp at Snoop Lake for the duration of the program. Full Force Drilling Ltd is supplying two diamond drill rigs and carrying out the drilling programme, which is expected to continue until mid-March. Heavy snowfall and blowing snow have resulted in additional time and effort being invested in maintaining access roads to ensure safe and consistent accessibility.
“It’s good that the drills are turning and the core is coming in,” said Vice President, Exploration Trevor Perkins. “There were a few start-up hiccups due to the extreme cold and the resulting impact on water lines and equipment, but that’s not unusual when working in this remote environment in winter in northern Saskatchewan. The drill program is now progressing well,” Mr. Perkins continued.
East Preston Targets
The primary target area for the 2022 program continues to be the conductive corridors from Zone A to Zone G (AG trend) and from Zone K to Zones H and Q (Trend KHQ) (Figures 1 and 2). The selection of these trends is based on a compilation of results from the 2018 to 2020 ground EM and gravity surveys, property-wide VTEM and magnetic surveys, and the 2019 to 2021 drill programs, the HLEM survey of 2020 indicates multiple potential conductors and complex structures along these corridors.
The 2019-2021 drilling programs on the AG trend confirmed that the geophysical conductors include structurally disturbed zones that host accumulations of graphite, sulphides and carbonates. Anomalous radioactivity has been shown to exist in these structurally disturbed conductive areas. The 2022 drill program will target similar structurally disturbed areas based on the presence and strength of corresponding electromagnetic, magnetic and gravity geophysical anomalies.
Licensing and community involvement.
Permits are in place to complete all planned work through the winter of 2022. Azincourt Energy continues to participate in regular meetings with the Clearwater River Dene Nation and other rights holders to ensure the concerns of local communities are taken into account. Azincourt looks forward to a close and continued working relationship with CRDN and other rights holders to ensure that all potential impacts and concerns are addressed and that communities can benefit from activities in the area through the support of local businesses, job opportunities and community sponsorship. programs and initiatives. Several members of the Clearwater River Dene Nation are directly employed on site or provide support and services to keep the camp and program running.
Photos accompanying this announcement are available at https://www.globenewswire.com/NewsRoom/AttachmentNg/9b381a70-d56e-4fa8-9713-755075bf3379
The Company is also pleased to announce that it has completed a non-brokered private placement of 5,575,000 Units (“Units”) of the Company at a price of C$0.07 per Unit for gross proceeds of C$390,250. (the “Offer”).
Each Unit consists of one common share and one common share purchase warrant (a “Warrant”). Each warrant entitles its holder to purchase one additional common share until February 9, 2025, at a price of C$0.10 per common share.
In accordance with securities legislation, all securities issued under the offering will be subject to a four-month hold period expiring on June 10, 2022.
Agincourt will use the gross proceeds of the Offering for the advancement of the Company’s projects and for general working capital purposes.
The final closing of this offering is subject to the receipt of all necessary regulatory approvals, including that of the TSX Venture Exchange.
About East Preston
Azincourt controls a 70% controlling interest in the more than 25,000 hectare East Preston project under a joint venture agreement with Skyharbour Resources (TSX.V: SYH) and Dixie Gold. Three potential low magnetic signature conductive corridors have been discovered on the property. The three distinct corridors have a total length of over 25 km, each with several identified EM conductive trends. Prospecting and ground sampling work to date has identified outcrop, soil, biogeochemical and radon anomalies, which are key precursors to the discovery of unconformable uranium deposits.
The East Preston Project features several long linear conductors with flex orientation changes and offset failures near interpreted fault lineaments – classic targets for subsurface-hosted unconformity uranium deposits. These are not just basement conductors; these are clearly enhanced/reinforced prospectivity objectives due to the structural complexity.
The targets are subsurface-hosted unconformity-related uranium deposits similar to NexGen’s Arrow deposit and Cameco’s Eagle Point mine. East Preston is near the southern edge of the western Athabasca Basin, where the targets are in a near-surface environment with no Athabasca sandstone cover – hence they are relatively shallow targets but can have great depth when uncovered. The project land is located along a parallel conductive trend between the PLS-Arrow trend and Cameco’s Centennial deposit (Virgin River-Dufferin Lake trend).
Qualified person
The technical information contained in this press release has been prepared in accordance with the Canadian regulatory requirements set forth in National Instrument 43-101 and reviewed on behalf of the Company by C. Trevor Perkins, P.Geo., Vice President, Exploration of Agincourt Energy, and a Qualified Person as defined by National Instrument 43-101.
About Agincourt Energy Corp.
Agincourt Energy is a Canada-based resource company that specializes in the strategic acquisition, exploration and development of alternative energy/fuel projects, including uranium, lithium and other energy elements own reviews. The Company is currently active in its joint venture East Preston uranium project in the Athabasca Basin, Saskatchewan, Canada, and the Escalera Group’s uranium-lithium project located on the Picotani Plateau in southern -eastern Peru.
ON BEHALF OF THE BOARD OF DIRECTORS OF AZINCOURT ENERGY CORP.
“Alex Klenman” Alex Klenman, President and CEO
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.
This press release contains “forward-looking statements”, including forecasts, estimates, expectations and targets for future operations that are subject to a number of assumptions, risks and uncertainties, many of which are beyond the control of Agincourt. Investors are cautioned that such statements are not guarantees of future performance and that actual results or developments may differ materially from those projected in the forward-looking statements. This forward-looking information represents management’s best judgment based on information currently available. No forward-looking statement can be guaranteed and actual future results may vary materially.
Lipstick is one of the most exciting makeup products out there. In an instant, a pop of red can turn an everyday look into a glam look, while a hint of berry can wake up your features and help you feel your best. However, because lipstick makes such a statement, you’ll want to make sure you choose the best shade for you. As you age, this may mean leaving certain colors behind. Read on to see which lipstick color experts recommend you don’t wear after 65, as well as which ones you should embrace.
RELATED: If You’re Over 65, This Hairstyle Ages You, Experts Say.
iStock
Makeup experts suggest avoiding coral-hued lipstick after age 65 because it can make your teeth appear yellow, which is a sign of aging. So why does it have this effect? Because of its yellow undertones. “This shade can make teeth appear more yellow than when a person wears lipstick with a cooler shade,” explains Laura Roncagliprofessional makeup artist and co-founder of MyBeautik.com.
Coral isn’t the only shade that contains yellow. Browns, peaches, and nudes also have a hint of tint, which means you might want to skip those too.
Shutterstock/Teodor Lazarev
The bolder the lip color, the harsher it can look. “To avoid showing age, I recommend staying away from anything that contrasts too much with the wearer’s skin tone — dark on light skin or light on dark skin — or is very shiny,” explains the professional makeup artist. Mandie Brice. She notes that the difference in color between skin and lips can bring out fine lines and wrinkles around the mouth, which you probably want to avoid.ae0fcc31ae342fd3a1346ebb1f342fcb
RELATED: For more beauty tips straight to your inbox, sign up for our daily newsletter.
Shutterstock/MTB Studio
So what are the best colors to wear instead? Roncagli recommends creamy lipsticks in natural shades. “If you have thin lips, avoid matte lipsticks,” says Roncagli. “They will make your lips look even thinner.”
The only exception to the natural shade rule is if you want to counteract a yellowing smile. “Bright, bold colors that don’t have a large amount of yellow in their makeup are great for making teeth look brighter and whiter,” says a professional makeup artist. Marie Winkenwerder. “These colors register as red (without yellow hues), red-blue hues, or purple hues.”
Of course, you should never skip a color if it makes you feel better either. “I usually say that makeup is a form of self-expression, so women of all ages should wear whatever color they want,” says Brice. “That being said, these are definitely lipsticks that will make women look older, which isn’t usually the point of makeup.”
Shutterstock
Getting amazing lip color after 65 doesn’t just depend on the shade you choose, but also how you maintain your skin and lips. “A major tip for approaching lipstick application is to ensure that the area around the lips and the lips [themselves] are fully hydrated,” says Winkenwerder.
To make sure you get it right, choose a quality lip balm, lip mask, and face cream. If you don’t know where to start, ask your dermatologist for advice. With regular application, you’ll be ready to wear even the most glamorous lipstick with confidence.
RELATED: If You’re Over 50, This Is The Garment You Should Ditch.
The Portland Trail Blazers take on the New York Knicks. The Blazers are coming off a fun win over the Los Angeles Lakers, while the Knicks recently picked up a narrow win over the Golden State Warriors. Josh Hart should start.
Saturday, February 12 – 2:00 p.m. PT How to watch on TV: Root Sports NW, NBA League Pass Blazer injuries: Damian Lillard (out), Nassir Little (out), Keon Johnson (out), Eric Bledsoe (out), Didi Louzada (out), Joe Ingles (out) Knicks injuries: Derrick Rose (out), RJ Barrett (out), Luka Samanic (out), Nerlens Noel (day to day) SBN Affiliate: Display and toast
Don’t forget our Game Day thread guidelines.
Do not troll in your comments; create conversation rather than destroy it
Remember that Blazer’s Edge is essentially a non-profanity site
Out of respect for the streaming partners who paid to stream the game, no mention of “alternative” (read: illegal) viewing methods is allowed in our discussions.
The comment system was updated over the summer. They are still working on optimizing it for Game Day Threads like ours. If you don’t like clicking “Load more comments”, remember that the “Z” key can be your friend. It automatically loads the latest comments.
While Virginia may be for lovers and Paris remains a favorite honeymoon spot, Israel’s Negev and Galilee regions have earned a solid reputation among couples looking for a romantic getaway or a vacation. longer stay with their significant other. In a country the size of New Jersey, where you can ski across the snowy fields of Mount Hermon and then, in just a few hours, soak up the sun in the southern resort town of Eilat, few countries offer a mix so diverse in experiences.
There’s never been a better time to plan your next trip to Israel, and thanks to Jewish National Fund-USA Travel & Tours, their expert travel consultants are ready to make your dream vacation a reality.
Below are Israel’s most romantic destinations in the Negev and Galilee, selected by the organization’s supporters and the Western Galilee Tourist Information Center.
Do you agree? Share your thoughts and continue the conversation with the Jewish National Fund-USA at Twitter and Facebook!
Tamar Va-Gefen Wine Boutique and Exclusive Suites
Nestled among incredibly brilliant green vines and historic oak trees is the Tamar Va-Gefen winery and winery. They say life is about making memories, and a visit here will leave you with memories of the winds and aromas of this serene corner of paradise. The vineyards of this region take advantage of the cool, dry air of the rolling hills of the Galilee and overlook the historic Montfort Crusader castle. The local wines are influenced by the basalt-rich soil and produce a full-bodied, fruity and dark wine. When you’re done walking through the hills and tasting the wines, head to one of Tamar Va-Gefen’s three beautiful Mediterranean suites that overlook a forest of holm oaks. The doors of the suites open onto the private patio with a wooden deck and a Jacuzzi, the perfect place to relax after a day of sightseeing. As owners of Tamar Va-Gefen, Tami and Yaron Cohen say, “The calm, uncompromising quality and beautiful views will take you back to the depths of yourself and to the days when everything was quiet, clear and connected. “
Fuel up for a day of adventure at Tamar Va-Gefen with locally sourced seasonal dairy and vegan dishes (Source: Tamar Va-Gefen)
Website: tamar-gefen.co.il/fr
Contact: [email protected] / +972-50-9978911 Tamar Va-Gefen is a proud member of the Western Galilee Now Small Business Consortium of the Jewish National Fund-USA. The initiative brings together leading businesses to promote tourism and help create jobs that strengthen the entire region. NB: Tamar Va-Gefen serves vegan/dairy meals but is not Kosher certified.
The Efendi Hotel
If just thinking about the prospect of being pampered in a 400-year-old Turkish hammam begins to unwind you, then a visit to the Efendi Hotel in Akko is in order. You and your loved one will feel like true nobility staying at this historic hotel, with the Efendi palace-like building previously used by the Ottoman aristocracy in the 19th century.
According to the hotel, the “palaces” that make up the hotel property were built over the remains of ancient buildings from different historical periods, dating back to the 12th century.
You’ll feel like a king or queen at Hotel Efendi, with regal Ottoman architecture overlooking the Mediterranean Sea (Source: Western Galilee Now)
The hotel offers several room types, with each room offering a unique experience. Think solid marble bathrooms, Egyptian cotton sheets, goose-feather pillows, and luxury bathrobes and towels.
While enjoying the golden hue of a Mediterranean sunset, guests will appreciate the hotel’s position between the picturesque lighthouse and the walls of the old city, in the welcoming lanes of Akko.
And when you wake up in the morning, you’re invited to enjoy Hotel Efendi’s famous breakfast, an otherworldly experience influenced by the tastes of Galilee and Akko. A royal breakfast brings together guests from around the world to experience local and exciting flavors, where diners are seated around a chivalrous table in a hall that is hundreds of years old.
As one of the most fascinating, exquisite and special hotels in the world, Hotel Efendi is a perfect location for that special getaway. Website: efendi-hotel.co.il Contact: [email protected] / + 972-74-729-9799
The Efendi Hotel is also a proud member of the Western Galilee Now Small Business Consortium of the Jewish National Fund-USA. By supporting these small businesses, you are helping to improve the quality of life for communities throughout the Galilee region. NB: The Efendi hotel is not Kosher certified.
Severe wine estate
A good drop of quality Pinot can elevate a romantic dinner from grand to sublime, and there are few wineries as picturesque as Stern. Perched atop a mountain overlooking the Mediterranean Sea, the family-run Galilee Winery is the pride and joy of Kibbutz Tuval. Stern Winery’s vineyards use high quality grapes grown between 450 and 540 meters above sea level in soils that vary in composition from basalt to terra rossa with hard limestone deposits.
Be sure to visit their visitor center located a few hundred meters down the dirt road as you enter the kibbutz. Here you will discover the magical world of Johnny Stern and his award-winning wines. And while you’re at it, why not pair local artisan cheeses with your favorite drip while perusing some of Stern’s unique wooden artwork.
Stern Winery’s world-class offerings can be enjoyed while taking in the surrounding spectacular views (Source: Stern Winery)
And speaking of romantic dinners, get inspired by recipes you can make at home from Galilee Culinary Institute by JNF or sample a unique recipe using Stern’s Wine from JNF-USA Kitchen here.
Stern Winery is also a proud member of US Western Galilee of the Jewish National Fund is now a consortium for small businesses. By supporting these small businesses, you are growing the local economy and attracting new residents to the area. NB: Stern Winery offers a selection of Kosher certified wines.
Timna Park and Chudnow Visitor Center
Hold hands as you walk under moonlit skies and experience Timna Park’s iconic ‘lantern-lit’ evenings before retiring for the night in one of the park’s luxurious ‘glamping’ tents. Before the sun rises, join a special dawn tour of the park’s scenic wonders, including the remarkable ‘Solomon’s Pillars’, ‘The Mushroom’ and the giant heart-shaped boulder – an ideal backdrop for that special “selfie” with your bashert.
Later in the day, be sure to visit the Chudnow Visitor Center for the
The majestic rock formations and general tranquility of Timna Park will transport you and your partner to a time when biblical kings ruled Israel (Source: JNF-USA)
Learn about the history of the park through exhibits and interactive displays. Afterwards, cool off in the afternoon by paddleboarding on the park’s enchanting lake or simply relax along its banks under the shade of the trees.
With 15,000 acres of parkland to explore with biblical age copper mines, ancient Egyptian rock drawings and even grazing antelope and ibex, Timna Park has it all.
Website: my.jnf.org/timna and parktimna.co.il/en Contact: [email protected] / +972.08.631.6756
Ramat HaNegev area and Beresheet Hotel
There is something about the rocky plains resembling moonscapes of the Ramat HaNegev region that make you feel like you are on another planet. And what better place to get away from it all than at the Beresheet Hotel, winner of Travel Agent Central Magazine’s “World’s Coolest Hotel Pool” title. With 111 rooms overlooking the spectacular Ramon Crater, consider booking one of the 39 ground floor rooms which include a private pool. And as you admire the spectacular views, take a moment to relax in the prestigious Carmel Forest Spa which offers no less than 70 body, health and beauty treatments for you and your loved one.
Beresheet Hotel takes luxury to a new level, with one of the most breathtaking pools in the world (Source: Beresheet Hotel)
A Beresheet vacation also offers an unforgettable hospitality experience that encompasses the highest quality service, exceptional catering, a luxury spa, spacious accommodations, a magnificent swimming pool, and panoramic views of the incomparable desert landscape.
And no vacation would be complete without sampling the culinary delights of Beresheet’s Rosemarine Restaurant, which captures the essence of the desert with a variety of delicious gourmet dishes prepared from fresh, seasonal ingredients. And after a day of adventure or relaxation, discover gastronomic wonders with a chef’s gourmet menu.
Website: isrotel.com or my.jnf.org/ramathanevev Contact: [email protected] / +972.08.659.8000
Red Scarlett “Darom Adom” Festival – Eshkol Region There’s nothing quite like seeing the sun-scorched plains of Israel’s northern Negev turn deep merlot red after the rainy season, as Israel’s national flower, the Cyclamen Persicum, blooms. To celebrate this breathtaking phenomenon of the natural world, as well as Israel’s agricultural achievements, the “Darom Adom” festival takes place throughout the month of February. The festival features mountain bike marathons, poetry readings, concerts and more. For couples who wish to experience the beauty and serenity of the Eshkol region, it is advisable to visit mid-week.
After the rainy season, Israel’s northern Negev comes alive in a sea of red as Israel’s national flower blooms for the season (Source: Wikipedia Commons)
Thinking of Israel, but still looking for someone special to experience it with?
Jewish National Fund-USA Travel & Tours offers something for everyone, including singles missions in Israel. If you’re looking for someone who shares your love for Israel and philanthropy, visit jnf.org/travel, email [email protected], or call 877.563.8687.
Chelsie Evans named executive director of Hawaiian Community Assets. PC: courtesy
Hawaiian Community Assets announced that Chelsie Evans will lead the upcoming efforts as the organization’s new executive director.
Jeff Gilbreath, who served as interim executive director for the past year and led the organization from 2011-2019, will now focus exclusively on his role as executive director of Hawaii Community Lending, the partner organization of HCA.
The announcement comes at an exciting time for HCA and HCL as they have established the country’s first and only network of Financial Opportunity Centers across all four islands and have seen a 200% increase in the amount of affordable loans made over the course of of the past two years. Together, the two organizations work to build the ability of low- and middle-income families, especially Native Hawaiians, to achieve and maintain economic independence by increasing their incomes, building assets, and ensuring affordable housing. .
At HCA, Chelsie Evans will lead the organization that operates the largest housing counseling agency certified by the Hawaii Department of Housing and Urban Development, serving more than 1,500 local residents each year with free financial counseling, to income and career coaching.
Helping Native Hawaiians and local residents achieve their dreams of home ownership is a natural career path for Chelsie. As the former executive director of Maui Hui Mālama, an organization that focuses on breaking down barriers for at-risk youth, Chelsie has a deep empathy for what many Native Hawaiians face on a daily basis. She overcame challenges in her own life, and housing security was a constant obstacle. Her struggles to find a home while raising her son as a teenage mother and losing her job while caring for her medically fragile daughter have not been an easy road. It was these experiences that brought Chelsie to the doorstep of a Hawaiian community asset, ready to serve and advocate for the Hawaiian people.
THE ARTICLE CONTINUES UNDER THE AD
With her roots in Makawao, Chelsie has traveled among the islands and had the privilege of working with the Pana’ewa Hawaiian Homestead community in advocacy for community development with the Lili’uokalani Trust. From there, she moved on to other organizations that helped her grow as a Hawaiian leader and gave her the opportunity to serve survivors of domestic violence, keiki displaced from their homes, and youth with disabilities. obstacles to their educational and professional goals.
THE ARTICLE CONTINUES UNDER THE AD
Keiki Tre’, Lhaia and Violet de Chelsie were central to her desire to serve our community. While being a mother, she balanced her college classes, eventually earning a bachelor’s degree in psychology and a master’s degree in human services. She has spoken at national symposia on social justice and domestic violence and founded Wrapped in Wings, an organization that supports seriously ill children and their families. In 2019, she was offered and accepted the experience of being the executive director of Maui Hui Mālama.
Now as Executive Director of HCA, Chelsie is committed to creating a thriving community that provides people with options for the life experiences Hawai’i has to offer. “My desire is to be part of a larger community that uncovers the inequities Hawai’i people have to navigate. I hope my personal and professional experience can help close the housing gap, inspire our people to demand to be part of the change and to provide the high quality financial and housing programs that our community needs most.
As a nonprofit 501(c)3 community development and HUD-certified housing counseling agency, HCA offers a range of options for local families struggling or seeking economic opportunity, ranging from counseling financial services and professional support for access to debt consolidation and down payment loans. , and emergency grants and loans made available by HCL.
THE ARTICLE CONTINUES UNDER THE AD
The latest offering from HCA and HCL is a series of workshops aimed at preventing foreclosures on the island of Hawai’i and Kaua’i by providing options and financial assistance to homeowners. the “Know your options to prevent foreclosure” the workshops are part of the Homeowner Assistance Fund, a $5 million pilot program administered by HCL, which launched on both islands in November 2021. Homeowners are encouraged to register for one of the online workshops from an hour by calling 808-587-7656 or signing up at www.hawaiiancommunity.net.
In addition to its online presence, HCA operates four Financial Opportunity Centers in Maui, O’ahu, Kaua’i and Hawai’i Island. At the centers, HCA’s professionally trained financial counselors provide benefits such as workshops for renters and homebuyers, personalized financial counseling, and access to grants and loans. With 12 counselors, HCA offers the largest number of HUD-certified counselors in the state.
“All of us at HCA and HCL have been called upon to do more during these trying times to ensure residents receive the help they need and that our outdated affordable housing systems are overhauled so our residents can live and raise their families. here,” says Jeff Gilbreath. “The growth we have experienced has made it essential for HCA to have a dedicated leader with multi-faceted experience, and we have found that person in our new ED Chelsie Evans. The two of us leading these sister organizations will better position ourselves to redesign a system that sees our local people and communities as our greatest assets, and that housing is a human right, not a privilege.
For more information, please contact HCA toll free at 866-400-1116.
SATURDAY, Feb. 12, 2022 (HealthDay News) — February is American Heart Month — a great time to remind women of three things they need to know about heart disease.
It’s the leading cause of death for American women, accounting for one in three deaths, according to the American Heart Association (AHA). Although progress has been made to reduce this rate over the past 20 years, improvement in risk factors and mortality rates in women under 50 has been slow.
That’s why the AHA urges women to do three things: Recognize the signs of a heart attack; understand their risk factors for heart disease; and make healthy lifestyle changes to prevent heart disease.
No. 1: Be aware that heart attack symptoms in men and women can differ. Chest pain is the main symptom in both cases, but in women it may not be the only or main symptom, according to Dr. Rekha Mankad, cardiologist and director of the Mayo Clinic Women’s Heart Clinic in Rochester. , Minnesota.
People also read…
“The chest pain is there, but it can’t overtake you. The pain can be in the jaw, radiating down the back, or up the neck. A woman can be short of breath, have a stomach ache, or break away. sweat,” Mankad said in a Mayo Clinic press release. “Women who have a heart attack can be tired and often have an overwhelming sense of unease – that something is wrong.”
Women often ignore these symptoms because they doubt they might be having a heart attack. A 2019 AHA survey found that only 44% of respondents knew that heart disease is the leading cause of death among women.
No. 2: Know your risk of heart attack and stroke. These include age, high blood pressure, diabetes, a concerning cholesterol profile, and smoking or vaping.
A cholesterol profile high in “bad” low-density lipoprotein (LDL) cholesterol and triglycerides (fats in the blood) increases the risk of heart disease for both sexes.
Women are more likely than men to have high blood pressure as they age, so they should watch for changes, as high blood pressure could put increased pressure on the heart, arteries and kidneys. It also increases the risk of stroke. Women who have diabetes or who smoke are at higher risk of heart disease than men who have it.
It is also important for women to pay attention to complications such as gestational diabetes, high blood pressure during pregnancy, or premature delivery, as these can increase the risk of heart disease later in life.
Each of these risk factors should be shared and discussed with a medical professional, Mankad said.
No. 3: Reduce your risk. To help prevent heart disease, take steps to manage blood pressure, control cholesterol, lower blood sugar, engage in daily physical activity, eat a healthy diet, lose weight, and quit smoking.
“Quitting smoking or quitting vaping is one of the best things you can do for your heart,” Mankad said.
“The most lasting changes often start small,” she added. “As little as 10 minutes of walking or being active each day can improve mood and create a healthy habit to build on. Replacing a processed food with a more nutritious whole grain, fruit or vegetable, and choosing Olive oil rather than hydrogenated oils all have a positive impact on heart health over time.
The US National Heart, Lung, and Blood Institute offers a guide to a healthy heart.
SOURCE: Mayo Clinic, press release, February 1, 2022
This article was originally published on consumer.healthday.com.
Sign up here to get the latest health and fitness updates delivered to your inbox every week!
There are the codes of house beauty, and then there is Proenza Schouler. Designers Jack McCollough and Lazaro Hernandez almost never stray from the natural, cool downtown hair and makeup aesthetic they helped establish when they launched their New York-based line a while ago. 20 years, and their fall runway show was no exception. “They love the boldness of a fresh face,” makeup artist Diane Kendal said with a knowing shrug as she inspected the models’ contoured cheeks as the late afternoon sun streamed through the fourth-floor windows. of the Brant Foundation in the East Village.
And there’s definitely something daring about leaving skin almost bare, amplified only by a diffused application of contrasting shades of MERIT Beauty’s excellent The Minimalist Perfecting Complexion Foundation and Concealer Stick foundation, which Kendal sprinkled with its Day Glow illuminating balm. But it was the finishing touches that came with brushed brows, curled lashes — with mascara just at the roots — and a coat of Signature Lip Lightweight lipstick from MERIT, the clean beauty brand‘s first new product. since its launch last year, which gave models the perfect dose of wearable polish. “I’ve been a lifelong Proenza Schouler fan,” says Katherine Power, CEO and Founder of MERIT Beauty, explaining why she teamed up with McCollough and Hernandez to launch the brand’s first lipstick, enriched with squalane and sunflower of plant origin. seed oil for a super hydrating tint and weightless feel. “It’s a lipstick you can live in,” Power says of the eight buildable shades — effortless riffs on ’90s neutrals — who felt comfortable with structured tailoring and play. of volume that adorned the track.
Effortless is an apt term for natural lengths and the “classic but easy” bob hairstylist Guido Palau cut for the show – six, in total – that were cut high, just below the ear, parted down the center and processed with a mixture of water and Oribe Super Shine Moisturizing Hair Cream before air-drying for an attractive, long-lasting texture. Shortcuts have been popping up on and off the track lately as we approach a new phase of the pandemic and we are all looking for a way to redefine ourselves after nearly two years of living with COVID. “It gives neck,” Palau says of the figure-elongating style. But it’s the emotional makeover that comes with a defining haircut that offers perhaps its greatest appeal. “It uplifts you, it lifts your spirit, your energy and it’s cathartic,” Palau continues, which, if nothing else, offers an optimistic outlook for the season ahead.
Marie Claire is supported by her audience. When you purchase through links on our site, we may earn a commission on some of the items you choose to purchase.
Ally Love guides you step by step.
If you’re a fan of Reformer Pilates, yoga classes, or meditation, you might have tried a few Barre exercises.
Similar to ballet, Barre is a low-impact workout that promises to strengthen multiple muscle groups, including your glutes, thighs, and pelvic floor (just get ready for DOMs the next day, if you haven’t worked out in a while). time) .
Moreover, as with any exercise, it also offers an improvement in your mental health, thanks to the endorphins practices (i.e. the hormones of the well-being) which you release during a session of sweating.
Celebrity fans rumored to include Alessandra Ambrosio, Karlie Kloss and Natalie Portman, as our roundup of the best celebrity workouts shows.
Want to try for yourself? We picked the brains of Peloton instructor Ally Love – aptly titled the “Queen of the Helm” – to take her on. Keep scrolling through her complete Barre guide, plus a look at her must-have barre exercises to try tonight. While you’re here, also check out our guides on Pilates vs Yoga, Breathwork and Strength Training.
Videos you might like:
Bar: your complete guide
If you’ve never heard of Barre before, as above, it’s a combination of dance, ballet, and bodybuilding. “It limits your range of motion and uses grabs and pushes to fatigue the muscle group,” Love says.
So why is Barre such a great sweat session? “It’s an effective and fun workout,” she continues. “You can use the rhythm of music to strengthen your body, which will normally help distract you from the idea of working out and enjoying the workout,” instead.
Most barre classes use a combination of postures inspired by ballet and other disciplines like yoga and Pilates. “Barre involves doing exercises, with or without props, that focus on isometric contracts combined with isotonic training: repetitions of small range-of-motion movements,” she continues.
Fun fact: Barre means catwalk and was created in London in 1959 by Lotte Berk, a German-born ballerina, Love explains. “After injuring her back, Berk came up with the idea of combining her ballet barre routines with her rehab therapy to form an exercise system.”
Benefits of the bar: 4 to know
Besides being a great mental health booster, Barre has many benefits.
1. It’s a full body workout
Much like some forms of Pilates and strength training, Barre actually offers a full-body workout, meaning you’ll be using most of your muscle groups in the workout.
2. It will strengthen your muscles
Likewise, it’s great for strengthening your core, glutes, and legs, the expert shares.
3. It’s low-impact yet effective
As we explained in our guide to low impact training, low impact workouts – like Barre – can be really great for anyone with joint problems or injuries, as they put less strain on your joints, but can offer an equally effective workout.
4. Increases flexibility
As, generally speaking, workouts involve a lot of stretching, which promotes both joint flexibility and range of motion.
Barre exercises: 5 to try tonight
Below are Love’s five favorite barre exercises that are perfect to try at home. Ready to try them?
1. iFolded statement
How? ‘Or’ What: Squeeze your inner thighs together and lift your heels as high off the ground as possible. Keeping your shoulders stacked over your hips and your thighs engaged, bend your knees and lower your body until your thighs form a 45 degree angle with the floor. Without lowering your heels, straighten your knees to return to a standing position.
Repeat.
2. Large folded Heel lifts
How? ‘Or’ What: Wide stance and point your toes about 45 degrees out. Extend your arms out to the sides at shoulder height or at your hips. Keeping your knees behind your toes and your shoulders stacked over your hips, bend your knees to lower your body until your thighs are parallel to the floor, or as deep as possible without compromising your form.
Alternate: From this position, raise yourself on the heels at a time, and alternate.
3. Large folded Legumes
How? ‘Or’ What: Wide stance and point your toes about 45 degrees out. Extend your arms out to the sides at shoulder height or at your hips. Keeping your knees behind your toes and your shoulders stacked over your hips, bend your knees to lower your body until your thighs are parallel to the floor, or as deep as possible without compromising your form. From this position, hold and move the core of the body 1 inch up and 1 inch down.
Hold: For 16 to 32 accounts.
4. Past
How? ‘Or’ What: Start in first position where your heels together and feet in a small V. Pull your left knee up and point your left toes as your foot lifts off the floor. When your left toes reach your right knee, return it to first position.
Repeat: On another side.
5. Curl Bar
How? ‘Or’ What: Lie flat with your feet firmly planted on the floor. Hold the outside of your thighs and roll back so your abs are engaged, keeping your shoulder blades above the floor.
Hold: Keeping your abs tight, drop your legs and hold this position.
The Peloton and adidas Spring Summer 22 collection is now available apparel.onepeloton.co.uk at adidas.co.uk/peloton.
Last week, freelance journalist Clarissa Wei caused an uproar with her rendition of “Singapore Chicken Curry,” which was featured in The New York Times (NYT) and on the publication’s Instagram reel.
Netizens – especially Singaporeans – were quick to criticize the cloudy-looking “curry”, going so far as to say it looked like “long kang (drain) the water” and “the spice water”.
In response to the backlash, the NYT has since deleted her Instagram video. He also posted a message online today (February 11) to clarify the situation.
“The video demonstration did not follow the recipe exactly,” the publication admitted. He also explained that the actual recipe, adapted from Singaporean home cook Shila Das, was actually for nasi biryani, a mixed rice dish.
“As a result, the video did not do justice to Ms. Das’ family dish or her Lunar New Year tradition.”
Shila herself wasn’t very happy with Clarissa’s article.
Speaking to The Straits Times, Shila said she shared her late father’s chicken briyani recipe with Clarissa. But little did she know it would be split into two recipes – one for the nasi biryani and one for the controversial curry dish.
“She never told me the recipe was going to be split in two. And when I saw the Singaporean chicken curry recipe, I knew there would be trouble.”
Shila said she then contacted Clarissa to ask if the video could be taken down because it looked “so fake”. However, he was reportedly told that the NYT wouldn’t.
Cookbook author Shermay Lee, quoted in Clarissa’s article, was a culinary expert who also denounced the recipe, calling it “laughable”.
“I felt it was such a wasted opportunity to show all the beauty and deliciousness of our food outside of Singapore – after all, it’s The New York Times,” she told the Straits Times. .
The HSI underperformed its global peers amid tech clampdown and economic slowdown
Easing real estate rules and lower borrowing costs could boost market confidence
The HSI breached above a “Falling Wedge” pattern, opening the door for further gains
Hong Kong’s Hang Seng Index (HSI) could take a significant move rebound after a long period of consolidation. It was among the worst-performing indexes in the world last year, partly due to a severe technological crackdown and a slowing economy. While the S&P 500 index has gained 17% over the past 12 months, the HSI has fallen more than 18% (chart below). This could make the HSI attractive to value investors looking for a bargain over the medium to long term.
The price-to-earnings ratio (P/E) of the HSI fell to 9.8, against 23.6 that of the S&P 500 index and 34.3 that of the Nasdaq 100 index. Its P/E ratio is also lower to the five-year average of 10.86. A relatively cheap valuation can cushion downside potential in the face of external headwinds.
Hang Seng Index vs. S&P 500 Index – 12 Month Performance
There are some positive catalysts at the start of the year. Chinese authorities have drafted rules to give property developers greater access to blocked funds, providing them with crucial help to deal with their debts. The loosening of ownership rules has raised hopes that policymakers will also loosen rules on the tech sector, easing pressures on stocks such as Tencent, Ali Baba and Meituan. Their stock prices fell sharply last year after authorities tightened their grip on tech companies, accusing them of monopolistic practices. Alibaba has lost more than 60% of its market value from its all-time highs, and the stock may be overly penalized due to its fundamental and dominant position in China’s e-commerce market.
Additionally, the PBOC cut borrowing costs for a second straight month in January, cutting the 1-year MLF rate by 10 basis points. This indicates that the world’s second largest economy is entering a cycle of monetary easing as inflation in the country begins to subside and economic growth slows. Contrary to the majority of Western countries which are tightening their monetary policy to contain inflation, China is doing the opposite. The policy divergence is making Hong Kong stocks more attractive than before to global investors.
The Hang Seng Index (HSI) exceeded one “Falling corner” on the upside, opening the door to further upside potential. The “Falling Wedge” is usually a bullish trend reversal pattern, which sets the stage for a strong technical bounce after a long period of consolidation.
The index also likely formed a “Double bottomChart pattern with strong support found at 22,800. The “double dip” is also a common bullish trend reversal pattern, suggesting that selling pressure may wear off after prices hit “bottom”. ” twice.
An immediate resistance level can be found at around 24,900 – the 127.2% Fibonacci extension. A breach above this level may expose the next resistance level of 25,600. The MACD indicator is trending higher above the neutral midpoint, underscoring the bullish momentum.
The right personal loan could make your debt much cheaper and easier to pay off.
Key points
Personal loans allow you to borrow money for almost any reason.
They often come with affordable interest rates.
Personal loans can be used to consolidate debts. This means that you take out a new personal loan and use it to pay off several existing creditors. You can use a personal loan to pay off credit cards, medical debts, other personal loans, etc.
But why would you want to do that? Here are six main reasons why a personal loan can be the ideal tool to use to consolidate your debts.
1. You can use the loan proceeds for anything you want
Most personal loan providers offer great flexibility in how the borrowed money is used. They may not even ask you what you will do with the loan proceeds.
Therefore, after borrowing, you are free to pay off just about any debt you want, from credit cards to medical debt to other personal loans.
2. Personal loans often offer competitive interest rates
The interest rate on a personal loan is often much lower than the rates for other common types of debt, such as credit card debt.
If you can lower the interest rate on your borrowed funds, repayment should be less expensive over time because you won’t have to give the lender so much money to have the privilege of accessing credit.
3. Many personal loans allow you to borrow a large sum
It is often possible to borrow a large sum of money when taking out a personal loan – sometimes as much as $50,000 or $100,000, depending on your income and other financial qualifications.
Since you can borrow a lot, you should hopefully be able to use your personal loan proceeds to pay off most or all of your outstanding debt. This will simplify the debt consolidation process since you won’t have to choose which debts to pay off with your consolidation loan, and you won’t end up with multiple creditors when you’ve completed the process.
4. You can lock in your interest rate with a personal loan
Many lenders offer you the option of choosing a fixed rate personal loan. If you refinance variable rate debt into a fixed rate loan, you won’t have to worry about rising rates and your debt going up.
You’ll have complete certainty about what you’ll be paying each month because your monthly payments and borrowing costs will never change.
5. Personal loans come with fixed repayment schedules
When you apply for a personal loan, you decide on a fixed repayment schedule for your personal loan, such as three years or five years. This time frame will not change once you sign your loan agreement and commit to borrowing.
As a result, you’ll know exactly when you’ll complete your debt repayment plan and be free of any debts you’ve consolidated.
6. You don’t usually put your assets at risk when you take out a personal loan
Typically, you will use an unsecured personal loan when consolidating debt. This means you don’t need to use any assets as collateral, unlike a home equity loan, where your home secures the loan.
Each of these benefits distinguishes personal loans from other debt consolidation options, such as home equity loans or balance transfers. If you’re hoping to consolidate your debt this year, a personal loan should be considered when deciding what new credit to take out to pay off your existing lenders.
The Ascent’s Best Personal Loans for 2022
The Ascent team has scoured the market to bring you a shortlist of the best personal loan providers. Whether you’re looking to pay off debt faster by lowering your interest rate or need extra money to make a big purchase, these top picks can help you reach your financial goals. Click here for the full rundown of The Ascent’s top picks.
Applications from eligible small businesses are now being accepted for the Ontario Small Business COVID-19 Relief Grant, says a statement released by the Sault Ste. Marie Chamber of Commerce.
Businesses in the area that were due to close following the final stage two of the reopening roadmap – including restaurants and bars, fitness centers and gyms and performance venues – have until March 11 to apply for the grant.
The full text of the Chamber of Commerce press release follows:
The Government of Ontario is pleased to announce that eligible small businesses that were scheduled to close under the amended Stage 2 of the Reopening Roadmap can now apply for the Ontario Small Business COVID-19 Relief Grant. 19 (OSBRG).
The application portal will be open from February 9 to March 11 for applications from: • Newly created companies • Businesses that may not have already applied for the Ontario Small Business Support Grant in 2021 • Businesses that were previously deemed ineligible but are now eligible
To be eligible, applicants will need to confirm that they: • Had fewer than 100 employees as of December 31, 2021 • Were an active business on January 14, 2022 • Were required to close domestic operations on January 5, 2022
Small businesses eligible for OSBRG include: • Restaurants and bars • Facilities for indoor sports and recreational fitness activities (including fitness centers and gymnasiums) • Race sites, casinos, bingo halls and gaming establishments • Theaters and cinemas • Museums, galleries, aquariums, zoos, science centers, monuments, historic sites, botanical gardens and similar attractions • Meeting or event spaces • Excursion and guide services • Conference centers and convention centers • Driving lessons for individuals • Before and after school programs
The OSBRG User Application Guide provides additional information on applying for a grant. The Ministry of Economic Development, Job Creation and Trade has sent an email to eligible businesses that qualified for the Ontario Small Business Support Grant in 2021 and were closed again on January 5, 2022, because they have been pre-screened and do not need to apply for OSBRG. But they may be asked to confirm their continued eligibility.
For more information on available business support, please visit the website.
Well-funded start-ups and major food manufacturers are betting big that alternative seafood – plant-based, fermented and cell-grown – will be the next big new opportunity in alternative protein.
The U.S. market for seafood alternatives is tiny, with plant-based seafood dominating the niche. According to data from market research firm SPINS, plant-based seafood alone accounts for only about 0.1% (or about $12 million in annual sales) of the entire seafood market. US seafood market – and this despite sales growth of 23% in 2020.
Fermented seafood, represented primarily by mycoprotein-focused company Quorn Foods, is currently too small to matter. Cell-cultured seafood, which is produced by culturing marine mammal cells, is still in the pre-launch stage.
Essential taste and texture
Alternative seafood is currently a minnow. However, it’s similar to where alternative dairy was in the 1990s and where alternative meat was a decade ago, so I agree with start-ups, investors and established food companies who dive into space that there are opportunities there. The most important questions concern the size of the opportunity – does the size of the opportunity justify the high level of investment we are seeing? — and what it will take for that opportunity to materialize. What will it take to create and build a market for plant-based, fermented and cultured seafood?
The total seafood market in the United States is huge, accounting for approximately $15 billion in annual sales. If, for example, the alternative seafood segment can cut 5-7% of that total by 2030 – a reasonable goal but not an easy one to achieve – that would be substantial, amounting to nearly $1 billion. of annual sales, and that’s where I think the space needs to be by then to scale properly and be taken seriously.
The two keys to making alternative seafood a viable segment are taste and consumer acceptance, which go hand in hand. These are the main characteristics of any alternative seafood product – plant-based, fermented or cell-cultured. Sustainability issues, overfishing of the oceans, disadvantages of aquaculture, all of which are used to market alternative seafood products and could have a place in the marketing mix, are secondary and tertiary product attributes. Consumers must accept alternative seafood as viable substitutes for wild and farmed seafood. Alternative seafood products must taste good to consumers.
A recent study by consumer insights firm Kelton Global commissioned by nonprofit and alternative protein advocate The Good Food Institute found that nearly three out of four consumers are interested in alternative seafood. According to the study, the majority of those interested are omnivores and flexitarians who do not follow any particular diet.
The study showed that the most important attributes of seafood alternatives for consumers are flavor and texture. A majority cited taste and texture as the top two barriers to choosing products over wild and farmed seafood. Consumers expect to dislike the taste and texture of seafood alternatives, hurdles that can be overcome but can often mean ongoing changes in recipes and formulations.
Lessons from plant-based meat
It is always instructive to apply an analogous product development history when looking at a nascent segment like alternative seafood. Alternative meat, especially plant-based meat, which has been on the market for more than three decades, is a good example.
Historically, taste and texture have always been the limiting factors for plant-based meat brands to gain wide distribution in supermarkets (as well as placement in the case of meat in stores where it was offered for sale). sale), while achieving something close to widespread consumer acceptance. .
Beyond Meat and Impossible Foods have broken that code in a big way, gaining widespread retail distribution, placement in in-store meat cases, and a consumer base that includes meat eaters. The taste and texture of their alternative meat products closely approximate the taste and texture of conventional meat.
Taste and texture are the driving force behind the popularity of these two alternative meat brands, as well as a few others following in their footsteps. All other attributes – including sustainability benefits, being vegan alternatives – follow as secondary and tertiary product attributes that might encourage consumer trials, but not repeat sales.
Data, insights and analysis delivered to you
See all newsletters By the Just Food team Subscribe to our newsletters
Limited margin of error
Alternative seafood brands that will succeed, whether plant-based, cell-cultured, or fermented, will do so primarily because they have products that are similar in texture and taste to the real thing. Consumers will accept plant-based tuna or salmon that vary slightly in texture and taste from wild-caught salmon (just as farmed salmon may taste slightly different from wild-caught), but the margin error of the alternatives is very low. Consumers may try an alternative seafood product based on its secondary and tertiary attributes, but repeat sales will only come from product acceptance i.e. taste and texture.
Investment dollars are flowing into alternative seafood, but there is a risk that brands will think that with enough funding and the right marketing, they can build a brand and collectively build a segment based on these secondary attributes. and tertiary.
Negatives rarely, if ever, work in food marketing. Beyond Meat and Impossible Foods both use anti-animal meat messages. But that’s secondary to the product. Texture and taste are at the heart of their proposal. The message is: “We’re an alternative, but we look, feel and taste the ‘real thing’, or even better than this.”
For alternative seafood, we are only in the first quarter of the game. There are currently a handful of brands on the market, mostly all plant-based, but new brands are being created at breakneck speed and a a number of existing brands are improving the quality of their products. In the past two years alone, many plant-based alternatives to seafood have been introduced that taste much better than the products launched just a few years ago.
Retail distribution of alternative seafood brands is uneven, but retailer acceptance is growing rapidly. Wider distribution is essential not only for increased availability, but also because it signals to consumers that retailers find alternative seafood worth selling.
The next iteration of alternative seafood will be cell culture products. Those developing cell-cultured seafood are waiting for FDA approval to hit the market, but they could help the broader alternative seafood segment reach the 5-7% share of the U.S. seafood market. $15 billion seafood that I believe is necessary to make it a real competitor.
However, consumer acceptance will be more difficult for cell-cultured seafood products than for plant-based products due to a lack of knowledge of the vast majority of consumers about new foods. Companies already in the space will have to work hard to convince consumers of the safety qualities of products, even when regulatory guidelines are issued.
Additionally, various industry and consumer groups object to cell-cultured seafood actually being called seafood, which would only add to consumer and retailer confusion. Food products of plant origin, on the other hand, are fully accepted by consumers and retailers.
The keys to the success and consumer acceptance of all alternative seafood brands, whether cell-cultured, plant-based or fermented, are texture and taste. Product first. Everything else is secondary and tertiary.
Just Food columnist Victor Martino is a California-based strategic marketing and business development consultant, analyst, entrepreneur, and writer, specializing in the food and grocery industry. It is available for consultation at: [email protected] and https://twitter.com/VictorMartino01.
Related companies
Flavourtech
Processing technologies for flavor recovery, extraction and evaporation
Kurita
Integrated water treatment solutions for food processing plants
Should you refinance your mortgage to consolidate your debt?
As with any financial decision, you’ll want to do your research and consider all of your options. To determine if a cash-out mortgage refinance is best for you, ask yourself the following questions.
Will I be eligible for a mortgage refinance?
To be eligible for a mortgage refinance, you will need to meet the following criteria:
A credit score above 620 (580 for VA loans)
At least 20% of your home equity (excluding VA loans)
A debt-to-income ratio (DTI) of 50% or less
Enough money to cover closing costs
proof of income
Do I have enough equity?
Since you will be using the equity in your home for a cash refinance, you will need to have enough money to borrow while still retaining some of the equity in the home. This is a requirement of most mortgage lenders.
The amount of equity you leave in your home after refinancing matters because it affects your loan-to-value (LTV) ratio. Your LTV determines if you need private mortgage insurance, or PMI, which can cost you hundreds of dollars on your mortgage payment each month. If your LTV is over 80%, your lender may require you to pay for this insurance.
Recent changes mean that you also have trouble withdrawing money if you have an LTV above 80%.In most cases, only borrowers using a VA refinance loan will be able to withdraw money with LTVs above 80%. Indeed, the VA loan program allows qualified borrowers to use the equity in their home even if it is less than 20%. For VA loans specifically, you can cash out all of your existing equity if your credit score is 680 or better. Otherwise, you must have an LTV not exceeding 90%.
To see how a cash-out refinance might affect your LTV, follow the formulas below to calculate your numbers and compare.
To calculate your LTV before refinancing, divide your loan balance by the appraised value of your property. The formula looks like this:
Loan Balance / Appraised Property Value = LTV
Let’s say your home is worth $200,000 and your loan balance is $140,000. Your LTV would be 70%.
Property value = $200,000
Loan balance = $140,000
140,000 / 200,000 = 0.70
To determine your LTV amount with a cash refinance, simply add the amount of equity you wish to borrow to your current loan balance, then divide it by the appraised value of your property. The formula looks like this:
(Borrowed Equity + Current Loan Balance) / Appraised Property Value = LTV
Using the example above, we’ll add the $16,000 you would borrow to pay off your credit card debt. Your new loan balance would be $156,000 and your new LTV after your withdrawal rollover would be 78%.
Property value = $200,000
Loan balance = $140,000
Cash out amount borrowed = $16,000
New loan balance – $156,000
156,000 / 200,000 = 0.78
With an LTV of 78%, you can refinance in cash with enough equity remaining to avoid PMI.
Use this formula to calculate what your LTV would be after a refinance. If it’s over 80%, you might want to seriously consider whether removing that capital would give you enough money to meet your goals.
Julian Addo strongly believes in products that work. It’s a simple thing to ask, but in today’s beauty landscape, it’s hard to find quality over frills. This, coupled with the fact that she didn’t think there was really a brand that really understood natural hair, is what prompted Addo to launch her brand Adwoa Beauty in 2017. With over 10 years of experience in the hair industry, as a stylist, salon owner and blogger, as well as a career in banking – Addo was armed with the knowledge to create a brand that takes care of not just curls, but all hair types. The line combines the best of nature and science to enhance customers’ unique textures, and the simple line is easy to use – each product has a clear purpose and place in your routine.
When it comes to skincare, Addo tries to maintain a similarly simplified point of view. “Honestly, I try to keep it as simple as possible,” she says Charm. “Skincare can be a really confusing and crowded space when it comes to a product and all the things in the market. The acids and all the different ingredients can really damage your skin if you don’t know what you’re doing. So I’ve been using a lot of the same products since I was 16. I stick to the basics.
For Addo, however, bases don’t just mean cleanser, moisturizer and SPF. She’s a big fan of exfoliation — she uses a chemical exfoliator twice a day — and anything that promises to brighten. “My skin is prone to hyperpigmentation,” she says. “Obviously I’m more melanistic, and if I have a pimple, if I don’t touch it and it goes away on its own, it still leaves a scar. So I always try to clear up something thing on my face.
So what exactly is she swearing by? Read on for the exfoliators Addo has been using for years, the best sheet mask on the market, and the moisturizer that makes her look like a shining star in another episode of CharmLeave the routine.
My cleansers
For cleansers, I clean day and night. I have super oily skin. During the day, I’m just going to use something very soft. I love the Fresh Soy face wash; it just does the job of taking the night off my skin, but not really stripping my skin, and helps it feel really hydrated. And then at night, I’ll switch to something that gives me a little more work. I love The Inkey List Salicylic Acid Cleanser. And then I always go with the Dermalogica Daily Microfoliant – I have a lot of scars I’m trying to get rid of, so anything that lightens, exfoliates and removes scars, that’s what I’m going to buy.
Cleansing facial cleanser with fresh soy
My tonics
For the toner, I really loved One Thing; it is a korean brand. It’s kind of like The Ordinary’s version of K-beauty, because it’s a good price, and it’s a very simple one-ingredient product. I found it on Instagram a few years ago and used the Centella Asiatica extract; it helps, again, to fade the scars. So after cleaning my face, I’ll add some on the cotton ball and wipe it all over my face day and night. And that’s the only thing I do for a toner.
My face mask
I don’t really use much gasoline unless I’m making a face mask. If I make one, I love Too Cool for School; it’s another K-beauty brand. I think their Egg Cream Mask is the best mask on the market. There is no sheet mask that is superior, in my opinion. They give you so much essence in the package, and I’ll do it twice a week, and I’ll put the essence all over my face and neck. You don’t want to forget your neck!
my serum
I love the Rose Ingleton MD Complexion Brightening Booster Serum. It helps to lighten your skin tone and scars.
My scrubs
These two liquid exfoliators are a staple in my routine forever. One is the very popular Paula’s Choice 2% BHA. I love it during the day, it gives me a dewy glow. And then another cult product that I use at night, which is a similar, slightly different product, is the Biologique Recherche Lotion P50v 1970. I use both every day, which I know surprises everyone ! My skin can take a lot. I really don’t use anything specific for spot treatments, but this P50 really helps, I’ll put it on my skin if I get a breakout, and when I wake up in the morning the breakout is no longer prominent.
My moisturizers
I use this P50 at night so my skin exfoliates a lot. So I like to go there at night with something super, super heavy. And for several years, I love the Weleda Skin Food. I go to bed looking like a shining star. I’m going to stick it all over my face, under my eyes, everywhere. And I’m going to sleep with it.
For daytime moisturizers, I currently love Tatcha The Dewy Skin Cream. I alternate this with the Rose Ingleton ® Signature Moisturizer; I also really like her moisturizer. I always use something lighter in the day, as I use this heavy Weleda Skin Food at night. So I’m just going for a light, light finish during the day. But I pair it with the Flora + Bast Age Adaptive Face Serum with CBD. It says “serum”, but it’s an oil. I’m going to put that on first, then my moisturizer last.
My eye cream
I really haven’t found an eye cream that I like. I was playing with Tatcha Peony eye cream, but I don’t know. I didn’t really find anything that I noticed a difference. My eyes are dark and sunken, I don’t have pockets. Mine’s sunken, and it’s hereditary. So I was told there was nothing I could do about it except Botox. I just make sure that area is hydrated because it’s so thin. I will use the Weleda at night, to be honest.
My FPS
I love Supergoop invisible sunscreen. I love the brand and will be using it daily as most of the time I don’t wear makeup. And then some days when I want something a little more, I like Tower 28 Beauty SunnyDays Tinted Sunscreen SPF, I love it. If I just want to look a little neater that day, I’ll use it.
my lip balm
I am obsessed with Lanolips pomades. All flavors: coconut, strawberry, I have them all! I like the Laneige lip mask, and there’s also a lip mask from One Thing, this K-beauty brand that I use at night. Gotta keep your lips hydrated!
My treatments
I started going to a beautician for a lot of chemical peels and facials. Just something a little more and faster than all of these products can do.
This story has been edited and condensed for clarity.
Bella Cacciatore is the beauty editor of Charm. Follow her on Instagram@bellacacciatore_.
A money transfer credit card allows you to transfer funds directly from your credit card to your bank account. You can then use these funds to pay off your existing debt, provided the credit limit is high enough.
If you choose a 0% money transfer credit card, you won’t have to pay interest for a fixed period of time. However, as with balance transfer cards, there is usually a transfer fee to pay (often around 4% of the sum involved) and once the 0% transaction is complete interest kicks in.
Secure loan
A secured loan usually allows you to borrow a larger amount than a personal loan (often £25,000 or more) and you can often repay it over a much longer period (up to 25 years). Interest rates can also be lower than personal loans.
However, the big downside is that secured loans are secured by your home – meaning if you can’t keep up with your repayments, you risk losing it. They should therefore only be considered if you have considered all other options and are confident that you can make your repayments each month.
This type of secured loan is sometimes called a “second mortgage” because it is actually a separate loan that is added to your main mortgage.
This can be a useful option if you don’t want to remortgage (see below) as this would incur prepayment charges on your existing mortgage.
Unlock the equity in your home
Another option is to re-mortgage and release the equity in your property – this is usually best done if your current mortgage agreement is coming due, otherwise you may have to pay prepayment charges.
If the value of your property – and therefore the amount of equity in your home – has increased, you can choose to take out a new, larger mortgage and use some of the equity to pay off your other debts.
However, keep in mind that your mortgage amount will increase and your monthly payments will also increase, even if you get a mortgage with a lower interest rate.
Plus, since you’ll be borrowing for a longer period compared to a personal loan or credit card, you’ll end up paying more interest.
Also be aware that if house prices fall, your home equity is also likely to fall. This could potentially leave you with negative equity, where the size of your mortgage is greater than the value of your property.
the Samsung Galaxy Watch 4 is receiving a major software update that should improve its health and fitness tracking capabilities. New tools for setting goals, getting coached and personalizing workouts could make it the best smart watches always better.
Galaxy Watch 4 and Galaxy Watch 4 Classic users can install the software update from February 9, the same day as the Samsung unboxed event where the Galaxy S22 the series should take center stage. As if the best samsung watch wasn’t already destined to be the ultimate S22 accessory, three new features will be added to the Samsung Health suite.
More information on body composition
If you know how to use samsung galaxy watch 4 to measure body composition, you know the non-invasive BIA sensor can read your body fat percentage, body mass index (BMI), muscle mass, bone mass, body water percentage and more. Body composition readings via the Galaxy Watch (or one of the best smart scalesby the way) are not a substitute for regular check-ups, but are handy for monitoring body changes as a result of new fitness routines.
With the new software update, these metrics can be tracked over time to provide personalized insights and goals. The information will be powered by Centr2, a digital fitness program hosted by Chris Hemsworth. Considering how impressed we are with Chris Hemsworth’s Arm Workout, we’d definitely be willing to hear Thor’s advice on getting in shape. Galaxy Watch 4 users will also be able to try all Centr2 features for free for 30 days.
Better fitness and sleep tracking
Anyone who has started running or cycling might be more excited about Samsung’s new interval goal feature. Users can set preset time and distance goals, then their Galaxy Watch 4 will guide them through a custom intensity workout. Some best running watches (especially the best garmin watches) already have similar functionality, but it’s good to see Samsung catching up.
But the Galaxy Watch 4 software update won’t just help during workouts. A new feature also supports recovery. Samsung is overhauling the smartwatch’s sleep tracking features by now tracking seven-day sleep patterns and performing manual sleep surveys of users. Using this data, the watch’s sleep tracking program will assign an animal-themed sleep profile that best describes the user’s sleep patterns, then guide the user through a several weeks designed to improve the quality of sleep.
One of the characteristics of the best fitness trackers is a comprehensive approach to health tracking, meaning recovery takes priority just as much as step counting and exercise minute counting. Fitbit Daily Readiness Score and the Ring Oura Generations 3Readiness Score are good examples of how sleep data can indicate how much effort a user can actually put into their workouts for the day. The Galaxy Watch 4 doesn’t have its own readiness score, but the new standby features seem to point in that direction.
New watch faces and straps
(Image credit: Samsung)
In addition to the fitness tracking features described above, this Samsung Galaxy Watch 4 software update includes new watch faces and watch band accessories. Improved faces offer “additional colors and digital clock fonts,” while buyers can now find fabric strap and interchangeable link strap options.
There are some improvements to Wear OS 3 on the Galaxy Watch 4 also worth noting. Users will be able to stream music via Wi-Fi or LTE from the youtube music app, regardless of the paired smartphone.
Google Assistant…coming soon
Perhaps more importantly, Samsung has announced that Google Assistant “will be available on the Galaxy Watch 4 series in the coming months.” We were disappointed that the Galaxy Watch 4 lacked this feature at launchbut the upcoming addition should make the best smartwatch for android more appealing to those who love voice commands. In our experience, Bixby does not cut it.
Samsung will likely take a moment during the Unpacked keynote on February 9 to mention the Galaxy Watch 4’s new features. Be sure to check out our guide to how to watch Samsung Galaxy Unpacked 2022 to follow with the biggest announcements.
Fitch and Moody’s downgrade Ghana’s creditworthiness
Ghana’s debt classified as highly speculative in the eyes of global investors
Investors announce their intention to take Ghana bonds to the international capital market
The government, through the Ministry of Finance, has stated that it remains committed to its fiscal consolidation program.
It comes after ratings agency Standards and Poor’s (S&P) kept Ghana’s creditworthiness at ‘B’ negative and ‘B’ with a stable outlook.
According to S&P, the latest credit rating is based on strong growth prospects for Ghana in the short to medium term.
Responding to the development in a statement issued by the Ministry of Finance, the government said: “We remain absolutely confident in our determination, in line with the President’s vision, to build a strong, resilient and prosperous entrepreneurial nation of Ghana in beyond help”.
“Looking ahead, the government remains fully committed to restoring fiscal rectitude in public finances. The recently announced expenditure rationalization measure to decisively strengthen fiscal consolidation in the 2022 budget underscores the government’s determination to address critical concerns concerning the economy, to create jobs for young people, to obtain a positive primary balance and to stabilize the debt”, adds the press release of the ministry.
He further pointed out that S&P’s recent ratings of Ghana’s credit at B- with a stable outlook “underscores their broad recognition of the challenges in the global economy due to the COVID pandemic and the long road to recovery that the country is facing. world economy is facing”.
“Amid these global challenges, their assessment of Ghana reflects the resilience of the Ghanaian economy and appreciation for the decisive policies that have been instituted to drive the recovery process,” he added.
The Ministry of Finance, in particular, said that S&P had taken note of the government’s recent policy announcement to further cut spending by 20% to reinforce the process of fiscal consolidation, and was reassured by this.
“Adding, they say, this very decisive step will help ensure fiscal sustainability and stabilize debt but could slow growth in the short term,” the ministry said.
Meanwhile, ratings agency S&P expects the government’s measures set out in the 2022 budget and beyond to control runaway debt growth should yield results.
“In its own assessment, S&P is confident that fiscal measures planned for 2022 and beyond should result in faster-than-expected consolidation of fiscal metrics, including stabilization of the public debt trajectory,” it read. in parts of the Department of Finance press release.
Esticast Research has released a new report titled, “False Eyelashes Market by Product (Strips, Cluster/Emphasis, Individual, and Others) by Constituent (Natural, Synthetic) by Distribution Channel (Online, Convenience Stores, Hypermarkets, and Supermarkets): Global Perspective Industry, Comprehensive Analysis and Forecast, 2016 – 2026”. According to the report, the false eyelashes market is expected to grow rapidly and is expected to reach $1650.1 million by 2026:.
Key Market Players Covered in this report are: www.ardelllashes.com, Blink Lash Store, Tsingtao Lashest Limited, Bio Takara, Qingdao LashBeauty Cosmetic Co., Ltd., Acelashes, GIANNI LASHES, Lemer Lashes, Royal Korindah, Emma Lashes , Qingdao Elour Beauty, among others.
Download Free PDF Sample Report with Full TOC, Figures and Charts (with covid 19 impact analysis): https://www.esticastresearch.com/request-for-sample/?utm_source=PR&utm_medium= False-Eyelashes-Market
The False Eyelashes Market analysis report is the representation of the strategic research methodologies and market tactics. In order to fuel the growth of the business, it is important to know the future market scenario and the sale of products and market research is the best way to get forecasts about the whole market scenario. Marketing strategy is also covered here to divide the market into different segments and target customers. Customer demands are also portrayed in this False Eyelashes market report to conscious industries and increase the productivity rate of the products and services. It segments the market into different categories such as behavioral segmentations and demographic segmentation for key regions such as North America, Europe, Middle East, Africa, Asia-Pacific and America Latin.
segments:
The major market segments and their sub-segments covered in this study provide insights into the overall business climate. The categories in this research are constructed by analyzing the supply and demand scenario which provides an in-depth view of the market. The segment study provides a detailed view of the fastest growing market sector as well as factors influencing the fast/slow growth of other segments. This section includes comprehensive market share and revenue analysis.
Geography
Esticast Research latest market report is split into North America, Europe, Asia-Pacific, Latin America, Middle East & Africa. The report includes detailed financial data for each region based on its segments. In addition, detailed revenue and market share analysis is provided for major countries in each region.
Get Exclusive Discount on this Report: https://www.esticastresearch.com/inquiry-before-buying/?utm_source=PR&utm_medium=False-Eyelashes-Market
In order to perform significant actions to lead the businesses to success, it is important to obtain all the data related to the growth of the market and nothing better than to refer to the False Eyelashes market survey report. It covers the current market scenario and forecast of the upcoming market scenario for the period 2022-2028. This False Eyelashes Market survey report outlines how the trends will affect the overall development and growth of the company. It further makes available lucrative business opportunities to make the most of it. It further makes the key observation of the market framework within the economy. Market trade statistics, major players, their strategies adopted, market share, major vendors, trade statistics and trend analysis are some of the key factors provided in this market survey report false eyelashes to help companies make their business profitable and get the best investment options. .
Exact details regarding market performance are also provided in the False Eyelashes Market Analysis along with a comprehensive overview of the competitive landscape, pricing structure, trend convergence, digital transformation, market sales effectiveness, latest innovations, nature of customer purchases and price analysis. All these factors go a long way in improving the growth of the business and knowing the performance of the market. It becomes easy for the central participants to track the performance of the business regularly with the help of this False Eyelashes Market survey report. It talks about successful market strategies implemented by company players such as mergers, acquisitions, collaborations and new item launches. It further aims to examine all compelling viewpoints from different major players from manufacturers to end-buyer. Annual revenue, industry growth factors, and market tactics are some of the significant factors covered in the False Eyelashes market research report. It also covers all the latest data regarding the effects of the CORONA-19 virus on the global economy. It further helps the industry players to survive in the competitive market.
What does this report provide?
This report provides a detailed understanding of the global False Eyelashes market from a qualitative and quantitative perspective over the forecast period. Key market drivers, challenges, and opportunities for the global False Eyelashes Market have been covered in the report. This report further includes the market shares of major companies operating in the global market along with their production capabilities and growth strategies adopted by them.
Investigate before buying https://www.esticastresearch.com/get-discount/?utm_source=PR&utm_medium=False-Eyelashes-Market
Objectives of this report:
To estimate the market size of False Eyelashes Market on a regional and global basis.
To provide a competitive scenario for the False Eyelashes market with major developments witnessed by key companies in the historical years.
To evaluate key factors governing the dynamics of the False Eyelashes market along with their potential growth over the forecast period.
Key question answered in the report:
What are the key growth drivers and market trends impacting the Global False Eyelashes Market?
What is the market size in terms of value and volume for the global false eyelashes market?
Who are the major market players and who are the new market players operating in the global False Eyelashes market with estimated market share?
What are the future investments and opportunities in the global false eyelashes market?
Impact of COVID-19 on the global false eyelashes market
Customization of market analysis:
By sub-segment
Upon specific customer request for additional customization, including application type, country and market analysis
by potential customer listing and price assessment
Type Specific Competitive Analysis
You can buy the full report @ https://www.esticastresearch.com/cart-share/nFzkB/?utm_source=PR&utm_medium=False-Eyelashes-Market
The report includes the competitor landscape:
Key trends and growth projections by region and country Top Winning Strategies Followed by Competitors Who are the main competitors in this industry? What will be the potential of this industry over the expected duration? What are the factors propelling the demand for False Eyelashes Market? What are the opportunities that will contribute to a significant proliferation of market growth? What are the regional and country-level regulations that will hinder or drive the demand for False Eyelashes market? How has Covid-19 impacted market growth? Has the supply chain disruption led to changes across the entire value chain?
About Esticast Research:
Esticast Research is a research company providing research reports on various industries with a unique combination of authenticity, thorough research and infallibility. We provide syndicated market research reports, customization services and consulting services to help businesses around the world achieve their goals and overcome complex challenges. We specialize in providing a 360 degree view of markets to help clients identify new opportunities and develop business strategies for the future with data and statistics on changing market dynamics. Esticast Research & Consulting has expert analysts and consultants who can work collaboratively with clients to meet their business needs and give them opportunities to thrive in a competitive world. Comprehensive analysis of industries ranging from healthcare to consumer goods and ICT to BFSI is provided covering hundreds of industry segments. Research reports offering market forecasts, market entry strategies, and customer insights will help customers around the world get the most out of their investment and realize their optimum potential.
Contact:
Mr. Ashish Gedamkar Office n°407, Naval Icon IT Park +1-213-262-0704 +91-959-503-5024 sal[email protected] https://www.esticastresearch.com/
[102 Pages Report] Natural Fragrances Chemicals Market Overview 2022 Natural fragrance chemicals are the aromatic compounds that are physically obtained from spices, plants, and fruits through procedures such as extraction, distillation, and expression. These chemicals are highly preferred over synthetic fragrance chemicals as they do not contain any toxic substances. are therefore highly valued by health-conscious consumers. The cost of these natural fragrance chemicals is relatively high due to its non-toxic nature and also depends on the aroma.
Market Analysis and Overview: Global Natural Fragrance Chemicals Market
According to the report, Global Natural Fragrances market was valued at million USD in 2020 and it is projected to reach million USD by the end of 2027, growing at a CAGR of % during 2021-2027.
Global Natural Fragrance Chemicals Market: Drivers and Restraints
The research report has integrated the analysis of different factors which are increasing the growth of the market. It constitutes trends, restraints and drivers that transform the market either positively or negatively. This section also provides the scope of different segments and applications that can potentially influence the market in the future. Detailed information is based on current trends and historical milestones. This section also provides an analysis of production volume in the global market and each type from 2016 to 2027. This section mentions the production volume by region from 2016 to 2027. Price analysis is included in the report based on each type from year 2016 to 2027, manufacturer from 2016 to 2021, region from 2016 to 2021 and global price from 2016 to 2027.
A thorough assessment of the restrictions included in the report portrays the contrast with the drivers and gives room for strategic planning. Factors that overshadow the growth of the market are pivotal as they can be understood to devise different bends for getting hold of the lucrative opportunities that are present in the ever-growing market. Additionally, insights into the opinions of market experts have been taken to better understand the market.
Global Natural Fragrance Chemicals Market: Segment Analysis
The research report includes specific segments by region (country), by manufacturer, by type and by application. Each type provides information about the production during the forecast period from 2016 to 2027. By Application Segment also provides the consumption during the forecast period from 2016 to 2027. Understanding the segments helps in identifying the importance of various factors contributing to the growth of the market.
Get Sample PDF Report – https://www.360researchreports.com/enquiry/request-sample/19609948
Major Key Players of Natural Fragrance Chemicals Market are
Givaudan
Sensient Technologies Corporation
International flavors and fragrances
Symrise
Kerry Group
Firmenich
Parisian perfumes
International Takasago Society
Natural Fragrance Chemicals Market Type Segment Analysis (Available Market Size 2022-2027, Consumption Volume, Average Price, Revenue, Market Share and Trend 2015-2027): Flower-Based, Musk-Based, Wood-Based, Herbal-Based spices, fruit-based, other
Regions expected to dominate the natural fragrance chemicals market are North America, Europe, Asia-Pacific, South America, Middle East and Africa and others
If you have any questions about this report or are looking for a specific segment, application, region, or other custom requirement, connect with an expert for report customization.
Get Sample PDF Report – https://www.360researchreports.com/enquiry/request-sample/19609948
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
As a homeowner, you have additional financial responsibility, including mortgage, property taxes, home maintenance, and other expenses. You may also be carrying high-interest debt, such as credit cards. Fortunately, there are ways to pay off your debt faster with help from your home.
A home equity loan allows you to use the equity in your property to consolidate your debts at a lower interest rate. However, this strategy has some drawbacks. Here’s what you need to know.
How a Home Equity Loan Consolidates Debt
Home equity is the difference between what you owe on your home (the mortgage balance) and its current value, usually based on the current appraised value. You cannot get a home equity loan unless you have some equity in your home; lenders usually look for at least 15% equity in order to lend them to you.
The more you pay to your lender, the more your capital increases. Another way equity increases is when the overall real estate market is healthy and home values (or sale prices) in your area increase. A home equity loan allows you to borrow against that equity in the form of a lump sum installment loan.
This money can be used for a variety of purposes, such as renovating your home, paying for college, covering emergency expenses, and consolidating debt.
Home equity loans are a good debt consolidation tool because the interest rates are quite low compared to other forms of debt. Once your home equity loan is closed and you receive your funds, you can use the money to pay off your existing debt and then make a one-time payment to your lender until the loan is paid off, usually on a period of five to 20 years.
Advantages and Disadvantages of Using a Home Equity Loan to Consolidate Debt
When deciding whether or not to use a home equity loan to consolidate your debt, you should first consider some important pros and cons.
Advantages
Lower interest rates: If you’re looking for ways to borrow money or consolidate debt, a home equity loan offers some of the lowest rates available. Currently, their annual percentage rate (APR) is around 4% to 6%. Personal loans and credit cards, on the other hand, often have double-digit interest rates.
Easy access to financing: Although there are certain income and debt balance requirements that you must meet, a home equity loan is generally easier to obtain than other types of debt. This is partly because your property serves as collateral, so there is less risk to the lender than an unsecured loan, which has no assets used as collateral, as they can repossess the collateral. in the event of a defect. Therefore, the lender is more willing to offer a home equity loan.
Tax deduction potential: You may be able to write off some of the interest you pay on your home loan. However, you can only take advantage of this deduction if you use the money to pay for home improvements. If home renovations are part of your larger financial plan, it may be worth relying on a home equity loan rather than a credit card, especially if you’re also trying to pay off your high-interest debt.
The inconvenients
Risk of losing your home: Since your property serves as collateral, you could lose your home in the event of late payment or default. As long as you’re able to track your payments, this shouldn’t be a problem.
Your house could fall under water: Since a home equity loan relies on the value you have accumulated in your home, there is a chance that you will end up under water on your mortgage (you owe more than the value of the property) if the value of the house drops. This is not a problem if you plan to stay in your home for several years, or long enough for the property to recover in value. But if you were hoping to move soon, you might suffer a loss.
There could be more fees: You may need to pay to have your home appraised by a professional to determine the value to get a home equity loan. Usually it costs a a few hundred dollars but could be higher depending on where you live and the type of property. You may also have to pay closing costs on the loan.
Is a home equity loan the best way to consolidate debt?
If you’re in a strong financial position, leveraging the equity in your home to get rid of high-interest debt faster is a smart move. However, if you are not planning to stay in your home for long or you are not sure that your income will be stable throughout the repayment period, you may be better off choosing another method of debt consolidation. .
Other Debt Consolidation Options
There are several ways to consolidate your high interest debt without risking your property.
1. 0% Balance Transfer Cards
To attract new business or issue cards to existing customers, credit card companies often offer a 0% introductory APR to customers who rollover their existing credit card balance, usually from a competitor.
The introductory period typically lasts 12-18 months, during which this balance incurs no interest charges. This means that your payments go 100% towards paying off the principal balance, allowing you to get rid of this debt faster. Usually there is a 2% to 5% balance transfer fee upfront. The key is to pay off your balance before the end of the introductory period or you’ll start racking up interest charges again.
2. Take out a personal loan
Personal loans, which are loans you can use to pay almost anything up to a predetermined amount, can also help consolidate your debt. Rates are generally lower than credit card rates, at least for borrowers with good credit.
There are two types of personal loans: secured and unsecured. Secured loans are secured by collateral, such as a bank account or vehicle. This helps reduce the lender’s risk, which results in a lower interest rate. Unsecured loans allow you to borrow money without providing collateral; the trade-off is that the rate may be a bit higher and you may be subject to stricter requirements.
3. Develop a debt management plan
If you’re having trouble making payments on unsecured debt, such as credit cards or personal loans, you might consider working with a nonprofit credit counseling agency to develop a debt management plan. debt (DMP). An accredited advisor will take care of your payments and negotiate on your behalf with lenders to reduce the cost of your debt. You will then make your reduced payments directly to the agency and receive regular progress reports. Registration for a DMP may be chargeable.
2021 has tipped the scales in influencer marketing to keep up with broader industry trends, according to the data.
According to year-end figures from Tribe Dynamics, while makeup overall drove higher EMV, even top-ranked brands saw double-digit declines. Skincare, on the other hand, saw growth in more ways than one.
“Right now the makeup is not going very well,” said Conor Begley, co-founder of Tribe Dynamics. Conversely, skincare mirrors the boom that color cosmetics experienced years ago. “If you look at the top 10 skincare brands, almost half of them were acquired in the last 12 months.”
Begley added that a handful of top skincare brands — Summer Fridays, Glow Recipe and recently acquired Tula Skincare — have made it into the top 10 over the past few years and are showing signs of resilience.
With that in mind, however, Begley hadn’t anticipated that the size of makeup content creation would shrink below that of other categories.. “Just because of the nature of the products, they are more visual in nature, so they lend themselves to video,” he said. “I don’t see that changing. No matter how well you make Native Deodorant, there isn’t much to say, and there isn’t much to do with it or visually display.
Looking to the year ahead, Begley still thinks skincare shows no signs of slowing down. “There’s definitely a movement going on in skincare for brands that have been skincare brands first on social media and skincare brand acquisitions first on social media. social networks, like Sol de Janeiro.”
Begley expects the trends to persist barring unforeseen circumstances. “These things are momentum, so unless there’s a big external event like COVID-19, you don’t expect to see dramatic changes from month to month, so I expect the same,” he continued. “I have to imagine the makeup will stabilize at some point.”
Another monolith experiencing declines is Instagram, he said. “TikTok continues to grow as a channel and Instagram continues to decline as a channel,” Begley said.
Here, the top influencer marketing brands in the US for 2021, ranked by EMV.
In order to slow down inflation, the Federal Reserve should raise its interest rates from March.
Increases in the federal funds rate tend to make borrowing more expensive for consumers, but not all types of financing are affected equally.
Although personal loans may see higher average interest rates, the cost of borrowing with a personal loan is still heavily influenced by factors within your control, including the amount and term of your loan, your credit score and your existing debts.
Fixed rate vs variable rate loans
Most personal loans are fixed rate loans, which means that the annual percentage rate, which includes interest and any fees, does not change for the life of the loan.
This distinction is important because, unlike variable-rate loans, such as home equity lines of credit, fixed-rate loans aren’t as dependent on market conditions, says Michael Shepard, senior vice president of direct lending at consumption at the US Bank.
People also read…
“Floating rate loans tend to be very much in line with the federal funds rate,” he says. “With shorter-term fixed rate loans, that’s a factor, but it’s not really a one-to-one correlation.”
Harry Zhu, senior vice president and director of personal loans at Alliant Credit Union, believes personal loan rates will rise, especially if the Fed raises the federal funds rate multiple times this year. The magnitude of the rate increase is less clear, he says.
Is it the right time to take out a personal loan?
If you’re already planning to apply for a personal loan in the coming months, getting one now could save you a slightly higher interest rate.
Personal loan rates have been relatively low since the start of the pandemic, and even small increases can make a substantial difference in the amount of interest you ultimately pay.
For example, a personal loan of $15,000 repaid over five years at an interest rate of 10% costs $4,122 in interest. The same loan at 12% interest costs $5,020.
Given the rising rate environment, taking out a personal loan now makes sense, according to Zhu.
“If you have a need, I think it’s a good idea to lock in a relatively low rate,” he says.
However, borrowers who are unsure of getting a loan should not let impending rate hikes rush them into a decision they are not ready to make.
Dan Herron, a certified financial planner based in San Luis Obispo, Calif., urges caution when it comes to taking out personal loans, especially if there’s a risk of default.
“As an advisor, I want my clients to make sure they fully understand the ramifications of this loan and what happens if you don’t pay it back within a certain time frame,” he says.
Personal loans for rising credit card rates
Borrowers looking to consolidate credit card debt — a common use of personal loans — may want to pay close attention to upcoming rate hikes since the credit card interest ratesa variable rate type of financing, will likely increase.
If you qualify for a lower rate on a debt consolidation loan than the rate you pay on your credit cards, you can save money on interest, lower your monthly payments, and potentially get out of debt faster.
While consolidating debt at a lower rate is generally a good idea, Herron says, make sure you’ve resolved all of the circumstances that led to the debt in the first place.
How to get the cheapest personal loan
Overall interest rate trends are just one of the factors that make up the rate you receive on a personal loan. Here’s how to maximize your chances of getting the cheapest loan possible.
Check your credit: Your credit score and credit history have a big impact on your personal loan rate. Build your credit before you apply for a loan, and look for any errors in your credit report that could lower your score.
Repay other debts: Lenders will assess your other debts when evaluating your loan application. If you can pay off your debts before applying, it may lower your rate.
Reduce the amount and duration of your loan: Larger loans may carry a higher interest rate because they represent more risk for the lender. And the longer the repayment term, the more interest you will pay. To cut costs, apply for the lowest loan amount that still covers your expenses and choose the shortest term with monthly payments you can afford.
Add a guarantee: Linking collateral like your vehicle or an investment account to your loan application helps secure the loan, which leads to a more competitive rate. However, if you default, the lender can seize the asset.
Add a candidate: Joint and co-signed loans can mean lower interest rates if the additional applicant has a higher credit score or income than you. This applicant will also be responsible for loan repayments.
Choose the right lender: Look for the most affordable personal loan you can find. Banks tend to offer the lowest rates on personal loans to borrowers with good and excellent credit (690 FICO or higher). Credit unions also offer affordable loans and generally consider borrowers with lower credit scores. Online lenders serve borrowers across the credit spectrum, but rates may be higher.
Pre-qualification with multiple lenders is one of the best ways to check potential rates without hurting your credit score, but not all lenders offer this feature.
The article What do rising interest rates mean for personal loans? originally appeared on NerdWallet.
Get the latest local business news FREE to your inbox every week.
The increasing prevalence of skin-related problems has propelled the skin care industry. The use of skin care products has increased due to climate change and its impact on the skin. The growing number of industries has led to increased levels of pollution in cities, which can have negative effects on the skin, prompting individuals to seek more skincare products to protect themselves. According to Future Market Insights analysis, the skin care products market is expected to grow at a CAGR of 8.1% between 2021 and 2031.
In 2021, there has been an increase in skincare awareness as we all continue to make it an important part of appearance, health, well-being and protection. The skin care industry is gaining popularity with its new products that contain key skin care ingredients that protect and rejuvenate the skin. In 2022, more consumers will accept effective ingredients based on their skin’s needs. People will continue to seek out products that contain substances that they believe improve the appearance of their skin. Consumers want to know more about the effectiveness of these ingredients, which is why online searches for individual active ingredients will continue to increase.
Sunscreen will continue to be in high demand this year. UV protection is widely advocated and highlighted by dermatologists, cosmetologists and other experts as one of the most critical skincare requirements. Consumers continue to seek out items that don’t just offer solutions; they want products that protect them. Consumers are increasingly aware that they need to protect themselves not only from UV rays, but also from blue light, smoking, smog, pollution, germs, bacteria and viruses. Therefore, manufacturers need to focus on more specialized sunscreens, blue light protection therapies, antioxidant serums and antimicrobial new products.
The use of cosmetics and skincare products in Asia-Pacific has increased significantly, placing this region at the forefront of the industry for the best skincare products. The region is home to some of the most prestigious beauty markets in the world and generates significant sales and spending on skincare products, accounting for approximately half of the global cosmetics industry. The significant expansion of the beauty industry in Asia-Pacific goes hand in hand with the growing popularity of organic skincare in the region and is expected to attract global brands to the natural skincare market with a plethora of opportunities. in 2022.
Formulation changes and new consumer experiences are redefining the market. The use of herbal medicines is growing as natural skin care and cosmetics increasingly take hold on the market. The skincare ingredients space is undergoing a paradigm shift. The European Union (EU) is considering banning several ingredients. Consumer preference for natural alternatives has driven demand for organic skincare regimens in recent years. Furthermore, the “green beauty” and “clean beauty” trends are encouraging cosmetic chemists to create formulas based on traditional and local substances.
Market players are focusing on skincare products and fragrances, while natural hair and skincare cosmetics continue to impact growth plans. According to another study by Future Market Insights, the color cosmetics market will be supported by the growing demand for natural and organic cosmetics. As a result, the volume is expected to increase by 4.5% until 2031.
Beyond ingredients, beauty marketers are trying to limit plastic packaging. As a result,
has become a key driver for skincare product packaging. Manufacturers are concerned about the material used in packaging as customers migrate to low-waste lifestyles. Market players are increasingly aware of the importance of environmental health and are adopting eco-friendly skincare packaging options.
For example, Albéa, producer of cosmetic packaging; Origins, a brand created by The Estée Lauder Companies; and Sabic, a world leader in the chemical sector, have joined forces to bring recyclable cosmetic tubes to market. Consumers are increasingly looking for environmentally friendly solutions, products that are recyclable and/or have refillable packaging, and ethically sourced ingredients in products.
People pursue a holistic approach to health. They select products and services that reflect their own well-being and changing needs. The beauty industry, in particular, is interested in the wellness movement. Self-care is an essential component of biological, mental and behavioral well-being.
Mind and body care is offered through essential oil and herbal therapies. Oil-based skincare products are promoted as beneficial to an individual’s well-being. Additionally, there are now skin care products on the market that are intended to reduce inflammation and muscle tension. Consumer inclination towards health and wellness, as well as product innovation in this area, is expected to fuel the expansion of the market.
Online sales are expected to increase by 10.9% over the next few years. As internet access expands and online sourcing channels such as Amazon and Walmart grow, the skincare market is likely to grow. In addition, Internet chains buy the products directly from the producers, eliminating the intermediaries. Customers are offered discounts by in order to get them to buy online. These efforts are likely to increase online sales.
Soaring demand for greener and organic products is forcing large companies to move away from specialized distribution channels and into mainstream mass-market stores. Natural products have been marketed in significant quantities in hypermarkets and supermarkets in recent years. But now they are available in online stores easily accessible by customers. The valuation of online shopping has grown to $272 billion between 2018 and 2020. This is a major breakthrough for online stores.
Advancements in digital marketing have greatly benefited the global skincare market. By creating informative content about a product’s concept and idea, social media influencers help skincare organizations build stronger connections with existing and new audiences. Using social media to discuss skincare products, treatment regimens, and trends has opened up new avenues. Skincare marketers use YouTube and Instagram for tutorials.
Beauty has always been driven by experience. However, due to the limitations imposed by covid-19, consumers have been forced to purchase skincare products online solely on the basis of photographs. As a result, it was rather difficult for consumers to buy products without first seeing what they would look like. In light of this, retailers have started building destination storefronts, which include a virtual tour for customers. Perfect Corp’s apps. and others allow for a one-time virtual try-on that replicates the brand’s look and feel.
Finally, this year the cosmetics industry is creating and investing in its own Metaverse, blurring the lines between the digital and the real world with gamification experiments, non-fungible token (NFT) artwork, 3D avatars and more. . The technological ways in which companies interact with their consumers are a significant step forward in 2022!
About the Author Sneha Varghese is a senior research consultant at Future Market Insights. FMI is headquartered in Dubai and has offices in the United States, United Kingdom and India. You can connect with Sneha on LinkedIn. FMI is an ESOMAR certified market research and consultancy company. FMI is a leading provider of trade information and advisory services, serving clients in more than 150 countries. Its market research reports and industry analyzes help businesses meet challenges and make critical decisions with confidence and clarity in the midst of fierce competition. Now available, flexible research subscriptions and multi-format access to research via downloadable data books, infographics, charts and an interactive playbook for data visualization and comprehensive reporting via MarketNgage, the unified engine of market intelligence powered by Future Market Insights. Sign up for a 7 day free trial!
STOCKHOLM, February 3, 2022 /PRNewswire/ — EvoluteIQ, a leading provider of platforms for enabling hyperautomation, today announced that the technology company has been recognized as a Representative Vendor in December 2021 Report Gartner Market Guide for Business Process Automation Tools.
“We are thrilled and happy to be part of this Gartner Market Guide, as we believe this comes at a time when automation is soon to become the mainstay of today’s digital world. ‘e.IQ platform’s ability to create automated business solutions in a simple, scalable and cost-effective way,’ said Sameet GupteCEO of EvoluteIQ.
The report states, “This market guide helps application and software engineering managers understand key features, functionality, use cases, and trends in this market. The report recognizes EvoluteIQ as a representative vendor. Further, it states that “BPA tools support organizational transformation by orchestrating, automating and monitoring end-to-end business processes.”[1]
According to Gartner, “Automation efforts within enterprises are increasingly being business-led rather than IT-led. As a result, enterprises have become more interested in investing in technologies that enable business users to intuitively map/model business processes, identify automation opportunities, and quickly deploy business unit-specific automated workflows.”
The e.IQ platform provides end-to-end capability to enable digital business transformation. The unified platform eliminates the need for multiple bots and siled technologies. Automated business solutions designed using the e.IQ platform have been successfully implemented in industries such as banking, insurance and healthcare, with go-live in 4-6 weeks and up to 70% reduction in implementation costs.
Gartner Disclaimer
[1] Gartner,” Business Process Automation Tools Market Guide, Tushar Srivastava, Akash Jain, nave rachid, December 6, 2021. GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the United States and internationally and is used herein with permission. All rights reserved.
Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
About EvoluteIQ
EvoluteIQ is a Nordea & Confidus Venture Capital-backed technology company headquartered in Stockholm, Sweden with a global presence in the UK, US and India. The company’s core solution is the e.IQ hyperautomation enablement platform. The integrated platform combines process orchestration, data and event processing capabilities, AI/ML, business connectors, and front-end application development to create seamless user journeys using a simple, low-code/no-code interface.
For more information about EvoluteIQ and to learn how the e.IQ platform helps transform businesses through enabling hyperautomation, please visit www.evoluteiq.com.
View original content: https://www.prnewswire.com/news-releases/evoluteiq-recognized-in-the-2021-gartner-market-guide-for-business-process-automation-tools-301474572.html
If you love recipes that fit your hearty, healthy, and delicious checklist, this is it. Featuring seasonal food superstars including butternut squash, apples and cranberries, your senses of sight, smell and taste will be pleasing to the palate.
There’s something about the seasonal flavors of fall and winter. To me, it’s similar to the feeling of a cozy, warm blanket wrapped around you on a chilly evening. Inviting, fragrant and savory, this healthy, comforting side dish is ideal for family gatherings.
Comfort foods and “nutrient dense” foods don’t usually go together. But in this recipe, each ingredient coexists with taste while providing various nutrients as a bonus.
Butternut Squash Basics
The headliner of this recipe is butternut squash. This winter squash has the shape of an elongated pear, is part of the Cucurbitaceae family. Squash dates back 10,000 years to its origins in Mexico and Central America. In fact, the word “squash” comes from the Native American word askutasquash, which means uncooked or eaten raw.
Not sure what butternut squash looks like? If you like the taste of sweet potatoes or carrots, you’ll also like butternut squash.
Health-wise, butternut squash is a winner. One cup contains over 100% of your daily vitamin A requirement and nearly 40% vitamin C. It’s also good for hydration, as one cup is about 87% water.
The star nutrients in butternut squash are vitamin A (a fat-soluble vitamin) and beta-carotene, a pigment found in plants. Beta-carotene is also an antioxidant that protects your body from harmful molecules called free radicals. Over time, free radical damage can lead to many chronic diseases. Research has shown that eating antioxidant-rich foods helps boost immune function and may reduce your risk of heart disease and cancer.
Vitamin A is well known for supporting good eye health, such as protecting the eyes from ultraviolet rays. Vitamin A also protects the eyes from night blindness and age-related eye decline. Besides eye health, vitamin A also promotes healthy bones and a healthy immune system, and may reduce the risk of certain cancers and the risk of acne.
Let’s go to the recipe
Now that you know the health benefits of butternut squash, let’s talk about how to make this recipe.
If you prefer to use a substitute for butternut squash, I would recommend acorn squash or butternut squash. Buttercup squash, you may ask? Yes, there is such a thing. The main difference between butternut squash and butternut squash is that buttercup tends to be a bit drier and butternut squash is wetter. Both have a natural sweet and nutty flavor. However, butternut tastes a bit sweeter than buttercup.
If dried cranberries aren’t your favorite, consider using raisins or dried cherries or forget about them altogether.
Use apples intended for baking such as Granny Smith, Honeycrisp, Jonathans, Winesap, Braeburn or Rome Beauty.
Baked Butternut Squash with Apples and Cranberries For 4 people ; serving 1/2 cup.
Ingredients:
2 cups butternut squash, peeled, seeded and cubed
2 cups apples, peeled and cored, cubed
1 tablespoon extra virgin olive oil
1/2 teaspoon ground cinnamon
1/2 teaspoon ground nutmeg
1 tablespoon of maple syrup
1/2 teaspoon of salt
Instructions:
Preheat the oven to 425 degrees F.
Peel and cut the squash and apples into bite-sized cubes.
Mix the squash and apple cubes, olive oil, cinnamon, nutmeg, maple syrup and salt in a large bowl.
Mix ingredients to coat squash and apples until well blended.
Spread the mixture evenly on a metal baking sheet sprayed with cooking oil.
Bake for 20 to 30 minutes or until the squash is tender.
Notes: Store leftovers in the refrigerator in an airtight container for up to two days. Reheat in the microwave or serve cold.
Cheryl Mussatto MS, RD, LD is a registered dietitian with a master’s degree in dietetics and nutrition from the University of Kansas and a bachelor’s degree in dietetics and institutional management from Kansas State University. She is a clinical dietitian for local clinics, an assistant professor at a local community college where she teaches basic nutrition, and a freelance health and nutrition writer. She is the author of The Nourished Brain: The Latest Science On Food’s Power For Protecting The Brain From Alzheimers and Dementia, The Prediabetes Action Plan and Cookbook and The Heart Disease Prevention Cookbook. Visit his website at www.eatwelltobewellrd.com.
Global Debt Consolidation Market Extrapolates Trends, Share, Revenue and Market Size
Our report on Global Debt Consolidation Market Research provides all the factors needed to establish new paradigms in this industry. We have main market details including market growth factors, competitive landscape, geographical breakdown, market statistics and various other segmentations to provide better insights into the global market. debt consolidation market. The report covers all macro and microscopic details associated with growth aspects of the market that might pave the way for new developments and expansion of businesses of interested players in the global Debt Consolidation Market. The Global Debt Consolidation Market report explains in detail even the qualitative and quantitative information to offer the best of the research solutions and business strategies to maintain in the global and regional platform.
Market expansion and impact of key growth drivers:
• Investigate and analyze the overall valuation (size, revenue, and volume) based on key regions/countries, product type, application, and historical data • Understand the breakdown structure of the debt consolidation market • Studying the market valuation, competitive landscape and recent development plans helps to better understand the market • Analyze extensive insights such as industry-specific opportunities, drivers, challenges, and risks driving the growth of the Debt Consolidation market • To study competitive advances such as expansions, agreements, new product launches and acquisitions, mergers among major market players • Analyze strategic business strategies and their impact on market growth rate
Further, the competitive landscape mentioned in the report extrapolates the growth of the global debt consolidation market through adoption of various business strategies including acquisitions, mergers, joint ventures, stringent government regulations and changing competitive dynamics. Some of the key players operating in the global debt consolidation market include Mozo, Canstar, Credit Repair Australia, Australian Debt Agreements, Think Money, Debt Negotiators, The DCS Group has, Debt Cutter, Sort My Debt, Clear Credit Solutions, Australian Debt Solvers, Australian Lending Center. Our report explains company profiles in detail to help readers and clients understand the future scope, latest trends, historical data, and market revenue over the forecast period. The Global Debt Consolidation Market report also exclusively mentions opportunities and challenges, threats, financial statistics, regional market attractiveness and industry dynamics.
The major types of Debt Consolidation Products covered in this report are:
Credit card debt, overdrafts or loans, other
Most Used Applications of the Debt Consolidation Market covered in this report are:
(NOTE: Analysts have been monitoring the global market situation based on the latest market scenario, economic downturn and the impact of COVID-19 on the overall industry.)
Key questions answered by the report:
• What are the major trends that are constantly influencing the growth of the Debt Consolidation market? • Which are the major regions that offer immense prospects for players in the Debt Consolidation market? • What are the business strategies adopted by the major players to sustain the global debt consolidation market? • What is the expected size and growth rate of the global debt consolidation market during the forecast period? • What are the factors impacting the growth of the global debt consolidation market? • What are the challenges and threats faced by the major players in the Debt Consolidation Market?
Through regional analysis, the Global Debt Consolidation Market report comprehensively focuses on consumer demand, sales, distributions, product developments, consumer preferences, and earnings or losses. loss of regional revenue. Geographically, the market is segmented into United States, Canada, and Mexico in North America, Peru, Brazil, Argentina, and Rest of South America as part of South America, Germany, Italy, United Kingdom, France, Spain, Netherlands, Belgium, Switzerland, Turkey, Russia, Hungary, Lithuania, Austria, Ireland, Norway, Poland, Rest of Europe in Europe, Japan, China, India, South Korea, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Vietnam, Rest of Asia-Pacific (APAC) in Asia-Pacific (APAC), in Africa South, Saudi Arabia, United Arab Emirates, Kuwait, Israel, Egypt, Rest of Middle East and Africa (MEA). The regional study will clearly enlighten the readers with the research solutions and revenue statistics from the global regional perspective, thus giving a wide range of insights about the Debt Consolidation market. Our report thus offers answers to all questions regarding the growth and future of the market.
Reasons to buy the report:
1. Comprehensive Overview of Global Debt Consolidation Market 2. In-depth analyzes of business landscape and market strategies 3. Analyzes of mitigation of development threats, production issues and other challenges 4. Key Growth Drivers and Market Restraints that Impact the Growth of the Debt Consolidation Market 5. New market strategy and development trends are all covered. 6. Better Understanding of Future Scope of Debt Consolidation Market 7. The research report can be customized to meet your specific needs.
Main Highlights of the Debt Consolidation Market Report:
• Detail of company profile and regions with better scope of debt consolidation markets • Prices, growth influencers, import/export, technological breakthroughs, future trends and growth rate are all examined. • An in-depth examination of market growth rates in the past, present and future • Market expansion and the impact of certain growth drivers • The study includes accurate data to better understand the global debt consolidation market
New Jersey, United States,- This unique Natural and organic cosmetics market The research study also presents important data on COVID-19 and its effects on different industries. It further explains how industries are trying to get out of this pandemic situation to revive their business in the market. It also focuses on some of the important sources to use while doing business to earn huge profits. Such an in-depth analysis of the exploration market places more emphasis on the market size by region, future progress, and market limitations. It also estimates market patterns and procedures to get an overall idea of the market scenario. It offers new entrants effective ways to position themselves in the market and increase their portfolio in the market.
This Natural and Organic Cosmetics market study depicts the economic catastrophe induced by the COVID-19 outbreak, which has impacted all sectors of the business. A major global economic loss has occurred due to several industrial closures and loss of income. Here, a high degree of information is offered to assess the market situation.
Get Sample Full PDF Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @https://www.verifiedmarketreports.com/download-sample/?rid=130918
This market report enhances the business plans of key players by enabling them to gain a foothold in the market in an orderly manner. It helps companies assess their likelihood of success against a variety of criteria. It also enables performance improvement and identification of knowledge gaps in order to achieve business growth. In this natural and organic cosmetics market research report, several possibilities are also highlighted. It seeks to reduce the investment risk of major players by conducting in-depth market analysis. This could help you improve your product offering. Web communities, online forums, surveys and interviews are used to acquire data for the market research report.
Key Players Mentioned in the Natural and Organic Cosmetics Market Research Report:
L’Oréal SA, Weleda AG, Burt’s Bees, Arbonne International, LLC, KORRES SA- Natural Products, Avon Products, Bare Escentuals Beauty, Coty Inc., AVEENO, The Estée Lauder Companies Inc.
Segmentation of the natural and organic cosmetics market:
By Product Type, the market is primarily split into:
By application, this report covers the following segments:
• Man • Women
Get a discount on the purchase of this report @ https://www.verifiedmarketreports.com/ask-for-discount/?rid=130918
Scope of the Natural and Organic Cosmetics Market Report
ATTRIBUTES
DETAILS
ESTIMATED YEAR
2022
YEAR OF REFERENCE
2021
FORECAST YEAR
2029
HISTORICAL YEAR
2020
UNITY
Value (million USD/billion)
SECTORS COVERED
Types, applications, end users, and more.
REPORT COVER
Revenue Forecast, Business Ranking, Competitive Landscape, Growth Factors and Trends
BY REGION
North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
CUSTOMIZATION SCOPE
Free report customization (equivalent to up to 4 analyst business days) with purchase. Added or changed country, region and segment scope.
Geographic segment covered in the report:
The Natural and Organic Cosmetics report provides information on the market area, which is sub-divided into sub-regions and countries/regions. In addition to the market share in each country and sub-region, this chapter of this report also contains information on profit opportunities. This chapter of the report mentions the market share and growth rate of each region, country and sub-region over the estimated period.
• North America (USA and Canada) • Europe (UK, Germany, France and rest of Europe) • Asia-Pacific (China, Japan, India and the rest of the Asia-Pacific region) • Latin America (Brazil, Mexico and rest of Latin America) • Middle East and Africa (GCC and Rest of Middle East and Africa)
Answers to key questions in the report:
1. Who are the top five players in the natural and organic cosmetics market?
2. How will the natural and organic cosmetics market evolve in the next five years?
3. Which product and which application will capture the lion’s share of the Natural and Organic Cosmetics market?
4. What are the natural and organic cosmetics market drivers and restraints?
5. Which regional market will show the strongest growth?
6. What will be the CAGR and size of the natural and organic cosmetics market throughout the forecast period?
For more information or query or customization before buying, visit @https://www.verifiedmarketreports.com/product/global-natural-and-organic-cosmetics-market-report-2019-competitive-landscape-trends-and-opportunities/
Visualize the Natural and Organic Cosmetics Market Using Verified Market Intelligence:-
Verified Market Intelligence is our BI platform for market narrative storytelling. VMI offers in-depth forecast trends and accurate insights on over 20,000 emerging and niche markets, helping you make critical revenue-impacting decisions for a bright future.
VMI provides a global overview and competitive landscape with respect to region, country and segment, as well as key players in your market. Present your market report and results with an integrated presentation function that saves you more than 70% of your time and resources for presentations to investors, sales and marketing, R&D and product development. products. VMI enables data delivery in Excel and interactive PDF formats with over 15+ key market indicators for your market.
Visualize the natural and organic cosmetics market using VMI @ https://www.verifiedmarketresearch.com/vmintelligence/
Global natural and organic cosmetics market size and forecast
Global active nutrition market size and forecast
Global sofas, beds and bedroom furniture market size and forecast
Global shower tray market size and forecast
Global Snow Boots Market Size and Forecast
Global Sutherlandia Extract Market Size and Forecast
Global High Permeability Tablet Screen Protectors Market Size and Forecast
Global Teeth Cleaning Market Size and Forecast
About Us: Verified Market Reports
Verified Market Reports is a leading global research and advisory company serving over 5000 global clients. We provide advanced analytical research solutions while delivering information-enriched research studies.
We also provide insight into the strategic and growth analytics and data needed to achieve business goals and critical revenue decisions.
Our 250 analysts and SMEs offer a high level of expertise in data collection and governance using industry techniques to collect and analyze data on over 25,000 high impact and niche markets. Our analysts are trained to combine modern data collection techniques, superior research methodology, expertise and years of collective experience to produce informative and accurate research.
Our research spans a multitude of industries, including energy, technology, manufacturing and construction, chemicals and materials, food and beverage, and more. Having served many Fortune 2000 organizations, we bring a wealth of reliable experience that covers all kinds of research needs.
TUESDAY, Feb. 1, 2022 (HealthDay News) — A polygenic score derived from pharmacogenomic evaluation of the cytarabine (ara-C) pathway may help personalize treatment for pediatric patients with acute myeloid leukemia (AML), according to a study published online January 18 in the Journal of Clinical Oncology.
Abdelrahman H. Elsayed, Ph.D., of the University of Florida at Gainesville, and colleagues analyzed single nucleotide polymorphisms (SNPs) in 166 patients from the multicenter AML02 trial. The 10-SNP Ara-C_SNP (ACS10) score was developed via multi-SNP predictive modeling using the main SNPs predictive of minimal residual disease and event-free survival (EFS) from the AML02 cohort and four previously associated SNPs to ara-C triphosphate levels in a separate assay. In each clinical trial arm, ACS10 was assessed for association with outcomes: the standard low-dose ara-C (LDAC, 91 patients) and increased high-dose ara-C (HDAC, 75 patients) of AML02 and the standard ara-C, daunorubicin and etoposide (ADE) (465 patients) and the augmented ADE + gemtuzumab ozogamicin (GO; 466 patients) arms of the AAML0531 trial.
The researchers found that EFS and overall survival were significantly worse in the low ACS10 group compared to the high ACS10 group in the standard LDAC arm of the AML02 cohort (hazard ratios, 2.81 and 2.98, respectively ). These results were validated in the standard ADE arm of AAML0531, with worse results observed in the low versus high AUC10 groups (relative risks, 1.35 and 1.64, respectively). EFS and overall survival did not differ between the low and high ACS10 score groups in the augmented arms (AML02-HDAC and AAML0531-ADE+GO).
“Our comprehensive approach not only provides a single ACS10 score of prognostic significance that can predict poor outcome in AML, but suggests that alternative treatment strategies with either a high dose of ara-C or the addition of GO are more appropriate strategies for patients with low ACS10 score,” the authors write.
Several authors disclosed financial ties to the pharmaceutical industry; three authors disclosed pending patents related to the subject of the study.
Sign up here to get the latest health and fitness updates delivered to your inbox every week!
If you thought Mondays were all about Monday Blues, then Mira Kapoor’s Instagram might just change your perspective. Over the years, this 27-year-old diva has established herself as a lifestyle and food influencer. She continues to inspire over three million followers (on Instagram) with her positivity and good vibes. From time to time, we find Mira sharing articles and stories featuring slices of her life – most of which include husband and actor Shahid Kapoor, kids Misha and Zain, her fitness and beauty regimen, and many more. course – the food. By now we all know how much of a foodie Mira Kapoor is. She never hesitates to talk about all things healthy, homemade and delicious! Also, she regularly shares all of her food activities with the world via Instagram. From her morning routine to her binge eating, we can see it all. In fact, it won’t be an overstatement to say that Mira Kapoor has food for every mood. His latest story on the photo-sharing app is proof of that.
Mondays are usually boring for everyone. But it looks like Mira Kapoor decided to give it a ride in the most forgiving way possible. Instead of opting for a quick and simple “Monday meal,” she preferred to end her Monday with an elaborate Mexican spread. Mira gave us a glimpse of her table and believe us, we can’t help but drool! According to her Insta-story, Mira’s dinner included tacos, enchiladas, quesadillas, salsa, and a few other delicious dips. Looked:
Read also : Foodie Alert: Mira Kapoor Lists Her Favorite Indian Foods, Cooking, Desserts, Cooking Show, And More
It looks tasty; is not it? Like us, if you also have your midweek motivation, how about making the spread today? Don’t worry, we’ve found the easiest recipes for you.
Click here for the taco recipe.
Click here for the enchiladas recipe.
Click here for the quesadilla recipe.
Now that you have the recipes at your fingertips, prepare the classic Mexican dinner and enjoy it Mira Kapoor style!
About Somdatta SahaExplorer – that’s what Somdatta likes to call herself. Whether in terms of food, people or places, all she craves is to experience the unknown. Simple aglio olio or daal-chawal pasta and a good movie can make his day.
Like many school districts in southwest Washington, the Washougal School District is scrambling to find qualified replacements to replace staff members who have tested positive for COVID-19.
The challenge is not new to the district, which a few years ago identified teacher shortages in several of its departments and acted quickly to address them.
Washougal’s ESD-U Teacher Certification Program, a partnership between Educational Services District 112 and the Washougal School District, provides alternative options to teacher certification for classified staff members and a “retooling” pathway for certified teachers looking to add endorsement.
“It allows us to identify staff that we know have been in the classrooms before and are looking for (a new career path),” Washougal School District Deputy Superintendent Renae McMurray said. . “Maybe a paraeducator wants to become a teacher, or maybe a teacher wants to change majors – instead of working as a grade-level teacher, for example, they want to be a special educator.”
McMurray said four Washougal School District employees have earned this type of alternative certification through the program in the past four years.
The Washougal School District used the program to fill staffing shortages in its special education and English language learning departments.
To earn their certifications, ESD-U students must complete coursework, complete hours of classroom field experience, and pass a state-required assessment. Students can often use their current classroom positions to meet most field experience requirements.
The program also offers certified teachers a pathway to certification in another education specialty.
Veronica Paredes, a former para-educator English language learner turned bilingual teacher at Hathaway Elementary School, attended ESD-U to earn a certificate in English Language Learning and Elementary Education.
Parades said the program suited him better than more traditional teacher certification programs because the program’s flexibility allowed him to take the coursework and field experience required for his current job.
“Their class schedules are accessible when you have a full-time job. All instructors and staff are very experienced. They teach you and guide you,” Paredes said.
Organic Soap Market: Growing Adoption of Organic PCB Products to Drive Growth Amid steady and strong consumer demand for beauty and personal care products, the PCB industry is noticing rapid growth and also witnessing transitions such as consumers shifting from synthetic to organic products. Additionally, organic soaps contain natural and organic ingredients that have little to no known harmful effects because they contain no chemicals or preservatives. Therefore, competitors are also introducing more and more organic soaps to gain higher market shares. In addition, consumers are also increasingly concerned about the health of their skin as well as environmental well-being. Thus, the consumer shift towards using organic soaps instead of traditional and synthetic soaps is one of the key drivers for the organic soap market over the forecast period.
To learn more about the drivers, trends and challenges – Request a free sample research report
Organic Soap Market: Segmentation Analysis and Revenue Generating Segment
This market research report segments the organic soap market into Product (organic bar soap and organic liquid soap) and Geography (North America, Europe, APAC, South America, and MEA).
Growth in the market share of organic soap by segment of organic soap bar will be important for revenue generation.Bar soaps are the most common forms of soap and are available as solid bars. These soaps help cleanse the body and are easy to use and store. The largest market share in the soap industry is held by bar soaps due to their numerous benefits. Features such as being economical, ability to deodorize, safe for the environment as there are no plastic bottles involved, stronger exfoliating ability and availability of fragrance-free bar soaps make these soaps preferable to liquid soaps. So, all these factors along with the availability of various other aromatic organic bar soaps for different types of consumer needs are expected to increase the consumer base of this segment.
The Technavio report provides an accurate prediction of the contribution of all segments to the Organic Soap market size growth and actionable market insights about each segment which will help in creating effective business plans and strategies.
To better understand the contribution of different segments to the market –Download a free sample report
Some of the main topics covered in the report include:
Related reports: Natural cosmetics market –The market share of natural cosmetics is expected to increase by $56.06 billion from 2021 to 2026, but the market growth momentum will slow down at a CAGR of 14.65%.Download a free sample now!
Solar products market –The market share of solar products is expected to increase by $4.83 billion from 2020 to 2025, and the growth momentum of the market will accelerate at a CAGR of 6.18%. Download a free sample now!
Scope of the organic soap market
Report cover
Details
Page number
120
Year of reference
2019
Forecast period
2020-2024
Growth momentum and CAGR
Accelerate at a CAGR of 6%
Market Growth 2020-2024
$260.23 million
Market structure
Fragmented
Annual growth (%)
5.27
Regional analysis
North America, Europe, APAC, South America and MEA
Successful market contribution
North America at 35%
Main consumer countries
United States, Germany, Japan, China and France
Competitive landscape
Leading Companies, Competitive Strategies, Consumer Engagement Reach
Profiled Key Companies
Product/Service Segments, Key Offering, Key Customers, Segment Focus, EO Products, Laverana GmbH & Co. KG, Mountain Valley Springs India Pvt. Ltd., Osmia Organics LLC, Pangea Naturals Inc., The Body Shop International Ltd. and Unilever Group
Market dynamics
Parent Market Analysis, Market Growth Drivers and Barriers, Fast and Slow Growing Segment Analysis, COVID-19 Impact and Recovery Analysis and Future Consumer Dynamics, Market Status Analysis market for the forecast period
Personalization area
If our report does not include the data you are looking for, you can contact our analysts and customize the segments.
About Technavio
Technavio is a global leader in technology research and consulting. Their research and analysis focuses on emerging market trends and provides actionable insights to help companies identify market opportunities and develop effective strategies to optimize their market positions.
With over 500 specialist analysts, Technavio’s reporting library consists of over 17,000 reports and counts, spanning 800 technologies, spanning 50 countries. Their customer base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing customer base relies on Technavio’s comprehensive coverage, in-depth research, and actionable market intelligence to identify opportunities in existing markets and potentials and assess their competitive positions in changing market scenarios.
LWe’re letting the “no rest days” mentality be a thing of the past, okay? This fitness trend isn’t just over; it is also quite harmful. “Taking days off to allow full muscle recovery is just as important as the workout itself,” says trainer Ella Magers. “People bragging, ‘No days off!’ may sound hardcore, but in reality, [they’re epousing] a recipe for injury, a weakened immune system and less effective workouts.” Overtraining, she says, is counterproductive.
Fortunately, many trainers recommend an alternative: the 5:2 rule. That means five days on, two days off. Here’s why taking two full days of rest and recovery improves your overall fitness. “Our muscles need time to rebuild from the micro tears that occur during workouts, so this is actually the recovery period when lean muscle mass is created,” says Magers. . “Many trainers say that two rest and recovery days a week will help you maximize your results, both short and long term.”
Onyx personal trainer Cameron Countryman adds that taking days off makes it easier to maintain a regular workout schedule. “The most important meaning behind the 5:2 rule is that we get up and add movement to our daily routines,” he says. “Many fitness and health professionals recommend the 5:2 rule because it allows us to reach the goal of 150 minutes of aerobic activity per week; five days of about 30 minutes of exercise.
He notes that you can change the intensity and type of workout, depending on your experience and comfort level. “For example, those participating in exercises with intermediate to advanced experience should focus on two to three days of strength training, two to three days of cardio, and two days of rest or active recovery,” he says. .
Related stories
But if you’re a beginner, he explains, your schedule doesn’t have to include hour-long HIIT classes or extremely difficult strength training. In fact, you can cut back on strength and cardio training a bit. “For example, cardio might be a 20-minute walk one day, while a strength day might be 20 minutes of bodyweight exercise or 10 minutes of core work,” he says. Focus on the right intensity for your level and adjust accordingly, says Countryman. The key? Get moving and remember to rest, rest, rest.
Make the most of your rest days by incorporating this meditative yoga session into the mix.
Oh hi! You sound like someone who loves free workouts, discounts on top wellness brands, and exclusive Well+Good content. Join Well+, our online community of wellness insiders, and unlock your rewards instantly.
NAIROBI, Kenya, 30 January – The European Union has committed 4.5 billion shillings for the second phase of the Kenya Legal Empowerment and Aid Delivery Program (PLEAD II) according to the European Union High Representative for Foreign Affairs and Security Policy, Josep Borell.
Borrell, who spoke at the launch of the program with Chief Justice Martha Koome at the Makadara Courthouse in Nairobi on Friday, said PLEAD is the largest EU justice program in sub-Saharan Africa.
PLEAD II will come into effect later this year and run until 2028.
“PLEAD has initiated transformative criminal justice reforms in Kenya, provided critical support to justice institutions and helped develop an expanded legal aid service offering to vulnerable and marginalized citizens,” Borrell said.
He explained that the new phase will focus on the capacity of the criminal justice system to fight corruption more effectively and on exploiting the potential of digital technologies to improve access to justice, in particular for the most vulnerable. vulnerable.
“In the coming months, together with the judiciary, our teams from the EU, UNODC, UNDP and civil society actors will work together to pave the way for better access to justice and a better fight against corruption in Kenya”.
Speaking at the launch, Chief Justice Koome said the second phase builds on the successes of PLEAD I, which put in place a transformational agenda aimed at improving the delivery of justice.
The program has improved access to justice, especially for the poor and vulnerable, through the provision of legal aid. The initiative has also strengthened court administration and case management, improved the quality and efficiency of the criminal justice system, and improved cooperation across the justice sector.
Advertising. Scroll to continue reading.
“We have seen a significant improvement in the efficiency and institutional performance of the various actors in the justice sector. The support of the PLEAD I program has enabled justice sector actors to continue to provide services despite the challenges posed by the COVID-19 pandemic”, she underlined.
Support under PLEAD I helped ensure a collaborative and consultative approach among member agencies of the National Council for the Administration of Justice (NCAJ) that improved access to justice.
Key achievements included multi-agency response to COVID 19, policy development including diversion policy and plea negotiation guidelines. PLEAD’s support also strengthened court user committees and the development of the NCAJ 2021-2026 strategic plan.
CJ Koome explained that the aspirations that drive the PLEAD program resonate with the Judiciary’s vision of social transformation through access to justice, which aims to achieve results that will improve institutional performance and deepen access to justice. for all, especially the most vulnerable in society.
“The vision places people at the center of our service delivery. In other words, we aim to develop a people-centred justice system that focuses on people’s needs, thereby reinforcing the idea of justice as a public service.
She added that the vision offers a roadmap for developing an efficient, accessible, timely, fair and cost-effective justice system in service delivery.
“The priority areas identified under the vision include clearing the backlog of cases, improving access to justice by increasing pathways to justice, digitizing court operations and processes, strengthening public confidence in the judicial system and improving the coordination and synergy of actors in the justice sector”.
Some of the specific strategies, interventions and innovations that the Judiciary is pursuing include ensuring accessibility to courts by having a Magistrates Court in each sub-county and a High Court and Court of equal status in each county.
The deployment of Small Claims Courts throughout the country is also intended to ensure that social grievances, particularly for economically vulnerable members of society, are resolved quickly, thus promoting the prospect of peaceful coexistence in vulnerable communities such as slums and informal settlements.
Advertising. Scroll to continue reading.
The Chief Justice was adamant that under her administration, no case should last more than three years in trial court or one year in appeal court. “We are also paying extra attention to anti-corruption and economic crime cases and commercial disputes to ensure prompt resolution of these cases.”
The judiciary is also improving the use of information and communications technology in its processes by optimizing virtual court operations, online filing and case management.
“We aim to promote the use of a multi-door approach to conflict resolution by strengthening the operations of alternative justice systems and alternative dispute resolution mechanisms. To this end, we will provide mediation suites and AJS in courthouses where we have the physical infrastructure required to accommodate the suites.”
CJ Koome said complaint handling processes and public communication channels to build public confidence in the justice system will be strengthened.
PLEAD I focused on 12 counties including Nairobi, Kisumu, Mombasa, Nakuru, Uasin Gishu, Garissa, Isiolo, Lamu, Mandera, Marsabit, Tana River and Wajir.
The second phase of the Program for Legal Empowerment and Delivery of Aid in Kenya (PLEAD II) will now cover 17 counties.
One thing the cold winter wind blesses us with is those flushed cheeks. As winter slowly rolls out, rosy cheeks are what we will miss. If your skin looks a little dull – do not panic. Luckily, there’s no need to succumb to the gloom, with a few clever makeup application techniques you can fake a beautiful dewy color that will instantly add a warm glow to your complexion.
1. Start with a hydrating face mist
Spraying a hydrating mist on your face will add a dewy look. The dewy look will give your skin a hydrating and glowing look.
Love Earth Cucumber Mint Face Mist
This cucumber and mint face mist has the best conditioning properties that work to soothe and calm your skin. This beautiful product can be used as a skin toner, a face mist, and for an even complexion. Enriched with aloe vera and neem extracts, it conceals acne and pimples, leaving your skin with an even tone, healthy glow and smooth texture. Green tea has antioxidant, anti-inflammatory and antimicrobial properties. They showed improvement in treating acne and oily skin.
Price: 299 rupees
Buy now
2. Hydrate with moisturizer
Apply a moisturizer that will keep your skin glowing and ensure it doesn’t dry out.
mCaffeine Cappuccino Moisturizing Face Cream
It’s the ultimate moisturizer you need for lightweight hydration. It will also tone and soothe your skin. Cappuccino Coffee Moisturizer works great during the day and can also work as a nighttime facial moisturizer. It has a heavenly aroma of freshly brewed coffee with creamy notes that will uplift your senses. Apart from coffee, it contains vitamin E which repairs and nourishes the skin. It also protects against skin damage. It also contains almond milk which soothes the skin and makes it smooth and supple.
Price: 399 rupees
Buy now
3. Use a radiance-boosting serum
Using a radiance-boosting face serum is an optional step. However, it’s also a great way to add to the winter glow.
Lavenza Glow Booster
This illuminating serum provides a natural, dewy glow and gives an extra radiant look. It also reduces dark spots, restores skin tone, minimizes fine lines and pores, and revitalizes skin.
Price: 950 rupees
Buy now
4. Apply primer
Mastering the application of a beautiful blush should always start with a smooth, even base, especially in winter when the majority of us suffer from dry or dehydrated skin, exacerbated by cold temperatures and low humidity.
ELF Cosmetics Face Moisturizing Primer
This primer will create a perfect canvas for radiant, younger-looking skin. Infused with the goodness of grapes, vitamins A, C and E, it has nourishing and anti-aging benefits. It reduces the appearance of fine lines and transforms your face into a flawless, smooth canvas.
Price: Rs.1397
Buy now
5. Use a creamy shade for the cheeks
A creamy cheek tint can lift and brighten your complexion and even make you look younger. It is also safer and more hydrating than a normal blush. You can also use this tint on your lips and eyelids to add to the red look.
Love Earth Lip and Cheek Stain
This shade is like a natural makeup product that blends easily and gives a dewy, healthy-looking glow. It has the richness of jojoba oil and is packed with the most amazing moisturizing, antibacterial and antioxidant properties of all. The tint is all natural and also contains castor oil, beeswax, candelilla wax and carnauba wax. The tint is available in 6 different shades so you can choose the one that best matches your skin tone.
Price: 299 rupees
Buy now
6. Add extra shine with a highlighter
JThe purpose of highlighter is to add shape and dimension to the face by tricking the light. Sprinkle a little on the cupid’s bow, temples and along the bridge of your nose for a flattering effect.
Colorbar Glow With Love Highlighter
This is the first-ever patented multi-dimensional highlighter that flatters all skin tones. It is made with special pressed technology to facilitate perfect product selection for seamless application. It provides an even application and will illuminate your face adding an extra glow.
Price: Rs.2250
Buy now
7. Finish with mascara
To elevate your look for a date, finish with a coat of mascara.
Maybelline New York Hyper Curl Mascara
This mascara contains special bristles on the mascara brush that can reach the lash line to the tips. It coats each lash from root to tip in a single stroke. What makes this mascara our top pick is that it’s ophthalmologist tested, contact lens friendly, and can be worn all day.
The Beijing 2022 Olympic Villages officially opened on Thursday, welcoming the world’s top winter sports athletes to Beijing, Zhangjiakou and Yanqing ahead of this year’s Games, which run from Feb. 4-20.
Around 2,900 athletes are expected from around 90 National Olympic Committees (NOCs). They will participate in 109 events, which should start in a week.
The Beijing Olympic Village is located in the Chaoyang district of the city, close to the Olympic Park. It will mainly house athletes participating in the Beijing 2022 ice sports. The facilities in the village will include 2,300 beds for athletes and officials.
In Zhangjiakou, the Olympic Village will host 2,640 athletes and team officials participating in freestyle skiing, snowboarding, biathlon, ski jumping and cross-country skiing.
The third Olympic Village, in Yanqing, is designed in accordance with the cultural characteristics of mountain villages in northern China. It highlights Chinese culture and environmental protection, as well as an athlete-centered design concept. This venue will host 1,430 athletes – including Medway’s Zack DiGregorio – and team officials who will compete in alpine skiing, luge, bobsleigh and skeleton events.
Read:Medway’s Zack DiGregorio heads to Winter Olympics in luge doubles
After the Games, the Beijing Olympic Village will be transformed into apartments for rent or sale, while the Yanqing and Zhangjiakou Olympic Villages will become hotels, apartments and a business hub serving the sports industry. winter in the region.
All village residents will follow strict COVID-19 protocols outlined in the Beijing 2022 Playbook. These include living and operating in a closed-loop system, which separates Games participants from the local population.
Athlete services for the Beijing 2022 Olympic Games
In each of the Olympic Villages, a wide range of services are offered to ensure that athletes get the most out of their Olympic experience in Beijing.
Basic services include: hair salon, cafe, bank, post office, general store, merchandise store, Samsung store, photo store, telecommunications store (for SIM cards) and a newsstand. In addition, resident centers will offer business centers, self-service laundry, general maintenance and housekeeping support.
See:USA TODAY coverage of the 2022 Beijing Olympics
With health and safety being a key part of operations during the Games, medical services are available in each village within the polyclinics, staffed by health professionals. In each of them are the offices of the IOC SAFE SPORT. They will offer educational materials and resources on protecting athletes from harassment and abuse in sport, as well as the IOC’s Mentally Fit campaign. There is also a 24/7 Mental Health Helpline for confidential mental health support for all athletes and entourage members in over 70 languages.
A number of services located in each of the plazas and residential areas include fitness centers containing the latest gym equipment and several recreational activities. During their free time, athletes will be able to try their hand at virtual reality spaces, play billiards or ping-pong, and watch all the action live on the many televisions that will be distributed throughout the Villages.
Each location will offer 24-hour catering service, serving cuisines from around the world, catering to all dietary needs.
Meet:The 33 New Englanders competing for Team USA at the 2022 Winter Olympics
In addition, each village square has a Chinese culture exhibition and a traditional Chinese medicine exhibition, while Beijing Olympic Village Square has a venues exhibition. Yanqing Olympic Village Square has a miniature ice replica of the Great Wall that separates the media from the athletes in the mixed zone.
Upon arrival, athletes will receive an exclusive gift bag containing a range of products supplied by P&G. These will include: hand sanitizer, shampoo, body wash, hand cleanser, toothpaste, toothbrush, detergent and skincare products, as well as a pin, mascot and painting of the school children local.
Athletes can also visit the Samsung Galaxy store located in each village, where they can pick up their limited edition Galaxy Z Flip 3 mobile phone. The phone will come with a case, Bluetooth headphones, a Coca-Cola Beijing 2022 Powerade Squeeze bottle and the IOC Welcome Guide, which includes useful information to help athletes integrate into the life of the town.
The IOC has an Athlete365 space in each Village, with a team on the ground to support and advise athletes on the wide range of services available to them as members of the Athlete365 community, and to organize the election of the IOC Athletes’ Commission. Athletes competing at Beijing 2022 will be able to vote for their representatives to fill the two vacant seats on the Commission. Ten female and seven male athletes from 17 NOCs, six sports and five continents are standing for election.
Someone once told me that they had a friend who went on three dates in one night to maximize a really good outfit. Although it’s probably a tradition, the concept is great – no hassle or hassle about what to wear, three times. And while we can all agree that dating is hard enough without having to consider an outfit – who you’re dating, where you’re going, the weather forecast, etc. – the minefields you and your closet face when you master the recipe for a perfect date night look can be endless. So I’ve put together some proven tips to help you master the art of evening dressing.
Comfort is key
When I imagine a stereotypical (but killer) date outfit, an impossible equation of dark colors and sexy cuts come together in a chic yet subtle way. In practice, this is certainly not the case. After a lot of trial and error, I think I finally got it: comfort is key, and while I’m going to argue against sweatpants, being comfortable in what you’re wearing on a date must be given priority above all else. . It’s important to feel good about who you are, and that probably translates into every other aspect of what makes a good date, besides a nice outfit. The environment may also play an important role in this theory. If it’s cold, don’t opt for the skimpier jacket. If you go to a bar, leave your heels at home. Below are a few options that work for just about any occasion and will keep you from second-guessing your choices over and over again.
The perfect combination of sexy and cute
The perfect combination of sexy and cute is the gold standard for almost everyone on a night out. It requires a surefire recipe for good conversation, a fun environment, and, of course, an outfit that’s not too sexy but not too cute. Personally, I think wearing a turtleneck is a powerful move, but you need to style the outfit well to differentiate it from what you would wear to visit your grandparents. You don’t want to do too much, but you also want to do just enough – it’s a date, after all. And while the time of a date is certainly a factor (a Friday night look can get you away with a little more than a Tuesday morning coffee), I generally prescribe the minus c rule. ‘is more. It’s no different from the perpetual desire to channel the effortlessly cool look that so many of our style icons seem to have mastered. That old thing? Oh, I just threw that away. There is nothing cute Where sexy about an outfit that looks like it took as much effort as possible so I usually try to fake it until I make it on this one but pieces like these these usually do the trick:
Make it personal
I used to have a mentality that I had to dress for my date, not myself. This is probably due to not having a “type”, which means the options can be endless depending on who my dinner partner can be. Not only can it be exhausting, but I found it never quite reflected what I would have worn if I was dressing for myself. Everyone’s wardrobe has elements that make it theirs, and I firmly believe that some of these beloved components should make it to the first date party. Whether it’s a pair of earrings or your favorite hot pink pants is up to you, but whatever the decision, be sure to make it a personal one. First impressions count, so yours might as well be of yourself.
Following the review of evidence and advice from the Technical Advisory Group (TAG) on Tuberculosis (TB) Diagnosis and Laboratory Strengthening, the World Health Organization (WHO) announces that the current recommendations of the OMS for the use of interferon-gamma release assays (IGRA) are also valid for Beijing Wantai’s TB-IGRA and Qiagen QuantiFERON-TB Gold Plus products. This expands the range of tests available to detect TB infection. Full details are provided in the WHO policy statement.
It is estimated that a quarter of the world’s population is infected with Mycobacterium tuberculosis. Screening for TB infection increases the likelihood that people identified for preventive treatment will receive it. Two classes of tests – the tuberculin skin test (TST) and the interferon gamma release test (IGL) – are currently recommended by the WHO to screen for TB infection. The policy statement adds two products to the options available in the IGRA test class.
The advice provided should facilitate the acquisition and adoption of the recommended technologies and improve patient care. Current WHO recommendations on the use of TST and IGRAs (including T-SPOT.TB) are unchanged and remain valid. WHO recommendations on diagnostics are based on clinical research evidence – they do not include assessments of the quality of the products or the manufacturing process involved, which require regulatory processes.
/Public release. This material from the original organization/authors may be ad hoc in nature, edited for clarity, style and length. The views and opinions expressed are those of the author or authors. See in full here.
“Intrinsic eczema” is a term referring to atopic dermatitis (AD) that is not related to genetics, allergies, or other common causes of this skin condition.
According to a 2015 study, it is estimated that between 10 and 40% of people with AD suffer from this type of eczema, and it mainly affects women.
Learn more about what it means to have intrinsic eczema and why it’s difficult, without a doctor’s diagnosis, to tell the symptoms of allergic eczema apart.
“Intrinsic eczema” is a medical term used by some skin care professionals to describe a type of eczema that is unrelated to the criteria commonly seen in this skin condition, e.g. research 2015. These criteria include:
The terms “intrinsic” and “extrinsic” were first used to distinguish between allergic and non-allergic sources of asthma, respectively. However, describing eczema as intrinsic or extrinsic remains controversial among professionals because it can be confusing.
Intrinsic vs Extrinsic Eczema
While intrinsic eczema means that an individual with AD does not have elevated IgE levels or associated atopic disorders, extrinsic eczema indicates the opposite.
If an allergist or dermatologist describes your eczema as extrinsic, you likely have a genetic predisposition, allergies, or asthma. Extrinsic eczema is also sometimes called allergic AD, and it’s the most common type, according to 2010 research.
Eczema itself is an inflammatory skin condition marked by patches of rashes that are red to brown in color and extremely itchy, especially at night. If you scratch these patches, they can become infected.
Although you can develop eczema anywhere, it tends to occur most often in the following areas:
on the hands
around the knees
on the elbows
on the scalp
on the cheeks (in infants)
Intrinsic and extrinsic eczemas have similar symptoms. However, unlike extrinsic eczema, the intrinsic (non-allergic) forms tend to cause milder symptoms. Besides red rashes, people with intrinsic eczema may also have Dennie-Morgan lines under the eyes.
Additionally, although extrinsic eczema can lead to an atypical skin barrier, intrinsic eczema did not cause these problems, according to the 2010 research mentioned earlier.
People with extrinsic forms of eczema are also more likely to have sensitive skin than those with intrinsic eczema, research 2018 suggests.
If you have sensitive skin, you may experience worsening eczema symptoms when you come into contact with:
products containing dyes, such as detergents
conservatives
perfumes
hard soaps
A healthcare professional usually diagnoses intrinsic eczema through a physical exam.
If you have a history of allergies and chronic eczema, your doctor may refer you to a specialist, such as an allergist or immunologist. They can perform allergy testing to determine which allergens can lead to eczema, hay fever, and other related conditions.
Keep in mind that intrinsic eczema is not related to allergies. If allergies are suspected to be the cause of your eczema, you probably have the extrinsic type.
Extrinsic eczema can be treated with both topical solutions and allergy medications, but intrinsic eczema is managed only with topical treatments. These may include:
moisturizers
emollients
over-the-counter or prescription steroid ointments
Avoiding your triggers can also help you manage intrinsic eczema. For example, if you find that certain skincare products, clothes, or foods cause breakouts, it’s best to avoid those items. An allergist or immunologist can also help you identify substances to which you may be sensitive.
Other steps that can help alleviate and prevent eczema rashes include:
Avoid bathing in hot water.
Take lukewarm showers or baths every day.
Apply moisturizer within 5 minutes after bathing.
Rinse your skin in the shower immediately after swimming.
Avoid extremely cold or hot temperatures.
Use a humidifier during the dry months.
Wear only loose cotton fabrics.
Although the exact causes of intrinsic eczema are unknown, the two main characteristics used by medical professionals to make a diagnosis are a typical level of IgE combined with the absence of other atopic conditions, such as asthma and allergies.
In general, eczema tends to run in families, according to the American Academy of Dermatology, especially if there is a history of atopic disease. Your immune system can also play a role in causing your body to overreact in response to everyday substances.
Since intrinsic eczema is not caused by allergies, it is not possible to have allergic intrinsic eczema. If your skin condition is thought to be caused by allergies, you probably have extrinsic eczema.
All types of atopic eczema can cause symptoms to come and go in cycles. Even with intrinsic eczema, you should be prepared for your rashes to get better and then come back, especially if you come into contact with one of your triggers.
It can also take time to figure out which topical lotions or medications are best for your skin. Keep this in mind as you work with your doctor to determine the best intrinsic eczema treatments for you.
Intrinsic eczema is a type of atopic dermatitis that develops with typical IgE levels, as well as in the absence of common atopic conditions, such as hay fever and asthma.
It is also sometimes called non-allergic eczema. People with extrinsic or allergic eczema have elevated serum IgE levels and are at greater risk of developing allergies or asthma.
Despite these differences, many telltale symptoms, such as extremely itchy skin rashes, occur in both intrinsic and extrinsic eczema. You can manage and treat these symptoms the same way no matter what type of eczema you have.
Whether your Alzheimer’s disease is considered intrinsic or extrinsic, it is important to discuss with your doctor any symptoms you are experiencing and how they improve with your current treatment plan.
Debt consolidation loans are often misunderstood. They are not always bad. However, you should only take them after careful consideration. If you plan to subscribe best debt consolidation loans then you need to understand what they are and how to get it.
The use of debt consolidation loans is to help consumers consolidate their debts into a single loan. This means that instead of paying several creditors each month, you would pay one creditor per month.
Consolidating your debts is not the same as filing for bankruptcy. While this can sometimes be helpful in dealing with overwhelming debt, there are some important differences between these two options. Therefore, here’s how debt consolidation works – 1. You take out a new loan and use it to pay off all or most of your existing credit card balances. 2. You pay off the remaining balance on the consolidated loan over time at a lower interest rate than you were paying before.
What is the concept of debt consolidation?
Consolidating your debts into one loan can save you time and effort. It also helps you get rid of high interest rates and fees. If you take the right steps before applying for a debt consolidation loan, you can avoid ending up with an expensive loan.
Therefore, here are some tips on the best way to use the debt consolidation loan:
Understand your finances Before applying for a debt consolidation loan or any other type of loan, understand your sources of money. Check if you will qualify for a loan based on your current financial situation.
Know the loan options available There are many types of loans available today. Some people prefer to use credit cards while others prefer to use cash advances. Many people like to combine the two types of loans in order to better manage their finances.
Consider all options before applying for a loan You don’t necessarily need to go through all the lenders in your area first. Instead, you can check various websites online for free information on different types of loans.
Choose an interest rate that suits your budget You can find different types of interest rates when looking for a loan. However, there are two main categories of interest rates: the fixed rate and the variable rate. Fixed rate loans generally have higher monthly payments, but lower overall costs. Variable rate loans generally have lower monthly payments, but higher overall costs.
Look at different payment plans When choosing a payment plan, you need to consider your budget. Most people who borrow money do so because they want to pay less in the long run. Therefore, you need to think about how much you can afford to pay each month.
Check your ability to repay your loan If you decide to apply for a debt consolidation loan, make sure you can afford to repay the full amount. Otherwise, you could end up paying thousands of extra dollars every year.
Be aware of loan fees and costs Some banks charge additional fees when you take out a new loan. These fees include things like application fees and set-up fees. You should research these fees before taking out a loan.
Shop for the best deal Once you have decided on the type of loan that is best for you, you need to search for the best deal. You can compare interest rates by visiting different websites.
Get pre-approved if possible Getting pre-approved for a loan is one way to ensure you get the lowest interest rate possible. This means you can start saving money immediately after receiving approval.
Borrow what you need It is very easy to fall into the trap of taking on too much debt. When you do this, you might be tempted to spend more than you earn. Once you’ve taken out a loan, you might feel compelled to spend even more money.
Debt consolidation loans are a great option for those with high levels of debt. They allow you to consolidate multiple debts into one low-interest loan. By paying off your existing debt, you can save money and avoid future problems.
Valentine’s Day is right around the corner, which means it’s time to start planning what to get that special someone in your life.
You can still go the traditional route on February 14 and show how much you care with flowers or chocolate. But if you’re looking for something a little different, we have some ideas for you.
Here are our favorites to spoil your darling on this Valentine’s Day.
(Be sure to check the websites for the latest prices and available discounts.)
Valentine’s Day Gifts for Her
The special lady in your life will love it The Sleeper’s Knitted Cardigan, an adorable cropped sweater with faux pearl buttons and removable feathers. Whether lounging at home or for a night out on the town, this is a must-have. Pair it with brand glamor Silk mille-feuille ballerinasthat offer style and comfort even to the most demanding fashionistas.
Details: the-sleeper.com
Boot Barn Rose Garden Macie Bean Cowgirl Boots are sure to impress. Made with a channeled welt construction and steel shank for great arch support, these boots are not only fashionable and versatile, but they’re also functional all the way. Made with a vintage-inspired distressed leather upper with beautiful floral embroidery, these are boots she’ll wear again and again.
Details: bootbarn.com
PacSun Light Blue Oversized Quilted Vest is affordable and chic, keeping her warm on those chilly days. Oversized and lightly padded for comfort, it can be a great substitute for a jacket. For added convenience, there are side pockets to keep your hands warm or store essentials.
Details: www.pacsun.com
The set of Moxie Malas Ocean and Pisces zodiac element The set includes two bracelets that are sure to create joy with their sheer beauty, even if she’s not a Pisces. the Worthy Mala Diffuser includes 8 millimeter beads in mushroom rhyolite, feldspar, garnet, Botswana agate and rhodonite as well as lava stones, which allow this bracelet to be used as an essential oil diffuser. This piece can be worn as a necklace or wrapped several times around the wrist as a bracelet. Moxie Malas are handcrafted in the USA using only the highest quality genuine gemstones and semi-precious crystals.
Details: www.moxiemalas.com
Fjallraven Kanken Tote Bag will easily become her new go-to casual bag. The brand’s iconic backpack can be used as a backpack or as a shoulder bag, depending on which version suits it. With a secure zippered main compartment and interior pocket, she’ll find great storage options.
Details: fjallraven.com/us
She will fall for Yummie’s Jodi Slim Bootcut Cotton Stretch Shaping Leggings, which offers style without sacrificing comfort. The legging hugs every curve in breathable cotton fabric, providing forged stretch and recovery for every body type. That of the brand Faux Leather Sculpting Legging with Front and Back Seams is the perfect item for a date. With its four-way stretch faux leather fabric and flattering front and back seams, it’s sure to be a wardrobe staple for years to come.
Details: yummie.com/products
Valentine’s Day Gifts for Him
Perfumes make the perfect gift because it’s not something men typically spend on themselves. the Brioni Eau de Parfum is a new spicy woody fragrance with base notes of cedar, musk and tonka bean. Banana Republic M for Men Eau de Parfum offers top notes of lime and bergamot with hints of lavender.
Details: so-avant-garde.com/collections/mens-shop
Give the special man in your life the gift of self-care with Only Skin Premium Skincare Set, which includes a cleanser, scrub, day cream, night cream and repairing eye serum targeting tired skin. All products are plant-based, gluten-free and cruelty-free. Made in the USA, sizing is convenient and travel-friendly.
Details: onlyskin.com
He will like Fjallraven Men’s Greenland Down Jacket, a classic made with ethically produced down that aims to warm when temperatures drop. Wind and water resistant, the jacket is durably constructed and features an interior lining with pockets for organization. For daily use, offer him the Polar Buck, a knitted fleece designed for casual days and comfort. With one chest pocket and two side pockets, it’s ideal for layering.
Details: www.fjallraven.com
the Mobvoi TicWatch Pro 3 Ultra with GPS features Wear OS by Google with dual displays, built-in GPS, and 24-hour on-demand trackers to help monitor health and fitness adventures. With up to 72 hours of battery life in smart mode and 10 workout mode options, it also tracks vital signs using TicPulse, a heart rate monitoring sensor, and TicOxygen, a heart rate monitoring system. monitoring blood oxygen saturation 24/7. It will soon become a favorite.
Details: mobvoi.com
Haven’s Kitchen Cooking School Cookbook is ideal for the home cook. With nine chapters focusing on different techniques – from cooking the perfect egg to improving knife skills, this book will be his new go-to resource in the kitchen. The cookbook offers easy step-by-step recipes, with tips along the way. Haven’s Kitchen recently launched squeezable sauces in six different flavors ideal for cooking, salads and dipping.
Details: www.havenskitchen.com
Brother’s Artisan Oil Rosewood & Cedarwood Blend is the ultimate grooming oil for bearded men. Easy to use and non-greasy, it is also ideal to use directly on the skin to hydrate it. Using all-natural ingredients such as argan and kernel oil, it comes in an attractive glass bottle with dropper. The brand also offers many bath and body products that your partner will appreciate. Some scents are so refreshing that you might want to keep them to yourself!
Every spring, I fill every container I can find with vegetable and flower plants. In January, I make the resolution never to start again as watering is such a chore.
Here are my tips to make the job a little easier.
Large pots do not dry out as quickly as small ones. They also maintain a more consistent temperature, reducing the risk of root baking.
High-quality potting soil, stuff with water-holding crystals, slow-release fertilizer, and wetting agent are worth it. Read the fertilizer specs on the bag and write it down in your 2022 New Zealand Gardener’s Garden Diary to top up when it’s no longer effective.
Group pots with the same watering requirements. Plants generally need the same sun and shelter requirements; In addition, it avoids dragging the pipe.
Mulch reduces moisture loss for pots just as it does in the garden. Choose the right mulch for the location and type of pot. Pea straw or bark chips can be messy if birds throw them around your tidy yard or balcony. Mulches are one solution. They are biodegradable and made from recycled wool or paper and some are infused with nutrients. Coir liners designed for hanging baskets will also work, as will custom-cut non-synthetic recycled carpet underlays. Make sure the soil is moist before mulching. Carpets aren’t particularly pretty, so add a decorative layer of gravel, stones, or glass pebbles.
If a pot becomes too dry, the soil becomes hydrophobic and repels water. It simply passes through the pot and is not retained where the roots can get to it. Rehydrate the small, easy-to-lift jars by placing them in a large bucket of water until there are no bubbles on the surface. For large pots, be prepared to water several times at about 10 minute intervals, a little at a time, until the soil is saturated.
Wetting agents are surfactants. They coat soil particles at the molecular level so that water can be absorbed rather than storing water as gel crystals do. SaturAid Granular Soil Humidifier is non-toxic so can be used around vegetables. Soapy water has the same effect, as do homemade concoctions containing agar-agar.
Every gardening manual recommends never letting pots sit in saucers of water. I have found in practice that small pots are best left in 2-5cm of water in a shallow tray for several days to a week rather than left to dry out completely. This is especially useful for trays and trays of small seedlings that won’t survive on their own if you go away for the weekend.
Olla pots are a convenient way to bring water to root level. Learn more about them here.
READ MORE: * How to grow carrots * How do gardeners water their gardens without using sprinklers? * Recipe: Lacto-Fermented Green Beans, and more ideas for leftover beans * How to grow zucchini
BARBARA SMITH/Stuff
Courgettes: ‘Cocazelle’ (front) and ‘Black Beauty’, ‘Campari’ tomatoes and ‘Blue Lake Runner’ beans.
Check zucchini plants daily
Finger-sized baby fruits turn into monstrous marrows in the blink of an eye. I have grown three plants this year. Two ‘Cocazelle’ and a ‘Black Beauty’. The ‘Cocazelle’ have less fruit but they are tasty and can be roasted and grilled on the barbecue as well as in any other zucchini recipe. Plants were also slower to succumb to powdery mildew.
I grew all three plants vertically by tying them to a climbing frame in hopes that better air circulation would reduce powdery mildew, but in humid Auckland this was just a fantasy without hope.
I don’t usually bother to spray – plants with mold dusted pellicles still manage to produce crops. By the time the plants succumb to a nasty, large-scale infection, I’m tired of eating zucchini and ready to pull the plants up in favor of fall and winter vegetables.
BARBARA SMITH/Stuff
Zucchini pickle flavored with dill seeds from the vegetable garden.
Everyone Who Grows Zucchini Needs Glut-Buster Recipes
This pickle is a favorite. It is delicious with cheese and crackers. Use small zucchini for nice little circular slices in the finished pickle. Don’t overdo the soaking and standing time as the vegetables lose their crunch.
Ray Garnet’s easy zucchini pickle
Ingredients:
1 kg of small courgettes
2 medium onions
¼ cup common salt
2¼ cups white vinegar
½ teaspoon dry mustard powder
1 cup of sugar
1 teaspoon ground turmeric
1 teaspoon of any of the following seeds: dill, caraway, mustard or celery
Method: Wash and cut the courgettes and cut them finely. Chop the onions and put them with the zucchini in a large glass or porcelain bowl and cover with water. Add the salt, stir and leave to stand for an hour. Then rinse and drain. Meanwhile, bring the rest of the ingredients to a boil. Pour over the drained vegetables, stir and leave the mixture to stand for another hour. Then bring to a boil for just three minutes before packing them into hot sterilized jars. Close immediately or store in the refrigerator to enjoy immediately.
More zucchini recipes:
Got an overabundance of zucchini? Here are some ideas for putting it to good use…
Late Season Zucchini Recipes by Sam Mannering
Recipe: Zucchini and Feta Flatbreads from Sam Mannering
MARTIN DERUYTER
Monarch caterpillars make delicious snacks for wasps.
Are your monarch caterpillars disappearing?
They were probably ripped off by a paper wasp in search of protein-rich food for its larvae. To be fair, they also target white butterfly caterpillars that nibble on crucifers, but I’ve been stung too many times to show pity.
Paper wasps are those with a slender waist and long, hanging back legs. You’ll often see them hanging around wooden fences and decks where they scrape the cellulose fibers from the surface of any bare wood as building material for their papier-mâché nests.
A queen wasp hibernates during the winter and emerges in the spring in search of a place to start a nest. Favorite places are on wooden garden seats and tables, under eaves, in hedges, on tree branches and trellises – places that gardeners are very likely to touch with a careless hand.
BARBARA SMITH/GROWING UP/Stuff
Paper wasp nest.
Nests begin with about six hexagonal cells in a circle on a disc attached to a support by a short rod. Each cell contains an egg which hatches into a larva. The queen feeds the larvae of caterpillars and other insects until they become worker wasps ready to take over nest building and feeding duties. The queen continues to lay eggs and the nest expands as new cells are added.
Mid-summer is the peak period for population growth. Seek out and destroy nests now so there are fewer pests around to feast on your grapes and other ripe fruit in the fall. Follow the flying wasps in the evening to find each nest. At night, when all the wasps are home and less active, spray the nest with household insect repellent or sprinkle Kiwicare No Wasps.
I’m not coordinated enough (or brave enough) to try this alternative pesticide-free method: cut the nest so that it falls into a bag placed below. Quickly seal the bag and place it in the freezer for humane extermination.
Don’t bother destroying the nests in late fall. They will be pretty much empty because all the larvae will have hatched into adult females and males. Groups of males twirl around in a sunny spot to attract the attention of females. Once mated, the females seek out a safe place to hibernate and the whole cycle continues.
Gardening under the moon
Plant root crops on January 28. Sow radishes and spring onions for a steady supply. From January 29 to February 2, plan your to-do lists and prepare the ground for the fertile period that begins February 3. Plant food crops, except those that grow underground, as well as alyssum, blueberries and wallflowers to feed pollinators throughout fall and winter.
Gardening by maramataka
Mihi atu mō te tau hou. Welcome to the new year and the raumati (summer) season, almost mid-summer to be exact, the driest time for most of us. The flowering of pōhutukawa and rātā are the ancestors of this summer period known as matiti muramura by some. Maintenance tasks must take place regardless of the moon. As this is the driest period, we should watch our māra for signs of stress, especially during the Tangaroa phase which appears from January 25 to 28, and react accordingly for ornamental and food plants, and the trees. The Tangaroa alignment also reminds us of the importance of wai (water) to our māra. Dr. Nick Roskruge
New Zealand’s Ministry of Home Affairs has helped small businesses thrive during the pandemic by funding digital skills training. Photo courtesy of Travel Baker County via Flickr
From tracking apps to continent-wide collaboration, public and civil services around the world have responded to the coronavirus pandemic with a range of impressive new tools and approaches
Faced with an unprecedented public health emergency, officials rushed to protect citizens and the economy from the effects of COVID-19, delivering new services and expanding existing ones at a pace believed to be previously not possible.
Here, senior civil servants from six countries tell World Government Forum what they consider to be the most impressive project related to pandemic response and recovery.
Estonia welcomes EU digital COVID certificate
For me, the biggest COVID-related innovation has to be the introduction of the EU-wide digital COVID certificate. What we are witnessing is a significant achievement in building an international network of trust on a topic that has the potential to divide rather than unite. Yet, we have managed to come together and clearly state that we trust each other, the doctors of other members and the certificates they provide. As a result, we have created the key to reversing the effects of the initial distrust of COVID-19 between states and we come back stronger than ever. Hopefully we will soon see new developments of a global digital vaccination passport replacing the yellow passport that intercontinental travelers have been forced to carry.
Taimar Peterkop, State Secretary, Estonia
Inter-jurisdictional collaboration in Australia
One of the most successful responses Australia has initiated during the COVID-19 pandemic has been the creation of the National Cabinet. The National Cabinet brought together the leaders of each Australian State and Territory with the Prime Minister to collectively discuss and advance the COVID response with a focus on collaboration and consistency across jurisdictions.
Over the past 12 months, the National Cabinet has facilitated unprecedented levels of innovation and coordination between federal, state and local governments. Officials in all jurisdictions have worked alongside communities, healthcare professionals and businesses to ensure the successful rollout of the vaccine in Australia and the strong recovery of our economy. Australia now has one of the highest COVID vaccination rates in the world and one of the lowest death rates.
Stephanie Foster, Assistant Secretary for Governance, Department of Prime Minister and Cabinet, Australia
The evolution of Singapore’s tracking app
“The TraceTogether (TT) app continued to evolve throughout 2021 with the transition to living with rampant COVID-19. When we first launched TraceTogether in March 2020, it was about a pure contact tracing app, which we supplemented with a hardware alternative (the TT token) in September 2020. Last year, after the government made registrations with the TT app or token mandatory in most public places, the team had to fully integrate TT with Singapore’s SafeEntry check-in system. The TT app was also updated to display users’ vaccination and testing statuses in the form of passes.” greens” and “whites”. The role of the TT app has expanded to the point where it has become Singapore’s one-stop app for COVID-19 response and recovery.”
Chan Cheow Hoe, Government Digital Technology Manager and Deputy Managing Director, GovTech, Singapore
A helping hand for New Zealand SMEs
It’s no secret that COVID-19 has accelerated the digital transformation of government. In addition to being the Home Affairs Secretary, I am also the Government’s Digital Director, and a large part of our work at Te Tari Taiwhenua’s Home Affairs Department is to drive a more unified digital public service.
When COVID-19 hit New Zealand’s shores, it highlighted the need to tackle digital inclusion – that is, to ensure people can participate in the digital world. Government agencies, private organizations and NGO sectors are all working together to address this issue, alongside communities and iwi representatives who understand the specific needs of their people.
Our department administered the COVID-19 Recovery SME Digital Skills Fund to address an identified digital divide for people running small and medium-sized enterprises (SMEs) in Maori, Pacific and disabled communities. Nearly 1,000 small and medium-sized businesses have new digital skills and capabilities, thanks to the Digital Skills Fund. The fund was successful in addressing the symptoms of digital exclusion of SMEs in the target communities, as well as identifying the underlying structural issues.
We learned a lot about the importance of future trusted partners, working in the communities from which SMEs originate. We have found that personalized and flexible approaches work. It is essential to engage with partners who have strong and lasting relationships and networks in their communities and who can meet their specific needs.
It is clear that closing significant gaps in digital capability takes time and sustained investment is required. The problem is more complex than just the need to acquire “digital skills”, and these other obstacles can prevent the acquisition of digital skills. For example, many SMEs need help developing basic business skills such as planning, budgeting and forecasting, alongside building their digital skills.
A common denominator that has emerged is that small business success is about more than the “bottom line”; it’s about contributing to the community.
Paul James, Home Affairs Secretary, Government Digital Director and Local Government Secretary, New Zealand
Track UK infection rates
It is really difficult to choose an innovative project related to COVID-19. At the Office of National Statistics, several lockdowns have forced us to think about and increase our use of new, faster forms of data, instead of relying solely on traditional survey-related information. These new sources, such as anonymized mobility data from mobile phone providers and anonymized credit/debit card transaction data, have provided vital and up-to-date information on trends and behaviors throughout the pandemic.
The biggest COVID-related project for us, however, is the COVID-19 infection survey, which was set up within weeks at the start of the pandemic, to provide us with a weekly picture of infections and antibodies in our people. This was a massive operation that under normal circumstances would have taken months to set up. To date, we have completed over six million swab samples and the survey is one of the most visited pieces of information produced by the ONS.
Alison Pritchard, Assistant National Statistician and Chief Data Capacity Officer at the Office for National Statistics
Philippines Workforce Support
The Philippine Civil Service Commission (CSC), the central human resources agency of the Philippine bureaucracy, has introduced a number of alternative work arrangements to protect the government workforce during the pandemic. These included remote work, staggered work schedules, a four-day work week, reduced workforce, or a combination of the four work arrangements.
We have offered support mechanisms such as stress debriefing and providing reasonable funds to cover employee expenses during work from home arrangements subject to budgeting, accounting, and auditing rules and regulations. And we have issued interim guidance on the use of leave credits for absences due to quarantine and/or treatment related to COVID-19 and COVID-19 vaccination and/or the following adverse events the vaccination.
We have also published guidance on technologies that could be used to enable government recruitment processes to continue despite pandemic-imposed limitations, including the use of videoconferencing for interviews and the use of electronic signature software by appointing authorities.
In addition, guidelines have been issued on the digitization of our quasi-judicial functions. These provided, for example, technical and operational standards to ensure that virtual hearings before CSC and regional offices by videoconference would closely resemble in-person proceedings, including maintaining fairness, order and confidentiality.
CSC is leading a Continuity of Public Services Task Force, which requires all government agencies to submit a plan to ensure the continued delivery of services to the public in the event of a disruption – be it a pandemic, natural disaster, civil unrest or other events.
Alicia dela Rosa Bala, President, Public Service Commission, Philippines
We would like to hear from you
What is the most innovative public service project related to the COVID-19 pandemic response and recovery that you have been involved in or heard of?
If you want to share it, please leave a comment below or email us at [email protected]
Every product we feature has been independently selected and reviewed by our editorial team. If you make a purchase using the included links, we may earn a commission.
It’s no secret that I love a good Amazon find, and one of my favorite ways to discover the best under-the-radar items is to browse the site’s Hottest New Releases page. It features the latest and most popular product drops on Amazon, and similar to the Best Sellers page, the chart is available for each category on the site and is updated daily.
Hero Cosmetics Mighty Nose Patch, 10 count, $18
Essie Limited Edition Valentine’s Day Nail Polish, $9
Versed Doctor’s Visit Instant Resurfacing Face Mask, $18 (originally $23)
L’Oréal Paris EverPure 21-in-1 Color Care Hair Treatment, $10
Baleaf Fleece Lined High Waisted Jogger, $33 (originally $40)
Maybelline Colossal Curl Bounce Mascara, $8
Large Framar hair clips, 4-pack, $14 (originally $17)
Hero Cosmetics Might Nose Patch
Hero Cosmetics Mighty Patch Nose
The brand behind Amazon’s most popular pimple patches recently launched a nose patch, and it (unsurprisingly) sold out in six hours. Now that it’s back, you’ll want to add it to your cart ASAP. Unlike regular nose strips which are made with stripping adhesive, Hero Cosmetics Nose Patch is made with hydrocolloid gel like its pimple patches, which are soft and naturally absorbent. A In the style The beauty writer who tested the patch said she was “incredibly impressed with its effectiveness and noticed an instant reduction in nose shine”.
Essie Limited Edition Valentine’s Day Nail Polish
essie nail polish, valentines day limited edition
Love is already in the air with Essie’s new Valentine’s Day nail polish collection. There are six limited-edition shades to choose from, and each bottle features a cute holographic design on the brush handle. I’m looking at Pretty in Ink, which is a shimmery soft pink, for me, but the Love-Note Worthy crimson red and peachy neutral Respond With a Kiss can also sneak into my basket.
Versed Doctor’s Visit Instant Resurfacing Mask
Versed Doctor’s Visit Instant Resurfacing Mask
TikTok users are raving about this face mask from Versed, and now it’s finally arrived on Amazon (and it’s on sale). Made with glycolic, lactic, and salicylic acids plus vitamin C-rich pineapple and papaya enzymes, this super-exfoliating mask tackles the look of dull skin and pores. TikTok user Aisha Nur credits the mask for her “full glass face,” and an Amazon reviewer said they love how “gentle and moisturizing” it is on their “dry, dull skin.” 50 years”.
Anrabess Oversized Turtleneck Sweater
ANRABESS Women Oversized Turtleneck 2021 Winter Long Batwing Sleeve Spilled Hem Knit Tunic Pullover Sweater
This Amazon customer-favorite clothing brand has just added another stylish and comfortable sweater to its lineup. If it looks a little familiar to you, that’s because it’s essentially a new version of Anrabess’ hugely popular batwing sweater, which has over 15,000 five-star ratings. This latest version also has that batwing sleeve, but with a looser cowl neck and high-low hem, compared to the asymmetrical one of the original sweater. It comes in similar colors, including this neutral almond that I’m obsessed with.
Shiyifa Short Quilted Vest
Shiyifa Women’s Stand Collar Zipper Jacket
Speaking of style, can we talk about this cropped quilted gilet? It feels super trendy (like something one of the Hadid sisters would wear), and it even comes in colors that are everywhere right now like brown and beige. It also has a hidden drawstring hem so you can adjust the fit. Buyers say they’re “extremely happy” with it and it’s “pretty good quality” for its price.
Dash Express Heart Waffle Maker
Dash Express 8″ Waffle Maker
Dash’s super fun Heart Waffle Maker in the eight-inch size might just be the best at-home version on Amazon right now. It’s usually available in the mini size, which is really cute, but this larger option is rather a rare find – it looks like it’s only available at select retailers at the moment. If a special Valentine’s Day breakfast is on your agenda, you’ll definitely want to grab it before it sells out (which is very likely).
L’Oréal Paris EverPure 21-in-1 Hair Care Color Care
L’Oreal Paris EverPure 21-in-1 Sulfate-Free Color Care Spray
L’Oreal recently added a few new products to its color-safe EverPure line, including this leave-in hair treatment. I’m a big fan of hair treatments like this since I air-dried my hair, so I always like to use something that will help with frizz, shine, and breakage. This one has 21 massive benefits, and it’s made with almond milk and rose extract, so it probably smells great too.
Baleaf Fleece-Lined High-Rise Jogger Pants
BALEAF Women’s Fleece Lined Pants Water Resistant Sweatpants
I actually bought these joggers in black a few months ago, but now they come in smaller sizes and new colors like purple gray, wine red, and dark green. They’re a great lightweight fleece option if you’re running errands on a not-too-cold day, and I find them flattering too. They are very snug which might make them feel a little small so I’m going to go up a size this time for a bit looser feel.
Maybelline Colossal Curl Bounce Mascara
Maybelline New York Volum’ Express Colossal Curl Bounce Washable Mascara
Did you know that the shelf life of mascara is approximately one year? If you’ve run out of time to replace some of your favorite tubes (I definitely am), Maybelline has a new mascara for you: the Colossal Curl Bounce. Made with a special “memory curl formula”, the mascara is meant to keep lashes curled for up to 24 hours. Customers say it “gives the look of false lashes” and it “really helps curl your lashes.”
Large Framar hair clips
Large FRAMAR claw clips for thick hair
These hair clips look like the ones that went viral on TikTok — which I own and wear every day — but in chic brown neutrals. I love the color combo they have so I’m going to give them a try, especially since my boyfriend (who also has long hair) keeps stealing my clips. These are actually the bestselling hair clips on Amazon right now, thanks to hundreds of shoppers who rave that they’re durable and cute.
Last name: Alexandra Santos Age: 34 Hometown: Jackson Heights, New York Occupation: Physiotherapist assistant and holistic health and wellness coach Start weighing: 179 pounds Final weight: 109 pounds Execution time : 1 year and 4 months
I had struggled with weight since high school – constantly trying new diets, losing the same 10-15 pounds, then gaining it back. I was very lethargic the whole time and was out of breath walking up the stairs. The long walks were strenuous and I found a ton of excuses to avoid a physical activity that I feared I couldn’t do. My blood pressure was high and my self-esteem was low.
I also treated infertility problems. My husband and I wanted to start a family, and shortly before getting married, we decided to do fertility tests. I was diagnosed with polycystic ovary syndrome (PCOS) and told I was infertile. We were told that in vitro fertilization (IVF) would be our best chance of having children. So, in 2019, we went through IVF twice. I got pregnant twice and had miscarriages both times. I hit rock bottom and depression set in.
For my mental and emotional health, we decided to take a step back from fertility treatments and focus on travel for 2020, but the pandemic had other plans. I hit my peak weight of 179 pounds after months of being locked up in the house. In July 2020, I was 32, I decided something good had to come out of 2020. I wanted to be the healthiest version of myself for resuming fertility treatments. Not just for me, but also for our future babies.
I’ve found Beachbody 30 Day Escape Program, a running and strength training program. Its purpose was to walk you through strength training and guided runs with the goal of running a 5K on day 30. I hated running (or so I thought) but my friend convinced me to give it a try . I did my first run on October 5, 2020, and I haven’t stopped since. I fell in love with it from the first week of the program.
After completing the program, I continued to incorporate running into my fitness routine and ran three days a week. My mileage ranged from nine to 15 miles per week. I used Jeff Galloway’s Training Plans for a half marathon, and I’m currently using Run4PRs Marathon Training Plan. During the pandemic, I participated in several virtual 5Ks. My first in-person race was at Walt Disney World and I ran the 5k, 10k, and half marathon (my first race of that distance) for three consecutive days.
Alexandra’s essential equipment
→ Altra running shoes (Paradigm 6 and Provision 6): No break-in necessary! I used a new pair of these shoes for my first 5K and 10K in person (back to back) and my feet felt amazing afterwards. I even ran a half marathon the next day with no problems. (Editor’s note: Runner’s World generally recommends against running with new gear.)
→ FlipBelt Classic Running Belt: This running belt is super comfortable and has all the essentials without the bouncing I’ve experienced with other belts. It also fits water bottles specifically designed for hydration during long runs.
→ Shokz Openrun Bone Conduction Headset: These headphones are not designed to be in your ears, so I can still hear traffic and be aware of my surroundings while running and stay safe.
→ Honey Stinger Waffles, Gels and Bars: Honey Stinger uses nature’s sweetener in its products. It provides sustained energy for my runs. I use the waffles before the run, the gels during my run, and the cracker bars after my run.
I also changed my eating habits and followed the 80/20 rule for nutrition: I eat 80% whole foods and 20% processed foods. I eat mainly vegetables and make sure I have protein at every meal. I also incorporate fiber-rich carbs. Pizza and pasta are my go-to for carb loading before runs and long runs. This year, I’d like to experiment with going vegetarian for six months to see how it will affect my training and progress as a runner.
According to my current training plan and schedule, I run four times a week. I’m training for what will be my first marathon on January 30, 2022. My future running goals include running an ultramarathon, running the New York City Marathon, and completing the Dopey Challenge at Walt Disney World in 2023 (four consecutive days of running : 5K, 10K, half-marathon, marathon).
These three tips helped make my running journey a success.
1. Engage the right people in your goals
Accountability is such an amazing gift. When I told my closest friends about my goals, they made sure to cheer me on. The days when I lack motivation, they remind me of my goals and how proud I will be when I achieve them.
2. Make Long Prints Productive
I’m a big fan of personal development, so I listen to audiobooks on my long runs. Look for the good things that can come out of a long run instead of focusing on other things you could be doing.
3. Run for yourself
It can be easy to get caught up in the validation of others. Remember why you started running and why you love it. When you run for yourself, you don’t lose the joy of running.
I lost 70 pounds and it took about 9 months.
My weight loss journey has changed my life! I feel better in my thirties than ever in my life. I no longer have high blood pressure and my menstrual cycles are normal for the first time without medication. I feel energized every day and feel blessed to have the opportunity to share my health journey and running journey with others.
We want to know how running has changed you! Send us your story and submit your photos via this form. We will choose one each week to highlight it on the site.
Emilie Shiffer Emily Shiffer is a freelance health and wellness writer living in Pennsylvania.
This content is created and maintained by a third party, and uploaded to this page to help users provide their email addresses. You may be able to find more information about this and similar content on piano.io
Missteps can derail financial goals and set consumers back
Foster City, California – January 25, 2022 – “New year, new me” is resonating on social media and many consumers have made resolutions to get their finances in shape. Debt consolidation can be a vital strategy to help consumers achieve their financial goals, but if they make certain mistakes, they can end up in worse financial shape. To help people avoid this, AmOne.com, a leading personal loan site, publishes its new report Successful Debt Consolidation: Your Complete Guide, describing the most common mistakes and how to avoid them.
“If you’re juggling multiple credit cards or loans, a debt consolidation plan can help you comfortably manage what you owe and strive to pay it back,” says Kristin Marino, personal finance expert at AmOne. “However, there are some mistakes you may not be aware of that can make your debt problems worse.
Believing that the debt has disappeared when it has not disappeared: People can be so relieved to see zero balances on their credit cards and other debts that they forget they still owe their consolidated loan balance – the debt just turns into another type of debt.
Failing to address the underlying issues that created the debt: If someone is prone to overspending, a debt consolidation plan may not be a long-term solution unless behavior changes, so consumers need to focus on sticking to a budget.
Choose the wrong solution for the financial situation: There are several debt consolidation options available and it is important to carefully research which solution offers the best solution, balancing payment term, interest rate and other factors.
AmOne’s guide outlines why people enter into debt consolidation deals and popular products used by consumers – such as debt management plans, personal loans and credit card balance transfers – to manage their debts and achieve their financial goals.
“Whether you want to lower your payments, lock in a fixed interest rate, increase your credit score, or get out of debt faster, debt consolidation can be a useful tool for achieving those goals,” notes Marino. “Making an informed decision about the path you take to get there can be critical to your success.”
Marino is available to discuss the best debt consolidation strategies to get individual finances in order this year, common borrower mistakes, and how consumers can choose the best solution to settle their debts.
About AmOne AmOne is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a leader in providing performance market technologies and services to the financial services and home services industries. QuinStreet is a pioneer in providing online marketplace solutions to match searchers with brands in digital media. The company is committed to providing consumers with the information and tools they need to research, find and select the products and brands that meet their needs. AmOne is a member of QuinStreet’s specialty research and publishing division.
Since 1999, AmOne helped consumers identify the loan or credit solutions that best meet their needs, using proprietary loan matching technology. The company also provides free credit assistance from financial matching specialists. Since its inception, AmOne’s credit assistance efforts have generated more than $4 billion in loan approvals for consumers and business owners nationwide.
When it comes to hearty cold weather dishes for the stomach and the soul, the French have surely taken over with all their amazing cheese, bread and potato dishes. Add butter and cream to the mix and it’s hard to resist French cuisine when it’s cold outside.
We’ve selected our favorite French winter dishes and the best recipes to recreate them at home during our second (or is it third?) Covid winter.
Cheese soufflé
This cheese soufflé is a favorite dish of grannies, a heavy dish that reminds everyone in France of their childhood. The spongy but soft texture of beaten eggs mixed with cheese is unique to soufflé. And, luckily, it’s not that hard to do. Alex from “French Guy Cooking” has a video for an easy recipe. The most important thing to remember: do not open the oven while the mixture is cooking, otherwise it will not puff up! Also, be careful not to burn your tongue, you’re going to want to dig right away.
Beef bourguignon
A dish that made Julia Child famous, beef bourguignon is a meaty and hearty winter stew known the world over. Originally from the Burgundy region, it is prepared with pieces of beef, onions, carrots, celery and pancetta. Burgundy wine is used for the sauce, the true taste of this region. The dish takes around six hours to prepare, testing both the skill and patience of a true French chef. See Child’s famous recipe here.
Baeckeoffe
This Alsatian dish is very popular with local farmers. Essentially a stew, this meat dish features pork, mutton and beef in a dry white wine and cooked in an authentic earthenware casserole. The meat should be left to marinate overnight and laid out between layers of potatoes as it cooks for hours. It is usually served at the table as the centerpiece of Sunday lunch. Head over to Vins d’Alsace for the perfect recipe to start your lazy and cozy Sunday lunch planning early.
cassoulet
A medieval dish from Languedoc, cassoulet is one of the most prepared dishes in France. It basically includes all the meat you can find, which in France includes confit de canard, pork belly, local sausage and lamb. The dish also includes white beans. Usually served on its own, cassoulet enjoys the company of a full-bodied red wine and an afternoon siesta in a pleasant food coma. This rustic dish has many variations, including an excellent one in The New York Times Cooking.
Onion soup
Whether it’s cold weather, a cold or a hangover, onion soup is always welcome. And the French know a little about soup. (See our compilation of cozy French soups.) Slathered in thick slices of toast loaded with melty Gruyère or Comté, this hassle-free preparation takes about an hour and provides maximum comfort. Although everyone has their own recipe, check out this classic option.
Tartiflette
Tartiflette is not a dish you will see in a restaurant, but one your aunt might make on a cold winter evening. Originally from Savoie in the Alps, it requires high quality Reblochon and bacon bits. Baked with potatoes and onions, this dish may be smelly, but it’s worth all the extra calories. The French Cooking Academy put us in touch with a good recipe.
Rooster in wine
What may look like a sophisticated and complicated French dish is simply a chicken stew, made with rooster when possible. The beauty of this dish is that it is made with mostly accessible ingredients like bacon, onions, garlic, carrots, etc. and yet it has such a distinctive and special flavor. Julia Child, of course, was a fan of the dish. Check out this recipe for a contemporary adaptation of the child’s recipe.
Gratin Dauphinois
Oh the potatoes! We are beginning to understand that all French cozy dishes contain the same ingredients and yet manage to look and taste totally different. Potato gratin from Dauphiné in the southeast is one of the most elegant cold weather dishes as it has a beautiful pattern on top. It is essentially a plain gratin with thinly sliced potatoes arranged in a pattern of the chef’s artistic choice. This recipe calls for potatoes, cheese, milk and cream. Check out this Marmiton recipe to learn how to make this potato delight.
Pot au feu
The epitome of French home cooking is a pot-au-feu, a “pot sur le feu”, a stew with just about anything and everything you can find. In fact, it is considered the national winter dish. The recipe dates back to the 1600s when peasants used inexpensive cuts and whatever vegetables they could find in the winter, all cooked together in a richly aromatic broth.
TOPEKA — The Kansas Senate Health Committee plans to kick off two days of hearings Tuesday on legislation exempting physicians from disciplinary action by licensing boards for the unintended consequences of prescribing FDA-approved drugs, the ivermectin and hydroxychloroquine for off-label use against COVID-19.
The issue was championed by Sen. Mark Steffen, a Hutchinson-area physician and Republican member of the Senate Public Health and Welfare Committee. Legislation designed to protect doctors from adverse exposure in terms of alternative COVID-19 treatments was backed by Kansans for Health Freedom, an organization concerned about vaccinations being rolled out during the coronavirus pandemic.
“We need huge representation on Capitol Hill for the hearing,” Kansans for Health Freedom said in a notice to supporters. “A group of doctors will testify orally, but we need our legislators on Capitol Hill to see that the Kansans will no longer accept this. Doctors must be allowed to treat their patients freely. We know that early treatment for COVID works and doctors must be allowed to treat without fear of action by licensing boards.
On Monday, doctors at the University of Kansas Health System said politicians’ intrusion into the work of doctors caring for patients with COVID-19 was wrong and dangerous.
“It’s politics, unfortunately, and not health care,” said Steve Stites, chief medical officer of the KU Health System. “It’s really weird to me that politicians…want to get into medicine.”
He said the United States would have made better progress in controlling COVID-19 if efforts in pandemic politics had been devoted to the effort to control the virus.
The Kansas Department of Health and Environment on Monday reported nearly 15,000 additional cases of coronavirus infection along with 71 additional hospitalizations and 17 additional deaths related to the pandemic. The weekend spike brought the state’s total to 695,675 cases, 17,938 hospitalizations and 7,336 deaths.
Rep. John Eplee, a Republican from Atchison, said there was no need to propose state law allowing doctors to prescribe drugs for off-label use against COVID-19. A Senate committee has scheduled hearings on a bill to exempt doctors from penalties imposed by licensing agencies. (Sherman Smith/Kansas Reflector)
State Rep. John Eplee, a Republican primary care physician from Atchison, said in an interview that there was no need to enact a new provision in state law allowing doctors to prescribe drugs. medicines for off-label use. Doctors already have the power to do so within certain limits, but could be held responsible for the negative results of their actions.
Eplee said he was not aware of any action by the Kansas Board of Healing Arts against a physician writing off-label prescriptions during the pandemic. He said he signed prescriptions for low-volume “placebo” amounts of ivermectin and hydroxychloroquine to patients who insisted on access to those drugs.
He also said the two drugs highlighted by Steffen and others were not advocated by most doctors for the prevention or treatment of COVID-19. Other drugs approved in the past two months by the US Food and Drug Administration could be “game-changing” and likely to erode public demand for ivermectin and hydroxychloroquine, he said.
The FDA has not cleared ivermectin, typically used to treat or prevent parasites in animals, for human use against COVID-19. Ivermectin has not been shown to be safe or effective for these indications, the FDA said, but the agency advised patients who receive a prescription for the drug in connection with COVID-19 to follow the doctor’s instructions precisely. .
Hydroxychloroquine is FDA-approved to treat malaria and autoimmune diseases, but the FDA claimed in mid-January that the drug had not been shown to be safe and effective in treating or preventing COVID-19.
Steve Stites, chief medical officer for the University of Kansas Health System, said it’s bizarre that so many politicians are getting into the practice of medicine during the COVID-19 pandemic. (Screenshot/Kansas Reflector)
In December, the FDA approved the use of the antiviral drugs paxlovid and molnupiravor for the treatment of mild to moderate COVID-19. The FDA decided last week to expand the use of the antiviral drug remdesivir to certain adult and non-hospitalized pediatric patients for the treatment of mild to moderate COVID-19 disease.
Patrizia Cavazzoni, director of the FDA’s Center for Drug Evaluation and Research, said the developments “strengthen the therapeutic arsenal to treat COVID-19 and respond to the rise of the omicron variant.”
Steffen, who presented a resolution opposing the vaccination of children against COVID-19, said it was a mistake to prevent the deployment of hydroxychloroquine. The drug has been described by President Donald Trump as a “miracle” response to COVID-19. US Senator Roger Marshall, a Kansas doctor from Great Bend, said he took the drug to avoid COVID-19.
Additionally, Steffen said ivermectin was able to reduce hospitalizations and deaths from the virus. He said Americans had been “starved for early outpatient treatment” due to opposition from federal and state health officials.
Dana Hawkinson, medical director of infection prevention for the University of Kansas Health System, said much of the political debate about COVID-19 has been driven by politicians opposed to masking recommendations and d other advice to protect the public.
“It’s myopic myopia,” he said. “It’s dangerous.”
He said most research reports touting ivermectin have been taken down due to falsification or misrepresentation of data. Unbiased research, he said, indicated that ivermectin had “no benefit.”
Meanwhile, Hawkinson and Stites said they were troubled by Missouri Attorney General Eric Schmitt’s decision to sue dozens of school districts to block enforcement of mask mandates. Schmitt said there was no data to support claims that face coverings were effective against COVID-19.
“It is long overdue that the power to make health decisions about children be wrested from the hands of bureaucrats and put back into the hands of parents and families, and I will be suing school district after school district in court to achieve that goal,” Schmitt said. said in a statement.
“The idea that masks don’t work is so embarrassing,” Stites said. “People want to mutilate data for their own political gain.”
Hawkinson said the problem may be that some politicians have struggled to accurately assess health research that contained caveats in the results.
“I’m not sure there are many attorneys general in the United States who are epidemiologists ortrained doctors or doctors,” he said.
It’s time to start filing your 2021 taxes. And many homeowners will be wondering about mortgage tax deductions.
Generally, you can only deduct certain mortgage costs – and only if you itemize your deductions. If you take the standard deduction, you can ignore the rest of this information as it will not apply.
So which mortgage costs are tax deductible and which are not? Here’s what you need to know.
To note: We only explore federal tax deductions for the 2021 tax year, filed in 2022. Those for state taxes will vary.This article is for general information purposes only. The Mortgage Reports is not a tax website. Check the relevant Internal Revenue Service (IRS) rules with a qualified tax professional to make sure they apply to your personal situation.
In this article (Skip to…)
How mortgage tax deductions work
Before you worry too much about making mortgage tax deductions, let’s make sure they apply to you.
As mentioned above, mortgage expenses are only tax deductible if you choose to itemize your deductions. If you take the standard deduction, they will not apply.
In the 2018 tax year, only 11.4% of individual taxpayers made itemized deductions under the IRS. The others preferred to make the standard deduction.
Flat-rate deduction for taxes 2021
If you take the standard deduction, you cannot itemize any other deductions, including those related to your mortgage. So nothing in this article applies to you.
For 2021 tax returns, the government has raised the standard deduction at:
Single or married declaring separately — $12,550
Married declaring jointly or qualified widow(er) — $25,100
head of household — $18,800
If your deductible items don’t total more than that, it’s usually best to take the standard deduction.
Mortgage interest tax deductions
So you plan to itemize your deductions for the 2021 tax year. What does this mean for your mortgage tax deductions?
Your biggest tax break should come from the mortgage interest you pay. It’s not your full monthly payment. The amount you pay for your loan principal is not deductible. Only the interest portion of your payment is.
Depending on the amount of your mortgage, you may encounter a cap on the interest you can deduct.
If your mortgage was in place on December 14, 2017, you can deduct interest on debt up to $1 million ($500,000 each, if you’re married and file separate returns). But if you took out your mortgage after that date, the limit is $750,000.
To be clear, if your mortgage is over $1 million or $750,000, as the case may be, you can still deduct interest. But only for interest paid on a loan amount up to these limits.
Tax deductions for private mortgage insurance
According to IRS Publication 936“You can treat amounts you paid in 2021 for qualifying mortgage insurance as mortgage interest. The insurance must be linked to a debt for the acquisition of a home and the insurance contract must have been issued after 2006.
This means you can deduct mortgage insurance paid throughout the year, but only if the loan was used to buy your home.
However, there is an income cap.
If your adjusted gross income (AGI) is less than $100,000 ($50,000 if you’re married and filing separately), you can fully deduct your mortgage insurance premiums. But if your AGI is $109,000 ($54,500 if you’re married and filing separately) or more, you can’t deduct any. Between $100,000 and $109,000, the proportion you can deduct gradually decreases.
Don’t bank on the possibility of deducting mortgage insurance premiums in future years. It was supposed to have been abolished years ago. But Congress continues to renew it year after year. And, one day, it may not be.
Closing Cost Tax Deductions
Only a few closing costs are deductible. These are usually:
Property taxes paid in advance at closing
Redemption points — See below
Prepaid interest — The interest you pay for the remainder of the month in which you close
Origination fee — The amount charged by your lender for processing your application
Mortgage insurance premiums — In certain circumstances. See above
No other closing costs (home appraisal, inspection, escrow fees, title insurance, etc.) are generally deductible.
Second home tax deductions
You can make mortgage interest deductions on a second home (perhaps a vacation home) as well as your primary residence. But the mortgage or mortgages must have been used to “purchase, build or substantially improve” the property, under the terms of turbotax. And there is a limit of two houses; you cannot deduct interest on three or more.
If that second home is owned by your son, daughter, or parents and you’re paying the mortgage to help, you can only deduct the interest if you co-signed the loan.
Second mortgage tax deductions
You may be able to deduct interest on a second mortgage, usually a home equity loan or home equity line of credit (HELOC). But, since 2018, you can only do this if you used the money to buy, build, or substantially improve your primary or secondary residence. Older loans have no such rule.
Again, there is a cap. You can only deduct interest on the first $100,000 of the value of your second mortgage.
Refinance tax deductions
A “rate and term refinance” is a refinance in which your new mortgage balance is effectively the same as your old one. Rate and term refinancing should not generate new tax deductions.
However, a cash refinance can turn things around.
You can still deduct interest on the original balance of your mortgage. But you can only deduct interest on the withdrawal amount if it was used to buy, build, or substantially improve your primary or secondary residence.
You will therefore not be able to deduct interest on money that you have used for other purposes, such as debt consolidation, a family wedding, vacations, etc.
The good news is that you don’t have to pay tax on the funds received from the cash-out refinance. It is a loan that must be repaid with interest. It is therefore not taxable income.
Rebate point tax deductions
Rebate points (aka “mortgage points”) allow you to buy yourself a lower mortgage rate by paying a lump sum at closing. Previously, you could deduct the cost of the discount points at the end of the tax year in which you paid the lump sum. But not more.
Now you can still deduct cash back points, but only pro-rated over the life of your loan.
For example, if you have a 30-year mortgage, you deduct one-thirtieth of the lump sum each year. With a 15-year loan, you deduct one-fifteenth.
If you refinance with a different lender during the life of the mortgage, you can deduct any remaining point costs that year. But if you refinance with the same lender, you continue as before.
Mortgage Tax Deduction FAQs
Are mortgage payments tax deductible?
You cannot deduct your full monthly payment. But you can deduct the part that goes to interest. At the start of your loan, a large portion of each monthly payment is made up of interest. In the end, almost nothing is. The portion decreases steadily over the life of your mortgage. Again, you can only make this deduction if you itemize your deductions.
Are mortgage points tax deductible?
Yes. But not as a lump sum. With a 30-year mortgage, you deduct one-thirtieth of the cost of the points each year. With a 15-year loan, you deduct one-fifteenth. etc
Is mortgage insurance tax deductible?
Yes, for the 2021 tax year, provided your adjusted gross income (AGI) is less than $100,000 ($50,000 if married and filing separately). Above $109,000 ($54,500 if you are married and filing separately), you cannot make any deduction for mortgage insurance. Between these two incomes, you can gradually deduct less for each additional $1,000 you earn.
Do I have to pay taxes on a cash refinance?
You do not pay tax on the amount you withdraw. It is a loan like any other and these are not taxable as income. But you may be able to deduct interest paid on the withdrawal amount if the money was used to buy, build, or significantly improve your primary or secondary residence.
Are home equity loans tax deductible?
Again, interest on home equity loans is generally not tax deductible. But it should be if you used your loan proceeds to buy, build, or substantially improve your primary or secondary residence.
Is a home equity line of credit (HELOC) tax deductible?
A HELOC is a second mortgage, just like a home equity loan. And the rules are the same. Namely, you can only deduct interest if you used the proceeds of your loan to buy, build or substantially improve your primary or secondary residence.
Are closing costs tax deductible?
Some may be. But it’s a short list that mostly involves small amounts. However, you can deduct origination fees from your lender (even if your lender paid them for you), which may be worth it. See above for the full list. Other than that, you can’t deduct most expensive items, such as appraisal fees, inspection fees, title insurance fees, escrow fees, etc.
The bottom line
The bottom line is that mortgage expenses are only tax deductible if you itemize your taxes rather than taking the standard deduction. And even then, the rules can be complex.
The Mortgage Reports is not a tax website and this information is provided for general guidance only. Speak to a licensed tax professional about your situation before taking the next steps.
In this report, Organic Cosmetics Market Research covers its definition and structure, market share and forecast trends of the Organic Cosmetics industry. It also examines the factors driving consumer demand in various parts of the world.
Click on the tab below to benefit from the sample copy of the report
Sample request
Overview of the organic cosmetics industry
Organic cosmetics are developing on a global scale. The organic industry is booming and is expected to reach $50 billion over the next five years. This growth comes from consumers looking for natural products not tested on animals and from producers of natural beauty products.
The organic cosmetics market is growing. The global organic cosmetics market size was valued at US$5.22 billion in 2018 and is projected to reach US$11.92 billion by 2027, growing at a compound annual growth rate (CAGR) of 17 .6%. The United States is the largest market by revenue with 56%, while China accounts for 31% share, India 7% and Brazil 2%.
Current and future trends
Organic cosmetics are an emerging market and a growing industry. This report provides an overview of the organic cosmetics market from 2022 to 2027, with forecasts on its growth in value. Organic cosmetics is expected to experience a CAGR of 10% between 2021 and 2027, mainly due to the growing demand for natural products and environmental sustainability.
Key drivers and opportunities
The global organic cosmetics market is expected to generate $48.6 billion by 2027. According to a recent report by Grand View Research, Inc., organic cosmetics contain natural ingredients and do not contain harmful chemicals such as carcinogens , allergens and synthetic chemical dyes.
Price analysis
The organic cosmetics market is expected to grow at a CAGR of 23.2% during the forecast period from 2018 to 2022. As consumers are conscious about eco-friendly products, the demand for organic cosmetics is increasing significantly and driving this market growth. Organic cosmetics are safe and non-toxic, with no harsh chemicals or preservatives that can cause skin irritation or allergic reactions.
Regulations, impact and legal frameworks
With increasing consumer demand and changing policies, the organic cosmetics market is expected to reach USD 50.51 billion by 2027, registering a healthy growth rate of 7.3% over the same period . The organic cosmetics sector has also witnessed changes in regulations, impact and legal frameworks across the world, with regulators focusing on safety and sustainability issues.
Top Market Manufacturers by Sales
The cosmetics market is expected to maintain its growth at 4.3% during the forecast period of 2022. Global life cycle patterns and growing number of wellness conscious people are the important factors driving the growth. growth of these cosmetic products that meet physical, emotional and social health needs.
Distribution analysis
The organic cosmetics market is expected to grow at a CAGR of 7.8% during the forecast period, accounting for $12.7 billion in revenue by 2022. The organic cosmetics market is growing primarily due to the issues of growing health issues related to synthetic chemicals and ingredients in personal care products. . Consumer adoption of this market has been primarily driven by growing demand for natural ingredients, concern over the quality of unique skincare products, and growing consumer awareness of the harmful and toxic effects of these chemicals on the body.
One of the most commonly used research strategies is SWOT analysis, which is described in detail in this report. A business can use it to identify its strengths and weaknesses, opportunities and threats. The information also explains how the market size forecast is created, its profit potential and how it will affect the market during its forecast period.
Click on the tab below for the instant purchase of the report with a flat rate discount of $500
Instant Buy Request
Conclusion
The organic cosmetics market will reach $44.71 billion by 2027, growing at a CAGR of 5.86% from 2017 to 2027. Growing awareness of the benefits of natural ingredients is driving the demand for organic products. As a result, organic foods and cosmetics are gaining popularity with consumers around the world and offer more benefits than synthetic products.
A successful career path requires careful planning, and one travel planning aid is a map.
Like road maps, career maps offer three key pieces of information:
How to get from point A to point B.
How long the trip will take.
What travelers can expect to see along the way.
Wouldn’t it be great if our supervisors gave us a career map with this information? Such a map would help us make important decisions to guide our career-related goals and aspirations. Fortunately, you can write your own career plan in a few simple steps.
To start
Congratulations. You are a law enforcement professional. I know your decision to pursue this career took a lot of time, effort and determination – and I hope there was a lot of conversation and soul-searching. So what’s your next step? Where do you want your career to take you?
If you’re not sure, then I suggest you take a personal inventory of your career-related desires. Here are some brainstorming questions to get you started:
What are the things you like?
What skills and abilities are your strengths?
Are you ready to travel or relocate?
Where would you like to be in five years?
Do you want to reach a certain rank or role?
Writing down your answers to these questions is a good way to start your career plan.
Find the route
Now you should have an idea of what you want to do. Maybe this is a specialist assignment or maybe you want to move into a supervisory role.
Your next step is to learn all you can about the job:
What are the requirements?
What are the duties of the position?
What can I do to prepare for the job?
If possible, talk to someone you trust who has past or current experience in the position. Find out what they liked and disliked about the job, as well as what made them successful.
If you decide you still want to pursue the position, take action using what you’ve learned. Attend the required training and start building your training record. More:
Try to gain relevant experience.
Prepare yourself physically and mentally for the position. This may mean improving your physical fitness or completing an associate’s or bachelor’s degree.
Start practicing for your interview. There are probably others who want the same assignment. Be prepared to explain why you are the best person for the job and what you have done to earn it.
Plan detours
Sometimes your career plan isn’t so much a step-by-step checklist as an overall strategy to get you going. No plan is perfect and inevitably there will be roadblocks, detours and maybe even a breakdown or two along the way. Keeping your options open allows you to keep progressing.
Sign up for any training you can find, even if it’s not related to your current assignment, and consider taking on assignments outside of your comfort zone. Experience is priceless and makes you a more valuable employee. Who knows, it might open up opportunities you hadn’t even considered.
Also, remember that flexibility includes where you live and work. Depending on the size and type of agency, you may need to transfer to another precinct, another district, or even another state. Your career path might even include moving to another level of jurisdiction, like mine when I moved from a career in local to federal law enforcement.
Respect a realistic ETA
A good prospect should also be based on your career plan. Think of your career in terms of five-year blocks and consider what you can realistically achieve in that time.
Ask yourself:
What do I need to do to be ready to go from patrolman to detective in the next five years?
What do I need to do to be ready to go from detective to sergeant in the next five years?
It can take more or less than five years, and sometimes these blocks overlap, but you get the idea.
If your plan is for a 30-year career, your career plan should allow you to visualize your career in six blocks of five years each. Don’t be discouraged if you’re not appointed Chief of Police after the first block of five years. Most of us won’t. And, if you find yourself stalled and unable to make the progress you’d like, then maybe it’s time to look at strategies to expand your options.
Enjoy the trip
A career map can help you identify what you want your career to look like, what you should be doing to take advantage of opportunities, and what you can do to help keep your plans on track. Remember that even the best-mapped plans are subject to change, so be prepared to be flexible. Your career goals are more like a marathon than a sprint, so keep your eyes peeled and look as far ahead as possible. Take your time and take the time to enjoy the trip.
WATCH Police1’s On-Demand Webinar: Tips for Promotional Interviews and Assessment Center Testing
We’ve independently selected these offers and products because we love them, and we think you might like them at these prices. E! has affiliate relationships, so we may receive a commission if you purchase something through our links. Items are sold by the retailer, not by E!. Prices are correct at time of publication.
I’m not going to lie, I have the most rewarding and enjoyable job I could have ever dreamed of. As a shopping editor for E! I have the privilege of sharing all my must-have beauty products with our readers. I can test new products, discover the most effective application tips and share my opinions with all of you.
Moreover, I am surrounded by experts. When I can’t help but notice that my co-workers have clear, glowing skin on a video call, I just have to ask them what they used. When someone wears a new shade of lipstick, again, I can’t help but ask for the scoop. When one of them says “I’ve been using this for years” it’s an immediate “add to cart” for me.
E! employees understand that beauty products are far from the surface level. When you look good, you feel good, and when you feel good, you do good. There is so much more to it. I needed know all my co-workers beauty secrets and luckily they took the time to share hair, makeup and skin care products. We test many of products, so everything that made the cut is definitely worth checking out.
Looking for the perfect makeup to finish off your party look? Take inspiration from these two divas!
” class=”lazy img-responsive” data-src=”https://www.iwmbuzz.com/wp-content/uploads/2021/12/would-you-opt-for-a-natural-makeup-look- like-kriti-sanon-or-a-bold-red-lip-makeup-look-like-katrina-kaif-this-festive-season-920×518.jpg” width=”920″ height=”518″ alt=”Would Are you going for natural makeup like Kriti Sanon or bold red lip makeup like Katrina Kaif this holiday season?” />
Makeup is the best way to finish a look. The makeup you decide to put on sets the tone for the whole look. Depending on whether you go for a nude or glam look, you can give your look a minimalist or glam vibe. So if you’re looking for motivation for your look this festive season, check out these two divas and their makeup looks here!
Kriti Sanon, the rising star of b-town is quite the beauty. She’s donned quite a few impressive looks in the past. But it’s not just about putting on the right outfits! But also on the association of good makeup with the outfit! The actress has pulled off quite a few different makeup looks. She looked particularly beautiful in natural makeup, flaunting her natural beauty and creating a minimalist vibe.
On the other hand, we have Katrina Kaif. This b-town hottie is a style diva who has inspired so many with her looks, fashion, beauty, and fitness routines. The actress has donned quite a few different makeup looks so far. The actress can pull off any look. She looks particularly seductive when she puts on red lipstick. The actress once sported a mesmerizing wet look with rosy makeup and tempting red lips.
Check out these two beauties and their attractive makeup here. Which look would you prefer to use this festive season? Let us know in the comments below!
Stick around for more exciting updates on your favorite stars here at IWMBuzz.com!
Also read: Sunshine! 5 Times Katrina Kaif Looked Like A Vision In Monotone Bodycon Dresses
I don’t know if there is a busier month, more cluttered with change, stress and anticipation than January. Combine that with cold weather, short daylight hours, and a New Year’s bank balance, and I have an ideal recipe for insomnia myself.
One night last week, as I lay awake at 4 a.m. dutifully tossing through my to-do list, my brain saw fit to spontaneously relive that time several years ago when I took the hand of someone interviewing me for a job, only to realize (to my horror) that he was simply reaching for the door to let me out. It wasn’t a handshake. I was just there, holding his hand. As if we were teenage lovers. As if I needed help leaving the room. I didn’t get the job. Luckily, I haven’t been accused of harassment either. However, this tingling, sinking, leaden feeling, both in the moment and in the memory, is embodied by January, and it is very difficult to sleep.
Let’s be clear. That’s no problem, I suggest you buy your release. Below are some good comforting things I’ve tried to speed up and help with decent sleep, but I’m not suggesting they are cures. Exercising, eating nutritious food, breathing, dumping someone, and throwing your phone in the nearest obliging river – all of these are much higher on the list.
However, if you have the inclination and the budget for some sleeping pills, I have found a few that have been helpful and comforting.
Mela Weighted Blanket (£130 to oliverbonas.com) is considered the best on the market. Just be aware that as it is heavy, shipping costs from the UK may be higher. I used the 7.5kg blanket and although I was skeptical I found it to be extremely relaxing. According to Mela, “Deep pressure therapy [DTP] is a term for when pressure is applied evenly all over the body… [which] It has been shown to increase the release of dopamine and serotonin by approximately 30% and decrease cortisol, the stress hormone, by the same amount, thus promoting the production of melatonin, the hormone that helps sleep .
If you like a natural sleep supplement, Biocol Labs Something for Dreaming spritz (€23 at biocollabs.com) under the tongue twice before going to bed. It is an herbal sleep aid that contains melatonin and has gained a lot of fans online.
I went back to the evening baths to try to evacuate the nocturnal fears, and Lush Mr Loba Loba Bath Bomb (€5 at lush.com) is a limited Valentine’s Edition. With its sweet and soothing scent of benzoin and tonka, it releases biodegradable hearts in the bath that make me laugh (a challenge in January).
Follow your bath with a nice cream or body oil. Bamford b Silent Organic Night-Time Body Cream (€54 at Space NK from February 1) combines lavender, chamomile and vetiver for a lovely relaxing ritual. It contains cocoa butter and rosehip oil for rich hydration while you sleep.
Vancouver – Elemental Royalties Corp. (TSXV: ELE) (OTCQX: ELEMF) (“Elemental” or the “Company”) today announced that it expects an increase of approximately 40% in successive quarterly revenues from production in Karlawinda Gold Mine in Australia (“Karlawinda”), Elemental’s flagship royalty asset.
Earnings from Karlawinda, one of the six elemental royalties on production assets, are estimated at $1.1 million for the quarter ended December 31, 2021, up about 40% from $0.8 million in the quarter ended September 30, 2021, which was Karlawinda’s first quarter of commercial production and sales.
Karlawinda’s Elemental Anticipated Earnings Based on Recently Leaked Information December 2021 quarterly report of Capricorn Metals Ltd. (“Capricorn”), owner and operator of the mine. Capricorn announced steady-state operations at Karlawinda after launching commercial production during the quarter ended September 30, 2021.
Karlawinda gold production for the quarter ended December 31, 2021 was 30,316 ounces, up approximately 25% from 24,329 ounces in the prior quarter. Gold sales totaled 30,835 ounces, up approximately 40% from 21,964 ounces in the prior quarter. Karlawinda had an additional 1,020 ounces of gold at the end of December 31, 2021 trimester. Elemental has an uncapped 2% net smelter return royalty on gold sales from Karlawinda.
Elemental expects to disclose fourth quarter and year-end business update in February December 31, 2021. These results will include revenue from its Karlawinda royalty and Elemental’s other production royalties.
Other Highlights of Karlawinda
Low cash costs1 of $607 per ounce and all in sustaining costs1 of $756 per ounce
Ore stockpiles doubled to 38,000 ounces in the December quarter and mining volumes are expected to increase during the March 2022 quarter with a third mining fleet now in place
The commissioning of two additional carbon leaching (“CIL”) tanks completed in the December quarter is expected to further positively impact recoveries, which are already in line with expectations at 91.3%
Elemental is a gold-focused royalty company listed on the TSX Venture Exchange (the “TSX-V”) in Canada and offers investors lower-risk precious metals exposure through a portfolio of nine high-quality royalties. This allows investors to benefit from continued royalty income, future exploration potential and low operating costs. Elemental’s experienced team seeks to earn royalties in advanced precious metals projects, managed by established operators, from its pipeline of identified opportunities.
Non-IFRS Measures
1 Elemental has included certain performance measures in this press release that do not have standardized meanings prescribed by International Financial Reporting Standards (“IFRS”). The Company’s royalty income is translated on an attributable gold equivalent ounce basis by dividing the royalty income received during a period by the average gold price for the same respective period. Presentation of this non-IFRS measure is intended to provide supplemental information and should not be considered in isolation or as a substitute for performance measures prepared in accordance with IFRS. Other companies may calculate these non-IFRS measures differently. The production forecasts were derived using information available in the public domain as of the date hereof, which included advice and estimates prepared and published by the management of the operators of the mining operations in which Elemental has an interest. Production forecasts are sensitive to the performance and operating status of the underlying mines. None of the information has been independently verified by Elemental and may be subject to uncertainty. There is no guarantee that this information is complete or accurate. Elemental used an exchange rate to convert Australian dollars (A$) to we dollars of $1.00 = CA$1.38.
Information about Karlawinda
This press release contains information relating to Karlawinda. This information comes from publicly disclosed information by Capricorn, the owner of Karlawinda. The Company has not independently verified, and assumes no responsibility for, the accuracy or completeness of any information about Karlawinda contained in such materials disclosed by Capricorn.
Caution Regarding Forward-Looking Statements
This press release contains certain “forward-looking statements” and certain “forward-looking information” as defined by applicable Canadian securities laws. Forward-looking statements and information can generally be identified by the use of forward-looking terminology such as “may”, “will”, “should”, “expect”, “intend”, “estimate”, ‘anticipates’, ‘believes’, ‘continues’, ‘plans’ or similar terminology (including negative and grammatical variations).
Forward-looking statements and information include, but are not limited to, statements regarding: successive quarterly revenue increases from production at Karlawinda; the Company’s business update schedule for the fourth quarter and fiscal year ended December 31, 2021; the increase in mining volumes at Karlawinda and the timing of such increase; the impact of CIL tanks on recoveries at Karlawinda; the Company’s recommendation to shareholders regarding golden royalty unsolicited conditional stock purchase offer; the availability of new royalties and other opportunities and their timing; the availability of alternative strategic options for the Company and whether such options represent greater value for Elemental shareholders; whether a takeover or change of control transaction involving the Company will take place and/or will be carried out and as to its timing. Forward-looking statements and information are based on forecasts of future results, estimates of amounts not yet determinable and assumptions which, although considered reasonable by management, are inherently subject to significant commercial, economic and competitive uncertainties and contingencies, including assumptions regarding the continued mining operations at Karlawinda and the results of such operations and as to the mining operations at Karlawinda operating within the disclosed parameters. Forward-looking statements and information are subject to various known and unknown risks and uncertainties, many of which are beyond Elemental’s ability to control or predict, which may cause the actual results, performance or achievements of Elemental are materially different from those expressed or implied. so, and are developed based on assumptions regarding such risks, uncertainties and other factors set forth herein, including, but not limited to: the requirement of regulatory approvals and third party consents; the impact of general business and economic conditions; lack of control over mining operations from which Elemental will receive royalties, including risks relating to international operations, government relations and environmental regulation; the risks inherent in the exploration and development of mineral properties; uncertainties related to the interpretation of exploration data; the possibility of delays in exploration or development activities; the geology, grade and continuity of mineral deposits; the impact of the COVID-19 pandemic; the possibility that future exploration, development or mining results will not meet Elemental’s expectations; accidents, equipment failures, title issues, labor disputes or other unforeseen difficulties or interruptions to operations; fluctuating metal prices; unforeseen costs and expenses; uncertainties relating to the availability and costs of necessary financing in the future; the inherent uncertainty of production and cost estimates and the potential for unexpected costs and expenses, fluctuations in commodity prices; currency fluctuations; regulatory restrictions, including environmental regulatory restrictions; potential liability; the impact of competition; the loss of key employees and other related risks and uncertainties. Elemental undertakes no obligation to update any forward-looking information except as required by applicable law. This forward-looking information represents management’s best judgment based on information currently available. No forward-looking statement can be guaranteed and actual future results may vary materially. Accordingly, readers are cautioned not to place undue reliance on any forward-looking statements or information.
Children can become wonderful adults just about anywhere, but there are clues to finding the best place to raise yours. Local attributes such as available resources and support systems, cost of living, and immunization rates can guide you.
A recent WalletHub study ranked the 50 U.S. states from best to worst for raising a family by scoring each on 51 metrics across five categories: affordability, health and safety, education and childcare, socioeconomics, and family fun. .
The cost of housing and insurance, savings rates, mortgage debt and other parameters were taken into account in affordability. Data on vaccination rates, the availability of pediatricians and other health services, as well as environmental quality, crime rates and road safety were among those considered under the health and safety heading. Employment opportunities, divorce rates, poverty and unemployment rates fell under the heading of socio-economics. Finally, the proportion of families with children, the proportion of children living near parks or playgrounds and the preponderance of attractions designed for fun, play, fitness and sport were weighed in the category of family leisure.
Some spotlight: Iowa had the most affordable housing, while California had the least (no surprise there). Utah had the most families with young children per capita, while West Virginia had the fewest. And per capita child care costs were lowest in South Dakota and highest in Nebraska.
This week’s chart shows the 10 best and 10 worst states in which to raise a child, according to the study, along with the individual categories that helped or hurt their rankings the most.
The “Renaissance Corpse” is a family of cocktails that date back to the very art of mixing cocktails in the first place. While Corpse Reviver No. 1 has its fans (a blend of brandy, calvados and sweet vermouth), Corpse Reviver No. 2 is much more refreshing – a great choice for the season and perhaps the best cocktail in town. gin for the existing winter .
The whole idea of this family of cocktails is to “revive” a person who has a hangover. This is a cocktail to drink before eleven in the morning, as a booster for the day. Something to help you after a long night. The beauty of Corpse Reviver No. 2 is that it’s largely citrus-based, making it a ray of sunshine on a cold winter morning (when many of us need a little of revival). It’s also a pretty old-school cocktail, so there are no bells and whistles – just shake and pour easily.
Does it work as a hangover cure? We guess the same way as a Bloody Mary or a mimosa (or any dog hair). But that doesn’t really matter when you’re making such a tasty, easy-to-shake drink. Let’s go!
Also Read: The Five Best Cocktail Recipes of 2021
Corpse Reviver #2
Zach Johnson
Ingredients:
3/4 oz. London Dry Gin
3/4 oz. Lillet Blanc
3/4 oz. orange liqueur (triple sec)
3/4 oz. fresh lemon juice
1 teaspoon absinthe
Ice
When it comes to dry gin, absinthe and triple sec, you don’t have to break the bank. I use standard Gordon’s London Dry Gin, local absinthe and Le Favori Triple Sec. All are standard and perfect for mixing.
What you cannot miss is the Lillet Blanc. It is a specific fortified white wine infused with cinchona, citrus, sweet white wines and liqueurs. It is a very specific atmosphere and an irreplaceable flavor. You also need this appetizer to make a Vesper Martini, so it probably won’t go to waste if you grab a bottle for your bar cart.
Zach Johnson
What you will need:
Cut (pre-chilled)
cocktail shaker
Cocktail strainer
Jigging
Teaspoon
Juicer
Fine mesh filter
Zach Johnson
Method:
Pre-chill your glass in the freezer (preferably overnight).
Squeeze a lemon and strain the pulp.
Add the gin, Lillet, orange liqueur and lemon juice to a shaker. Fill with ice cream up to about 2/3.
Secure the lid and shake vigorously until the outside of the shaker is frosty and glazed.
Remove the glass from the freezer and pour a teaspoon of absinthe into the glass. Swirl the glass so that the absinthe completely covers the inside of the glass bowl. Throw the extra absinthe down the sink.
Filter the cocktail into the holding glass. Serve (ungarnished).
Conclusion:
Zach Johnson
It’s incredibly bright and refreshing, just what I needed with snow on the ground outside. There’s a citrus aspect to it that’s a bit like a Squirt soda pop meeting a sweet, floral gin and tonic. This is delicious. This sweet citrus is accentuated by these light bitter notes of Lillet. The Lillet Blanc also brings an ever so light sweetness to the whole drink which helps to balance the anise of the absinthe and the juniper and the roots of the gin.
All in all a ray of sunshine for a gloomy day. Would it cure a hangover? Maybe if you only drink one. At the very least, it would make the day a little more bearable and that’s all you can really ask for with any hangover “cure”.
Air India has announced it is canceling some of its most popular direct flights to and from cities across the United States and some of the biggest names in aviation around the world have sounded the alarm over the expansion of 5G mobile services in US cities.
The threat stems from the risk these waves pose to aircraft instruments, affecting at least some commonly used jets like the Boeing 777, which will need to undergo a retrofit to avoid the problem. The issue is unlikely to be an issue in Europe and Japan, where there have been enough changes in 5G rollout to ensure there is no interference, or in India, where the frequency band is different.
India’s Civil Aviation Authority said on Wednesday the issue was difficult for all stakeholders, and Boeing and Airbus warned last month that US operators alone could face revenue losses of up to $2 billion. The American telecommunications majors AT&T and Verizon announced on Tuesday that they were postponing the activation of 5G networks near airports for the time being.
HT takes a look at the issues at play, the implications for Indian carriers and the country’s plans for the 5G upgrade.
Risk of instrument interference
At the heart of the issue is how often US telecom carriers will operate their 5G networks. AT&T and Verizon use the 3700 megahertz (mhz) and 3980 mhz frequencies in what is known as the C band b.
The aviation industry is concerned that this frequency band is very close to the 4200 MHz – 4400 MHz (4.2 GHz to 4.4 GHz) frequency that aircraft use for equipment and communications, especially in a device called radar altimeters. “5G interference could harm aircraft’s ability to operate safely,” Boeing CEO Dave Calhoun and Airbus CEO Jeffrey Knittel wrote in a joint letter to US Transportation Secretary Pete Buttigieg in December. .
Radio altimeters are essential for landings in low visibility, such as during periods of fog or heavy rain. They minimize the risk of accidents or collisions thanks to precise readings of the proximity to the ground.
Arun Kumar, Director General of the DGCA, said: “This (the deployment of 5G communications in the United States) is a challenge for everyone involved. We hope that an amicable resolution will take shape as soon as possible.
Is India’s 5G plan also under threat?
Several telecommunications companies, Reliance Jio, Airtel and Vi, are expected to roll out 5G services later in 2022. “In the post-pandemic world, connectivity is a big issue and a bigger asset for the economy. It is essential that the country has the spectrum required to meet the growing demands for wireless connectivity, as they will be integral to the growth of the nation,” said Lt. Gen. Dr. SP Kochhar, Chief Executive of the Cellular Operators Association of India (COAI).
At present, India’s plans are unlikely to be affected, as the band of radio waves that Indian telecom operators will use is farther from the US C-band, meaning there are will have a large buffer to avoid interference.
“The government has decided that spectrum in the 3300-3670 MHz frequency range should be made available to telecommunications service providers for International Mobile Telecommunications (IMT) and 5G,” the Telecom Regulatory Authority said. of India (TRAI) in the latest consultation document.
“In general, we think this will be the starting point (mid-band spectrum) because it offers good 5G performance, although inferior to high-band spectrum,” said Sriram Rupanagunta, co-founder and vice president. senior of Aarna Networks, a company that has expertise in 5G private networks.
Rupanagunta added that several countries are using 5G without such concerns and that there are ways to deal with the risks, for example by “reducing the power of networks near airports”.
The Federation of Indian Pilots (FIP) and Air India did not immediately respond to requests for comment.
Reliance Jio, Airtel and Vi declined to comment, saying COAI is the authorized body to address such concerns.
Approach by other countries
5G implementation, including transmitter power levels, frequencies, and proximity to flight operations, has varied according to local guidelines, and there are differences with how more than 20 countries in the European Union have deployed 5G wireless transmitters near airports, compared to the United States.
“Several countries around the world are deploying 5G C-band in a way that presents much less chance of interference with radar altimeters. Reasons include other countries using reduced or increased power level limits. frequency spectrum spacing between 5G and radar altimeters,” Capt. Joseph DePete, president of the Air Line Pilots Association International (ALPA), said in a statement.
Three main elements stand out. Transmitters (in Europe) have a power cap of 613 watts, while rules in the United States allow them to transmit at 1,585 watts, which is two and a half times more. Second, the deployment of transmitters must give airports a buffer zone of 96 seconds of flight, landing or take-off time. In the United States, temporary guidelines consider about 20 seconds as a buffer.
“In France, the government has required the antenna to be tilted downwards to limit harmful interference. Similar restrictions do not apply to US deployment,” the Federal Aviation Administration (FAA) noted.
Similar guidelines for 5G networks in India have yet to be finalized.
CTIA, or Cellular Telecommunications Industry Association, in its latest report points out that Japan has deployed 5G base stations up to 4100 MHz, without interference from air services in the country. It just means a 100 MHz buffer zone.
“The ACMA considers a guard band of 200 MHz between the WBB and the radio altimeters to be sufficient,” noted the Australian Communication and Media Authority in the latest guidelines for the use of the 3700 MHz to 4200 band. MHz for 5G services.
Large disruptions feared at present
According to the FAA, there are 137 aircraft in the United States and 1,010 worldwide that have yet to be affected due to the risk of frequency overlap, and will require either retrofitting or the use of alternative methods during a landing in low visibility.
An initial delay in 5G rollout, the FAA said Jan. 3, allowed the aviation community and mobile companies to reduce the risk of delays and cancellations by getting more data and identifying the nature of devices that can remain effective.
As of last week, the FAA began issuing restrictions that airlines and other aircraft operators will face at many airports with the launch of new 5G wireless service. “Aircraft with altimeters that are untested or that need to be upgraded or replaced will not be able to perform low visibility landings where 5G is deployed,” the agency said in a statement.
The FAA on January 16 cleared approximately 45% of the US commercial fleet for low visibility landings at many airports where C-Band 5G will be deployed. The agency has also approved two models of radio altimeters which are installed in a wide variety of Boeing and Airbus aircraft.
Approved aircraft models include certain Boeing 737, 747, 757, 767, MD-10/-11 and Airbus A310, A319, A320, A321, A330 and A350.
Aviation safety expert Mohan Ranganathan said the situation was “certainly a threat to the aircraft, but only when using a procedure or equipment involving the use of a radio altimeter”.
“However, CAT I (Category I) on Instrument Landing System (ILS) or LNAV (lateral navigation) and VNAV (vertical navigation) approach, which is satellite-based and does not use a radio altimeter to determine height, is not affected,” he added. .
“By doing this (using these methods) they don’t have to cancel flights unless the weather conditions at the destination airport are bad. There is no need to panic,” Ranganathan said.
“Unfortunately, the DGCA doesn’t really have a procedure in place for the use of LNAV and VNAV in India, unlike other parts of the world, so we don’t have data-based approaches. satellites,” he added.
The way forward: frequency and equipment testing
The advantage telecom players in India will have is the much wider buffer gap (around 530MHz) between the highest commercial C-band range for 5G and the lowest C-band range. used by aircraft equipment. The other categories, which are 5G and mmWave low-band networks, do not interfere with aviation frequencies at all.
It is expected that India will likely open mmWave frequencies later for 5G networks, but not in the first phase of the rollout.
What is a debt consolidation loan? Is it really worth considering? What should I pay attention to before signing anything? What are the best debt consolidation loans to choose from? Well, debt consolidation loans are designed to consolidate multiple debts into a single loan. They allow borrowers to pay off their high interest credit cards or other types of loans at lower rates.
A debt consolidation loan is a great option for those who want to get rid of their debt faster. However, they carry certain risks. If you don’t shop around for the best deal, you may end up paying too much.
Benefits of business debt consolidation
Business debt consolidation is a way to combine all of your business debts into one low-interest loan. This means that if you receive several small bills each month, you can use this method to make sure you pay those bills on time.
By taking out a professional debt consolidation loan, you can pay off your old debts at a lower interest rate.
Get rid of big sales
A business debt consolidation loan allows you to pay off larger debts. This will help you settle your balance faster.
A single monthly payment
Instead of having to make multiple payments each month, you only have to make one payment per month.
Reduces the risk of bankruptcy
If you are struggling to cope with your current financial situation, you may find yourself in bankruptcy. However, with a business debt consolidation plan, you won’t have to worry about going bankrupt because you won’t incur new debt.
More flexibility when making payments
When you have several different creditors, you will need to set aside separate funds to pay them off. However, a business debt consolidation loan only leaves you with one lump sum payment per month.
No late fees
Many people struggle to pay their bills on time due to unexpected expenses. However, when you have a business debt consolidation loan with no late fees, you will have no problem meeting your obligations.
The best business debt consolidation loans
When choosing the right business debt consolidation loan, you need to consider certain factors. First, be sure to compare the interest rates offered by different lenders. You should always try to get the lowest interest rate possible.
Check the repayment terms. The longer the repayment term, the less likely you are to default on your payments. It is important to know how long you will have to repay your loans so that you do not spend too much on unnecessary expenses.
Be sure to choose a loan large enough to meet your needs. Again, go for flexibility. Look for a lender that offers flexible repayment options such as deferred or progressive payments.
When to Look for Business Debt Consolidation Loan Options
You can use a debt consolidation loan for your business on many things. However, there are some situations where this might not be the best solution. For example, avoid using this type of loan if you already have an existing line of credit. If you already have a line of credit, you don’t need another one. You could end up paying higher interest rates than if you had just paid off your debts individually.
If you have too much debt, you probably don’t need another loan. Look for another option like having an asset to clear your debts. Again, you may need to look for alternatives if your income is very low. With a low income, you cannot afford to take out a large loan. Instead, you should be looking for other ways to increase your income.
Avoid a business debt consolidation loan if your business has poor cash flow. If you are not generating enough income to cover the costs of running your business, it may be wise to wait until your financial situation improves.
Final Thoughts
If you’re struggling with an overwhelming amount of debt, you might be interested in applying for business debt consolidation. This will help you manage your finances better and keep your business running smoothly.
Warning: No Deccan Chronicle reporter was involved in the creation of this content. The group also declines all responsibility for this content.
Adding green mascara to your makeup collection is a great way to create dramatic versatility in your different looks. Before making a selection on which green mascara to buy, there are a number of factors to consider, including ingredients, shade, and your eye color.
For a high-quality green mascara, L’Oreal Voluminous Original Mascara in Deep Green is an excellent choice. The dark green color gives an intense and dramatic look, creating lashes up to five times their natural thickness.
What to know before buying green mascara
Ingredients
The area in and around your eyes is extremely delicate, so you need to be very careful about any harsh formulas or chemicals you use. Avoid mascaras containing synthetic fragrances, parabens, retinyl acetate or sulfates.
Eye colour
The color of your eyes has a big impact on how green mascara looks on you. If you have brown eyes, green mascara will contrast and make the color brighter. If you have hazel, blue or green eyes, green mascara will bring out depth and shine. While green mascara flatters all eye colors, it’s an especially nice choice to complement brown or hazel eyes.
Complementary makeup
Matching your eye makeup with green mascara may seem more difficult than with standard black or brown mascara, but there are a range of easy ways to coordinate your makeup to make your eyes pop. For a dramatic, monotonous look, pair your green mascara with green eyeliner. Adding a dark green smoky eye with eyeshadow can give you a bold and intense look, or you can pair your green mascara with gold or silver eyeshadow for a metallic look. Green and purple are also colors that coordinate with each other, so adding a bright purple or violet eyeshadow alongside your green mascara is a flattering choice.
What to Look for in a Quality Green Mascara
Shadow
Looking for a glossy grass green mascara, a lighter mint shade, or maybe a dark olive color? The lighter the shade of green you choose, the more likely it is to show up on your lashes. If you’re looking for a subtle color, choose a darker green shade as it will look more like a standard brown or black mascara with just a hint of liveliness.
Magic wand
If your lashes aren’t the way you want them, sometimes changing your mascara wand can do the trick. If you want to separate your lashes while adding length, choose a mascara with a thin, long wand. Choose a curved mascara wand for a curly or winged look. A thick, dense wand is best if you want your lashes to look thick and fluffy.
Volumizing and lengthening
Besides adding beautiful color to your lashes, some green mascaras have the added benefit of making your lashes look longer and fuller. If you want your lashes to appear thicker and denser, choose a green mascara with volumizing properties. For lashes that appear longer than their natural tip, choose a mascara with a lengthening formula.
How much you can expect to spend on green mascara
The cost of green mascara can vary depending on the brand, item size, and formula, although you can generally expect to pay around $7-22 per mascara.
Green Mascara FAQ
How can you make your green mascara more vibrant and obvious?
A. If you’re worried about your green mascara not showing on your lashes, a white eyelash primer can help. Apply a coat of white lash primer to your lashes before your mascara, wait for it to dry completely then apply your green mascara.
Can green mascara be used on eyelash extensions?
A. If you want to wear mascara of any color on eyelash extensions, it is essential that you use an oil-free formula. A mascara that contains oil, glycol, or carbonate in its formula will break down the glue in your eyelash extensions. Choose a water-based or silicone-based green mascara to complete your look while protecting your lashes.
What are the best green mascaras to buy?
Green mascara top
L’Oréal Original Voluminous Mascara in Deep Green
What do you want to know: This dark green mascara gives a full, intense look, building lashes up to five times their natural thickness.
What you will love: The formula is clump-free and smudge-resistant. It contains panthenol and ceramide-R to condition your lashes.
What you should consider: Some users found the green tint too dark for their lashes, not giving the vibrant color they were looking for.
Or buy: Sold by Ulta and Amazon
Top green mascara for money
Sephora Collection Volume ON mascara in green ON!
What do you want to know: This bright green mascara adds volume and curl to your lashes along with highly pigmented, vibrant color.
What you will love: It lengthens your lashes while adding color, giving a dramatic and eye-catching look.
What you should consider: The texture is quite dry, which some users have found clumping on their lashes.
Or buy: Sold by Sephora
Worth checking out
Meloway Your Way Mascara in Mint Cream
What do you want to know: This highly pigmented green mascara adds volume and length to your lashes while separating and defining each lash.
What you will love: The unique application wand bends at multiple angles, making it easy to apply product evenly to all of your lashes without clumping. The formula is vegan and paraben-free. It lasts a long time without smudging.
What you should consider: Some users found the formula quite flaky.
Or buy: Sold by Macy’s
Register here to receive the weekly BestReviews newsletter for helpful tips on new products and great deals.
Rachel Millantawritten for BestReviews. BestReviews has helped millions of consumers simplify their buying decisions, saving them time and money.
Copyright 2022 BestReviews, a Nexstar company. All rights reserved.
CHICAGO, January 18, 2022 /CNW/ — FarEye, a global SaaS platform transforming last-mile logistics, has been recognized as a Representative Vendor in the Gartner ® Market Guide for Vehicle Routing and Scheduling and Last-Mile Technologies, 2021*. This is the fourth consecutive mention for FarEye in the renowned Market Guide, published on December 13, 2021.
By Gartner, “The route and planning market for vehicles and last mile applications continues to grow as organizations look for ways to optimize fleet operations. The evolution of applications due to new business needs has prompted providers expand their capabilities in certain areas or even specialize their products in a specific area such as last mile operations.” FarEye was recognized as a representative supplier in the report.
“At FarEye, we work with dedication to make deliveries better for everyone. Our goal is to redefine the landscape of last-mile home delivery, making it efficient and customer-centric. We are honored to receive the fourth Consecutive Gartner market recognition Guide to vehicle routing and planning and last mile technologies Through constant innovation, we empower our customers to manage the growing volume of shipments, ensuring deliveries within timelines, optimal fleet utilization and delivering superior experiences. noted Kushal Nahata, CEO and Co-Founder, FarEye.
With the rise of e-commerce, businesses are upping their last-mile game with the goal of not only reducing transportation costs, but also improving the customer experience. FarEye’s VRS solution, Intelligent Delivery Orchestration (IDO), enables enterprises to efficiently deliver the perfect last mile experience to customers through a range of offerings such as delivery scheduling, dynamic routing, crowdsourcing of drivers, the driver app, real-time tracking, tracing and more.
Gartner Disclaimer
Gartner, Market Guide for Vehicle Routing and Scheduling and Last-Mile Technologies, Oscar Sanchez Duran, Bart DeMuynck, Carly West, December 13, 2021
Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Visit www.getfareye.com for more information.
Logo – https://mma.prnewswire.com/media/1494125/FarEye_Logo.jpg
SOURCEFarEye
For further information: Ms. Komal Puri, [email protected], +91 8010355150
A riverside setting, a royal regatta and unlimited access to the Chilterns countryside are all good reasons to come to Henley-on-Thames, but they are not the only ones. This pretty 13th century market town on the edge of an Area of Outstanding Natural Beauty is also home to a thriving food scene. Here, the best restaurants are nestled between historic pubs and independent boutiques, fusing international influences with the region’s agricultural riches.
Chef-turned-restaurateur Luke Garnsworthy – previously chef de partie at Dinner by Heston Blumenthal – has chosen Henley as the setting for a second branch of his dining concept, Crockers. The restaurant with rooms Crockers Henley (henley.crockersuk.com) opened in Market Place, the city’s central square, in August 2020. Here, Luke serves modern British and Pan-Asian cuisine, as well as robatayaki dishes ( grilled over charcoal) showcasing local products. “The passion that drives local businesses is contagious,” he says, listing partnerships with neighboring growers Hobbs of Henley, Nettlebed Creamery and English Farm.
An even more recent arrival is Sage + Squash, a deli opened in February 2021 by Cordon Bleu-trained chef Emma Nettleton. The glassed-in space offers a host of homemade dishes for breakfast and lunch, including the quiche of the day, fresh pastries from the Paul Rhodes artisan bakery, and gourmet items such as Giovanni’s Gelato. “We buy fruit and veg in the square on market days,” says Emma, who serves Horsebox Coffee, roasted just outside Henley, with all the charcuterie sourced from town butcher Gabriel Machin .
Having supplied meat – as well as fish, seafood, cheese and more – to residents of Henley since 1910, Gabriel Machin is part of the fabric of the town. In this small, half-timbered building overlooking Market Place, current owner Barry Wagner and his team carry on the tradition as butchers, fishmongers, game dealers, smokers and healers – Heston Blumenthal has even come here for advice during of the creation of his own smoking room. Home-smoked salmon, ham and trout are offered with sausages made from locally sourced and ethically raised pork, local cheeses and Henley-produced honey, plus bread from Bosley Patch, a market garden and an artisan bakery nearby.
Across the square, next to Crockers, is Harrods luxury department store’s first stand-alone food outlet. Opened in 2019, the H Café is a chic all-day dining destination with touches of marble, serving fine dishes such as cottage pie, as well as pastries, decadent cakes and specialty teas, as well as a selection of wines from Harrods.
Minutes away, Hof’s Bar & Dining offers hearty meat and fish dishes with South African, German and Swiss influences, as well as wines that the Hof family has been producing in Robertson, South Africa since 2009 The winery’s reserve Sauvignon Blanc, Merlot and Shiraz, among others, are paired with potjiekos (slow-cooked South African lamb stew) in a lively space. Wine tasting sessions are available on request and there is live music on the weekends.
The Portland Trail Blazers take on the Orlando Magic for Game 3 of their road trip East. The Blazers are building on a win over the Washington Wizards and the Magic lost their last game to the Dallas Mavericks. Prior to that, they picked up a victory over the Charlotte Hornets, but that win came after a ten-game losing streak.
Monday, January 17 – 4:00 p.m. PT How to watch on TV: Root Sports NW, NBA League Pass Blazer injuries: Damian Lillard (out), Larry Nance Jr. (out), Cody Zeller (out), CJ Elleby (out), Norman Powell (out) Magical Wounds: Wendell Carter Jr. (out), Jonathan Isaac (out), Markelle Fultz (out), E’Twaun Moore (out), Michael Carter-Williams (out) SBN Affiliate: Orlando Pinstripe Post
Don’t forget our Game Day thread guidelines.
Do not troll in your comments; create conversation rather than destroy it
Remember that Blazer’s Edge is essentially a non-profanity site
Out of respect for the streaming partners who paid to stream the game, no mention of “alternative” (read: illegal) viewing methods is allowed in our discussions.
The comment system was updated over the summer. They are still working on optimizing it for Game Day Threads like ours. If you don’t like clicking “Load more comments”, remember that the “Z” key can be your friend. It automatically loads the latest comments.
Debt free is the way to be! If it looks like YK Osiris has finally found relief to pay off all the debt he owes. The singer owes money to people left and right, from Lil Baby to the recently paid Drake. With all the buzz surrounding his debt from making multiple bets, Barstool sports decided to step in and help Osiris clear his name. In an episode of the YouTube series “Sundae Conversation”, Osiris explained how he got into the debt situation to begin with.
Host Caleb Pressley asked him, “Why do you owe so many people money?” While laughing and showing his perfectly white teeth, the ‘Worth It’ singer replied, “I don’t make smart bets. I just jump in the water and swim. Osiris then asked Caleb: ‘Es you gone to save me?” Caleb came over and handed her a check for $65,000.
As Osiris sat there laughing, Caleb asked if the debt consolidation check was enough to cover his debt? Still laughing, Osiris explained, “I need more than this man. How can I get more? How much do I owe you on interest? Caleb told her they would worry about it later. Although it seemed like a joke, Osiris was in good spirits about the show. The housemates liked the video and the majority of the comments were about the beauty of her teeth.
One commented, “That’s the smile for me.” Another commented: “At least he doesn’t flex like he has the racks. Even if he was buying earrings for $300,000. If you remember last month, Osiris published a $60,000 reward for his missing diamond earring, he lost. Osiris has not revealed whether the earring, which cost $325,000, has yet been found. Roommates, leave a comment and let us know what you think of the clip?!
Want updates straight to your text inbox? Call us at 917-722-8057 or Click here to join!
Want to add exclusive makeup products to your makeup bag without burning a hole in your pocket? Amazon Great Republic Sale 2022 offers flawless makeup products at discounted prices. Now you have everything you need at your fingertips. Take a look at the top 10 makeup essentials under Rs. 800 and make them yours IMMEDIATELY!
1. Brick Highlighter Palette
Highlighter and blush play a very crucial role in enhancing your cheeks and cheekbones. This brick highlighter palette has multiple shades of pink to match your skin tone. They have a smooth and light texture for easy application. With a sophisticated matte finish, this palette is a must-have.
Price: Rs. 249
Deal: Rs. 199
Buy now
2. Faces Ultime Pro Makeup Fixer
To keep makeup intact, you have to rely on makeup fixers or setting powders. Setting powder can be a bit tricky for even application and so majority of women highly recommend makeup setting spray. the Faces Ultime Pro Makeup Fixer will help you keep your makeup hydrated all day long.
Price: Rs. 649
Buy now
3. Faces Canada Ultimepro Second Skin Serum Foundation
After applying concealer, foundation is a must to neutralize your complexion and makeup. This foundation will work wonders on your skin with its natural matte finish and lotion texture. It is extremely light on your skin and helps block open pores.
Price: Rs. 899
Deal: Rs. 786
Buy now
4. Lakme 9 to 5 Primer + Compact Matte Powder Foundation
If liquid foundation isn’t your cup of tea, then you have to give it a try Primer plus Matte Powder Foundation Compact. It has a built-in primer for long-lasting makeup. It blends into your skin effortlessly and conceals all the scars and blemishes on your face.
Price: Rs. 575
Deal: Rs. 539
Buy now
5. Lakmé 9 to 5 Complexion Care Face Cream
Face cream for complexion care is known as CC Cream. It’s a cream that hides dark spots and blemishes in no time. This CC cream acts as a moisturizer and protects your skin from harmful UV rays. In addition, it evens out your complexion and improves the radiance of your face.
Price: Rs. 349
Deal: Rs. 248
Buy now
6. Insight Cosmetics Pro Concealer Palette
Now you can conceal, correct and enhance your contour in the blink of an eye. This palette of 6 concealers is a real savior that will cover all your skin scars. It will cover all your imperfections like magic and help you shine better than before.
Price: Rs. 190
Deal: Rs. 180
Buy now
seven. POND’S BB+ cream
BB Cream is one of those makeup essentials that maximizes the glow on your face. It provides an even complexion with minimal makeup. It is rich in vitamins and works as a foundation that also hides dark circles and spots. For instant spot coverage, you need to enter POND’S BB+ cream.
Price: Rs. 129
Buy now
8. Bella Vita Tincture 3 in 1 Organic Raspberry
The shades are rich in shea butter, almond oil, cocoa butter and natural wax that deeply nourishes your skin. It can be applied to the eyelids, cheeks and lips for successful no-makeup looks. This shade is infused with the goodness of avocado oil and raspberries for optimal care of your skin. Snag this shade immediately and don’t wait to make it an everyday makeup staple.
Price: Rs. 349
Deal: Rs. 299
Buy now
9. Insight Cosmetics Glitter Makeup Highlighter
The highlighter adds a touch of shine to your face. They not only highlight your cheekbones, but also your forehead, inner eyes, cupid’s bows, chin and brow bone. What an easy way to add a touch of shine to your already existing beauty! Try this soft and creamy highlighter for a luminous face.
Price: Rs. 99
Deal: Rs. 92
Buy now
ten. SUGAR Cosmetics – All Set To Go – Translucent Powder
The role of translucent powder is to keep base makeup in place for at least 6 hours. It keeps your face oil free and covers acens, dark spots and open pores. It helps you maintain a smoother, matte finished face for up to 8 hours.
Price: Rs. 599
Deal: Rs. 539
Buy now
Now you don’t have to search beauty salons to find your favorite makeup essential. Head over to Amazon’s Great Republic Day Sale 2022 and steal your favorites at discounted prices. Buckle up! Sale ends January 20, 2022.
Read also : Amazon Great Republic Sale 2022: 8 smartphones under Rs. 15,000 that can accompany you for years
TOPEKA — The Kansas Legislature-ordered audit of competition between government agencies, nonprofits, and for-profit businesses hasn’t ended political wrangling over efforts by a franchise club to Wichita-based fitness to get a property tax exemption.
The Kansas Post-Audit Division, which works for the Legislative Assembly, presented a report on an attempt to assess the tax advantages or disadvantages of various child care centers, mental health centers and health centers. The results of the auditors were inconclusive due to the low response rate to a survey of operators in these sectors of the economy, the inability to fully examine tax records and the lack of recent national research on the subject.
Auditor Heidi Zimmerman said competition exists between for-profits, nonprofits, and governments in some areas. The toss-up between these entities was likely minimal, she said, because the services provided were generally aimed at different income levels.
“It’s a large and complex question,” Zimmerman said. “He doesn’t have a robust or reliable answer at this time.”
Wichita businessman Rodney Steven, owner and president of more than 50 Genesis Health Clubs locations in six Midwestern states, has been a supporter of property tax breaks for for-profit fitness businesses since Governor Sam Brownback is in operation. Ten years ago, the Senate passed a bill that was later rejected by the House. In that failed effort, Steven made campaign contributions to dozens of lawmakers.
In the 2021 legislative session, Steven made another run asking for a statewide property tax exemption for Genesis Health Clubs and comparable fitness businesses. He hired former U.S. Representative Lynn Jenkins to work on his behalf, but the project lost ground when leaked. Genesis Health Clubs neglected to pay at least $549,000 in property taxes in Johnson, Shawnee and Douglas counties.
Heidi Zimmerman, auditor for the Kansas Legislature’s post-audit division, said lack of complete tax information, poor survey response and outdated research undermined assessment of competition between organizations for profit, non-profit organizations and governments. (Screenshot/Kansas Reflector)
Senators and representatives of the Joint Legislative Audit Committee had a series of reactions this week to the report’s inconclusive findings.
Sen. Ethan Corson, a Fairway Democrat, said health club-related tax bills had bounced around the Capitol for years without passing because the proposals didn’t make sense to many lawmakers. The publication of the audit is an opportunity to put an end to the matter, he said.
“Now, in my mind, we wasted a lot of taxpayers’ money. We wasted the time of our very talented and award-winning audit staff. Hopefully we can finally put a fork in this bad idea,” Corson said.
Augusta Republican Rep. Kristey Williams said the issue will remain a hot topic in the Legislature and the audit could serve as a guide for lawmakers considering tax fairness.
“We need to find other ways to continue this,” said Senator Caryn Tyson, R-Parker, and chair of the Senate Committee on Assessment and Taxation. “That’s a real problem.”
The auditors got a 15% response from Kansas for-profits, nonprofits, and government entities, which prevented the auditors from drawing any firm conclusions. However, respondents highlighted a split in the perception of competition. Eighty-two percent of for-profit companies said they view government operators and non-profit organizations as competitors. Fifty-eight percent of nonprofit and government respondents said they compete with for-profit organizations.
Rep. Jim Gartner, D-Topeka, said passing property tax legislation for fitness clubs would open a Pandora’s box. The list of companies lining up for special tax treatment could grow, he said.
“If you get into government and for-profit corporations, the list goes on and on,” Gartner said. “From garbage services to golf courses. My God, where is he going?
Sen. Mike Thompson, a Shawnee Republican, said existing tax policy puts for-profit businesses at a disadvantage against government, which pays no taxes, and nonprofits, which may pay sales tax. on purchases. Business owners would be responsible for property, income and sales taxes.
He said for-profit fitness businesses contribute to the tax base and portions of that revenue have been used to build community centers with recreational facilities.
On recent Energy Costs Day, American Electric Power Ohio offered simple tips for residents to make their homes more energy efficient.
“National Cut Your Energy Day is a great day to make a list of what you can change around your home to create energy and financial savings this winter,” said Jon Williams, CEO of the AEP Ohio Customer Experience. “By following these tips, you can make a difference in the amount of energy you use for home heating.”
AEP Ohio’s top tips include:
Caulk, seal and apply weather stripping to exterior openings in your home.
Maintain your heating system every year to maintain optimal performance and avoid winter breakdowns.
Heat pump systems are environmentally friendly, super efficient and cost effective when used correctly. Small changes in thermostat setting (2 degrees) are the key to low cost operation.
Replace or clean the system filters at the frequency recommended by the manufacturer.
Unless your fireplace is equipped specifically for home heating, use it sparingly. Hot air escapes through the chimney.
Install a humidifier and set it to 35% to 40% humidity in the winter. This will help your home feel warmer at a lower temperature setting.
Vacuum or dust the air registers regularly and make sure they are not blocked by obstacles such as furniture.
Turn down the thermostat during the day when no one is home and at night while you sleep.
Open curtains and blinds on south-facing windows to allow more sun and warmth during the day, but remember to close them at night.
AEP Ohio customers can view their daily and monthly energy usage, see their highest day of use, and sign up for high bill alerts on the AEP Ohio Energy Dashboard. They can log on to AEPOhio.com/Account to explore this tool.
Winter brings with it the risk of fire and the dangers of safely heating your home.
Fire Safety Tips
More than half of all home heating fires occur during the winter months and State Fire Marshal Kevin S. Reardon is urging Ohioans to keep their loved ones safe this winter using these helpful tips from the Ohio Department of Commerce Division of the State’s Office of the Fire Marshal and Manufactured Home. Program.
“It can be tempting to use alternative heating right now, but it’s also important to do it safely,” Reardon said. “Using alternative heating sources can significantly increase the risk of fire. By following some basic safety tips, you can keep yourself and your family safe during this winter weather.
In addition to suggestions for alternative heating safety, the state fire marshal’s office offers these tips:
Use kerosene heaters and space heaters according to the manufacturer’s instructions.
Alternative heat sources need their space. Keep all combustibles at least one meter away.
Make sure your alternate heat sources have toggle switches. These are designed to automatically turn off the heater in the event of a tip over.
Do not use your kitchen oven or stove to heat your home. In addition to being a fire hazard, it can be a source of toxic fumes.
Never fill a radiator while it is running or still hot.
Refuel heaters outdoors.
Make sure wood stoves are properly installed and at least three feet away from anything that could burn. Make sure they have proper floor support and adequate ventilation.
Be careful when using candles. Keep the flame away from combustible objects and out of the reach of children.
Make sure your home’s smoke alarms are in good working order.
Smoke alarms should be installed on every level of your home as well as inside and outside bedrooms.
All smoke detectors should be tested monthly and the batteries replaced at least twice a year.
If you have elderly or disabled neighbors, check on them regularly. Offer to test their smoke alarms and inspect their homes for fire hazards.
Have a fire escape plan that includes two exits and a designated meeting place for family members once they are outside the home.
If there is a fire hydrant near your home, keep it clear of snow, ice and debris so the fire department has easy access.
Manufactured home owners have additional winterization preparations to maintain a safe place for their loved ones during the colder months. Here are some additional tips for manufactured home owners:
Check the basement/bottom panel of the house for rips or tears. If there are rips or tears and there is a loss of insulation, repair using products approved for use with manufactured homes, either in the product information or in the installation instructions from the manufacturer for the home.
Check baseboards around the house to make sure they are intact and in good condition. Various events can cause damage to the baseboard of the house (e.g. pets, yard work, inclement weather), which can allow cold air to reach the belly/bottom of the house and increase the risk of freezing of the pipes of a house in cold weather.
Check water lines for adequate electrical heating tape, which helps prevent your pipes from freezing in cold weather.
Make sure nothing (e.g. furniture, paper, etc.) is covering/blocking your heating vents.
Use windbreakers to prevent gusts of cold air from creeping under your doors. You can buy them at a hardware store or make your own by stuffing a fabric tube with newspaper or simply using a rolled up towel or blanket.
Consider adding curtains/blinds in front of doors or windows.
Check electrical outlets that can leak heat from your home, especially if they are cracked. To prevent hot air from leaking through your electrical outlets, turn off the electricity at the outlet, remove the electrical plates, and seal the inside with caulk to keep the hot air inside.
Call the Manufactured Homes Program, 1-800-686-1526, or visit com.ohio.gov/MH.aspx if you have any questions or concerns. Additional safety tips are available from the State Fire Marshal’s Office at com.ohio.gov/fire.
The Federal Emergency Management Agency also recommends that Ohioans be prepared for all disasters by taking these additional disaster preparedness steps for 2022:
Prepare an emergency kit. These portable kits should include food, water, medicine, prescriptions, money, radios, flashlights and other necessities. It is also recommended to have hand sanitizer and face masks included in your kit, to help prevent the spread of coronavirus. Keep an emergency kit in your car in case you get stranded and include an extra set of clothes and blankets for the winter months.
Sign up for emergency alerts for your area. It is important to know how to get information when a disaster occurs. Local radio and TV stations provide information on how to stay safe and find temporary shelter.
Budget for a disaster. Prepare financially for the new year. Find out how with the Emergency Financial First Aid Kit. Start building an emergency fund today so you can cover any unexpected changes in your daily life.
Check your insurance policies. Understand what your policies cover in the event of a major catastrophe and speak to your agent to ensure you are sufficiently insured against the risks you may face. Take photos of your property and make an inventory. Having a clear record of what you own will make the insurance process easier.
Protect your valuables. Store valuables, such as photographs or heirlooms, in damage-proof containers so you don’t risk losing them permanently. Also keep copies of your critical documents safe in case of an emergency.
Visit www.Ready.gov/resolution for more information on how you can resolve to be ready.
TikTok has quickly become the go-to place for new makeup trends, hacks, tips and tricks. Although many beauty trends that appear on the video-sharing platform are not new, they are often presented in a way that seems innovative, if sometimes obvious. For example, I was browsing the app a few months ago when I discovered that my “For You” page was filled with makeup content creators announcing a new era of makeup where foundation isn’t the star. – rather, a hydrating concealer serves as the main foundation product.
Seasoned beauty aficionados will recognize this as a simple, minimalist, makeup-free beauty, but the younger crowd on TikTok dubbed this look “the clean look” and “no foundation, just concealer.” As someone with textured, hyperpigmented skin, I was very skeptical about trying this trend (my makeup routine consisting of primer, foundation, concealer, concealer, powder, contour, blush and highlighter have been the same for years), but it seemed like the right time for a new routine.
I’ve been known to spend way too long on makeup (and constantly be unhappy with the results), so I was excited to try this less-is-more approach to see if it could deliver that effortless, finished glow. this sounds easy in theory, but is actually hard to pull off – not to mention that skipping a step would undoubtedly save me time and do wonders for my punctuality.
After watching a slew of makeup videos on TikTok, I narrowed down the four-step routine (a slight reduction from my previous seven steps) to just brows, concealer, cream blush, and a lip liner combo /gloss.
I chose to stick to creams with moisturizing qualities for a glowing “your skin only better” look. As tempted as I was to start with at least one low coverage skin tone or foundation, I persevered and immediately went in with a hydrating concealer – and to my surprise ended up with one of my favorite makeups I’ve done for date, and all in less than 20 minutes. I save this routine for quick and easy weekday glamor and really good skin days, and definitely opt for a longer process (which still includes foundation) for nights out.
Still, if you need a new, minimalist makeup routine or just a look you can do on the go, keep reading for my newly mastered four-step makeup routine that’s easy to customize for everyone. products you have on hand and however much time you have. save.
We only include products that have been independently selected by TZR’s editorial team. However, we may receive a portion of sales if you purchase a product through a link in this article.
Step 1: eyebrows
I always say I was cursed with thin eyebrows, so doing my makeup always involves filling them in. My go-to brow tool right now is Benefit Tinted Brow Gel. I’ve been a long time Benefit fan for their brow pencil which takes my brows from barely there to full and luscious – this gel is a happy medium and takes less time to use making it perfect for that quick routine and easy.
Step 2: Hydrating Concealer
After brushing my eyebrows in place, it’s time for the main attraction. The beauty of this makeup is that a quality moisturizing concealer in the right shade can be so effective that it will negate your need for foundation. I love the weightless feel of Hide Cosmetics Concealer, but sometimes it just doesn’t seem to cover enough for my more intense makeup looks. I thought it would be perfect for this routine, and I was right.
I start by taking the Espresso shade (which matches my skin tone almost perfectly) and applying it with a brush under my eyes (dark circles disappear!) as well as dark spots and hyperpigmentation around my face. After this step alone, I was shocked at how smooth and even my complexion looked with the minimal amount of product I used. You can stop there with concealer, but I like a good glowing under eye, so I go in with a slightly lighter shade (Umber) to brighten the area, applying it just around my tear duct where I I have a slight crease and at the corners of my eyes for a lifting effect. I’ve found by doing this routine a few times that Elf Camo Concealer is great for this type of look as well – it has a hydrating feel but is still thick enough to cover any marks you need to hide.
Step 3: Blush
I used to not be a fan of blush, but that definitely changed in 2021 for no other reason than: I discovered how beautiful cream blushes can be. My favorite blushes at the moment include Rare Beauty’s Liquid Blush in the shade Matte Terracotta and the Nars Air Matte Sheer Cream Blush in the shade Torch – but the blush that really smothered me is in makes a lip product. I was well aware that this Rouje Paris palette was for lips when I first got it, but upon opening the colors (especially the vibrant deep red) were too stunning not to try as a that blush, and I’m forever grateful to myself that I did.
I apply a small amount with a brush (sometimes my fingers if I’m really in a hurry) on the high points of my cheeks before smiling broadly to apply a little more on the fullest point of my cheeks . The result is a perfectly dewy finish.
Step 4: Lips
I wouldn’t be me if I didn’t leave the house with brown lips and a rosy nude lip gloss, so I always finish every makeup look (natural or glam) with this lip combo. Recently, it’s Bossy Cosmetics liner in Lush paired with Dior’s Diorific Lipstick in Taupe Isaphan and topped off with a little Merit Tinted Lip Oil in Cara Cara.
And after 10-20 minutes and in just four steps, I’m ready to walk out the door, but not without admiring my handiwork and taking a few selfies – which is now the new reason why I’m late for everything.
“Eat fewer non-vegetarian foods at this age.” “Do you still need strength training at this age?”
Here are some common suggestions given to middle-aged people. As a result, some people either begin to eliminate nutritious food groups of their daily diet without consulting a nutritionist or don’t bother at all and eat whatever they want without evaluating the health outcomes. Life in your 50s can be tough. These challenges are exacerbated for post-menopause women due to hormonal changes.
After age 50, many people find it difficult to maintain a healthy weight. Aging makes it harder to lose excess body fat. Sedentary lifestyles, metabolic changes, and poor diet are some of the factors that contribute to weight gain. In order to maintain a healthy body weight, many people eliminate a number of food groups from their diet, which unfortunately leads to nutritional deficiencies, muscle loss, sleep disturbances, fatigue and weakness.
This column explores six simple ways to promote a healthy weight and tips for staying fit at any age, even in your 50s.
Know your numbers: Body Mass Index (BMI) may not be an ideal method of determining whether you are overweight or obese when you are in your 50s. the National Institutes of Health recommends that older adults keep their BMI between 25 and 27, rather than below 25. The NIH recommends keeping a BMI above 25 to prevent bone thinning. Keep track of your body weight with a digital scale to avoid excessive weight gain. Your waistline is another important indicator of your health. Both men and women accumulate belly fat when they reach middle age. Excess abdominal fat increases the risk of non-communicable diseases such as type 2 diabetes and cardiovascular disease. In your 50s, you should have an annual or semi-annual checkup to stay informed about your overall health.
Combine workouts:Regular physical activity is recommended for everyone. In his fifties, strength training is more important for preventing sarcopenia, a process in which your muscle mass decreases. It is estimated that your muscular mass declines about 1-2% per year after age 50, while your muscle strength declines about 1.5-5% per year. Adding strength training to your daily exercise routine is crucial for reducing the risk of sarcopenia as you age. Plus, it helps reduce body fat and increases metabolism to keep you fitter. Cardio exercises such as brisk walking, jogging can also help increase your endurance.
Focus on what you eat and how much: Use nutrient rich foods. Weight loss often requires a calorie deficit, but not all calories are the same, so what you eat is more important than how much. In your 50s, nutritional needs change due to reduced calorie intake, medications, chronic health conditions, muscle loss, and more.
It is important to have a rich diet (Source: Pexels)
Fill your plate with whole foods that will keep you full longer: Nuts, seeds, lean proteins, whole grains, legumes, probiotics, green vegetables, leafy vegetables, low sugar fruit, etc Increase protein intake to prevent age-related muscle loss and promote healthy weight loss. In one study 2018, to help older adults maintain muscle mass, resistance training and high-protein diets have been recommended. Significant improvements were seen in muscle strength, muscle endurance, aerobic capacity, balance and functional ability markers, and several health markers in all groups. Researchers found that older women who participated in a resistance-based exercise program with a high-protein diet tended to lose more weight than those who followed a high-carb diet.
Avoid carbohydrate-rich meals, refined sugar, and sugary drinks, as they provide empty calories and minimal nutrition. A diet high in calories and carbohydrates in old age increases the risk of multiple diet-related non-communicable diseases, including type 2 diabetes, hypertension, obesity, etc.
Move more: ‘Sitting is the new smoking.’ Find ways to increase your thermogenesis without physical activity or NEAT. Physical movements that are not planned exercises or sports (or sleeping, breathing, and eating) are considered NEAT. Sometimes it is called physical activity without exercise or NEPA. NEAT can be achieved while cooking, running errands, dusting, walking the dog, walking while talking on call, taking a stretch break every hour, etc. These activities add to the total daily activity and help increase your metabolism.
Sleep soundly: Research shows that lack of quality sleep is one of the biggest obstacles to your weight loss efforts. In fact, long-term sleep deprivation can lead to obesity also. Try to ensure 7-9 hours of quality sleep per night by avoiding gadgets or electronic devices before bed, minimizing light in your bedroom, and avoiding very spicy meals or caffeine just before bed.
In a word – As we age, we need to focus on our lifestyle, changing one habit at a time. Aging is inevitable, but how we age and maintain our high productivity is up to us. It may seem like eating well, sleeping well and exercising are regular occurrences, but they are factors in good health and peak performance.
📣 For more lifestyle news, follow us on Instagram | Twitter | Facebook and don’t miss the latest updates!
Us Weekly has affiliate partnerships, so we may receive compensation for certain links to products and services.
just like Dear, we often wish “to be able to go back in time”. We miss our radiant youthful complexion! The subject of aging is so relevant that it even appeared on the new sex and the city series centered on our favorite New Yorkers, now in their 50s. During a recent episode of And just like that…, Carrie and her boyfriend Anthony visited a plastic surgeon to learn about anti-aging treatments. As the fictional doctor said, “Well, unfortunately, Mother Nature and Instagram are a lot harder on women.” Isn’t that the truth!
Here has Shop with us, we want to embrace your natural beauty and age gracefully. However, we also think laugh lines are unfair – why are we being punished for smiling? If you want to avoid injectables while reducing the appearance of wrinkles, we’ve found a product that will get the job done. Read on to learn more about Caudalíe Resveratrol-Lift Instant Firming Serum.
See it!
Get the Caudalie Resveratrol-Lift Instant Firming Serum for just $79 at Nordstrom.
Caudalíe Resveratrol-Lift Instant Firming Serum is a skincare treatment that helps lift and visibly reduce the appearance of wrinkles. Formulated with a blend of active ingredients, this lightweight serum is oil-free and cruelty-free. Hyaluronic acids hydrate the skin, while the antioxidant Resveratrol firms fine lines. Plus, the vegan collagen alternative and peptides in the serum smooth the look of your facial contour. And it is clear that the pink packaging Caudalie is too cute. Think how fabulous it will look on your vanity!
See it!
See it! Get the Caudalie Resveratrol-Lift Instant Firming Serum for just $79 at Nordstrom.
This firming serum is so effective that 100% of buyers gave the product a 5 star review. Here are some of the most notable responses:
“After a few weeks, I already noticed that my skin is more toned and firmer. I really believe that by combining Resveratrol with hyaluronic acid, Caudalie has found the right recipe for younger, more beautiful skin!
“I have tried many different serums and this is by far the best! I can actually see a difference with only a week of use. My skin is firmer, more luminous and the product is very light and smooth. And it’s VEGAN!!! I can’t do better than that!”
“This product reduced my fine lines and wrinkles within a week. I am very impressed and happy with the results I have seen so far.
“The texture is so light, it feels like a second skin! My skin is firmer and more radiant!
We think you are beautiful the way you are. But if you want to feel better and preserve your youth, consider trying Resveratrol-Lift Instant Firming Serum from Caudalíe.
See it! Get the Caudalie Resveratrol-Lift Instant Firming Serum for just $79 at Nordstrom.
Not your style? Check out more from Caudalíe here and shop all other Nordstrom skincare here!
This article is brought to you by the Shop With Us team at Us Weekly. The Shop With Us team aims to highlight products and services that our readers might find interesting and useful, such as face masks, self-tanners, Lululemon-style leggings, and all the best gifts for everyone in your life. The selection of products and services, however, is in no way intended to constitute an endorsement of Us Weekly or any celebrity mentioned in the post.
The Shop With Us team can receive products from manufacturers for free to test. Additionally, Us Weekly receives compensation from the manufacturer of the products we write about when you click on a link and then purchase the product featured in an article. This does not determine our decision as to whether a product or service is featured or recommended or not. Shop With Us operates independently of the advertising sales team. We appreciate your feedback at [email protected] Good shopping!
As investors anxiously wait to navigate a receding pandemic, they may focus on stocks that will benefit from a return to normal – but they might find dangerous and unexpected undercurrents that thwart them.
Take stocks of major cruise lines Carnival (CCL), Royal Caribbean (RCL) and Norwegian (NCLH), for example. These have already fully returned to their pre-pandemic business valuations with no commensurate recovery in sight. This presents a serious problem for investors since the risk/return ratio is negative. Unlike most other industries, whose inventories have rebounded, the cruise industry is still incurring losses, sustaining significant Covid risks, and balance sheet leverage is adding structural impediments to restoring profitability.
Stock prices may look down from previous years, but dilutive capital raises and debt increases have boosted valuation significantly. Pre-pandemic cruise line valuations don’t have a magic formula for investors to fol